Patents by Inventor Charles Lee Oakes, III

Charles Lee Oakes, III has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8026794
    Abstract: Systems, methods, and computer-readable media deliver a variety of personalized information to a member of an association. In embodiments, information intended for delivery to a member, with or without request by the member, may be delivered via a television transmission, a telematic transmission to a vehicle, or a read-only memory. A password or biometric may be used to authenticate the intended viewer of the delivered information prior to displaying it.
    Type: Grant
    Filed: October 30, 2007
    Date of Patent: September 27, 2011
    Assignee: United Services Automobile Association
    Inventor: Charles Lee Oakes, III
  • Patent number: 7970677
    Abstract: An image of a negotiable instrument may be communicated from a user to a financial institution using a messaging application so that funds associated with the negotiable instrument may be deposited into a user's bank account. A user may launch an instant messaging application and establish a communications session with a predetermined account at the financial institution to communicate the image. The image may be stored in a file or created by a capture device under control of the instant messaging application. The image file may be processed and verified by the financial institution, where it may be deposited in an account associated with the user.
    Type: Grant
    Filed: October 24, 2008
    Date of Patent: June 28, 2011
    Assignee: United Services Automobile Association (USAA)
    Inventors: Charles Lee Oakes, III, Michael Frank Morris, Bharat Prasad, Reynaldo Medina, III
  • Patent number: 7876949
    Abstract: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.
    Type: Grant
    Filed: October 31, 2006
    Date of Patent: January 25, 2011
    Assignee: United Services Automobile Association
    Inventors: Charles Lee Oakes, III, Randy Ray Morlen, R. Bharat Prasad Nuggehalli, Greg Alan Harpel, Michael Frank Morris
  • Patent number: 7873200
    Abstract: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.
    Type: Grant
    Filed: October 31, 2006
    Date of Patent: January 18, 2011
    Assignee: United Services Automobile Association (USAA)
    Inventors: Charles Lee Oakes, III, Randy Ray Morlen, R. Bharat Prasad Nuggehalli, Troy Huth
  • Patent number: 7778886
    Abstract: Price searching via a mobile device reading display screen graphics is provided. A system for obtaining pricing information comprises at least one subsystem that electronically reads a price of a product using a mobile device scanning a display screen, at least one subsystem that searches for other available products and price data to compare to the electronically read price and product data, at least one subsystem that compares the price data of the other products to the electronically read price data, and at least one subsystem that presents purchase options based upon results of the comparison of the price and product data.
    Type: Grant
    Filed: March 5, 2008
    Date of Patent: August 17, 2010
    Assignee: United States Automobile Association (USAA)
    Inventors: Judd Hoyt Maroney, Charles Lee Oakes, III
  • Patent number: 7756757
    Abstract: Price searching and intelligent shopping lists on a mobile device is provided. A system for providing a shopping list comprises at least one subsystem that receives input data containing product identification information, at least one subsystem that determines location information of a product identified by the product identification information, and at least one subsystem that determines a proposed route from a particular location to a location of the product identified by the location information.
    Type: Grant
    Filed: March 5, 2008
    Date of Patent: July 13, 2010
    Assignee: United Services Automobile Association (USAA)
    Inventor: Charles Lee Oakes, III
  • Patent number: 7680702
    Abstract: Price searching and customer self-checkout on a mobile device is provided. A system for purchasing products comprises at least one subsystem that receives from a mobile device at least price and seller identification data of a product, (at least the price of said product having been electronically read by the mobile device), and at least one subsystem that charges a user for the product based upon the received price and identification data.
    Type: Grant
    Filed: March 5, 2008
    Date of Patent: March 16, 2010
    Assignee: United Services Automobile Association
    Inventor: Charles Lee Oakes, III
  • Patent number: 7593873
    Abstract: Price searching and customer self-checkout on a mobile device is provided. A system for purchasing products comprises at least one subsystem that receives from a mobile device at least price and seller identification data of a product, (at least the price of said product having been electronically read by the mobile device), and at least one subsystem that charges a user for the product based upon the received price and identification data.
    Type: Grant
    Filed: March 5, 2008
    Date of Patent: September 22, 2009
    Assignee: United Services Automobile Association (USAA)
    Inventor: Charles Lee Oakes, III