Patents by Inventor Austin Grant Walters

Austin Grant Walters has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230016399
    Abstract: A system and method are disclosed in which a user engaging in an online or in-person transaction with a merchant may create automatic expiring transactions for a credit card. The user provides the credit card information to an online interface or a point-of-sale device but specifies an expiration date that is on or before the actual expiration date of the credit card, known as an artificial expiration date. A token for the merchant is generated with the artificial expiration date. The issuing bank will honor the transaction with the artificial expiration date using the merchant-specific token, and the token may continue to be used with the online merchant until the artificial expiration date.
    Type: Application
    Filed: September 22, 2022
    Publication date: January 19, 2023
    Applicant: Capital One Services, LLC
    Inventors: Austin Grant WALTERS, Jeremy Edward GOODSITT, Fardin ABDI TAGHI ABAD
  • Publication number: 20230016044
    Abstract: Various embodiments are generally directed to techniques for creating and utilizing multidimensional embedding spaces for data objects, such as to condition the data for input to a neural network, for instance. Some embodiments are particularly directed to converting semi-structured data, such as a set of data objects, into object vector sets mapped to a multidimensional embedding space. In many embodiments, an embedding space for a set of data objects may be customized with a set of dimensions that correspond to various characteristics of the set of data objects. These and other embodiments are described and claimed.
    Type: Application
    Filed: July 26, 2022
    Publication date: January 19, 2023
    Applicant: Capital One Services, LLC
    Inventors: Austin Grant WALTERS, Mark Louis WATSON, Jeremy Edward GOODSITT, Anh TRUONG, Reza FARIVAR
  • Patent number: 11551047
    Abstract: Techniques to improve operation of a processor or device utilizing colorspace conversions and operations are provided. A system includes a programmable logic array that can perform, a colorspace conversion, which can in turn be by a distinct processor device. The colorspace conversion can be performed by the programmable logic in response to the change of a colorspace associated with a target, e.g. a real or virtual environment, and the colorspace conversion is intended to optimize the colorspace of an object, entity, or other environment in the changed real or virtual environment, and where the optimized object, entity or other environment can be used by the processor device as part of a computing application as suitable for that colorspace conversion, which can include but is not limited to augmented reality, printing of images, detection of images, global positioning, and detection of real and virtual objects in real or virtual environments.
    Type: Grant
    Filed: October 30, 2020
    Date of Patent: January 10, 2023
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt
  • Publication number: 20220398499
    Abstract: Logic may adjust communications between customers. Logic may cluster customers into a first group associated with a first subset of synonyms and a second group associated with a second subset of the synonyms. Logic may associate a first tag with the first group and with each of the synonyms of the first subset. Logic may associate a second tag with the second group and with each of the synonyms of the second subset. Logic may associate one or more models with pairs of the groups. A first pair may comprise the first group and the second group. The first model associated with the first pair may adjust words in communications between the first group and the second group, based on the synonyms associated with the first pair, by replacement of words in a communication between customers of the first subset and customers of the second sub set.
    Type: Application
    Filed: June 17, 2022
    Publication date: December 15, 2022
    Applicant: Capital One Services, LLC
    Inventors: Fardin ABDI TAGHI ABAD, Austin Grant WALTERS, Jeremy Edward GOODSITT, Reza FARIVAR, Vincent PHAM, Anh TRUONG
  • Publication number: 20220391913
    Abstract: Techniques to improve fraud detection for financial institutions maintaining a network of financial terminals. These techniques are applicable towards identifying instances of multiple account usage with at least one of the financial terminals. Example financial terminals known as Automated Teller Machines (ATMs) capture image data whenever a visitor initiates a financial service (and/or receives something of value) and leverage the techniques described herein to determine whether the visitor is engaged in multiple account usage. Such multiple account usage may occur when the visitor withdraws cash against two different accounts. These techniques are further applicable towards securing the two different accounts from misappropriation.
    Type: Application
    Filed: June 17, 2022
    Publication date: December 8, 2022
    Applicant: Capital One Services, LLC
    Inventors: Vincent PHAM, Austin Grant WALTERS, Jeremy Edward GOODSITT, Fardin ABDI TAGHI ABAD, Anh TRUONG
  • Publication number: 20220391650
    Abstract: Techniques to improve detection and security of images, including formation and detection of matrix-based images. Some techniques include logic to process image data, generate one or more colorspaces associated with that data, and perform colorspace conversions based on the generated colorspace. The logic may be further configured to generate an image based on the colorspace conversions, including but not limited to a matrix bar code. The logic may be further configured to apply one or both of an ultraviolet layer and an infrared layer to the image, e.g. matrix barcode, generated from the colorspace conversion(s). Other embodiments are described and claimed.
