Patents by Inventor Darren Goetz
Darren Goetz has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12277363Abstract: A system includes an interactive surface of a smart table, a plurality of smart headsets, and a processing circuit configured to detect a session trigger event and initiate a user session based on detecting the session trigger event. The processing circuit is further configured to generate and provide graphical user interfaces to each of the plurality of smart headsets. The processing circuit is further configured to update a first graphical user interface including a first content for a first smart headset of the plurality of smart headsets and update a second graphical user interface including a second content for a second smart headset of the plurality of smart headsets.Type: GrantFiled: August 8, 2023Date of Patent: April 15, 2025Assignee: Wells Fargo Bank, N.A.Inventors: Kourtney Eidam, Darren Goetz, Dennis Montenegro
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Patent number: 12260698Abstract: A system includes a housing computing system comprising one or more processors and memory storing instructions that, when executed by the one or more processors, cause the housing computing system to perform operations comprising generating a first storage data packet comprising information about banknotes stored in a first universal cassette docked with a universal cassette housing, generating a second storage data packet comprising information about banknotes stored in a second universal cassette docked with the universal cassette housing, transmitting the first storage data packet and the second storage data packet to a provider computing system, receiving from the provider computing system rebalancing data based on at least one of the first storage data packet or the second storage data packet, and causing a transport apparatus to initiate a transfer based on the rebalancing data to transfer a set of banknotes from the first universal cassette to the second universal cassette.Type: GrantFiled: August 9, 2023Date of Patent: March 25, 2025Assignee: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank Digangi, Dennis Montenegro
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Patent number: 12236463Abstract: Systems, methods and computer-readable storage media including an interactive surface including a transparent touchscreen and an imaging system, and one or more processors configured to initiate a user session based on detecting a session trigger. The one or more processors are further configured to receive, from the imaging system, a plurality of digital images taken when a document is on or proximate the interactive surface and identify an obstruction obstructing part of the document. The one or more processors are further configured to create a master digital image based on two or more images, generate a graphical representation of information contained in the master digital image, and provide the graphical representation to the first user device.Type: GrantFiled: August 3, 2023Date of Patent: February 25, 2025Assignee: Wells Fargo Bank, N.A.Inventors: Darren Goetz, Dennis Montenegro, Kourtney Eidam
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Patent number: 12205430Abstract: A host device comprising an input/output (I/O) port, a first sensor, and a non-transitory computer-readable medium comprising instructions stored thereon that, when executed by one or more processors, cause the one or more processors to determine a cassette is docked with the host device, receive a transaction request requiring a specific denomination for dispensing, cause a picker system of the cassette to retrieve a target bill from a storage position of a bill storage component of the cassette based on the specific denomination for the transaction request and a storage position for a bill matching the specific denomination where the cassette is configured to generate a bill list comprising bill information for each bill of the plurality of bills including a respective denomination and the storage position for each bill, and cause the I/O port to dispense the target bill.Type: GrantFiled: May 26, 2023Date of Patent: January 21, 2025Assignee: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank DiGangi, Dennis Montenegro
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Publication number: 20240428272Abstract: A system includes a tabletop display and a processing circuit including one or more processors coupled to a non-transitory computer-readable medium storing instructions that, when executed, cause the processing circuit to cause an image comprising first information and second information to be displayed on a tabletop display, receive a security trigger, and cause the first information to be obscured on the tabletop display based on receiving the security trigger.Type: ApplicationFiled: September 9, 2024Publication date: December 26, 2024Applicant: Wells Fargo Bank, N.A.Inventors: Darren Goetz, Dennis Montenegro, Kourtney Eidam
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Patent number: 12175824Abstract: A system includes a cassette including a bill storage component to retrievably store the plurality of bills, and a picker system to retrieve one or more bills stored in the bill storage component. The system further includes memory and one or more processors communicatively coupled to the cassette, the memory having instructions that, when executed by the one or more processors, cause the one or more processors to generate a bill list comprising bill information for each bill of the plurality of bills stored by the bill storage component where the bill information includes a denomination and a storage position of each of the plurality of bills, receive a transaction request, identify a storage position of a target bill from the bill list for dispensing based on the transaction request and a denomination of the target bill, and cause the picker system to retrieve the target bill for dispensing.Type: GrantFiled: May 23, 2023Date of Patent: December 24, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank DiGangi, Dennis Montenegro
