Patents by Inventor Abhijit Rao

Abhijit Rao has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11552793
    Abstract: Systems, apparatuses, methods, and computer program products are disclosed for post-quantum cryptography (PQC). An example method includes transmitting a first portion of an electronic communication to a client device over a non-PQC communications channel. The example method further includes transmitting a second portion of the electronic communication to the client device over a PQC communications channel. In some instances, the first portion of the electronic communication may comprise overhead data, and the second portion of the electronic communication may comprise payload data.
    Type: Grant
    Filed: September 10, 2019
    Date of Patent: January 10, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Bradford A. Shea, M. Erik Meinholz, Robert L. Carter, Jr., Jeff J. Stapleton, Abhijit Rao, Pierre Arbajian, Peter Bordow, Ravi K. Maganti
  • Patent number: 11550948
    Abstract: Apparatuses, methods, and computer program products are provided for data privacy and clearance traversal. An example method includes receiving a first model having an associated first clearance. The method further includes determining a faulty outcome of the first model due to the first clearance and receiving a second model having an associated second clearance. The method also includes inputting the faulty outcome of the first model to the second model and generating a traversal outcome of the second model. The method further include inputting the traversal outcome to the first model so as to traverse a clearance issue associated with the first clearance. The method also includes preventing access of the second model to user data analyzed by the first model in generating the faulty outcome.
    Type: Grant
    Filed: May 14, 2020
    Date of Patent: January 10, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Joon Maeng, Ramanathan Ramanathan, Pierre Arbadjian, Andrew J. Garner, IV, Ramesh Yarlagadda, Abhijit Rao, Adam Sanders
  • Patent number: 11551132
    Abstract: Various systems and methods are provided for quantum computing based optimization of a personalized portfolio. One exemplary method may comprise identifying one or more filtered personalized portfolio optimization factor data based on one or more optimization factor data for the personalized portfolio, personalized portfolio owner feedback, QC algorithms, and algorithm performance information, selecting one QC algorithm for each filtered portfolio optimization factor data of the one or more filtered portfolio optimization factor data, utilizing the selected QC algorithm to optimize a personalized portfolio determination for each identified filtered personalized portfolio optimization factor data, and rebalancing the personalized portfolio based on the personalized portfolio determination.
    Type: Grant
    Filed: May 28, 2020
    Date of Patent: January 10, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Ramanathan Ramanathan, Andrew J. Garner, IV, Abhijit Rao, Pierre Arbadjian, Michael Erik Meinholz, Ramesh Yarlagadda, Bradford A. Shea, Adam Sanders
  • Patent number: 11551178
    Abstract: Apparatuses, methods, and computer program products are provided for improved model compliance. An example method includes receiving a product model that is generated from user data associated with a plurality of users and receiving a first regulation offending model that is non-compliant with respect to a first regulatory factor. The method also includes analyzing the product model with the first regulation offending model and generating a first regulation compliance score for the product model with respect to the first regulatory factor. The method further includes determining whether the first regulation compliance score satisfies a first regulatory factor threshold. In an instance in which the first regulation compliance score fails to satisfy the first regulatory factor threshold, the method includes generating a first violation notification or modify the product model.
    Type: Grant
    Filed: May 14, 2020
    Date of Patent: January 10, 2023
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Ramesh Yarlagadda, Pierre Arbadjian, Andrew J. Garner, IV, Ramanathan Ramanathan, Abhijit Rao, Joon Maeng
  • Patent number: 11544047
    Abstract: Various methods are provided for quantum computing (QC) based code-optimization. One example method may comprise receiving an indication of one or more runtime hotspots in executed code based on one or more QC algorithms, testing a portion of the executed code associated with at least one of the one or more identified runtime hotspots; generating a plurality of performance information indicators comprising information resulting from the testing of the portion of the code; selecting, based on the plurality of performance information indicators, one QC algorithm for the at least one of the one or more identified runtime hotspots; and utilizing the selected QC algorithm for the at least one of the one or more identified runtime hotspots to optimize the at least one of the one or more identified runtime hotspots.
