Patents by Inventor Christine Moy

Christine Moy has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11270272
    Abstract: Systems and methods for management of asset or obligation-backed virtual receipts on a distributed system are disclosed Systems and methods for management of asset or obligation-backed virtual receipts on a distributed system are disclosed. According to one embodiment, in an information processing apparatus for a depositary entity comprising at least one computer processor, a method for managing asset or obligation-backed virtual receipts on a distributed system may include (1) receiving confirmation of a deposit of an underlying asset, wherein the deposit encumbers the underlying asset; (2) receiving authorization to issue a virtual receipt for the deposited underlying asset; and (3) executing issuance of the virtual receipt by writing the transaction to a distributed ledger.
    Type: Grant
    Filed: January 12, 2018
    Date of Patent: March 8, 2022
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Christine Moy, Franklin Bi, Alex Dockx, David Shulman, Vincent Gasbarro, Paul Martin, Tyrone Lobban
  • Publication number: 20210407002
    Abstract: A method may include: receiving, at a marketplace, a buyer submission from a buyer comprising an identification of a first currency, an identification of a target currency, an amount of the target currency, a target annual percentage yield, a maturity, and a buyer attestation; receiving, at the marketplace, a lender submission identifying an amount of tokens in the target currency for exchange, a fee, and a lender attestation; matching, by a matching engine for the marketplace, the buyer to the lender based on the buyer submission and the lender submission; verifying, by a smart contract at the marketplace, the buyer attestation and the lender attestation; transferring, by the marketplace, the tokens in the target currency to the buyer, wherein the buyer submits the tokens in the target currency to a staking smart contract; and transferring, by the marketplace, the tokens in the target currency to the lender at maturity.
    Type: Application
    Filed: June 29, 2021
    Publication date: December 30, 2021
    Inventors: Christine MOY, George KASSIS, Alex PRAGER-MILLER, Stuart HUNTER, Scott Andrew LUCAS
  • Publication number: 20210349988
    Abstract: Systems and methods for decentralized recovery of identity attributes are disclosed. In one embodiment, a method for decentralized storage of identity data may include: (1) receiving, at an identity management computer program executed by a computer processor, identity data from a user electronic device; (2) parsing, by the identity management computer program, the identity data into a plurality of portions; (3) mapping, by the identity management computer program, each portion to one of a plurality of storage locations; and (4) storing, by the identity management computer program, the plurality of portions to the plurality of storage locations based on the mapping.
    Type: Application
    Filed: May 10, 2021
    Publication date: November 11, 2021
    Inventors: Tyrone LOBBAN, Christine MOY
  • Publication number: 20210350358
    Abstract: According to another embodiment, a method for invoicing and payments in an integrated supplier network may include: (1) receiving, at a supplier interface for a payments computer program, an invoice from a supplier; (2) receiving, at a buyer interface for the payments computer program, a payment allocation for the invoice, wherein the payment allocation may be associated with a supplier attestation for the supplier; (3) transferring, by the payments computer program, funds for the payment allocation to a liquidity pool, wherein the funds are commingled with other funds in the liquidity pool; (4) receiving, at the supplier interface, the supplier attestation, and a request to withdraw at least a portion of the funds for the payment allocation; and (5) retrieving, by the payments computer program, the portion of the payment allocation to a supplier account with the integrated supplier network.
    Type: Application
    Filed: May 11, 2021
    Publication date: November 11, 2021
    Inventors: Catherine D. FAULK, Matthew C. TAYLOR, Christine MOY, George KASSIS, Tyrone LOBBAN
  • Publication number: 20210272112
    Abstract: Systems and methods for distributed ledger-based collateral movement are disclosed. According to an embodiment, a method for distributed ledger-based collateral movement may include: (1) receiving, at a first collateral custodian computer system for a collateral custodian and from a client of the first collateral custodian, a collateral asset for a target asset held by a client of a second collateral custodian; and (2) tokenizing the collateral asset and writing a collateral token to a distributed ledger platform. The second collateral custodian receives, from the distributed ledger platform, the collateral token and releases the target asset to the first collateral custodian in response to receiving the collateral token.
