Patents by Inventor Benjamin Taylor
Benjamin Taylor has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12478094Abstract: An article for use in a non-combustible aerosol provision system, the article comprising an aerosol generating material and a mouthpiece downstream of the aerosol generating material, wherein the mouthpiece comprises a body of material in the form of a cylinder having a longitudinal axis and a capsule embedded within the body of material such that the capsule is surrounded on all sides by the material forming the body, the capsule having a shell encapsulating a liquid aerosol modifying agent, and wherein the largest cross sectional area of the capsule measured perpendicularly to the longitudinal axis is less than 28% of the cross sectional area of the body of material measured perpendicularly to the longitudinal axis. There is also provided a system including the article and a non-combustible aerosol provision device for heating the aerosol generating material of the article.Type: GrantFiled: March 11, 2020Date of Patent: November 25, 2025Assignee: NICOVENTURES TRADING LIMITEDInventors: William England, Benjamin Taylor, Richard Hepworth, Mark Austin, Valerio Sebold, Andrei Grishchenko
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Publication number: 20250335890Abstract: Systems and methods relate to an automated teller machine (ATM). The ATM includes a storage repository configured to store a non-monetary media and at least one processor and at least one memory coupled to the at least one processor. The memory has instructions thereon that when executed, cause the at least one processor to, in a first instance, receive, via an input device, a first user input from a user of the ATM regarding a transaction involving the non-monetary media. Additionally, responsive to receiving the first user input, the ATM receives, via at least one media aperture, non-monetary media for storing in the storage repository and provides, via an output device, an access credential associated with the transaction. In a second instance after the first instance, the ATM receives the access credential, validates the access credential, and provides the non-monetary media from the storage repository to the user.Type: ApplicationFiled: April 30, 2024Publication date: October 30, 2025Applicant: Wells Fargo Bank, N.A.Inventors: Jonathan Baker, Kelly Bruno, Frank DiGangi, Nicolai J. Lesko, Stephen George Mueller, Heather Cobb Smith, Benjamin Taylor, David Winner
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Publication number: 20250335891Abstract: A computing system can include at least one processing circuit that can monitor a first plurality of interactions with a plurality of Automated Teller Machines (ATMs), detect a change from a first status of a first ATM of the plurality of ATMs to a second status of the first ATM, retrieve information corresponding to a second plurality of interactions with the first ATM, identify one or more profiles associated with respective interactions of the second plurality of interactions, determine a plurality of user devices enrolled in a subscription to receive status updates regarding the first ATM, and transmit a signal to the plurality of user devices to cause the plurality of user devices to display a user interface to identify the second status of the first ATM.Type: ApplicationFiled: April 30, 2024Publication date: October 30, 2025Applicant: Wells Fargo Bank, N.A.Inventors: Jonathan Baker, Scott Best, Frank DiGangi, Nicolai J. Lesko, Stephen George Mueller, Frank C. Rivera, Benjamin Taylor, David Winner
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Publication number: 20250147776Abstract: A system includes at least one processing circuit including at least one memory storing instructions therein that are executable by one or more processors to: obtain, via a first user interface, a query associated with a profile of a user, the first user interface configured to present an output corresponding to a first format; generate, based on the query and first data corresponding to the profile of the user, second data as a response to the query; select, according to a determination that a structure of the second data satisfies a heuristic corresponding to a second format, a second user interface configured to present an output corresponding to the selected second format; and cause the second user interface to present an output in the selected second format corresponding to at least a portion of the second data.Type: ApplicationFiled: November 8, 2023Publication date: May 8, 2025Applicant: Wells Fargo Bank, N.A.Inventors: Ashish B. Kurani, Alan W. Hecht, Muhammad Farukh Munir, Darius A. Miranda, Benjamin Taylor, Traci Nguyen, Kourtney Eidam, Wairnola Marria Rhodriquez
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Publication number: 20250127227Abstract: An aerosol generating device for generating an aerosol from aerosol-generating material. The device has a receptacle defining a heating zone configured to receive at least a portion of an article including aerosol-generating material. A first heating element protrudes in the heating zone and heats the heating zone. A second heating element protrudes in the heating zone and heats the heating zone. The first heating element protrudes from a different side of the heating zone than the second heating element.Type: ApplicationFiled: September 27, 2022Publication date: April 24, 2025Inventor: Benjamin TAYLOR
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Publication number: 20250069049Abstract: Systems and methods for providing notifications regarding a shared account may include a computing system which receives a request to form a shared account. The computing system may generate the shared account and a corresponding first model, transmit one or more messages, generate links between accounts and the shared account and second model(s) corresponding to second member(s). The computing system may receive a first input indicating a selection to initiate an inbound transfer, transmit a notification according to the first and second model(s), and receive a second input indicating a selection to initiate a matching inbound transfer.Type: ApplicationFiled: August 25, 2023Publication date: February 27, 2025Applicant: Wells Fargo Bank, N.A.Inventors: Ashish B. Kurani, Alan W. Hecht, Muhammad Farukh Munir, Darius A. Miranda, Benjamin Taylor, Traci Nguyen, Kourtney Eidam, Wairnola Marria Rhodriquez