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Patent number: 12136320Abstract: A utility device for receiving and dispensing bills is disclosed. The utility device includes a sensor structured to detect at least one parameter associated with the bills received by the utility device, a cleaning component structured to perform a cleaning operation on one or more of the bills received by the utility device, and memory having instructions stored thereon that, when executed by one or more processors, cause the one or more processors to perform a utility operation comprising receiving data from the sensor regarding the at least one parameter, and selectively causing the cleaning component to perform the cleaning operation on one or more of the bills received by the utility device from a cash-bearing component based on at least the data and a location of the utility device.Type: GrantFiled: August 9, 2023Date of Patent: November 5, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank Digangi, Dennis Montenegro
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Publication number: 20240354841Abstract: A method includes authenticating an account holder via an automated teller machine (ATM) based on identification information, identifying an event associated with the account holder, and delivering a gift to the account holder via the ATM based on the account holder accessing the ATM at a time occurring within a time window associated with the event.Type: ApplicationFiled: July 1, 2024Publication date: October 24, 2024Applicant: Wells Fargo Bank, N.A.Inventors: Jonathan Velline, Darren Goetz, Xuan Nguyen, Nahal Agahi
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Patent number: 12086816Abstract: A system includes a tabletop display and one or more processors coupled to a non-transitory computer-readable medium storing instructions that, when executed by the one or more processors, cause the one or more processors to pair with a customer device associated with a customer, cause an image comprising sensitive customer information to be displayed on the tabletop display and cause at least a portion of the sensitive customer information to be simultaneously displayed on the paired customer device, receive a security trigger event, and cause the sensitive customer information to be obscured on the tabletop display based on receiving the security trigger event.Type: GrantFiled: June 20, 2023Date of Patent: September 10, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Darren Goetz, Dennis Montenegro, Kourtney Eidam
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Publication number: 20240221472Abstract: A computing system includes at least one processing circuit configured to receive first data from each cassette of a plurality of cassettes, determine, based on the cassette data, (i) a location of a first cassette based on location data associated with the first cassette, (ii) that a fill level of the first cassette does not satisfy a threshold, and (iii) one or more denominations of bills contained within the first cassette, identify a second cassette for replacing the first cassette based on the location of the first cassette and the one or more denominations such that the second cassette is configured to receive and dispense bills of a similar denomination to the first cassette, and transmit a notification to a remote computing device, the notification indicating that the fill level of the first cassette does not satisfy the threshold and identifying the second cassette.Type: ApplicationFiled: March 18, 2024Publication date: July 4, 2024Applicant: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank Digangi, Dennis E. Montenegro
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Publication number: 20240221473Abstract: A cassette for receiving and dispensing bills is disclosed. The cassette includes a sensor structured to detect a location of the cassette, and memory having stored thereon instructions that, when executed by one or more processors, cause the one or more processors to transmit the location of the cassette to a remote computing device, determine that the location of the cassette has changed, and generate an indication that the location of the cassette has changed.Type: ApplicationFiled: March 19, 2024Publication date: July 4, 2024Applicant: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank Digangi, Dennis E. Montenegro
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Patent number: 12026771Abstract: A system includes a computing system associated with a financial institution and communicatively coupled with one or more automated teller machines (ATMs), where the computing system is configured to authenticate an account holder via an ATM of the one or more ATMs based on identification information of the account holder, identify an event associated with the account holder, determine a message relating to the event to be displayed to the account holder based on the event, and display the message to the account holder via the ATM where the message being displayed is based on the account holder accessing the ATM within a threshold time period associated with the event.Type: GrantFiled: February 20, 2023Date of Patent: July 2, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Jonathan Velline, Darren Goetz, Xuan Nguyen, Nahal Agahi
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Publication number: 20240203189Abstract: A two-way cash recycler system includes a vault structured to store, receive, and dispense transaction media, a first input/output device structured to receive and dispense the transaction media, a second input/output device structured to receive and dispense the transaction media, and a transport system structured to transport the transaction media within the transaction system using one or more pathways, the one or more pathways connecting the first input/output device to at least one of the second input/output device or the vault.Type: ApplicationFiled: February 26, 2024Publication date: June 20, 2024Applicant: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank DiGangi, Dennis E. Montenegro
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Publication number: 20240135769Abstract: A universal cassette housing for storing banknotes includes a first docking element structured to receive a first universal cassette, a second docking element structured to receive a second universal cassette, a transport apparatus structured to facilitate transferring banknotes between the first universal cassette and the second universal cassette, and a housing computing system comprising a processing circuit including one or more processors and memory, the memory storing instructions that, when executed by the one or more processors, cause the housing computing system to receive information regarding banknotes stored in the first universal cassette, receive information regarding banknotes stored in the second universal cassette, and cause the transport apparatus to initiate a transfer of one or more of the banknotes based on the information regarding the banknotes stored in the first universal cassette and the information regarding the banknotes stored in the second universal cassette.Type: ApplicationFiled: December 26, 2023Publication date: April 25, 2024Applicant: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank Digangi, Dennis E. Montenegro
