Patents by Inventor Darren M. Goetz

Darren M. Goetz has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11195355
    Abstract: Systems and methods for mutual authentication of a user and a container administrator computer system. A container administrator computer system receives a request from a mobile computing device for a user to access a secure container. The request includes a user identifier. The administrator system receives a first authentication factor corresponding to the user. The administrator system authenticates the user by verifying that the first authentication factor matches a first reference authentication factor associated with the user identifier. The administrator system sends a second authentication factor associated with the administrator system to a human-machine interface associated with the secure container or the mobile computing device. The administrator system receives a notification of authentication of the administrator system using the authentication factor. The administrator system transmits an unlock signal to unlock the secure container.
    Type: Grant
    Filed: October 31, 2018
    Date of Patent: December 7, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Darren M. Goetz, Chris Kalaboukis, Lisa R. Magana, Andrew L. Martinez, Uma Meyyappan, Dennis E Montenegro, Marla M. Pacis, Timothy R. Ward
  • Patent number: 11182995
    Abstract: Systems, methods, and apparatuses for authenticating devices and using an authenticated device to determine an access decision include a provider computing system including a network interface circuit that facilitates communication via a network and a processing circuit comprising a processor and memory. The processing circuit approves or denies a request to access an external device. The processing circuit comprises an access management circuit that receives and interprets the access request to identify a user, an authentication database storing authentication data, and a workforce database storing credential data. The access management circuit retrieves the authentication data from the authentication database to determine the user device associated with the access request. The access management circuit retrieves the credential data from the workforce database based on the identification of the user and the authentication data to determine an access decision and approve or deny access to the external device.
    Type: Grant
    Filed: November 25, 2019
    Date of Patent: November 23, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Darren M. Goetz, Viva Gupta, Margaret S. Honeycutt, Dennis E. Montenegro, Matthew Pearce, Erick V. Tengelitsch
  • Patent number: 11017640
    Abstract: Systems and methods relating to a lockbox bank for currency drop-offs are provided. A lockbox bank includes one or more lockboxes, a safe coupled to the one or more lockboxes, and a terminal of a lockbox computing system. Each lockbox includes a receptacle configured to receive a currency drop-off and a locking mechanism. The terminal includes a network interface, a display device, one or more input/output devices, and a processing circuit including a processor and a memory. The memory is structured to store instructions that are executable by the processor and cause the processing circuit to receive a request from the customer to use a lockbox for a currency drop-off, receive access credentials, verify the access credentials, in response to successful verification, grant the customer access to a lockbox, and in response to determining that the drop-off has been completed, move the drop-off from the receptacle to the safe.
    Type: Grant
    Filed: November 1, 2018
    Date of Patent: May 25, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Darren M. Goetz, Chris Kalaboukis, Lisa R. Magana, Andrew L. Martinez, Uma Meyyappan, Dennis E Montenegro, Marla M. Pacis, Timothy R. Ward
  • Patent number: 10984493
    Abstract: An example method for displaying renovation options for a structure includes: receiving homeowner financial information; receiving a selection of a renovation option; receiving pricing information of the renovation option; generating a financial impact analysis based on the homeowner financial information and the pricing information; displaying a renovation view on an augmented reality device, the renovation view displaying the structure with a representation of the renovation option depicted thereon; and displaying a financial impact analysis view showing the financial impact analysis, including a renovation budget amount.
    Type: Grant
    Filed: May 5, 2017
    Date of Patent: April 20, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jennifer Stacey Borchardt, Adam Clifford Christensen, Charles Cowell, Eduardo DeLa Torre, Darren M. Goetz, Eric David Greene, Robert Glenn Hamchuk, Miranda C. Hill, Pey-Ning Huang, Orsolya Oldroyd, Paul Vittimberga
  • Patent number: 10871023
    Abstract: A system includes a plurality of portable lockers. Each of the portable lockers includes a lockable compartment configured to contain contents. The system also includes a docking station that includes a vault configured to secure the plurality of portable lockers, a user input device configured to receive a request from a user to take a first portable locker of the plurality of portable lockers, a biometrics sensor configured to collect a biometric from the user, and a processing circuit. The processing circuit is configured to determine, based on the biometric, whether the user has permission to take the first portable locker and control the vault to release the first portable locker to the user in response to a determination that the user has permission to take the first portable locker.
    Type: Grant
    Filed: October 25, 2018
    Date of Patent: December 22, 2020
    Assignee: Wells Fargo Bank, N.A
    Inventors: Darren M. Goetz, Chris Kalaboukis, Lisa R. Magana, Andrew L. Martinez, Uma Meyyappan, Dennis E Montenegro, Marla M. Pacis, Timothy R. Ward
  • Patent number: 10839655
    Abstract: A system for monitoring financial threats includes: at least one central processing unit and system memory that causes the system to: receive information about a threat associated with a financial services device; identify a type of the threat; identify a location associated with the threat; and notify one or more customers associated with the financial services device based upon the type or the location of the threat.
    Type: Grant
    Filed: April 12, 2017
    Date of Patent: November 17, 2020
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jennifer Stacey Borchardt, Adam Clifford Christensen, Charles Cowell, Eduardo DeLa Torre, Darren M. Goetz, Eric David Greene, Robert Glenn Hamchuk, Miranda C. Hill, Pey-Ning Huang, Orsolya Oldroyd, Paul Vittimberga
  • Patent number: 10808449
    Abstract: Various embodiments, relate to a system of lockers including a plurality of tracks and a plurality of walls. At least two of the plurality of walls slidably coupled to at least two of the plurality of tracks. Four of the plurality of walls form four sides of a locker cavity. The system also includes a plurality of doors. Each of the plurality of doors are oriented perpendicular to the plurality of the walls. A first door of the plurality of doors is coupleable to a second door of the plurality of doors so as to form a third door, and at least one of the plurality of doors form one side of the locker cavity. The system also includes a back wall, which forms one side of the locker cavity. The system further includes a lock for securing positions of the plurality of walls and of the plurality of doors.
    Type: Grant
    Filed: October 31, 2018
    Date of Patent: October 20, 2020
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Darren M. Goetz, Chris Kalaboukis, Lisa R. Magana, Andrew L. Martinez, Uma Meyyappan, Dennis E Montenegro, Marla M. Pacis, Timothy R. Ward