Abstract: A computing system includes a network circuit enabling the computing system to exchange information over a network, a customer database storing information pertaining to various user accounts pertaining to a plurality of users, and a risk assessment circuit. The risk assessment circuit is configured search at least one data source to identify a user attribute, determine that the user attribute bears a relationship to a first security credential that is either associated with or potentially associated with a user account, generate a security prompt responsive to the determination, and transmit the security prompt to a user computing device associated with the user.

Abstract: Various examples are directed to computer-implemented systems and methods for graphical representation of financial account outflow. The method includes obtaining, by a processor of a computer, a transaction of an account holder including an amount and frequency of the transaction, and categorizing the transaction on a continuum of discretionary spending and fixed expense spending. The transaction is displayed by the processor on a user interface using a graph having an x-axis providing a frequency of the at least one transaction, and a y-axis indicating the categorization of the transaction. The transaction is displayed as a bubble on the graph, where the bubble has a diameter that is proportional to the amount of the transaction.

Abstract: Disclosed in some examples are systems, methods, and machine-readable mediums that provide for customized goal seeking GUIs that are created by one or more algorithms based upon user input and user profile information from either a GUI service or another network accessible service. In some examples, the GUI may be provided via one or more GUI descriptors that are created by the GUI service and sent to a computing device of the user.

Abstract: Embodiments of the invention can include systems and methods for facilitating consumer-dispenser interactions. In one embodiment, a product dispenser is provided. The product dispenser can include a reader configured to read machine readable item. In addition, the product dispenser can include a controller in communication with the reader, and operable to execute a set of instructions to receive information from the machine readable item associated with a consumer via the reader. Moreover, the controller can be further operable to execute a set of instructions to configure at least one characteristic based at least part on the information from the machine readable item, and dispense a product.

Abstract: Examples described herein relate to apparatus and methods for managing rewards for a customer of a financial institution, including but not limited to, determining a transaction pattern associated with transactions made by the customer, determining a deviation from the transaction pattern, determining an event associated with the customer based on the deviation, and determining rewards that correspond to the event for the customer.

Abstract: This invention relates to a method of making a bio-based PET packaging and particularly to a method of producing a bio-based PET from at least one bio-based material comprising: a) forming at least one PET component from at least one bio-based material, wherein the at least one PET component is selected from a monoethylene glycol (“MEG”), a terephthalic acid (“TA”), and combinations thereof; (b) processing said bio-based PET component into a bio-based PET.

Abstract: Embodiments of the invention can include systems and methods for dispensing consumable products. In one embodiment, a product dispenser is provided. The product dispenser can include a user interface operable to receive consumer inputs and to present product selection information. In addition, the product dispenser can include a reader configured to obtain identification information associated with a consumer. The product dispenser can include a controller in communication with the reader and user interface, and operable to execute a set of instructions to receive from the reader identification information associated with a consumer. The controller can also be operable to execute a set of instructions operable to retrieve consumer information based at least in part on the identification information, and provide product selection information at the user interface based at least in part on the consumer information.

Abstract: A method implemented in an autonomous vehicle (AV) for facilitating house hunting using the AV, includes displaying on a display screen of the AV, a listing of one or more houses for sale in a specific geographical area. A selection is received of one or more houses from the listing of the one or more houses. A route is identified from a current geolocation of the AV to a geolocation of each of the one or more houses selected. The AV is automatically directed to drive to the geolocation of a first house on the route.

Abstract: Systems, methods, and computer-readable media are described for dispensing consumable products. An example method may include generating, at a controller associated with a beverage dispenser, a beverage composition record for a beverage that is formulated via an ingredient matrix and dispensed at the beverage dispenser, where the ingredient matrix comprises multiple ingredient packages each comprising a beverage ingredient. The method may include writing depletion data to the ingredient package or to a data processing device associated with the ingredient package for each ingredient package from which a beverage ingredient was included in the dispensed beverage, wherein the depletion data is based at least in part on the beverage composition record.

Abstract: Embodiments of the invention can include systems and methods for dispensing consumable products. In one embodiment, a product dispenser is provided. The product dispenser can include a user interface operable to receive consumer inputs and to present product selection information. In addition, the product dispenser can include a reader configured to obtain identification information associated with a consumer. The product dispenser can include a controller in communication with the reader and user interface, and operable to execute a set of instructions to receive from the reader identification information associated with a consumer. The controller can also be operable to execute a set of instructions operable to retrieve consumer information based at least in part on the identification information, and provide product selection information at the user interface based at least in part on the consumer information.

Abstract: Systems, methods, and computer-readable media are described for dispensing consumable products. An example method may include generating, at a controller associated with a beverage dispenser, a beverage composition record for a beverage that is formulated via an ingredient matrix and dispensed at the beverage dispenser, where the ingredient matrix comprises multiple ingredient packages each comprising a beverage ingredient. The method may include writing depletion data to the ingredient package or to a data processing device associated with the ingredient package for each ingredient package from which a beverage ingredient was included in the dispensed beverage, wherein the depletion data is based at least in part on the beverage composition record.

