Patents by Inventor Dino Paul D'AGOSTINO
Dino Paul D'AGOSTINO has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11972029Abstract: A system and method are provided for providing trusted links between applications. The method is executed by a registry server device.Type: GrantFiled: March 29, 2023Date of Patent: April 30, 2024Assignee: The Toronto-Dominion BankInventor: Dino Paul D'Agostino
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Patent number: 11966491Abstract: Messaging servers, methods and storage media for processing instructions associated with one or more data transfers are disclosed. Exemplary implementations may: receive, at a messaging server and from a computing device, a first unauthenticated message including data transfer instructions associated with the one or more data transfers; perform, by the messaging server, a verification process to authenticate the computing device in order to authenticate the data transfer instructions; assign, by the messaging server and based on authenticating the computing device, a conversation authentication identifier to the first unauthenticated message received from the computing device; and automatically assign, by the messaging server, the same conversation authentication identifier to subsequent unauthenticated messages between the computing device and the messaging server that are associated with the one or more data transfers.Type: GrantFiled: April 1, 2021Date of Patent: April 23, 2024Assignee: The Toronto-Dominion BankInventor: Dino Paul D'Agostino
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Publication number: 20240106789Abstract: A computer-implemented method is disclosed. The method includes: detecting a trigger condition associated with a data record based on monitoring data record operations in connection with the data record; in response to detecting the trigger condition, generating a first message object for the data record, the first message object being associated with at least one compatible access channel; storing the first message object in a memory, the first message object being stored in association with a set of one or more message objects for the data record, wherein the first set defines an order for the one or more message objects; detecting a data record operation via a first access channel; retrieving, from the memory, at least one message object of the set that is associated with the first access channel; and causing the at least one message object to be delivered via the first access channel.Type: ApplicationFiled: December 4, 2023Publication date: March 28, 2024Applicant: The Toronto-Dominion BankInventors: Arthur Carroll CHOW, Tae Gyun MOON, Sangeeta MATHEW, Darius BRAZIUNAS, Dino Paul D'AGOSTINO
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Patent number: 11921836Abstract: A method for authenticating a wearable device is disclosed. The method includes: receiving, from a tokenization service provider (TSP), a signal representing a first code derived by the TSP from decrypting a security token previously provisioned in the computing device, wherein the security token was received at a terminal from the computing device and transmitted to the TSP; obtaining, based on the received signal representing the first code, a device identifier of the computing device and an identifier of an account; querying a device database to verify that the computing device is associated with a first status; verifying that the account is enabled for an operation initiated using the computing device; and transmitting an authorization message to the terminal, the authorization message authorizing the operation.Type: GrantFiled: August 12, 2020Date of Patent: March 5, 2024Assignee: The Toronto-Dominion BankInventors: Dino Paul D'Agostino, Perry Aaron Jones Haldenby, Dean C. N. Tseretopoulos, Jeffrey Aaron Ecker, Adam Douglas McPhee, Milos Dunjic, John Jong Suk Lee, Arun Victor Jagga
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Patent number: 11895095Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, authenticate device identity and authorize exchanges of data in real-time based on dynamically generated cryptographic data. For example, an apparatus may receive a first signal that includes a first cryptogram associated with a client device, and may perform operations that authenticate an identity of the client device based on a comparison of the received first cryptogram and a second cryptogram generated by a computing system associated with an application program executed by the client device. In response to the authenticated identity, the apparatus may load profile data associated with the client device from a storage unit, and perform operations consistent with the profile data in accordance with the authenticated identity.Type: GrantFiled: July 21, 2021Date of Patent: February 6, 2024Assignee: The Toronto-Dominion BankInventors: Dino Paul D'Agostino, Perry Aaron Jones Haldenby, Dean C. N. Tseretopoulos, Jeffrey Aaron Ecker, Adam Douglas McPhee, Milos Dunjic, John Jong-Suk Lee, Arun Victor Jagga
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Patent number: 11876772Abstract: A computer-implemented method is disclosed.Type: GrantFiled: February 17, 2021Date of Patent: January 16, 2024Assignee: The Toronto-Dominion BankInventors: Arthur Carroll Chow, Tae Gyun Moon, Sangeeta Mathew, Darius Braziunas, Dino Paul D'Agostino
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Patent number: 11853985Abstract: A computer-implemented method is disclosed. The method includes: receiving, via a client device, a request to configure a resource transfer of a first type; determining a first set of themes associated with resource transfers of the first type; and providing, for display on the client device, a user interface for configuring the resource transfer with theme data for a theme, wherein providing the user interface includes: displaying at least a subset of the first set of themes; receiving, via the client device, a selection of one of the themes of the displayed subset; obtaining an indication of available multimedia content items associated with the selected theme; and graphically presenting user interface elements corresponding to the multimedia content items via the user interface.Type: GrantFiled: May 27, 2021Date of Patent: December 26, 2023Assignee: The Toronto-Dominion BankInventors: Dino Paul D'Agostino, Alexander Copeland Wright
