Abstract: The present invention relates to an aqueous ozone floor disinfection system. A floor cleaning machine traverses a floor surface entering a pre-hygienic zone prior to cleaning, cleaning within a midst-hygienic zone for a cleaning period, and moving away from the midst-hygienic zone creating a post-hygienic zone. An aqueous ozone generator receives water and generates an ozonated concentrate liquid. A post-hygienic mixer ratiometrically blends the ozonated concentrate liquid and water to form a post-hygienic ozone disinfection solution having a predetermined post-hygienic ozone treatment concentration. A post-hygienic nozzle spray of the post-hygienic ozone disinfection solution onto the post-hygienic zone portion of the floor surface for at least a post-hygienic treatment time absent agitation or removal by the floor cleaning machine improving disinfection of the floor surface. The service life of the aqueous ozone generator can be tracked and the disinfected floor surface can be GPS geofenced.

Abstract: A method for determining vehicle insurance costs includes receiving a starting location and a destination location for a trip using a vehicle. One or more routes for the vehicle from the starting location to the destination location are received. A cost of insurance is determined for each of the one or more routes for the trip. The cost of insurance for each of the one or more routes for the trip is displayed. A selected route from the one or more routes is received. Operation of the vehicle for the trip is enabled along the selected route.

Abstract: Systems, methods, and computer-readable media are described for dispensing consumable products. An example method may include generating, at a controller associated with a beverage dispenser, a beverage composition record for a beverage that is formulated via an ingredient matrix and dispensed at the beverage dispenser, where the ingredient matrix comprises multiple ingredient packages each comprising a beverage ingredient. The method may include writing depletion data to the ingredient package or to a data processing device associated with the ingredient package for each ingredient package from which a beverage ingredient was included in the dispensed beverage, wherein the depletion data is based at least in part on the beverage composition record.

Abstract: The present invention relates to a system and method of selling goods or services, or collecting recycle refuse using mechanized mobile merchantry, comprising positioning, by self-propelling, at least one of a mechanized mobile merchantry within a geographical boundary, allowing interaction with consumers, and effectuating selling of goods or services, or collection of recycle refuse with consumers. Other exemplary embodiments can include signaling a mechanized mobile merchantry with a consumer's mobile device to direct the merchantry to self-propel to the consumer's location, and utilizing usage logs and algorithms to optimize functionality of a fleet of merchantry and reposition the merchantry, as necessary, within a geographical boundary, to increase sales and consumer convenience.

Abstract: Various examples are directed to computer-implemented systems and methods for graphical representation of financial account outflow. The method includes obtaining, by a processor of a computer, a transaction of an account holder including an amount and frequency of the transaction, and categorizing the transaction on a continuum of discretionary spending and fixed expense spending. The transaction is displayed by the processor on a user interface using a graph having an x-axis providing a frequency of the at least one transaction, and a y-axis indicating the categorization of the transaction. The transaction is displayed as a bubble on the graph, where the bubble has a diameter that is proportional to the amount of the transaction.

Abstract: A method for determining vehicle insurance costs includes receiving a starting location and a destination location for a trip using a vehicle. One or more routes for the vehicle from the starting location to the destination location are received. A cost of insurance is determined for each of the one or more routes for the trip. The cost of insurance for each of the one or more routes for the trip is displayed. A selected route from the one or more routes is received. Operation of the vehicle for the trip is enabled along the selected route.

Abstract: Examples described herein relate to apparatus and methods for managing rewards for a customer of a financial institution, including but not limited to, determining a transaction pattern associated with transactions made by the customer, determining a deviation from the transaction pattern, determining an event associated with the customer based on the deviation, and determining rewards that correspond to the event for the customer.

Abstract: A method implemented in an autonomous vehicle (AV) for facilitating property hunting includes receiving a first command to direct the AV to a geolocation of an individual. An itinerary is received for a property hunting trip for the individual in a geographical area. The itinerary includes a plurality of properties. After the individual enters the AV, a second command is received from the individual to direct the AV to a geolocation of a first property on the itinerary. Feedback is received from the individual regarding the first property. An adjustment to the itinerary based on the feedback is received.

Abstract: A computer-implemented system and method comprising various procedures are provided for managing a transfer database. The method comprises creating in a memory, using a processor, a data object record in an object database. An asset is defined comprising an ownership transfer attribute comprising information identifying an original and transferee owner of the asset. The ownership transfer attribute also comprises a transfer condition attribute specifying a condition under which an ownership transfer of the asset is to occur, as well as a third-party benefit attribute comprising information identifying a third-party who is associated with the asset and a third-party value. The method facilitates engagement of the asset in a marketplace in which the asset may generate an asset revenue stream. The method further facilitates payment of a determined third-party amount of the asset revenue stream based on the third-party value to the third-party.