Abstract: A method of creating customized beverage products includes providing a multiple stream filing system suited for producing an array of beverage products. The method also includes receiving an order for a customized beverage product from the array of beverage products. The order indicates at least one characteristic of the customized beverage product. The at least one characteristic comprises one or more of the following: a beverage formulation, a beverage additive, a package size, a package shape, or label content. The method further includes instructing the multiple stream filling system to produce the customized beverage product. The multiple stream filing system produces the customized beverage product without performing an operation to reduce contamination of the customized beverage product with ingredients from a previously produced beverage product.

Abstract: A method of creating customized beverage products includes providing a multiple stream filing system suited for producing an array of beverage products. The method also includes receiving an order for a customized beverage product from the array of beverage products. The order indicates at least one characteristic of the customized beverage product. The at least one characteristic comprises one or more of the following: a beverage formulation, a beverage additive, a package size, a package shape, or label content. The method further includes instructing the multiple stream filling system to produce the customized beverage product. The multiple stream filing system produces the customized beverage product without performing an operation to reduce contamination of the customized beverage product with ingredients from a previously produced beverage product.

Abstract: The present invention relates to a community led open innovation system and method, operated over a global network, in an online community format that engenders increase in the technology transfer rate of technologies, technical resources, and technical capabilities to a CORPORATE COMMUNITY from a TECHNICAL COMMUNITY, comprising the steps of creating a TECHNICAL TARGET based on a NEED from a CORPORATE MEMBER, sharing the TECHNICAL TARGET with the TECHNICAL COMMUNITY, routing to the CORPORATE MEMBER a PROPOSED SOLUTION to the TECHNICAL TARGET, the PROPOSED SOLUTION being initiated by the TECHNICAL COMMUNITY MEMBER, and facilitating an introduction, related to the PROPOSED SOLUTION, by way of a transitory digital communication between the CORPORATE MEMBER and the TECHNICAL COMMUNITY MEMBER.

Abstract: Embodiments of the disclosure include systems and methods for providing dynamic ingredient matrix reconfiguration in a product dispenser. In one example, a method for configuring a dispenser apparatus may include determining one or more current associations between some or all of a plurality of ingredient packages and one or more of a plurality of dispensing devices associated with the dispenser apparatus. The method may include determining whether a current association of the one or more current associations has changed with respect to at least one previous association between some or all of the plurality of ingredient packages and one or more of the plurality of dispensing devices, and in response to ascertaining that the current association has changed, modifying an association table based at least on the one or more current associations, the association table being representative of the at least one previous association.

Abstract: The present invention relates to a beverage making machine comprising a first beverage making cartridge comprising at least one of a gas source portion, the gas source portion contains a solid gas source that through sublimation emits a gas, and a gas storage tank arranged to store the gas emitted from the solid gas source. The beverage making machine further comprising a second beverage making cartridge comprising at least one of a micro ingredient, a beverage diluent receptacle for receiving a beverage diluent liquid, a dissolver dissolves portion of the gas, from the gas storage tank, into the beverage diluent liquid, and a dispenser selectively dispenses a predefined ratio of at least one of the micro ingredient and the beverage diluent liquid, to form a beverage. Exemplary embodiments include a computer control arranged to receive a beverage selection from a consumer and control the beverage making machine to form beverages.

Abstract: Embodiments of the invention include systems and methods for providing dynamic ingredient matrix reconfiguration in a product dispenser. In one embodiment, a system can include an ingredient matrix operable to receive one or more ingredient packages within respective locations. In addition, the system can include a controller in communication with the ingredient matrix and operable to execute a set of instructions operable to receive information associated with one or more ingredient packages. Furthermore, the controller can be operable to determine at least one location within the ingredient matrix for a selected one or more ingredient packages, and output the at least one location within the ingredient matrix for insertion of selected one or more ingredient packages.

Abstract: Systems, methods, and computer-readable media are described for dispensing consumable products. An example method may include generating, at a controller associated with a beverage dispenser, a beverage composition record for a beverage that is formulated via an ingredient matrix and dispensed at the beverage dispenser, where the ingredient matrix comprises multiple ingredient packages each comprising a beverage ingredient. The method may include writing depletion data to the ingredient package or to a data processing device associated with the ingredient package for each ingredient package from which a beverage ingredient was included in the dispensed beverage, wherein the depletion data is based at least in part on the beverage composition record.

Abstract: A beverage making machine includes a first beverage making cartridge including at least one of a gas source portion, the gas source portion contains a solid gas source that through sublimation emits a gas, and a gas storage tank arranged to store the gas emitted from the solid gas source. The beverage making machine further includes a second beverage making cartridge includes at least one of a beverage ingredient, a beverage diluent receptacle for receiving a beverage diluent liquid, a dissolver dissolves portion of the gas, from the gas storage tank, into the beverage diluent liquid, and a dispenser selectively dispenses a predefined ratio of at least one of the beverage ingredient and the beverage diluent liquid, to form a beverage. Exemplary embodiments include a computer control arranged to receive a beverage selection from a consumer and control the beverage making machine to form beverages.