    Type: Application
    Filed: February 25, 2021
    Publication date: September 2, 2021
    Inventors: Tyrone LOBBAN, George KASSIS, Karthik SUBRAMANIAN, Christine MOY
  • Publication number: 20210264407
    Abstract: Systems and methods for space-based transactions are disclosed. A method for conducting a space-based transaction may include: (1) a first space-based device determining that it is incapable or will be incapable of providing the service; (2) the first space-based device identifying a second space-based device; (3) the first space-based device requesting capability information for the second space-based device; (4) the first space-based device that the second space-based device is capable of providing the service based on the capability information; and (5) the first space-based device executing a transaction with the second space-based device, wherein the first space-based device pays the second space-based device for the service by transferring payment from an electronic wallet for the first space-based device to an electronic wallet for the second space-based device on the distributed ledger network, and the second space-based device provides the service to the user.
    Type: Application
    Filed: February 25, 2021
    Publication date: August 26, 2021
    Inventors: Keerthi MOUDGAL, George KASSIS, Tyrone LOBBAN, Christine MOY, Umar FAROOQ
  • Publication number: 20210256508
    Abstract: Systems and methods for distributed ledger-based identity management are disclosed. In one embodiment, a computer-based method for managing attestations may include: (1) receiving, by a computer program executed by an electronic device for an identity consumer and from an identity provider, a notification from an identity provider server that an attestation is available, wherein the attestation may be generated by the identity provider based on authorization from a system operator and may include a chain of trust comprising an identification of the system operator and the identity provider; (2) requesting, by the computer program, the attestation from the identity provider; and (3) downloading, by the computer program, the attestation to an identity consumer electronic wallet for the identity consumer. The identity provider may commit the downloading of the attestation to a distributed ledger, wherein the distributed ledger maintains a current status for the attestation.
    Type: Application
    Filed: February 12, 2021
    Publication date: August 19, 2021
    Inventors: Christine MOY, Tyrone LOBBAN, George KASSIS, . VISHAKH, Bhaskar KISHORE, Navkiran ARNEJA
  • Publication number: 20210224794
    Abstract: A method for digital coin issuance may include: receiving, at a ledger interoperability service and from a gateway communication service, a request to deposit a digital coin balance for an amount of funds for a client to a client digital coin wallet on a distributed ledger; receiving, at an omnibus account, a transfer of the funds from a client demand deposit account for the client; identifying, by the ledger interoperability service, an address for the client digital coin wallet on the distributed ledger using an address book; submitting, by the ledger interoperability service, a request to the gateway communication service to issue the digital coin balance to the client digital coin wallet and to generate postings for the digital coin balance for the distributed ledger; and receiving, by the ledger interoperability service, confirmation from gateway communication service of writing the digital coin balance to the client digital coin wallet.
    Type: Application
    Filed: January 19, 2021
    Publication date: July 22, 2021
    Inventors: Naveen MALLELA, Christine MOY, Tyrone LOBBAN, Akshika GUPTA, Srimukh ODDIRAJU, Debidutta Pruthibiraj SAMANTARAY, Samer FALAH, Sai Murali Krishna VALIVETI, Zhou ZHIYAO, Raunak RAJPURIA
  • Publication number: 20210209585
    Abstract: A gateway interfacing with multiple distributed ledger networks may receive, from a buyer on a first distributed ledger network, a request to purchase an asset in exchange for a cash token, the asset being sold by a seller on a second distributed ledger network and an entry on the second distributed ledger network, and the cash token is an entry on the first distributed ledger network; communicate the request to the seller; receive acceptance of the request from the seller; transfer the asset to an electronic wallet for the buyer by updating ownership of the asset on the second distributed ledger network and on the first distributed ledger network; and transfer the cash token to an electronic wallet for the seller by updating ownership of the cash token on the second distributed ledger network and on the first distributed ledger network.
    Type: Application
    Filed: November 2, 2020
    Publication date: July 8, 2021
    Inventors: Christine MOY, Tyrone LOBBAN, Keerthi MOUDGAL, Stuart HUNTER
  • Publication number: 20210194700
    Abstract: System and method for using a distributed ledger gateway are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for interacting with a plurality of distributed ledgers may include: (1) receiving a client request comprising a payload to be written to one of a plurality of distributed ledgers and metadata extracted from the client request; (2) identifying a destination distributed ledger of the plurality of distributed ledgers; (3) logging a source of the request and the destination distributed ledger; (4) encrypting the payload; and (5) routing the encrypted payload to the destination distributed ledger.
