Abstract: A digital tampon including an angled finger cover. The tampons can comprise an absorbent mass having an insertion end and a withdrawal end and an angled finger cover.

Abstract: A digital tampon including a finger cover. The tampon can include an absorbent mass having an insertion end and a withdrawal end, a finger cover, and one or more withdrawal cords that can be joined to the finger cover at one or more joints. The finger cover can be at least partially disposed in the withdrawal end of the tampon.

Abstract: Tampons comprising an asymmetric insertion end are provided. The tampon can comprise a substantially symmetrical absorbent mass having an insertion end and a withdrawal end, wherein the insertion end is asymmetric around an X axis of the tampon. A method of improving placement of a tampon in a vagina of a female is also provided.

Abstract: Risk-based method for assessing an automotive finance company's equity adequacy wherein sources of creditor protection comprises equity, reserves, net deferred tax liability in the event of an overall loss, future tax liability and lifetime profits. Potential unexpected worst-case losses for each of a plurality of exposures is estimated with 99.9% confidence and compared with the company's creditor protection to demonstrate the company's equity adequacy.

Abstract: A tampon and a tampon applicator in combination for expulsion of a tampon. The tampon applicator has a tampon holder tube. The tampon holder tube has a hollow interior portion, a first end dimensioned for insertion into a vaginal cavity, a second end positioned oppositely to the first end, a force controller, and at least one side expulsion member. The side expulsion member has a weakened region located at its base. The tampon has a body having a first end, center, and a second end; body has a joined portion; the body has a plurality of absorbent strips joined at the joined portion. The strips are selected from the group consisting of nonwoven materials, films, woven materials, absorbent foams, superabsorbent polymers, and mixtures thereof. The tampon is housed within the hollow interior portion of the tampon holder tube in a pre-expelled position.

Abstract: The present invention relates to a wrapper for individually packaging absorbent articles for personal hygiene, especially tampons. The wrapper of the present invention is provided with an opening means comprising a tear tape and a stopper, the tear tape is used for opening the wrapper and the stopper prevents the wrapper from becoming separated into more than two segments of wrapper material upon being opened.

Abstract: A method of effecting a payment to a service provider on behalf of a member of a medical scheme includes receiving a request from a service provider for payment in respect of services provided to a member of the medical insurance scheme. If payments made to service providers on behalf of the member exceed a predetermined amount within a predetermined period then requesting a payment from a credit facility of the member and if a payment from the credit facility of the member is approved then effecting payment to the service provider.

Abstract: The present invention relates to a wrapper for individually packaging absorbent articles for personal hygiene, especially tampons. The wrapper of the present invention is provided with an opening means, which prevents the wrapper from becoming separated into more than one piece of wrapper material upon being opened.

Abstract: The present invention relates to a wrapper for individually packaging absorbent articles for personal hygiene, especially tampons. The wrapper of the present invention is provided with an opening means comprising a tear tape and a stopper, the tear tape is used for opening the wrapper and the stopper prevents the wrapper from becoming separated into more than two segments of wrapper material upon being opened.

Abstract: The present invention relates to a wrapper for individually packaging absorbent articles for personal hygiene, especially tampons. The wrapper of the present invention is provided with an opening means, which prevents the wrapper from becoming separated into more than one piece of wrapper material upon being opened.

Abstract: Risk-based method for assessing an automotive finance company's equity adequacy wherein sources of creditor protection comprises equity, reserves, net deferred tax liability in the event of an overall loss, future tax liability and lifetime profits. Potential unexpected worst-case losses for each of a plurality of exposures is estimated with 99.9% confidence and compared with the company's creditor protection to demonstrate the company's equity adequacy.

Abstract: An absorbent article, such as a diaper, a sanitary napkin, a panty liner, an adult incontinence device, a bandage, or the like is provided which has: (a) a liquid pervious topsheet defining a body-facing side of the absorbent article; (b) a liquid impervious backsheet joined to the topsheet and defining a garment-facing side of the absorbent article; (c) an absorbent layer being positioned between the topsheet and the backsheet; and (d) an adhesive system located on the backsheet. The adhesive system comprises a plurality of three-dimensional protrusions which are deformable into a substantially two-dimensional configuration and an interconnected network of adhesive surrounding the protrusions which is protected from inadvertent contact with external surfaces until the three-dimensional protrusions are deformed into a substantially two-dimensional configuration.

Abstract: An absorbent article, such as a diaper, a sanitary napkin, a panty liner, an adult incontinence device, a bandage, or the like is provided which has: (a) a liquid pervious topsheet defining a body-facing side of the absorbent article; (b) a liquid impervious backsheet joined to the topsheet and defining a garment-facing side of the absorbent article; (c) an absorbent layer being positioned between the topsheet and the backsheet; and (d) an adhesive system located on the backsheet. The adhesive system comprises a plurality of three-dimensional protrusions which are deformable into a substantially two-dimensional configuration and an interconnected network of adhesive surrounding the protrusions which is protected from inadvertent contact with external surfaces until the three-dimensional protrusions are deformed into a substantially two-dimensional configuration.

Abstract: A package for containing hygienic articles. The package has a dispensing aperture covered by a refastenably closable flap. The flap overlaps the dispensing aperture, to minimize external contamination. The aperture is made by a cut-out, leaving an opening in the material used to form the package. A separate retaining band is added to decrease the size of the opening so that the desired overlap can be maintained independent of the cut-out used to form the opening or the flap. The package is intact as presented to the user, and may completely enclose the hygienic articles after the first use of a hygienic article.

Abstract: The present invention relates to improved blades for severing sheet materials such as polymeric sheets, metallic foils, and other sheet materials, particularly those suitable for use in the containment and protection of various items including perishable materials. The present invention provides an improved blade for severing sheet materials wherein design parameters for the design of the blade teeth have been tailored for improved severing performance. The blade comprises a blade body and a plurality of individual teeth extending outwardly from the blade body. The teeth each have a finite tooth radius and at least one tooth parameter selected from the group of optimized tooth parameters consisting of a tooth radius less than about 0.005 inches, a tooth pitch of less than about 0.050 inches, and a tooth thickness of less than about 0.006 inches.

Abstract: A fibrous pads package comprises a lightweight dispensing package having a dispensing opening and a plurality of discrete fibrous pads sequentially disposed in the dispensing package in an abutting relationship with each other. Each of the plurality of fibrous pads comprises a cleansing portion and a gripping portion of a predetermined size and shape. Each of the pads may have a transitional portion between the cleansing portion and the gripping portion. The cleansing portion has a cleansing portion thickness Tc and a cleansing portion flexural rigidity Rc; and the gripping portion has a gripping portion thickness Tg and a gripping portion flexural rigidity Rg. The cleansing portion thickness Tc is at least about 10% greater than the gripping portion thickness Tg, and the cleansing portion flexural rigidity Rc is at least about 100% less than the gripping portion flexural rigidity Rg. The gripping portion has a distinct gripping edge.

Abstract: A package for containing hygienic articles. The package has a dispensing aperture covered by a refastenably closable flap. The flap overlaps the dispensing aperture, to minimize external contamination. The aperture is made by a cut-out, leaving an opening in the material used to form the package. A separate retaining band is added to decrease the size of the opening so that the desired overlap can be maintained independent of the cut-out used to form the opening or the flap. The package is intact as presented to the user, and may completely enclose the hygienic articles after the first use of a hygienic article.