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Patent number: 11954984Abstract: A cassette for receiving and dispensing bills is disclosed. The cassette includes a sensor structured to detect a location of the cassette, and memory having stored thereon instructions that, when executed by one or more processors, cause the one or more processors to transmit the location of the cassette to a remote computing device, determine that the location of the cassette has changed, and generate an indication that the location of the cassette has changed.Type: GrantFiled: April 3, 2023Date of Patent: April 9, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank Digangi, Dennis E Montenegro
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Publication number: 20240104985Abstract: Systems and methods for mutual authentication of a user and a container administrator computer system. A container administrator computer system receives a request from a mobile computing device for a user to access a secure container. The request includes a user identifier. The administrator system receives a first authentication factor corresponding to the user. The administrator system authenticates the user by verifying that the first authentication factor matches a first reference authentication factor associated with the user identifier. The administrator system sends a second authentication factor associated with the administrator system to a human-machine interface associated with the secure container or the mobile computing device. The administrator system receives a notification of authentication of the administrator system using the authentication factor. The administrator system transmits an unlock signal to unlock the secure container.Type: ApplicationFiled: December 7, 2023Publication date: March 28, 2024Applicant: Wells Fargo Bank, N.A.Inventors: Darren Goetz, Chris Kalaboukis, Lisa Magana, Andrew Martinez, Uma Meyyappan, Dennis Montenegro, Marla Pacis, Timothy Ward
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Patent number: 11935369Abstract: A computing system includes at least one processing circuit configured to receive first data from each cassette of a plurality of cassettes, determine, based on the first data, (i) a first location of a first cassette of the plurality of cassettes, (ii) that a fill level of the first cassette does not satisfy a threshold, and (iii) a first denomination of bills contained within the first cassette, identify a second cassette of the plurality of cassettes for replacing the first cassette based on the first location and the first denomination such that the second cassette is configured to receive and dispense bills of a similar denomination to the first cassette, and transmit a notification to a remote computing device, the notification indicating that the fill level of the first cassette does not satisfy the threshold and identifying the second cassette.Type: GrantFiled: April 3, 2023Date of Patent: March 19, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank Digangi, Dennis E Montenegro
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Patent number: 11915540Abstract: A two-way cash recycler system includes a vault having a plurality of media cassettes, an first input/output panel having a first media aperture on a first side, a second input/output panel having a second media aperture on a second side, a transport system disposed between the first side and the second side. The transport system includes a pass-through pathway structured to transport transaction media between the first media aperture and the second media aperture, a concurrent use pathway structured to transport transaction media from at least one of the first media aperture and the second media aperture to the vault, and a dispense pathway structured to transport transaction media from the vault to at least one of the first media aperture and the second media aperture.Type: GrantFiled: March 19, 2021Date of Patent: February 27, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank DiGangi, Dennis E. Montenegro
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Patent number: 11900753Abstract: A removable cassette housing for rebalancing bills among storage cassettes is disclosed. The removable cassette housing includes a first docking apparatus and a second docking apparatus structured to receive a first storage cassette and a second storage cassette, respectively, a transport apparatus operatively coupled to the docking apparatuses and a computing system. The transport apparatus is structured to facilitate transferring the bills among the storage cassettes. The computing system is structured to generate a first storage data packet and a second storage data packet associated with the first storage cassette and the second storage cassette, respectively. The computing system is also structured to generate a rebalancing instruction based on at least one of the first storage data packet and the second storage data packet. The cassette housing is structured to cause the transport apparatus to transport bills based on a rebalancing instruction.Type: GrantFiled: August 16, 2021Date of Patent: February 13, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank Digangi, Dennis E. Montenegro
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Publication number: 20230410172Abstract: Systems, methods and computer-readable storage media including an interactive surface including a transparent touchscreen and an imaging system, and one or more processors configured to initiate a user session based on detecting a session trigger. The one or more processors are further configured to receive, from the imaging system, a plurality of digital images taken when a document is on or proximate the interactive surface and identify an obstruction obstructing part of the document. The one or more processors are further configured to create a master digital image based on two or more images, generate a graphical representation of information contained in the master digital image, and provide the graphical representation to the first user device.Type: ApplicationFiled: August 3, 2023Publication date: December 21, 2023Applicant: Wells Fargo Bank, N.A.Inventors: Darren Goetz, Dennis Montenegro, Kourtney Eidam