Patents by Inventor Christian Mande
Christian Mande has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12260698Abstract: A system includes a housing computing system comprising one or more processors and memory storing instructions that, when executed by the one or more processors, cause the housing computing system to perform operations comprising generating a first storage data packet comprising information about banknotes stored in a first universal cassette docked with a universal cassette housing, generating a second storage data packet comprising information about banknotes stored in a second universal cassette docked with the universal cassette housing, transmitting the first storage data packet and the second storage data packet to a provider computing system, receiving from the provider computing system rebalancing data based on at least one of the first storage data packet or the second storage data packet, and causing a transport apparatus to initiate a transfer based on the rebalancing data to transfer a set of banknotes from the first universal cassette to the second universal cassette.Type: GrantFiled: August 9, 2023Date of Patent: March 25, 2025Assignee: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank Digangi, Dennis Montenegro
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Patent number: 12217579Abstract: A system includes a housing structured to be positioned within a portion of a vault of a transaction device. The housing includes a transfer cassette interface structured to receive a transfer cassette. The transfer cassette is structured to retrievably store banknotes. The housing also includes a vault interface structured to couple to the portion of the vault. The housing also includes a housing transport apparatus structured to facilitate transporting banknotes to and from the transfer cassette via at least one of the transfer cassette interface or the vault interface.Type: GrantFiled: November 22, 2023Date of Patent: February 4, 2025Assignee: Wells Fargo Bank, N.A.Inventors: Frank DiGangi, Christian Mande, Dennis E. Montenegro, Darren M. Goetz
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Publication number: 20250037108Abstract: Techniques are described for providing touchless ATM transactions based on receipt of a pre-staged transaction initiated by an authenticated user via an online banking system of a bank and subsequent receipt of a cryptogram of the user's payment card at an ATM. A server device receives transaction data for the pre-staged transaction from a user computing device via a user interface of an application associated with the online banking system. The server device associates the pre-staged transaction with a bank account including one or more payment cards of the user. The server device later receives a cryptogram of a payment card from an ATM and, based on identification information included in the cryptogram, determines that the payment card at the ATM is one of the payment cards of the bank account associated with the pre-staged transaction. In response, the server device authorizes performance of the pre-staged transaction at the ATM.Type: ApplicationFiled: September 13, 2021Publication date: January 30, 2025Inventors: Michael Thomas, Marilyn Paige, Xin Wan, Christian Mande
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Patent number: 12205430Abstract: A host device comprising an input/output (I/O) port, a first sensor, and a non-transitory computer-readable medium comprising instructions stored thereon that, when executed by one or more processors, cause the one or more processors to determine a cassette is docked with the host device, receive a transaction request requiring a specific denomination for dispensing, cause a picker system of the cassette to retrieve a target bill from a storage position of a bill storage component of the cassette based on the specific denomination for the transaction request and a storage position for a bill matching the specific denomination where the cassette is configured to generate a bill list comprising bill information for each bill of the plurality of bills including a respective denomination and the storage position for each bill, and cause the I/O port to dispense the target bill.Type: GrantFiled: May 26, 2023Date of Patent: January 21, 2025Assignee: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank DiGangi, Dennis Montenegro
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Publication number: 20250014411Abstract: A housing facilitates a service operation for a transaction device. The housing includes a transfer cassette interface structured to receive a cassette. The housing also includes a transaction device interface that is structured to couple to a cassette port of the transaction device when the housing is disposed within a vault of the transaction device such that the housing is removably coupled to the transaction device via the transaction device interface, and responsive to the transfer cassette interface receiving the cassette, operably couple the cassette to a transaction device transport apparatus via the transfer cassette interface.Type: ApplicationFiled: September 23, 2024Publication date: January 9, 2025Applicant: Wells Fargo Bank, N.A.Inventors: Frank DiGangi, Christian Mande, Dennis E. Montenegro, Darren M. Goetz
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Patent number: 12190688Abstract: A housing that facilitates a service operation for a transaction device includes a transfer cassette interface structured to receive a transfer cassette where the transfer cassette is structured to retrievably store banknotes, a media aperture interface structured to removably couple to a media aperture of the transaction device where the media aperture interface is coupled to a transfer arm structured to facilitate transferring banknotes to and from the media aperture and the media aperture interface, and a housing transport apparatus structured to facilitate transporting banknotes to and from the transfer cassette via at least one of the transfer cassette interface or the media aperture interface.Type: GrantFiled: July 10, 2023Date of Patent: January 7, 2025Assignee: Wells Fargo Bank, N.A.Inventors: Frank DiGangi, Christian Mande, Dennis E. Montenegro, Darren M. Goetz
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Patent number: 12175824Abstract: A system includes a cassette including a bill storage component to retrievably store the plurality of bills, and a picker system to retrieve one or more bills stored in the bill storage component. The system further includes memory and one or more processors communicatively coupled to the cassette, the memory having instructions that, when executed by the one or more processors, cause the one or more processors to generate a bill list comprising bill information for each bill of the plurality of bills stored by the bill storage component where the bill information includes a denomination and a storage position of each of the plurality of bills, receive a transaction request, identify a storage position of a target bill from the bill list for dispensing based on the transaction request and a denomination of the target bill, and cause the picker system to retrieve the target bill for dispensing.Type: GrantFiled: May 23, 2023Date of Patent: December 24, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank DiGangi, Dennis Montenegro