    Type: Application
    Filed: December 8, 2020
    Publication date: June 24, 2021
    Inventors: Christine MOY, Amber BALDET, Tyrone LOBBAN, Suresh SHETTY
  • Publication number: 20210185021
    Abstract: Systems and methods for gateway communications between non-distributed ledger systems and distributed ledger systems are disclosed. In one embodiment, a method for gateway communication may include: (1) receiving, at a listener comprising a computer processor and from an application in a first domain, a message for a destination distributed ledger system that is one of a plurality of distributed ledger systems in a second domain; (2) generating, by the listener, a payload for the message, wherein the payload identifies the destination distributed ledger system for the message; and (3) encrypting, by the listener, the payload and passing a payload message comprising the encrypted payload to one of a plurality of adapters in a gateway communication service using an API. The adapter may receive the payload message, decrypt the payload, identifies the destination distributed ledger system, and communicate the decrypted payload to the destination distributed ledger system.
    Type: Application
    Filed: December 16, 2020
    Publication date: June 17, 2021
    Inventors: Tyrone LOBBAN, Christine MOY, Tulasi MOVVA, Suresh SHETTY, Debidutta Pruthibiraj SAMANTARAY, Raunak RAJPURIA, You ZHOU
  • Publication number: 20210110381
    Abstract: Systems and methods for distributed ledger-based settlement are disclosed. In one embodiment, a method may include: receiving settlement instructions from a first party providing a commodity and a second party providing cash; matching the settlement instructions; affirming the matched settlement instructions with the parties; a smart contact sending the affirmed settlement instructions to a commodity clearing bank; the smart contract receiving confirmation of a blockage of the commodity from the commodity clearing bank; the smart contact sending the affirmed settlement instructions to a cash clearing bank; the smart contract receiving confirmation of a blockage of the cash from the cash clearing bank; the smart contract executing the exchange of tokens for the commodity for tokens for the cash; and the smart contract writing the tokens for the cash to a wallet for the first party, and writing tokens for the commodity to a wallet for the second party.
    Type: Application
    Filed: October 15, 2019
    Publication date: April 15, 2021
    Inventors: Oliver MARGOLIS, Tyrone LOBBAN, Mark AMLIN, Marc-Antoine FICHET, Andrew LOVELL, Paul THOMAS, Viresh MOR, John-Paul Antony CROCKER, Christine MOY
  • Patent number: 10892897
    Abstract: System and method for using a distributed ledger gateway are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for interacting with a plurality of distributed ledgers may include: (1) receiving a client request comprising a payload to be written to one of a plurality of distributed ledgers and metadata extracted from the client request; (2) identifying a destination distributed ledger of the plurality of distributed ledgers; (3) logging a source of the request and the destination distributed ledger; (4) encrypting the payload; and (5) routing the encrypted payload to the destination distributed ledger.
    Type: Grant
    Filed: June 27, 2018
    Date of Patent: January 12, 2021
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Christine Moy, Amber Baldet, Tyrone Lobban, Suresh Shetty
  • Publication number: 20200374132
    Abstract: Systems and methods for maintaining decentralized digital identities are disclosed. In an information processing apparatus for a relying party within a distributed ledger network and comprising at least one computer processor, a method for decentralized digital identity attestation verification may include: (1) receiving, from a relying party, an attestation verification request for a user; (2) retrieving a user decentralized identifier for the user; (3) retrieving an attestation issuer decentralized identifier for an attestation issuer; (4) validating the user decentralized identifier and the attestation issuer decentralized identifier; (5) verifying that the attestation has not been revoked; and (6) communicating that the attestation is valid to the relying party.