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Publication number: 20250061439Abstract: Systems and methods for shared accounts may include a computing system which receives a request to form a shared account. The computing system may generate the shared account, transmit message(s) to second user device(s), generate link(s) between second accounts and the shared account, and establish a value associated with the shared account. The computing system may receive a selection to initiate a transfer, detect that the value satisfies a threshold criteria, identify an eligible member, and initiate a transfer based on a response from the eligible member.Type: ApplicationFiled: August 18, 2023Publication date: February 20, 2025Applicant: Wells Fargo Bank, N.A.Inventors: Ashish B. Kurani, Alan W. Hecht, Muhammad Farukh Munir, Darius A. Miranda, Benjamin Taylor, Traci Nguyen, Kourtney Eidam, Wairnola Marria Rhodriguez
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Publication number: 20250049131Abstract: An aerosol provision device for generating an aerosol from aerosol-generating material. The device has a heating assembly including a heating zone for receiving at least a portion of an article including aerosol-generating material; and a magnetic field generator configured to generate a varying magnetic field having a coil at least partially encircling the heating zone. The coil is separable along a juncture.Type: ApplicationFiled: December 19, 2022Publication date: February 13, 2025Inventor: Benjamin TAYLOR
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Publication number: 20250055407Abstract: A rooftop enclosure assembly is provided for mounting on a rooftop surface. The rooftop enclosure assembly can include an enclosure and an enclosure gasket. The enclosure gasket can be adhered to the enclosure, to be positioned between the enclosure and the rooftop surface, to provide a watertight seal. The enclosure gasket can include butyl rubber.Type: ApplicationFiled: August 7, 2024Publication date: February 13, 2025Inventors: Jennifer Ollila, William Joseph Nepsha, Benjamin Taylor, Dana Myers, Ryan Gaveske, John Turner
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Publication number: 20250049126Abstract: An aerosol provision device that includes a first wall defining a receiving section, a second wall surrounding the first wall. The device is configured to heat the receiving section, and wherein at least one of the first wall and second wall is configured to reflect and/or absorb thermal energy.Type: ApplicationFiled: December 20, 2022Publication date: February 13, 2025Inventors: Juan Esteban Pas JAUREGUI, Ieuan CARNEY, Nicholas ROSSER, Benjamin TAYLOR
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Patent number: 12211047Abstract: Systems and methods provide for authenticating a user attempting to make a payment using a piezoelectric device are disclosed herein. In an embodiment, the piezoelectric device can be embedded on a credit card, debit card, or other form of payment card and signals generated by the piezoelectric device can be used to authenticate the user when making the payment. For example, the user can squeeze or manipulate the piezoelectric device in a specific predetermined pattern and the resulting electric charge or induced current generated by the piezoelectric device can facilitate transmitting a signal to a point of sale device, and the point of sale device can authenticate the user based on the signal. In other embodiments, the piezoelectric device can contain circuitry and/or logic that can authenticate the user and send a confirmation signal to the point of sale device to authenticate the payment.Type: GrantFiled: December 15, 2023Date of Patent: January 28, 2025Assignee: Wells Fargo Bank, N.A.Inventors: Brian J. Jacobsen, Benjamin Taylor
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Patent number: 12150473Abstract: A non-combustible aerosol provision system includes an article comprising a rod of aerosol generating material having a circumference greater than 19 mm and a non-combustible aerosol provision device for heating the aerosol generating material of the article, the non-combustible aerosol provision device comprising a coil.Type: GrantFiled: March 11, 2020Date of Patent: November 26, 2024Assignee: NICOVENTURES TRADING LIMITEDInventors: Richard Hepworth, Mark Austin, Benjamin Taylor, Marina Trani, Muhammad Fahim Ashraf
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Patent number: 12147998Abstract: This disclosure describes techniques that include a system for supporting payment, data visibility, action recommendations, and advice pertaining to activities across various commercial entities, applications, and/or consumer/commercial entity relationships. In one example, this disclosure describes a method that includes identifying, by a computing system, interactions with each of a plurality of commercial entities; determining, by the computing system, information about incentive policies for each of the plurality of commercial entities; receiving, by the computing system and from a user device, a request; generate, by the computing system, a recommendation, wherein the recommendation is generated based on the request, the interactions with the plurality of commercial entities, and an analysis of the incentive policies for each of the plurality of commercial entities; output, by the computing system, information about the recommendation to be presented by the user device.Type: GrantFiled: May 9, 2022Date of Patent: November 19, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Benjamin Taylor, Carrie Anne Hanson, Dennis Emmanuel Montenegro, Jason Biala, Jason Huang, Sadie Salim, Jasim Ahamed Pattani Sirajudeen