Abstract: A computer-implemented system and method are provided for modifying and utilizing a sharable customer profile of a customer stored in a processing platform memory. The method comprises, during a scheduling phase, repeatedly performing a series of operations until an accepted itinerary is indicated. The series of operations include: receiving a set of initial or modified itinerary events, creating or modifying an itinerary utilizing the set of itinerary events, the customer profile, and vendor information that includes vendor employee scheduling information, and sending the itinerary to the customer for acceptance or modification of the itinerary or itinerary events. Once the itinerary is complete with no more modifications, the itinerary is finalized. Reservations are made at respective event vendors of the itinerary events, and confirmations for the event reservations are sent to the customer.

Abstract: A mobile banking system and method include autonomously driving an autonomous vehicle including an automated teller machine (ATM) to a first transaction location, and conducting a first banking transaction at the first transaction location where cash is received by or dispensed from the ATM. Thereafter, a cash amount contained in the ATM is determined, a second transaction location is determined based on the cash amount contained in the ATM.

Abstract: A method for matching financial services to locations includes identifying one or more locations which are unserved or underserved regarding financial services. A set of the financial services that could be applicable at one of the one or more locations is determined. A set of technologies needed to implement the set of financial services is determined. A vehicle that contains the set of technologies is identified. The vehicle is directed to the one of the one or more locations.

Abstract: A computer-implemented system and related method are provided for operating a digital inventory system. The method comprises receiving, from an imaging device, an image comprising an object and performing object recognition on the image to determine an object type of the object. The method further comprises determining when the object is to be added to an inventory database based on inventory rules stored in a memory of the digital inventory system. When these rules indicate that the object is to be added, the object is added to the inventory database. The method determines a value of the inventory object based on valuation information related to other objects of a same or similar object type. The value is associated with the inventory object. The inventory object is displayed along with its value on a computer display.

Abstract: Profile information describing an attribute of a user is received from a network-based service. A selection of a goal relating to the attribute is received from the user. A start point of the user is determined with respect to the goal, where the start point is based on the profile information. A path is determined from the start point to the goal. A map on which the path is visually represented is generated and displayed. The progress of the user is tracked, including representing the user as being at a point on the path. A graphical depiction of a displayed incline of the path is changed based on the tracking of the progress of the user.

Abstract: Mobile banking systems and methods for providing disaster-relief in an area impacted by a disaster event include a plurality of autonomous mobile banking units (MBU), each with an autonomous vehicle including an automated teller machine (ATM). Data is received from a plurality of data sources and analyzed to determine a plurality of locations for deployment of the plurality of MBUs, respectively. The plurality of MBUs are autonomously deployed to the respective plurality of locations in response to the event.

Abstract: Embodiments of the disclosure include systems and methods for providing dynamic ingredient matrix reconfiguration in a product dispenser. In one example, a method for configuring a dispenser apparatus may include determining one or more current associations between some or all of a plurality of ingredient packages and one or more of a plurality of dispensing devices associated with the dispenser apparatus. The method may include determining whether a current association of the one or more current associations has changed with respect to at least one previous association between some or all of the plurality of ingredient packages and one or more of the plurality of dispensing devices, and in response to ascertaining that the current association has changed, modifying an association table based at least on the one or more current associations, the association table being representative of the at least one previous association.

Abstract: A method for implementing a trip using an autonomous vehicle includes obtaining a geolocation of the autonomous vehicle. A destination for the trip using the autonomous vehicle is received by the autonomous vehicle. Two or more possible routes for the trip are determined by the autonomous vehicle. A fare is determined by the autonomous vehicle for each of the two or more possible routes. Information regarding the two or more possible routes for the trip and for the fare for each of the two or more possible routes for the trip is presented by the autonomous vehicle. A selection of one of the two or more possible routes is received by the autonomous vehicle. The autonomous vehicle is permitted vehicle to initiate the trip using the selection of the one of the two or more possible routes.

Abstract: Systems, methods, and computer-readable media are described for dispensing consumable products. An example method may include generating, at a controller associated with a beverage dispenser, a beverage composition record for a beverage that is formulated via an ingredient matrix and dispensed at the beverage dispenser, where the ingredient matrix comprises multiple ingredient packages each comprising a beverage ingredient. The method may include writing depletion data to the ingredient package or to a data processing device associated with the ingredient package for each ingredient package from which a beverage ingredient was included in the dispensed beverage, wherein the depletion data is based at least in part on the beverage composition record.

Abstract: A financial institution computing system includes a network circuit enabling the financial institution computing system to exchange information over a network, a customer database storing financial information for a plurality of customers, and a transaction circuit. The transaction circuit is configured to receive a transaction request containing authentication information, the transaction request being created by a third party computing system associated with a third party, and pre-authorize the transaction request using information stored in the customer database.

Abstract: Systems, methods, and computer-readable media are described for dispensing consumable products. An example method may include generating, at a controller associated with a beverage dispenser, a beverage composition record for a beverage that is formulated via an ingredient matrix and dispensed at the beverage dispenser, where the ingredient matrix comprises multiple ingredient packages each comprising a beverage ingredient. The method may include writing depletion data to the ingredient package or to a data processing device associated with the ingredient package for each ingredient package from which a beverage ingredient was included in the dispensed beverage, wherein the depletion data is based at least in part on the beverage composition record.