    Type: Application
    Filed: May 19, 2020
    Publication date: November 26, 2020
    Inventors: Tyrone LOBBAN, Christine MOY, Oliver MARGOLIS, Bruce HORNER, Christine LEONG, Kanishk MAHAJAN, Martin KOCEN, Jaroslav SAXA, Rob PEREZ
  • Publication number: 20200151818
    Abstract: Systems and methods for distributed ledger-based intraday trading are disclosed. In one embodiment, a method may include: receiving a digital representation of an amount of collateral for a cash borrower; receiving a digital representation of an amount of cash for a cash provider; receiving agreement from the cash borrower and the cash provider to terms of an intraday trade comprising a duration of the intraday trade, a collateral trade amount of the collateral, and a cash trade amount of cash; a smart contract executing the intraday trade by providing the trade amount of the digital collateral to the cash provider and the cash trade amount of the digital cash to the cash borrower; and the smart contract returning the trade amount of the digital collateral to the cash borrower and the cash trade amount of the digital cash to the cash provider at the completion of the intraday trade.
    Type: Application
    Filed: November 7, 2019
    Publication date: May 14, 2020
    Inventors: Scott Andrew LUCAS, Christine MOY
  • Publication number: 20200074455
    Abstract: Systems and methods for token-based cross-currency interoperability are disclosed. In one embodiment, in a first financial institution information processing apparatus comprising at least one computer processor, a method for conducting a token-based cross-currency transaction may include: (1) receiving, from a first party, a transaction initiation request for a transaction amount to a second party; (2) deducting the transaction amount from a fiat currency account for the first party; (3) creating a token amount of tokens for the transaction amount; (4) writing the token amount to a distributed ledger; and (5) transferring the token amount of tokens to a second financial institution for the second party.
    Type: Application
    Filed: September 3, 2019
    Publication date: March 5, 2020
    Inventors: John Corwin HUNTER, Umar FAROOQ, Tiffany Ashley WAN, Naveen MALLELA, Christine MOY, Tyrone LOBBAN, Oliver HARRIS, Palka S. PATEL
  • Publication number: 20190026730
    Abstract: In one embodiment, a method for distributed ledger-based peer-to-peer lending may include: receiving, from a first node in a network associated with one of a debt issuer or an investor, a transaction between the debt issuer and the investor, the transaction comprising a cash portion and a debt portion; generating a debt token for the debt portion; writing the debt token to a wallet for the debt issuer that is tracked on a distributed ledger; generating a cash token for the cash portion; writing the cash token to a wallet for the investor that is tracked on a distributed ledger; settling the transaction by exchanging the cash tokens from the wallet for the investor and the debt tokens from the wallet for the debt issuer; and writing the settled transaction to the distributed ledger.
    Type: Application
    Filed: July 20, 2018
    Publication date: January 24, 2019
    Inventors: Christine Moy, Huw L. Richards, Tyrone Lobban, Samer Falah, Christina Finizio, Amber Baldet
  • Publication number: 20180375840
    Abstract: System and method for using a distributed ledger gateway are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for interacting with a plurality of distributed ledgers may include: (1) receiving a client request comprising a payload to be written to one of a plurality of distributed ledgers and metadata extracted from the client request; (2) identifying a destination distributed ledger of the plurality of distributed ledgers; (3) logging a source of the request and the destination distributed ledger; (4) encrypting the payload; and (5) routing the encrypted payload to the destination distributed ledger.
    Type: Application
    Filed: June 27, 2018
    Publication date: December 27, 2018
    Inventors: Christine Moy, Amber Baldet, Tyrone Lobban, Suresh Shetty
  • Publication number: 20180204190
    Abstract: Systems and methods for management of asset or obligation-backed virtual receipts on a distributed system are disclosed Systems and methods for management of asset or obligation-backed virtual receipts on a distributed system are disclosed. According to one embodiment, in an information processing apparatus for a depositary entity comprising at least one computer processor, a method for managing asset or obligation-backed virtual receipts on a distributed system may include (1) receiving confirmation of a deposit of an underlying asset, wherein the deposit encumbers the underlying asset; (2) receiving authorization to issue a virtual receipt for the deposited underlying asset; and (3) executing issuance of the virtual receipt by writing the transaction to a distributed ledger.
    Type: Application
    Filed: January 12, 2018
    Publication date: July 19, 2018
    Inventors: Christine Moy, Franklin Bi, Alex Dockx, David Shulman, Vincent Gasbarro, Paul Martin, Tyrone Lobban