Abstract: Methods and systems are provided for estimating liability in an accident. In an embodiment, the liability estimate may include a base liability and one or more adjustments due to various factors. The base liability may be determined from characteristics including: the configuration of the roadway, the type of accident, right of way, and impact points of each vehicle. The adjustments due to various factors may be determined from conditions of vehicles in the accident, conditions of drivers in the accident, actions of drivers in the accident, and/or environmental conditions in the accident. In one embodiment, a base liability adjusted due to the various factors may exceed a predefined upper or lower bound of liability. In such a case, an absolute liability value may be assigned as the liability estimate.

Abstract: Generally, the present invention is directed to marketing techniques and more particularly to direct-to-patient marketing for medical devices, pharmaceutical drugs, and biotechnology products. The approach presented here may also be applied to the recruitment of patients for clinical trials evaluation including tracking outcomes after treatment. An embodiment of the invention includes the steps of finding potential patients, qualifying potential patients, connecting potential patients to preferred physicians, and tracking the patient's progress through the appointment phase and tracking outcomes.

Abstract: Methods, including service methods, articles of manufacture, systems, articles and programmable devices are provided for vehicle route planning as a function of vehicle type. A plurality of different routes for travel by a vehicle from a trip origin to a destination is determined, and the vehicle identified as either an internal combustion engine vehicle type or a hybrid vehicle type. A programmable device is caused to recommend a route of the determined plurality of routes to an operator of the identified vehicle as a function of the identified vehicle type, wherein a route recommended to the identified internal combustion engine vehicle type is different from a route recommended to the identified hybrid vehicle type. In some examples, identifying the vehicle as configured to generate operative energy through a regenerative braking energy component results in recommending a route will cause more breaking over a faster route.

Abstract: Digital assets may be insured against loss. The digital assets may comprise commercial products and/or user-generated data. An insurance product may provide either for monetary reimbursement or replacement (e.g., repurchase) of the digital assets and/or for backup services to backup insured digital assets so that the insured digital assets may be retrieved if the original user copies are lost.

Abstract: A computer-implemented system and method for integrating data from a plurality of biomedical development phases. The system and method include a database that stores data collected from the biomedical development phases. The database further includes a metadata data structure that describes the data collected during a biomedical development phase. At least one graphical user interface collects data during the biomedical development phase. The structure of the graphical user interface is defined based at least in part upon the metadata data structure so that the graphical user interface collects data points as well as metadata that is to be stored within the metadata data structure. The metadata describes the collected data points, and at least a portion of the metadata data structure is determined based upon an issue that arises in a subsequent biomedical development phase.

Abstract: Systems and methods for managing subrogation and recovery of insurance claims with a computer including receiving data for a first insurance claim; determining from the data whether the first insurance claim has recovery potential; thereafter when it is determined that the first insurance claim has recovery potential, collecting information about the event from which the first insurance claim was derived; repeatedly seeking data, as necessary, for additional insurance claims associated with the event such that all insurance claims arising from the event are processed together.

Abstract: A modular interactive system and method for customizing health education to an individual at a remote terminal to induce a modification in a health-related behavior of the individual. The automated system includes a questionnaire generator for questioning the individual to determine his or her motivational drivers and comprehension capacity. The questionnaire generator is a graphical user interface that allows a clinician to graphically attach questions to answer to action. A processor then generates a script program based on what the clinician has attached together. A profile generator receives answers entered by the individual from the remote terminal and generates a motivational driver profile and a comprehension capacity profile of the individual. A translator receives clinical data relating to a current health condition of the individual and translates the clinical data, the motivational driver profile, and the comprehension capacity profile into a profile code.

Abstract: A medicine management apparatus 100 includes: a medicine storage 148 which stores a plurality of medicines used at a site of medical care; a storage and retrieval detector 146 which, when a medicine handling personnel manipulates the apparatus to store or retrieve an accommodated medicine to be accommodated in the apparatus, physically detects the target accommodated medicine for which the apparatus is manipulated, differentiating it from the other accommodated medicines; and a counter 150 which counts each type of the plurality of accommodated medicines. An injection prescription receiver 152 receives injection prescription data from an external prescription analyzer 250. A retrieval determining unit 124 determines whether the accommodated medicine detected as being retrieved is the accommodated medicine directed by the injection prescription data to be retrieved.

Abstract: Systems and methods may provide for copay adjustment. The systems and methods may include receiving a claim request from a pharmacy computer, where the claim request may be associated with a product requested by a customer, transmitting the claim request to a claims processor for adjudication, and receiving, from the claims processor, a first claim response for the claim request, where the first claim response may include a current copay amount payable by the customer. The systems and methods may also include determining, based upon a historical claim transaction record associated with the customer, that a prior copay amount for the drug is less than the current copay amount, and transmitting a second claim response to the pharmacy computer with a new copay amount lower than the current copay amount of the first claim response.