    Type: Grant
    Filed: December 22, 2021
    Date of Patent: January 3, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Abhijit Rao, Andrew J. Garner, IV, Adam Sanders, Ramanathan Ramanathan
  • Patent number: 11539523
    Abstract: Systems and techniques for data creation limits are described herein. In an example, a data creation limits system is adapted to receive data and split the data into a plurality of portions based on entity interests in each of the plurality of portions. The data creation limits system may be further adapted to generate respective tokens for each portion of the plurality of portions. The data creation limits system may be further adapted to assign an owner to a token of the respective tokens, the token corresponding to a portion of the plurality of portions and assigning the owner based on the owner having an entity interest in creation of the portion. The data creation limits system may be further adapted to generate a script, using the token, for access to the portion. The data creation limits system may be further adapted to save the portion including the token.
    Type: Grant
    Filed: July 22, 2020
    Date of Patent: December 27, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Darius A. Miranda, Rajiv Ranjan, Uma Meyyappan, Chris Theodore Kalaboukis, Joon Maeng, Ramanathan Ramanathan, Abhijit Rao, Abhijit Shetti, Rameshchandra Bhaskar Ketharaju, Chandramouli Subramanian
  • Patent number: 11533175
    Abstract: Systems, apparatuses, methods, and computer program products are disclosed for post-quantum cryptography (PQC). An example system includes a PQC smartcard. The smartcard may include a PQC cryptographic algorithm selection circuitry configured to select a PQC cryptographic technique from a set of PQC cryptographic techniques for encrypting the data. The smartcard may further include a PQC cryptographic circuitry configured to encrypt data based on a generated set of PQC encryption attributes and the PQC cryptographic technique.
    Type: Grant
    Filed: January 30, 2020
    Date of Patent: December 20, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Abhijit Rao, Adam Sanders, Ramanathan Ramanathan, Ramesh Yarlagadda, Pierre Arbajian, Andrew J. Garner, IV
  • Patent number: 11526935
    Abstract: A method for rendering results of an audit includes receiving data corresponding to the results of the audit. The data includes an image to be rendered on a display screen of an electronic computing device. The data includes one or more insights derived from the results of the audit. A user of the electronic computing device is identified. The image is rendered on the display screen. One or more insights derived from the results of the audit are rendered on top of the image on the display screen. A content of the one or more insights derived from the results of the audit that are rendered on top of the image on the display screen is dependent upon the identity of the user of the electronic computing device.
    Type: Grant
    Filed: June 13, 2018
    Date of Patent: December 13, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Neil Yoshihisa Kakita, Robert Louis Sellers, Abhijit Rao
  • Patent number: 11477016
    Abstract: Systems, apparatuses, methods, and computer program products are disclosed for post-quantum cryptography (PQC). An example method includes receiving data, a set of data attributes about the data, and a risk profile data structure indicative of a vulnerability of the data in a PQC data environment. The example method further includes retrieving PQC cryptographic performance information associated with a set of PQC cryptographic techniques. The PQC cryptographic performance information may comprise a set of PQC cryptographic performance attributes for each PQC cryptographic technique in the set of PQC cryptographic techniques. The example method further includes generating a set of PQC encryption attributes for encrypting the data based on the set of data attributes, the risk profile data structure, and the PQC cryptographic performance information. Subsequently, the example method includes encrypting the data based on the set of PQC encryption attributes.
    Type: Grant
    Filed: September 10, 2019
    Date of Patent: October 18, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Robert L. Carter, Jr., Ravi K. Maganti, Bradford A. Shea, M. Erik Meinholz, Jeff J. Stapleton, Peter Bordow, Pierre Arbajian, Abhijit Rao
  • Patent number: 11442753
    Abstract: Methods, apparatuses, and computer program products are disclosed for dynamic user interfaces. An example computer-implemented method includes receiving a communication channel request from a user device and establishing a communication channel with the user device. The computer-implemented method also includes receiving an indication that a first user and a second user are accessing the communication channel via the user device and generating a hybrid interface. The hybrid interface includes blended interface data based upon first user parameter data associated with the first user and second user parameter data associated with the second user, first personalized interface data based upon the first user parameter data, and second personalized interface data based upon the second user parameter data. The computer-implemented method may include causing the first personalized interface data and/or the second personalized interface data to be obscured.
