Abstract: A server abstracted messaging system interfaces to networking services such as SMS, UDP and IP, using internally implemented protocols or third-party tools. All connections, disconnections, errors or intricacies in service decoding are abstracted by the messaging system. To interface to an LBS device, the messaging system uses a special language to communicate with that device, leaving the actual translation of the command to the device until the very end, thereby abstracting the communication to the device by any application. All new commands for the LBS device are implemented in the abstracted language.

Abstract: A method, system, and apparatus related to mobile device regulation through a diagnostic device of a vehicle to minimize vehicular accidents are disclosed. In one aspect, a method of mobile device regulation involves accessing a diagnostic device of the vehicle, generating a local area wireless network through the diagnostic device of the vehicle and determining that a mobile device located in an interior portion of the vehicle is a controlled mobile device. Also, the method involves controlling a functionality of at least one of the mobile device and the controlled mobile device based on a criterion stored in a database of an administration server. The method may also include establishing a communication with the mobile device located in the interior portion of the vehicle. The method involves associating a level of control that corresponds with the controlled mobile device described in the database of the administration server.

Abstract: A server abstracted messaging system interfaces to networking services such as SMS, UDP and IP, using internally implemented protocols or third-party tools. All connections, disconnections, errors or intricacies in service decoding are abstracted by the messaging system. To interface to an LBS device, the messaging system uses a special language to communicate with that device, leaving the actual translation of the command to the device until the very end, thereby abstracting the communication to the device by any application. All new commands for the LBS device are implemented in the abstracted language.

Abstract: A method, apparatus and system related to an application of a value data to a profile of a vehicle based on a location of the vehicle is disclosed. According to one embodiment, a method of an administrative server includes processing a location data of a vehicle having an onboard location device, matching the location data to a value data based on a location lookup table, and applying the value data to a profile of the vehicle. The method may include applying a credit and/or a debit, based on the value data, to an account (e.g., a financial account, a non-financial account) of a user associated with the vehicle according to a predetermined policy of an administrator. The method may also include modifying the value data to a modified value data depending on a meta-data such as a time of day, a date, and/or a vehicle type/model.

Abstract: A method includes receiving, at a tracking server, geospatial location data of a vehicle at various points in time from a transmitter installed in the vehicle. The vehicle is associated with a borrower in a loan agreement or a lease agreement with a lending institution. The method also includes permitting a financial entity server associated with the lending institution access to the geospatial location data at the tracking server upon the vehicle exceeding one or more threshold parameter(s) related to the geospatial location data stored thereat and/or the borrower exceeding a threshold parameter related to the loan agreement or the lease agreement stored at the financial entity server.

Abstract: A method includes receiving, at a tracking server, geospatial location data of a vehicle at various points in time from a transmitter installed therein. The vehicle is associated with a borrower in a loan agreement or a lease agreement with a lending institution with regard to an asset. The method also includes determining a location of the vehicle and a pattern of usage thereof based on the geospatial location data received, permitting a financial entity server associated with the lending institution access to the location of the vehicle and the pattern of usage thereof, and determining an event based on the location of the vehicle and the pattern of usage thereof. Further, the method includes generating, through the tracking server, a risk score associated with a security interest in the asset and/or a loan/lease portfolio related to the asset based on a risk scoring methodology implemented therein.

Abstract: A method of associating a geospatial boundary area with a vehicle, determining that the vehicle has transgressed the geospatial boundary area, and generating an alert communication to a party having a security interest in at least one of the vehicle and an ancillary collateral based on the transgression is disclosed. Also disclosed is the comparison of geospatial data received from a transmitter installed within the vehicle with a predetermined event specified by a lender or provider and dynamically generated using the geospatial data, to make a determination of a predictive indicator of default, delinquency, or loss of value of an asset.