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Patent number: 12136320Abstract: A utility device for receiving and dispensing bills is disclosed. The utility device includes a sensor structured to detect at least one parameter associated with the bills received by the utility device, a cleaning component structured to perform a cleaning operation on one or more of the bills received by the utility device, and memory having instructions stored thereon that, when executed by one or more processors, cause the one or more processors to perform a utility operation comprising receiving data from the sensor regarding the at least one parameter, and selectively causing the cleaning component to perform the cleaning operation on one or more of the bills received by the utility device from a cash-bearing component based on at least the data and a location of the utility device.Type: GrantFiled: August 9, 2023Date of Patent: November 5, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank Digangi, Dennis Montenegro
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Patent number: 12100256Abstract: A housing facilitates a service operation for a transaction device. The housing is communicatively coupled to a housing control computing system. The housing includes a user interface comprising a first input/output (I/O) device that is communicatively coupled to the housing control computing system. The housing includes a transfer cassette interface structured to receive a transfer cassette that is structured to retrievably store banknotes. The transfer cassette interface is coupled to a sensor structured to detect when the cassette is docked and detect an identification of the cassette. The housing also includes a transaction device interface that is structured to couple to a first cassette port and, responsive to the transfer cassette interface receiving the cassette, operably couple the cassette to a transaction device transport apparatus. The transaction device transport apparatus is structured to facilitate transporting banknotes to and from the cassette and a first storage cassette.Type: GrantFiled: October 8, 2021Date of Patent: September 24, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Frank DiGangi, Christian Mande, Dennis E. Montenegro, Darren M. Goetz
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Publication number: 20240221473Abstract: A cassette for receiving and dispensing bills is disclosed. The cassette includes a sensor structured to detect a location of the cassette, and memory having stored thereon instructions that, when executed by one or more processors, cause the one or more processors to transmit the location of the cassette to a remote computing device, determine that the location of the cassette has changed, and generate an indication that the location of the cassette has changed.Type: ApplicationFiled: March 19, 2024Publication date: July 4, 2024Applicant: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank Digangi, Dennis E. Montenegro
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Publication number: 20240221472Abstract: A computing system includes at least one processing circuit configured to receive first data from each cassette of a plurality of cassettes, determine, based on the cassette data, (i) a location of a first cassette based on location data associated with the first cassette, (ii) that a fill level of the first cassette does not satisfy a threshold, and (iii) one or more denominations of bills contained within the first cassette, identify a second cassette for replacing the first cassette based on the location of the first cassette and the one or more denominations such that the second cassette is configured to receive and dispense bills of a similar denomination to the first cassette, and transmit a notification to a remote computing device, the notification indicating that the fill level of the first cassette does not satisfy the threshold and identifying the second cassette.Type: ApplicationFiled: March 18, 2024Publication date: July 4, 2024Applicant: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank Digangi, Dennis E. Montenegro
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Publication number: 20240203189Abstract: A two-way cash recycler system includes a vault structured to store, receive, and dispense transaction media, a first input/output device structured to receive and dispense the transaction media, a second input/output device structured to receive and dispense the transaction media, and a transport system structured to transport the transaction media within the transaction system using one or more pathways, the one or more pathways connecting the first input/output device to at least one of the second input/output device or the vault.Type: ApplicationFiled: February 26, 2024Publication date: June 20, 2024Applicant: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank DiGangi, Dennis E. Montenegro
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Publication number: 20240135769Abstract: A universal cassette housing for storing banknotes includes a first docking element structured to receive a first universal cassette, a second docking element structured to receive a second universal cassette, a transport apparatus structured to facilitate transferring banknotes between the first universal cassette and the second universal cassette, and a housing computing system comprising a processing circuit including one or more processors and memory, the memory storing instructions that, when executed by the one or more processors, cause the housing computing system to receive information regarding banknotes stored in the first universal cassette, receive information regarding banknotes stored in the second universal cassette, and cause the transport apparatus to initiate a transfer of one or more of the banknotes based on the information regarding the banknotes stored in the first universal cassette and the information regarding the banknotes stored in the second universal cassette.Type: ApplicationFiled: December 26, 2023Publication date: April 25, 2024Applicant: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank Digangi, Dennis E. Montenegro