Abstract: Methods and systems for providing vehicle accident information to a computer system are provided. In one embodiment, an accident type of a vehicle accident may be provided to the computer system via a graphical user interface. The computer system may include a memory. The memory may have sets of characteristics regarding one or more past or theoretical accidents. In an embodiment, at least one characteristic in the sets of characteristics may be an accident type. The computer system may display one or more of the accident types in the memory as a graphical image on the graphical user interface. A user may select an accident type of the vehicle accident from the graphical user interface.

Abstract: Methods and systems for managing insurance claims include facilitating prepayment decisions, provider bill auditing, and recovery of paid claims. Prepayment decisions include, for example, determining whether to pay, deny, or defer an insurance claim submitted by an insured. Provider bill auditing may include, for example, examining bills related to an insurance claim for accuracy. Recovery of paid claims may include managing litigations and calculating fees due for recovery services.

Abstract: A system and associated methods for improving the management of an individual's health is provided. The system includes a data measurement mechanism generating information relevant to a particular health condition, a data acquisition mechanism for transferring the information to a storage medium, at least one data analysis mechanism generating insights relevant to a particular health condition and an information presentation mechanism for displaying the insights to a patient, caregiver or physician.

Abstract: A system and method for creating an individual treatment plan which includes a user interface configured to receive user input and communicate with a Relational Remedy Database Server containing information about chronic illnesses and remedies. The Method and System described herein further utilizes a Treatment Plan Software Component, a Patient Data Update Software Component and an Optimization Software Component which performs a multiple regression analysis to determine an optimal combination of remedies based on user responses to create an Updated Treatment Plan.

Abstract: Computer-implemented methods and systems for estimating liability for a vehicle accident are provided. In one embodiment, the theoretical paths of a straight traveling vehicle and of a turning vehicle may be estimated. In certain embodiments, the turning vehicle may be merging into the same lane as the straight traveling vehicle. The opportunity of at least one vehicle, traveling at a specified speed, to avoid the accident may be assessed. In an embodiment, a contribution to liability to at least one vehicle may be estimated based on the opportunity of the vehicle to avoid the accident.

Abstract: Computer-implemented methods and systems for estimating liability for a vehicle accident are provided. In one embodiment, a question may be generated on one or more topics relating to the accident. A set of answers corresponding to the question may be provided to the computer system. In an embodiment, the set of answers may include one or more answers obtained from one or more sources. An answer from the set of answers may be selected for use in estimating liability in the accident. The effect of the selected answer on liability may be estimated.

Abstract: A diuretic titration system is disclosed herein. The diuretic titration system includes a server having an algorithm, a communication device operatively connected to the server, and a monitoring device operatively connected to the server. The algorithm is configured to evaluate input from the communication device and/or the monitoring device in order to provide a diuretic dosage recommendation for a remotely located patient. A corresponding method for monitoring and regulating the dosage of a diuretic medication administered to a remotely located patient is also disclosed.

Abstract: A medical information system receives patient data and information from various sources and displays such information in a variety of formats for use by member of a medical team in a hospital, clinic, or office. The system receives patient information from doctors, pharmacists, patient monitoring equipment, testing laboratories, and/or computer databases. Access to selected subsets of patient information is provided by user selection of specific data sets identified by job function selection icons. Multiple types of patient data are selectively displayed simultaneously, and to multiple remote users. The system can access stored data according to user-specified formulae to compute a score or metric which reflects a relationship between various factors, each factor being weighted appropriately according to its significance as defined in the formula.

Abstract: Systems and methods for method providing a diagnostic image study to one or more interpreters may include receiving the diagnostic image study at a first translator, making the diagnostic image study available to one or more board certified and credentialed interpreters substantially simultaneously, and selecting one or more of the interpreters to provide an interpretation of the images based on one or more variables.

Abstract: A user may use a financial card to make a purchase at a merchant. An institution system may receive and analyze transaction data associated with the purchase. The institution system may send a notice to the user asking if the user would like insurance coverage for the item(s) pertaining to the purchase. The notice may request the user send a photo of the item(s) or documentation pertaining to the item(s) to the institution system.

Abstract: A system for improving worker's compensation programs. Employee presence is detected by using proximity sensors at different places in the workplace. For example, where a company has different workshops, offices, rooms, or other areas, detection of a worker's presence in one or more of the areas allows more accurate information to be used to calculate liabilities such as risk of injury. Data about a worker's presence, duration of presence, repeated presence, or other characteristics of a worker in an area are sensed and logged by a digital system. The system can store and process the data locally, or the data (or a derivative of the data) can be transferred to other entities for storage, processing, analysis or other purposes. For example, the presence data can be sent to insurance providers for calculation of accurate premiums, risk, payouts, etc.