    Type: Application
    Filed: July 19, 2022
    Publication date: December 8, 2022
    Applicant: Capital One Services, LLC
    Inventors: Austin Grant WALTERS, Jeremy Edward GOODSITT, Fardin ABDI TAGHI ABAD
  • Patent number: 11522688
    Abstract: Techniques to transmit encoded data along a physical medium, e.g. tape, and decode the transmitted data along the physical medium are provided. Some techniques include logic to encode data transmitted along a physical medium, such as a tape suitable for any purpose including the encoding of multimedia data, where the encoding is pursuant to a conversion between a first and second colorspace. The logic may further be configured to decode the data once it is received at a node along the tape, where the colorspace conversion provides the basis, key, or cipher for preforming the decoding operation. The logic may be further configured to alter the encryption and decryption basis, key, or cypher by altering the colorspace scheme defining the encoding (and by extension the decoding) during transmission, including a transmission that takes place after a previous transmission governed by the previously defined (and subsequently altered) colorspace conversion scheme. Other embodiments are described and claimed.
    Type: Grant
    Filed: October 1, 2020
    Date of Patent: December 6, 2022
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Edward Goodsitt, Austin Grant Walters
  • Patent number: 11523153
    Abstract: Disclosed are examples for providing functions to receive a media file to be stored in a media repository. In the examples, a location in the media repository may be assigned to the media file. A media file address in a blockchain platform may be assigned to the media file. Metadata including the assigned location in the media repository and the assigned media file address in the blockchain platform may be added to the media file. A media file hash value may be generated by applying a hash function to the media file including the metadata. The media file hash value may be included in a message and uploaded to the assigned media file address in the blockchain platform as a transaction in the blockchain. An indication that the media file is uploaded to the media repository may be delivered to a subscriber device from which the media file was received.
    Type: Grant
    Filed: October 6, 2020
    Date of Patent: December 6, 2022
    Assignee: Capital One Services, LLC
    Inventors: Kenneth Taylor, Austin Grant Walters, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad, Reza Farivar, Vincent Pham, Anh Truong
  • Patent number: 11514434
    Abstract: Techniques for providing a localized blockchain that uses a mesh network to facilitate transactions for a localized event are provided. An electronic device can receive data from a localized mesh network to establish the device as a node on the localized mesh network. The established node can generate a cryptocurrency wallet that can be loaded with an initial amount of localized cryptocurrency tokens from a total amount of localized cryptocurrency tokens. The total amount of localized cryptocurrency tokens can be previously mined by a central authority of the localized mesh network. The established node can conduct transactions within the localized mesh network utilizing the localized cryptocurrency tokens. The established node can receive a portion of a cryptocurrency token for transmitting transactional data to a next nearest node on the localized mesh network to help facilitate a transaction involving other nodes on the network.
    Type: Grant
    Filed: November 6, 2018
    Date of Patent: November 29, 2022
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad, Reza Farivar
  • Publication number: 20220374876
    Abstract: Techniques for routing to content within a mesh network based on a blockchain are provided. An electronic device can receive data from a mesh network to establish the device as a node on the mesh network. The established node can generate a cryptocurrency wallet that can be loaded with an amount of cryptocurrency. A blockchain can store searchable transactions related to content stored within the mesh network. The established node can search the blockchain to locate content and can transmit a request for certain content. The established node may issue a payment to a node hosting the requested content and/or to any intermediate nodes facilitating the established node's access to the content.
    Type: Application
    Filed: August 4, 2022
    Publication date: November 24, 2022
    Applicant: Capital One Services, LLC
    Inventors: Austin Grant WALTERS, Jeremy Edward GOODSITT, Fardin ABDI TAGHI ABAD
  • Patent number: 11508333
    Abstract: Disclosed are examples for adjusting screen brightness based on screen content being presented on a display screen of a mobile device. The described examples may determine a time at which the screen content is to be evaluated. The screen content is categorized based on the evaluation. A category of the screen content may be input into a machine learning algorithm that may be used to determine whether a screen brightness adjustment is appropriate. If a screen brightness adjustment is appropriate, a degree of the screen brightness adjustment may be determined.
    Type: Grant
    Filed: April 14, 2020
    Date of Patent: November 22, 2022
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Edward Goodsitt, Vincent Pham, Austin Grant Walters, Anh Truong, Galen Rafferty, Reza Farivar
  • Patent number: 11495212
    Abstract: Techniques to dynamically customize a menu system presented to a user by a voice interaction system are provided. Audio data from a user that includes the speech of a user can be received. Features can be extracted from the received audio data, including a vocabulary of the speech of the user. The extracted features can be compared to features associated with a plurality of user group models. A user group model to assign to the user from the plurality of user group models can be determined based on the comparison. The user group models can cluster users together based on estimated characteristics of the users and can specify customized menu systems for each different user group. Audio data can then be generated and provided to the user in response to the received audio data based on the determined user group model assigned to the user.