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Patent number: 11954984Abstract: A cassette for receiving and dispensing bills is disclosed. The cassette includes a sensor structured to detect a location of the cassette, and memory having stored thereon instructions that, when executed by one or more processors, cause the one or more processors to transmit the location of the cassette to a remote computing device, determine that the location of the cassette has changed, and generate an indication that the location of the cassette has changed.Type: GrantFiled: April 3, 2023Date of Patent: April 9, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank Digangi, Dennis E Montenegro
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Publication number: 20240105031Abstract: A system includes a housing structured to be positioned within a portion of a vault of a transaction device. The housing includes a transfer cassette interface structured to receive a transfer cassette. The transfer cassette is structured to retrievably store banknotes. The housing also includes a vault interface structured to couple to the portion of the vault. The housing also includes a housing transport apparatus structured to facilitate transporting banknotes to and from the transfer cassette via at least one of the transfer cassette interface or the vault interface.Type: ApplicationFiled: November 22, 2023Publication date: March 28, 2024Applicant: Wells Fargo Bank, N.A.Inventors: Frank DiGangi, Christian Mande, Dennis E. Montenegro, Darren M. Goetz
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Patent number: 11935369Abstract: A computing system includes at least one processing circuit configured to receive first data from each cassette of a plurality of cassettes, determine, based on the first data, (i) a first location of a first cassette of the plurality of cassettes, (ii) that a fill level of the first cassette does not satisfy a threshold, and (iii) a first denomination of bills contained within the first cassette, identify a second cassette of the plurality of cassettes for replacing the first cassette based on the first location and the first denomination such that the second cassette is configured to receive and dispense bills of a similar denomination to the first cassette, and transmit a notification to a remote computing device, the notification indicating that the fill level of the first cassette does not satisfy the threshold and identifying the second cassette.Type: GrantFiled: April 3, 2023Date of Patent: March 19, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank Digangi, Dennis E Montenegro
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Patent number: 11915540Abstract: A two-way cash recycler system includes a vault having a plurality of media cassettes, an first input/output panel having a first media aperture on a first side, a second input/output panel having a second media aperture on a second side, a transport system disposed between the first side and the second side. The transport system includes a pass-through pathway structured to transport transaction media between the first media aperture and the second media aperture, a concurrent use pathway structured to transport transaction media from at least one of the first media aperture and the second media aperture to the vault, and a dispense pathway structured to transport transaction media from the vault to at least one of the first media aperture and the second media aperture.Type: GrantFiled: March 19, 2021Date of Patent: February 27, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank DiGangi, Dennis E. Montenegro
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Patent number: 11900753Abstract: A removable cassette housing for rebalancing bills among storage cassettes is disclosed. The removable cassette housing includes a first docking apparatus and a second docking apparatus structured to receive a first storage cassette and a second storage cassette, respectively, a transport apparatus operatively coupled to the docking apparatuses and a computing system. The transport apparatus is structured to facilitate transferring the bills among the storage cassettes. The computing system is structured to generate a first storage data packet and a second storage data packet associated with the first storage cassette and the second storage cassette, respectively. The computing system is also structured to generate a rebalancing instruction based on at least one of the first storage data packet and the second storage data packet. The cassette housing is structured to cause the transport apparatus to transport bills based on a rebalancing instruction.Type: GrantFiled: August 16, 2021Date of Patent: February 13, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank Digangi, Dennis E. Montenegro
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Publication number: 20230386304Abstract: A utility device for receiving and dispensing bills is disclosed. The utility device includes a sensor structured to detect at least one parameter associated with the bills received by the utility device, a cleaning component structured to perform a cleaning operation on one or more of the bills received by the utility device, and memory having instructions stored thereon that, when executed by one or more processors, cause the one or more processors to perform a utility operation comprising receiving data from the sensor regarding the at least one parameter, and selectively causing the cleaning component to perform the cleaning operation on one or more of the bills received by the utility device from a cash-bearing component based on at least the data and a location of the utility device.Type: ApplicationFiled: August 9, 2023Publication date: November 30, 2023Applicant: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank Digangi, Dennis Montenegro
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Publication number: 20230386286Abstract: A system includes a housing computing system comprising one or more processors and memory storing instructions that, when executed by the one or more processors, cause the housing computing system to perform operations comprising generating a first storage data packet comprising information about banknotes stored in a first universal cassette docked with a universal cassette housing, generating a second storage data packet comprising information about banknotes stored in a second universal cassette docked with the universal cassette housing, transmitting the first storage data packet and the second storage data packet to a provider computing system, receiving from the provider computing system rebalancing data based on at least one of the first storage data packet or the second storage data packet, and causing a transport apparatus to initiate a transfer based on the rebalancing data to transfer a set of banknotes from the first universal cassette to the second universal cassette.Type: ApplicationFiled: August 9, 2023Publication date: November 30, 2023Applicant: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank Digangi, Dennis Montenegro