    Type: Grant
    Filed: October 14, 2020
    Date of Patent: September 13, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Ramanathan Ramanathan, Chris Theodore Kalaboukis, Andrew J. Garner, IV, Abhijit Rao, Andres J. Saenz
  • Patent number: 11422835
    Abstract: Methods, apparatuses, and computer program products are disclosed for dynamic user interfaces. An example computer-implemented method includes receiving a communication channel request from a first user and establishing a communication channel between a dynamic interface system and a device associated with the communication channel request. The computer-implemented method also includes determining that the first user and a second user are accessing the communication channel via the device and rendering a hybrid interface. The hybrid interface includes blended interface data based upon first user parameter data associated with the first user and second user parameter data associated with the second user, first personalized interface data based upon the first user parameter data, and second personalized interface data based upon the second user parameter data. The computer-implemented method may include obscuring the first personalized interface data and/or the second personalized interface data.
    Type: Grant
    Filed: October 14, 2020
    Date of Patent: August 23, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Ramanathan Ramanathan, Chris Theodore Kalaboukis, Andrew J. Garner, IV, Abhijit Rao, Andres J. Saenz
  • Patent number: 11416635
    Abstract: Various examples are directed to computer-implemented systems and methods for providing a pseudonymous browsing mode. A method includes receiving, by a processor of a computer, input from a user requesting a level of anonymity for a session on an application or website, where the level of anonymity is between open browsing and completely incognito browsing. The processor programs an avatar configured to provide the level of anonymity to an identity of the user and data generated by the user based on the received input. The processor uses the avatar to control an amount of data shared by the user with the application or website to provide the level of anonymity to an identity of the user and data generated by the user.
    Type: Grant
    Filed: July 10, 2020
    Date of Patent: August 16, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Darius A. Miranda, Rajiv Ranjan, Uma Meyyappan, Dennis E. Montenegro, Pankaj Parekh, Chris Theodore Kalaboukis, Joon Maeng, Ramanathan Ramanathan, Abhijit Rao, Abhijit Shetti, Rameshchandra Bhaskar Ketharaju, Chandramouli Subramanian
  • Publication number: 20220253878
    Abstract: A method for determining a discount for an existing loan for a student includes comparing a score for each attribute of a plurality of attributes for the student with an average score for a corresponding attribute for a group of students. A weighting for one or more of the attributes is adjusted based on the comparing of each score for the one or more attributes for the student with the average score for the one or more attributes for the group of students. The adjusted weighting for the one or more attributes for the student is used to calculate a score that determines whether the student qualifies for the loan discount.
    Type: Application
    Filed: April 4, 2018
    Publication date: August 11, 2022
    Inventors: Abhijit Rao, Jasvir Kenneth Singh
  • Patent number: 11375027
    Abstract: Embodiments of the present disclosure provide for improvements in managing connection channels for multiple associated users. As connection channel changes occur for one or more users, various connection channels are updated such that appropriate functionality is accessible as determined based on aspects of the connection channel change. Example embodiments provide for establishing a plurality of connection channels associated with a plurality of user data objects, where each of the plurality of connection channels enables access to functionality associated with a shared electronic data object via one of a plurality of computing devices, detecting, for a first user data object of the plurality of user data objects, a connection channel change associated with a first connection channel corresponding to a first computing device, and updating the functionality associated with the shared electronic data object for at least one of the plurality of connection channels based on the connection channel change.
    Type: Grant
    Filed: October 28, 2020
    Date of Patent: June 28, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Ramanathan Ramanathan, Chris Theodore Kalaboukis, Andrew J. Garner, IV, Abhijit Rao, Joon Maeng, Andres J. Saenz, Rameshchandra Bhaskar Ketharaju
  • Patent number: 11366897
    Abstract: Systems, methods and computer program products are provided for layered quantum computing (QC) detection. An example system includes QC detection data generation circuitry that generates QC detection data via a first post-quantum cryptographic (PQC) technique. The system also includes cryptographic circuitry configured to generate a pair of asymmetric cryptographic keys including a public cryptographic key and a private cryptographic key via a second PQC technique, generate encrypted QC detection data based on the pair of asymmetric cryptographic keys, and destroy the private cryptographic key. The system further includes data monitoring circuitry configured to monitor a set of data environments for electronic information related to the encrypted QC detection data. In response to detection of the electronic information related to the encrypted QC detection data, the system may monitor a set of data environments for electronic information related to the QC detection data.