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Publication number: 20240292884Abstract: An article for use in an aerosol provision includes sections of aerosol-generating material coaxially aligned along a longitudinal axis of the article. A cross sectional area of each section transverse to the longitudinal axis is different. Also provided is a system including a non-combustible aerosol provision device, and an article having sections of aerosol-generating material coaxially aligned along a longitudinal axis of the article. The cross sectional area of each section transverse to the longitudinal axis is different. The device includes a article receiving cavity and a heater surrounding said cavity such that, when the article is received the cavity, the heater is adjacent at least one of said sections.Type: ApplicationFiled: June 17, 2022Publication date: September 5, 2024Inventor: Benjamin TAYLOR
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Publication number: 20240284963Abstract: A body of aerosol-generating material for use in a non-combustible aerosol provision system. The body of aerosol-generating material includes an aerosol-generating material and a recess or cavity in the aerosol-generating material at least partially bounded by a material layer. Also described is a body of aerosol-generating material for use in a non-combustible aerosol provision system, the body including one or more channels extending at least partially or completely through the body. Articles including the body are also described, as well as an article for use with a non-combustible aerosol provision device, the article including a body of aerosol-generating material and a downstream portion downstream of the body, the downstream portion comprising a main path for mainstream aerosol emitted from the body of aerosol-generating material and an airflow path arranged laterally of the main path, the airflow path allowing air to flow through the article in a direction opposite to that of mainstream aerosol.Type: ApplicationFiled: June 17, 2022Publication date: August 29, 2024Inventors: Richard HEPWORTH, Jeremy CAMPBELL, Benjamin TAYLOR, Mathew HODGSON
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Publication number: 20240277033Abstract: An article for use in a non-combustible aerosol provision system that includes an aerosol provision device. The article includes a rod of aerosol-generating material having a distal end for insertion into the non-combustible aerosol provision device such that a heating element of the device extends into the rod of aerosol-generating material through said distal end. The article includes a plug at said distal end of said aerosol-generating material that is configured such that the heating element extends into the rod of aerosol-generating material through the plug. A system including a non-combustible aerosol provision device having a heating element; and an article including a rod of aerosol-generating material is also disclosed.Type: ApplicationFiled: June 17, 2022Publication date: August 22, 2024Inventors: Jeremy CAMBELL, Richard HEPWORTH, Benjamin TAYLOR, Matthew HODGSON, Muhammad FAHIM ASHRAF, Barry DIMMICK, Walid ABI AOUN
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Publication number: 20240277037Abstract: An article (2) for use in a non-combustible aerosol provision system is described. the article comprising: an aerosol generating material (3): a heating element (13) for heating the aerosol generating material: and an electrical connector arrangement (14) for releasably connecting the heating element to an electrical power source. Also described is a non-combustible aerosol generating system comprising the article. a method of manufacturing the article. a heating element for use in a non-combustible aerosol provision system, and a non-combustible aerosol provision system comprising the heating element.Type: ApplicationFiled: June 17, 2022Publication date: August 22, 2024Inventors: Muhammad ASHRAF ASHRAF, Benjamin TAYLOR
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Publication number: 20240277032Abstract: An article for use in an aerosol provision system includes a rod of aerosol generating material having a distal end, and a cavity that extends into the rod of aerosol generating material from the distal end. The invention also includes a system having a non-combustible aerosol provision device, and the article for insertion into the non-combustible aerosol provision device. A method of manufacturing the article including a rod of aerosol-generating material includes extruding the aerosol-generating material through a die head and over a mandrel to form a cavity extending through the aerosol-generating material.Type: ApplicationFiled: June 17, 2022Publication date: August 22, 2024Inventor: Benjamin TAYLOR
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Publication number: 20240277058Abstract: An aerosol generating device (101) is described. The device (101) generates an aerosol from aerosol-generating material. The device (101) has a receptacle (212) defining a heating zone (215) in which at least a portion of an article (110) comprising aerosol-generating material is received. A heating element (220) protrudes into the heating zone (215). A seal (300) is arranged to seal between the article (110) and at least one of the receptacle (212) and the heating element (220).Type: ApplicationFiled: June 17, 2022Publication date: August 22, 2024Inventors: Dean COWAN, Matthew HODGSON, Jeremy CAMPBELL, Benjamin TAYLOR, Richard HEPWORTH
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Publication number: 20240277063Abstract: An aerosol provision device (101) is described. The device generates an aerosol from aerosol-generating material (200). The device has a receptacle (212) defining a heating zone (215) in which at least a portion of an article (110) comprising aerosol-generating material is received. A heating element (220) protrudes into the heating zone. The heating element comprises an air path with an air outlet (252) in fluid communication with the heating zone, and an airflow adjustment assembly (400) arranged to vary air flow through the air outlet.Type: ApplicationFiled: June 17, 2022Publication date: August 22, 2024Inventors: Dean COWAN, Matthew HODGSON, Richard HEPWORTH, Benjamin TAYLOR