Patents by Inventor Daniel Herrington
Daniel Herrington has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20210166517Abstract: Various embodiments for contextual tapping engines. For example, an application executing on a computing device may authenticate credentials associated with an account and detect a tap of a contactless card to the computing device. The application may receive, from a communications interface of the contactless card, action data used to determine an action associated with the tap of the contactless card to the computing device. The application may determine a context of the application based on a current output of the application. The application may determine, based on the action data, the determined context, and data associated with the account, a first action associated with the tap of the contactless card to the computing device, the first action associated with at least one of the application and an operating system (OS). The application may initiate performance of the first action based on the tap of the contactless card.Type: ApplicationFiled: February 16, 2021Publication date: June 3, 2021Applicant: Capital One Services, LLCInventors: Jeffrey RULE, Daniel HERRINGTON, Colin HART, Melissa Yoemans HENG
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Publication number: 20210158119Abstract: Various embodiments are generally directed to techniques to provide an orientationless transaction card. Embodiments include a transaction card having a substrate comprising one or more laminated layers and a chip comprising processing circuitry, and memory, the chip embedded within the substrate. The transaction card may also include a first contact pad coupled with the chip, the first contact pad embedded on a first side of the substrate at a first location and a second contact pad embedded on the first side of the substrate at a second location. Further, the transaction card includes an antenna embedded within the substrate, the antenna to couple the chip with the second contact pad.Type: ApplicationFiled: February 4, 2021Publication date: May 27, 2021Applicant: Capital One Services, LLCInventors: Tyler MAIMAN, Stephen SCHNEIDER, Daniel HERRINGTON
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Patent number: 11010652Abstract: Various embodiments are generally directed to techniques to provide an orientationless transaction card. Embodiments include a transaction card having a substrate comprising one or more laminated layers and a chip comprising processing circuitry, and memory, the chip embedded within the substrate. The transaction card may also include a first contact pad coupled with the chip, the first contact pad embedded on a first side of the substrate at a first location and a second contact pad embedded on the first side of the substrate at a second location. Further, the transaction card includes an antenna embedded within the substrate, the antenna to couple the chip with the second contact pad.Type: GrantFiled: May 9, 2019Date of Patent: May 18, 2021Assignee: Capital One Services, LLCInventors: Tyler Maiman, Stephen Schneider, Daniel Herrington
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Patent number: 11005302Abstract: A contactless card with power harvesting unit is described. The power harvesting unit is configured to harvest power from near field communication radio wave fields and supply power to a memory, processor, and communication circuit of the contactless card. In some embodiments, the contactless card may also include a capacitor for smoothing out power deliver or a rechargeable battery. The contactless card is configured to establish two-way communication with a secondary device and to store and execute applets. In some embodiments, the contactless card is a payment card which contains information associated with a primary profile and a secondary profile. The secondary profile may be activated using two-way communication if the primary profile is deactivated due to fraudulent activity.Type: GrantFiled: August 31, 2020Date of Patent: May 11, 2021Assignee: CAPITAL ONE SERVICES, LLCInventors: Jeffrey Rule, Kevin Osborn, Daniel Herrington, William Carroll
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Publication number: 20210117957Abstract: Example embodiments relate to reissuing or otherwise altering a contactless card. These embodiments are particularly well-suited to an emergency reissue in which many cards have been compromised as the result of a data breach of a major credit card provider or department store. An exemplary contactless card includes a chip that stores encrypted authentication information, including a primary account number (PAN) that identifies the card. The chip may include a first applet responsible making payments with the card; the first applet may manage the PAN. A second applet may be capable of interacting with an outside application, and may serve as a bridge to the first applet. A rewrite of the PAN may be triggered by issuing a write command to the second applet, or by interacting with the chip in a predetermined manner (e.g., tapping the card on an interactable element a predetermined number of times).Type: ApplicationFiled: December 23, 2020Publication date: April 22, 2021Applicant: Capital One Services, LLCInventors: Jeffrey RULE, Daniel HERRINGTON, Rajko ILINCIC
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Patent number: 10977539Abstract: Example embodiments of systems and methods for preventing chip fraud are provided. A chip fraud prevention system may comprise a device including a chip, wherein the chip is at least partially encompassed in a chip pocket. One or more connections may be communicatively coupled to one or more surfaces of the chip, and a capacitance member may be coupled to a surface of the chip. The capacitance member may comprise a known capacitance value and the chip may comprise a memory containing an applet, wherein the applet is configured to measure the capacitance value of the capacitance member.Type: GrantFiled: December 20, 2019Date of Patent: April 13, 2021Assignee: CAPITAL ONE SERVICES, LLCInventors: Daniel Herrington, Stephen Schneider, Tyler Maiman