Abstract: A method of associating a geospatial boundary area with a vehicle currently having a security interest, determining that the vehicle currently having the security interest has transgressed the geospatial boundary area, and generating an alert communication to a party having the security interest in the vehicle based on the transgression is disclosed. Also disclosed is the comparison of geo spatial data received from a transmitter installed within the vehicle with a predetermined event specified by a lender or provider and dynamically generated using the geospatial data, to make a determination of a predictive indicator of default, delinquency, or loss of value of an asset.

Abstract: A method of geospatial data based assessment of a vehicular security interest in a vehicular loan portfolio is disclosed. The method may involve permitting a party having a vehicular security interest and/or a party interested in acquiring the vehicular security interest and/or a vehicular loan portfolio access to dynamically determined vehicle location and pattern of usage information associable with the vehicle through a geospatial positioning device within the vehicle. A risk scoring methodology may be developed that may contribute to the assessment of the financial value of the vehicular security interest and/or the vehicular loan portfolio when there is a match between an event and the location and pattern of usage information associable with the vehicle. Subsequently, a risk score associated with the vehicular security interest and/or the vehicular loan portfolio based on the risk scoring methodology may be generated.

Abstract: A method of performing a direct memory access has the steps of selecting a peripheral device for performing a direct memory access through a direct memory access controller; providing a partial address by the peripheral device to the direct memory access controller; and forming the source or destination address by combining the partial address with selected bits from a source register within the direct memory access controller.

Abstract: Peripheral functions of an integrated circuit device may be pooled and dynamically mapped to available external input-output connections of the integrated circuit device by using a set of configuration registers. To provide system robustness, the configuration registers may implement various levels of write protection, error correction and monitoring circuitry. One or more peripheral output functions may be mapped to one or more external output connections. Not more than one output function may be active at the same time on the same output connection. Outputs and inputs may be mapped to the same external input-output connection with or without the output being controllable for placement into an inactive state, e.g., high impedance or open collector. When the input is required to receive external data over the external input-output connection, the output may be placed into the inactive state.

Abstract: A special mode key match comparison module has N-storage elements and a special mode key match comparator. The N-storage elements accumulate a serial data stream, and then determine whether a digital device should operate in a normal user mode, in a public programming mode, or in a particular private test mode. To reduce the possibility of accidentally decoding a false test or programming mode, the data stream has a sufficiently large number of N-bits to substantially reduce the probability of a false decode. To further reduce the possibility of accidentally decoding a programming or test mode, the special mode key match comparison module may be reset if less or more than N-clocks are detected during the accumulation of the N-bit serial data stream. The special mode key match data patterns may represent a normal user mode, a public programming mode, and particular private manufacturer test modes.

Abstract: An emergency-use-only cellular phone provides for contacting and establishing full-duplex voice communication with emergency personnel at either a public emergency response service or a private roadside assistance service. The phone automatically places a cellular call to the public emergency response service with a single press of a first activation button, and to the private roadside assistance service with a single press of a second activation button. When either activation button is pressed, the following functions are initiated: (1) electrical power from a power supply is provided to a cellular transmitter and receiver, (2) the cellular receiver is activated to search for an available channel from among A or B cellular system channels, (3) an emergency telephone number corresponding to the selected service is accessed from memory, and (4) the cellular transmitter is activated to establish communication with the selected emergency response service.

Abstract: A method of performing a direct memory access has the steps of selecting a peripheral device for performing a direct memory access through a direct memory access controller; providing a partial address by the peripheral device to the direct memory access controller; and forming the source or destination address by combining the partial address with selected bits from a source register within the direct memory access controller.

Abstract: Peripheral functions of an integrated circuit device may be pooled and dynamically mapped to available external input-output connections of the integrated circuit device by using a set of configuration registers. To provide system robustness, the configuration registers may implement various levels of write protection, error correction and monitoring circuitry. One or more peripheral output functions may be mapped to one or more external output connections. Not more than one output function may be active at the same time on the same output connection. Outputs and inputs may be mapped to the same external input-output connection with or without the output being controllable for placement into an inactive state, e.g., high impedance or open collector. When the input is required to receive external data over the external input-output connection, the output may be placed into the inactive state.