    Type: Grant
    Filed: January 17, 2020
    Date of Patent: June 21, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Ramanathan Ramanathan, Andrew J. Garner, IV, Abhijit Rao, Pierre Arbadjian, Michael Erik Meinholz, Omar B. Khan, Ramesh Yarlagadda
  • Patent number: 11343270
    Abstract: Systems, apparatuses, methods, and computer program products are disclosed for post-quantum cryptography (PQC). An example method includes receiving data. The example method further includes retrieving policy information associated with the data. The example method further includes generating a set of policy attributes about the data based on the data and the policy information. Subsequently, the example method includes generating a risk profile data structure based on the set of policy attributes. The risk profile data structure may be indicative of a vulnerability of the data in a PQC data environment.
    Type: Grant
    Filed: September 10, 2019
    Date of Patent: May 24, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Robert L. Carter, Jr., Ravi K. Maganti, Bradford A. Shea, M. Erik Meinholz, Jeff J. Stapleton, Peter Bordow, Pierre Arbajian, Abhijit Rao
  • Patent number: 11338257
    Abstract: A fluid distributor comprises a first conduit extending along a first elongated axis and a second conduit circumscribing the first conduit. A first area comprises a cross-sectional flow area of the first conduit taken perpendicular to the first elongated axis. The first conduit comprises a first plurality of orifices comprising a first combined cross-sectional area. The second conduit comprises a second plurality of orifices comprising a second combined cross-sectional area. A first ratio of the first area to the first combined cross-sectional area can be about 2 or more. A second ratio of the first combined cross-sectional area to the second combined cross-sectional area can be about 2 or more. An angle between a direction of an orifice axis of a first orifice of the first plurality of orifices and a direction of an orifice axis of a first orifice of the second plurality of orifices can be from about 45° to 180°.
    Type: Grant
    Filed: November 6, 2019
    Date of Patent: May 24, 2022
    Assignee: Corning Incorporated
    Inventors: John Alan Langstrand, Dong-gun Moon, Elias Panides, Abhijit Rao, Jung-Hun Yun
  • Patent number: 11334667
    Abstract: Systems, methods, and computer program products are provided for disparate quantum computing (QC) detection. An example system includes QC detection data generation circuitry that generates a first set of QC detection data and generates a second set of QC detection data. The system also includes cryptographic circuitry that generates a first public cryptographic key and a first private cryptographic key via a first post-quantum cryptographic (PQC) technique and generates a second public cryptographic key and a second private cryptographic key via a second PQC technique. The cryptographic circuitry further generates encrypted first QC detection, second QC detection data, and destroys the first private cryptographic key and the second private cryptographic key. The system further includes data monitoring circuitry that monitors for the first encrypted QC detection data and the second encrypted QC detection data.
    Type: Grant
    Filed: January 17, 2020
    Date of Patent: May 17, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Ramanathan Ramanathan, Andrew J. Garner, IV, Abhijit Rao, Pierre Arbajian, Michael Erik Meinholz, Omar B. Khan, Ramesh Yarlagadda
  • Patent number: 11336462
    Abstract: Systems, apparatuses, methods, and computer program products are disclosed for quantum computing (QC) detection. An example method includes generating QC detection data. The example method further includes generating a pair of asymmetric cryptographic keys comprising a public cryptographic key and a private cryptographic key, generating encrypted QC detection data based on the pair of asymmetric cryptographic keys, and destroying the private cryptographic key. The example method further includes monitoring a set of data environments for electronic information related to the encrypted QC detection data. Subsequently, the example method may include generating a QC detection alert control signal in response to detection of the electronic information related to the encrypted QC detection data.
    Type: Grant
    Filed: September 10, 2019
    Date of Patent: May 17, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Ravi K. Maganti, Robert L. Carter, Jr., Bradford A. Shea, M. Erik Meinholz, Jeff J. Stapleton, Peter Bordow, Pierre Arbajian, Abhijit Rao
  • Patent number: 11323523
    Abstract: Embodiments of the present disclosure provide for improvements in managing connection channels for multiple associated users. As connection channel changes occur for one or more users, various connection channels are updated such that appropriate functionality is accessible as determined based on aspects of the connection channel change.
    Type: Grant
    Filed: October 28, 2020
    Date of Patent: May 3, 2022
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Ramanathan Ramanathan, Chris Theodore Kalaboukis, Andrew J. Garner, IV, Abhijit Rao, Joon Maeng, Andres J. Saenz, Rameshchandra Bhaskar Ketharaju