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Patent number: 10957143Abstract: Various embodiments for contextual tapping engines. For example, an application executing on a computing device may authenticate credentials associated with an account and detect a tap of a contactless card to the computing device. The application may receive, from a communications interface of the contactless card, action data used to determine an action associated with the tap of the contactless card to the computing device. The application may determine a context of the application based on a current output of the application. The application may determine, based on the action data, the determined context, and data associated with the account, a first action associated with the tap of the contactless card to the computing device, the first action associated with at least one of the application and an operating system (OS). The application may initiate performance of the first action based on the tap of the contactless card.Type: GrantFiled: March 23, 2020Date of Patent: March 23, 2021Assignee: Capital One Services, LLCInventors: Jeffrey Rule, Daniel Herrington, Colin Hart, Melissa Yoemans Heng
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Publication number: 20210067202Abstract: A position alignment system facilitates positioning of a contactless card in a ‘sweet spot’ in a target volume relative to a contactless card reading device. Alignment logic uses information captured from available imaging devices such as infrared proximity detectors, cameras, infrared sensors, dot projectors, and the like to guide the card to a target location. The captured image information is processed to identify a card position, trajectory and predicted location using one or both of a machine learning model and/or a Simultaneous Localization and Mapping logic. Trajectory adjustment and prompt identification may be intelligently controlled and customized using machine-learning techniques to customize guidance based on the preference and/or historical behavior of the user. As a result, the speed and accuracy of contactless card alignment is improved and received NFC signal strength is maximized, thereby reducing the occurrence of dropped transactions.Type: ApplicationFiled: November 12, 2020Publication date: March 4, 2021Applicant: Capital One Services, LLCInventors: Jeffrey RULE, Rajko ILINCIC, Colin HART, Daniel HERRINGTON, Kevin OSBORN
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Patent number: 10930801Abstract: A transaction card is provided for communicating data relating to a transaction. The transaction card includes a solar layer, a transaction card layer, and a power transfer layer. The solar layer includes at least one solar panel capable of converting light into electricity, the transaction card layer supports the solar layer and includes a magnetic strip, and the power transfer layer includes circuitry capable of receiving electricity from the solar layer.Type: GrantFiled: February 28, 2019Date of Patent: February 23, 2021Assignee: Capital One Services, LLCInventors: Joshua Edwards, Daniel Herrington
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Patent number: 10909527Abstract: Example embodiments relate to reissuing or otherwise altering a contactless card. These embodiments are particularly well-suited to an emergency reissue in which many cards have been compromised as the result of a data breach of a major credit card provider or department store. An exemplary contactless card includes a chip that stores encrypted authentication information, including a primary account number (PAN) that identifies the card. The chip may include a first applet responsible making payments with the card; the first applet may manage the PAN. A second applet may be capable of interacting with an outside application, and may serve as a bridge to the first applet. A rewrite of the PAN may be triggered by issuing a write command to the second applet, or by interacting with the chip in a predetermined manner (e.g., tapping the card on an interactable element a predetermined number of times).Type: GrantFiled: December 31, 2019Date of Patent: February 2, 2021Assignee: Capital One Services, LLCInventors: Jeffrey Rule, Daniel Herrington, Rajko Ilincic
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Patent number: 10903876Abstract: A position alignment system facilitates positioning of a contactless card in a ‘sweet spot’ in a target volume relative to a contactless card reading device. Alignment logic uses information captured from available imaging devices such as infrared proximity detectors, cameras, infrared sensors, dot projectors, and the like to guide the card to a target location. The captured image information is processed to identify a card position, trajectory and predicted location using one or both of a machine learning model and/or a Simultaneous Localization and Mapping logic. Trajectory adjustment and prompt identification may be intelligently controlled and customized using machine-learning techniques to customize guidance based on the preference and/or historical behavior of the user. As a result, the speed and accuracy of contactless card alignment is improved and received NFC signal strength is maximized, thereby reducing the occurrence of dropped transactions.Type: GrantFiled: October 15, 2019Date of Patent: January 26, 2021Assignee: Capital One Services, LLCInventors: Jeffrey Rule, Rajko Ilincic, Colin Hart, Daniel Herrington, Kevin Osborn
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Publication number: 20210021305Abstract: A position alignment system facilitates positioning of a contactless card in a ‘sweet spot’ in a target volume relative to a contactless card reading device. Alignment logic uses information captured from available imaging devices such as infrared proximity detectors, cameras, infrared sensors, dot projectors, and the like to guide the card to a target location. The captured image information is processed to identify a card position, trajectory and predicted location using one or both of a machine learning model and/or a Simultaneous Localization and Mapping logic. Trajectory adjustment and prompt identification may be intelligently controlled and customized using machine-learning techniques to customize guidance based on the preference and/or historical behavior of the user. As a result, the speed and accuracy of contactless card alignment is improved and received NFC signal strength is maximized, thereby reducing the occurrence of dropped transactions.Type: ApplicationFiled: October 15, 2019Publication date: January 21, 2021Applicant: Capital One Services, LLCInventors: Jeffrey RULE, Rajko ILINCIC, Colin HART, Daniel HERRINGTON, Kevin OSBORN