    Type: Grant
    Filed: July 17, 2020
    Date of Patent: November 8, 2022
    Assignee: Capital One Services, LLC
    Inventors: Reza Farivar, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad, Austin Grant Walters
  • Patent number: 11487960
    Abstract: A matrix bar code on a surface may comprise a plurality of colors and an ultraviolet layer. The matrix barcode may be a fiducial marker for conveying spatial information. The The conveyed spatial information may stem at least in part from the ultraviolet layer.
    Type: Grant
    Filed: March 11, 2021
    Date of Patent: November 1, 2022
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad
  • Patent number: 11487979
    Abstract: A matrix barcode on a surface may comprise a plurality of colors and an infrared layer. The matrix barcode may be a fiducial marker for conveying spatial information. The conveyed spatial information may stem at least in part from the infrared layer.
    Type: Grant
    Filed: March 11, 2021
    Date of Patent: November 1, 2022
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad
  • Patent number: 11481784
    Abstract: A system and method are disclosed in which a user engaging in an online or in-person transaction with a merchant may create automatic expiring transactions for a credit card. The user provides the credit card information to an online interface or a point-of-sale device but specifies an expiration date that is on or before the actual expiration date of the credit card, known as an artificial expiration date. A token for the merchant is generated with the artificial expiration date. The issuing bank will honor the transaction with the artificial expiration date using the merchant-specific token, and the token may continue to be used with the online merchant until the artificial expiration date.
    Type: Grant
    Filed: November 8, 2019
    Date of Patent: October 25, 2022
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad
  • Publication number: 20220301019
    Abstract: Systems, methods, and computer program products to transmit, by a web browser to a web server, a hypertext transfer protocol request for a web page at a first uniform resource identifier (URI). The web browser may receive, from the web server via, the web page and metadata of a plurality of candidate advertisements, the plurality of candidate advertisements determined based on a master machine learning (ML) model. A client ML model executing in the web browser may process the received metadata, the client ML model trained based on prior interactions between one or more users of the web browser and a plurality of previously displayed advertisements. The client ML model may determine based on the processing, a first candidate advertisement of the plurality of candidate advertisements to display in the web browser with the received web page.
    Type: Application
    Filed: April 25, 2022
    Publication date: September 22, 2022
    Applicant: Capital One Services, LLC
    Inventors: Mark Louis WATSON, Galen RAFFERTY, Austin Grant WALTERS, Jeremy Edward GOODSITT, Anh TRUONG, Vincent PHAM
  • Patent number: 11443303
    Abstract: Techniques for routing to content within a mesh network based on a blockchain are provided. An electronic device can receive data from a mesh network to establish the device as a node on the mesh network. The established node can generate a cryptocurrency wallet that can be loaded with an amount of cryptocurrency. A blockchain can store searchable transactions related to content stored within the mesh network. The established node can search the blockchain to locate content and can transmit a request for certain content. The established node may issue a payment to a node hosting the requested content and/or to any intermediate nodes facilitating the established node's access to the content.
    Type: Grant
    Filed: January 14, 2020
    Date of Patent: September 13, 2022
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad
  • Patent number: 11429582
    Abstract: Various embodiments are generally directed to techniques for creating and utilizing multidimensional embedding spaces for data objects, such as to condition the data for input to a neural network, for instance. Some embodiments are particularly directed to converting semi-structured data, such as a set of data objects, into object vector sets mapped to a multidimensional embedding space. In many embodiments, an embedding space for a set of data objects may be customized with a set of dimensions that correspond to various characteristics of the set of data objects. These and other embodiments are described and claimed.
    Type: Grant
    Filed: April 9, 2020
    Date of Patent: August 30, 2022
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Mark Louis Watson, Jeremy Edward Goodsitt, Anh Truong, Reza Farivar
  • Patent number: 11429826
    Abstract: A matrix barcode on a surface may comprise a plurality of colors, an infrared layer, and an ultraviolet layer. The matrix barcode may be a fiducial marker for conveying spatial information. The spatial information may stem at least in part from the infrared layer and the ultraviolet layer.
    Type: Grant
    Filed: March 11, 2021
    Date of Patent: August 30, 2022
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad
  • Publication number: 20220263659
    Abstract: Various embodiments are generally directed to provide a semi-local authentication scheme. A server can transmit one or more encryption mechanisms to a user device, which in turn can transmit the encrypted mechanisms to one or more secondary devices associated with the user device, where the user device and the secondary devices share a local connection. The secondary devices can transmit the one or more encrypted mechanism utilizing one or more one or more decryption mechanisms supplied by the server, and then transmit the result of the decryption, e.g. decrypted codes, back to the user device, which in turn can then transmit a final decrypted code or codes to the server. Upon confirming receipt of the decryption from the user device, the server can authorize access (via the user device) to one or more devices, networks, applications, and/or components.
    Type: Application
    Filed: April 29, 2022
    Publication date: August 18, 2022
    Applicant: Capital One Services, LLC
    Inventors: Jeremy Edward GOODSITT, Austin Grant WALTERS, Vincent PHAM, Reza FARIVAR