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Patent number: 10888940Abstract: Example embodiments of systems and methods for milling patterns for a card are provided. A chip fraud prevention system include a device including a chip. The chip may be at least partially encompassed in a chip pocket. The chip pocket may include one or more shapes. The one or more shapes may include one or more peaks and one or more valleys. One or more connections may be communicatively coupled to at least one surface of the chip. The one or more connections may be placed between at least one of the one or more peaks or one or more valleys.Type: GrantFiled: December 20, 2019Date of Patent: January 12, 2021Assignee: CAPITAL ONE SERVICES, LLCInventors: Daniel Herrington, Stephen Schneider, Tyler Maiman
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Patent number: 10860814Abstract: Example embodiments of systems and methods for data transmission between a contactless card and a receiving application are provided. The transmitting device may include a processor, memory, and communication interface. A receiving application may include instructions for execution on a receiving device having a processor, a memory, a communication interface configured to create a communication field for data communication with the transmitting device, and one or more sensors. Upon movement of the transmitting device, the receiving application is configured to receive, via one or more sensors, feedback information associated with the transmitting device, display one or more instructions regarding the position of the transmitting device relative to the receiving device until the transmitting device enters the communication field. Upon entry into the communication field, the transmitting device is configured to transmit data to the receiving device.Type: GrantFiled: October 2, 2019Date of Patent: December 8, 2020Assignee: CAPITAL ONE SERVICES, LLCInventors: Jeffrey Rule, Daniel Herrington, Colin Hart, Kevin Osborn, Melissa Heng, Rajko Ilincic, Jason Ji
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Publication number: 20200380811Abstract: Various embodiments are generally directed to copying data to a clipboard of a mobile device from a contactless card using NFC. A mobile device may issue a request to read data from the contactless card. The contactless card may generate encrypted data in response to the request. The mobile device may receive the encrypted data via NFC and transmit the encrypted data to a server for verification. The server may verify the encrypted data and transmit an indication of an account number for the contactless card to the mobile device. The mobile device may then copy the account number to a clipboard of the mobile device.Type: ApplicationFiled: August 20, 2020Publication date: December 3, 2020Applicant: Capital One Services, LLCInventors: Daniel HERRINGTON, Jeffrey RULE, Colin HART, Jason JI
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Publication number: 20200372504Abstract: Example embodiments of systems and methods for data transmission in a contactless card and client application are provided. The contactless card comprises a visual display, processor, and a memory which includes a first applet, unique identifier, and value. A client application comprises instructions for execution on a client device, and is in data communication with the contactless card via one or more communication fields. The contactless card may display the value, the unique identifier, and a first status on the visual display. The first applet may transmit data to the client application in response to one or more gestures by the contactless card within at least one of the fields. The client application may authenticate the received data. The contactless card may update the display via the one or more fields based on the authenticated data, and change the first status to a second status based on the updated display.Type: ApplicationFiled: August 11, 2020Publication date: November 26, 2020Inventors: Daniel HERRINGTON, Rajko ILINCIC, Jeffrey RULE
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Publication number: 20200361229Abstract: Metal transaction cards with removable indicia are provided. In some approaches, a transaction card may includea metal body having a first main side and a second main side, and an identification chip coupled to the first main side of the metal body. The transaction card may further include an exterior layer along the second main side, the exterior layer containing identifying indicia, wherein at least a portion of the exterior layer is removable from the second main side by at least one of: a set of perforations through the exterior layer, and a channel provided along an outer edge of the second main side.Type: ApplicationFiled: May 13, 2019Publication date: November 19, 2020Applicant: Capital One Services, LLCInventors: Daniel HERRINGTON, Tyler MAIMAN, Stephen SCHNEIDER
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Publication number: 20200364416Abstract: Example embodiments of systems and methods for data transmission between a contactless card and a receiving application are provided. The transmitting device may include a processor, memory, and communication interface. A receiving application may include instructions for execution on a receiving device having a processor, a memory, a communication interface configured to create a communication field for data communication with the transmitting device, and one or more sensors. Upon movement of the transmitting device, the receiving application is configured to receive, via one or more sensors, feedback information associated with the transmitting device, display one or more instructions regarding the position of the transmitting device relative to the receiving device until the transmitting device enters the communication field. Upon entry into the communication field, the transmitting device is configured to transmit data to the receiving device.Type: ApplicationFiled: July 29, 2020Publication date: November 19, 2020Inventors: Jeffrey RULE, Daniel HERRINGTON, Colin HART, Kevin OSBORN, Melissa HENG, Rajko ILINCIC, Jason JI
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Patent number: D916184Type: GrantFiled: October 8, 2019Date of Patent: April 13, 2021Assignee: Capital One Services, LLCInventors: Tyler Maiman, Daniel Herrington, Stephen Schneider
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Patent number: D917557Type: GrantFiled: March 12, 2019Date of Patent: April 27, 2021Assignee: CAPITAL ONE SERVICES, LLCInventors: Lea Cody, Charles Nathan Crank, Ryan Cuppernull, Colin Hart, Daniel Herrington, Lara Mossler, Jeffrey Rule, Kevin Widener