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Publication number: 20230360500Abstract: A computer system for automatically handling and releasing funds for deposit items has a memory storing instructions that, when executed by a processor, cause the system to receive an image of a cheque received and scanned by an automated teller machine (ATM) for deposit into a first account of an institution associated with the ATM. The scanned image of the cheque is analyzed to identify an institution and account on which that cheque is drawn. If that account has sufficient available funds to cover the cheque, then the first account is credited in the amount of the cheque without placing a hold on any of the credited amount and funds of the account on which the cheque is drawn are encumbered in that same amount. After crediting the first account, an indication is provided that the funds are available (e.g., to withdraw). Related methods and computer-readable media are also disclosed.Type: ApplicationFiled: July 14, 2023Publication date: November 9, 2023Applicant: The Toronto-Dominion BankInventors: A Warren PRATTEN, Randall Walton MARTIN, Martin Albert LOZON, Graham Allan ANDERSON, Ratnadeep BHADRA, James Kenneth MCCRAE, Dino Paul D'AGOSTINO
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Publication number: 20230336545Abstract: A computer-implemented method is disclosed. The method includes: receiving, via a first application, a request to connect a first data record associated with the first application on a computing device with a second data record associated with a second application on the computing device; establishing a secure data communication channel between the first application and the second application; receiving, via the first application, a request for transfer of data between the first application and the second application; and in response to receiving the request, transmit, by the first application to the second application via the secure data communication channel, a message comprising the second device token using a trusted link associated with the second application.Type: ApplicationFiled: June 22, 2023Publication date: October 19, 2023Applicant: The Toronto-Dominion BankInventors: Dino Paul D'AGOSTINO, David Samuel TAX, Milos DUNJIC, Sahana DORAI, Nolan GLYNN-UDROW
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Patent number: 11790012Abstract: A system and method are provided for tagging data. The method is executed by a device having a communications module and includes providing, via the communications module, to a client device, an option to associate tags with an event, the option enabling a tag to be selected, created, or customized to add context to the event. The method also includes receiving via the communications module, from the client device, tagged data added by the client device, associating the tagged data with the event, and storing the tagged data in a database of tagged data from a plurality of client devices, the database of tagged data being associated with a plurality of events. The method also includes using the database of tagged data to generate or train an associative model, and using the associative model to generate at least one suggested tag based on associations between the plurality of client devices.Type: GrantFiled: June 29, 2022Date of Patent: October 17, 2023Assignee: The Toronto-Dominion BankInventor: Dino Paul D'Agostino
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Patent number: 11756388Abstract: A computer system for automatically handling and releasing funds for deposit items has a memory storing instructions that, when executed by a processor, cause the system to receive an image of a cheque received and scanned by an automated teller machine (ATM) for deposit into a first account of an institution associated with the ATM. The scanned image of the cheque is analyzed to identify an institution and account on which that cheque is drawn. If that account has sufficient available funds to cover the cheque, then the first account is credited in the amount of the cheque without placing a hold on any of the credited amount and funds of the account on which the cheque is drawn are encumbered in that same amount. After crediting the first account, an indication is provided that the funds are available (e.g., to withdraw). Related methods and computer-readable media are also disclosed.Type: GrantFiled: September 10, 2021Date of Patent: September 12, 2023Assignee: The Toronto-Dominion BankInventors: A Warren Pratten, Randall Walton Martin, Martin Albert Lozon, Graham Allan Anderson, Ratnadeep Bhadra, James Kenneth McCrae, Dino Paul D'Agostino
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Patent number: 11729163Abstract: A computer-implemented method may comprise: receiving, via a first application on the computing device, a request to connect a first data record associated with the first application with a second data record associated with a second application on the computing device; and establishing a secure communication channel between the first application and the second application, the secure communication channel enabling transmission of data between the first application and the second application, wherein establishing the secure communication channel comprises: sending, to the second application, identifying information for the first data record and a first device token associated with the first application; receiving, from the second application, a second device token associated with the second application; and causing the second device token to be stored, in the memory, in association with the first application.Type: GrantFiled: March 19, 2021Date of Patent: August 15, 2023Assignee: The Toronto-Dominion BankInventors: Dino Paul D'Agostino, David Samuel Tax, Milos Dunjic, Sahana Dorai, Nolan Glynn-Udrow
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Publication number: 20230229814Abstract: A system and method are provided for providing trusted links between applications. The method is executed by a registry server device.Type: ApplicationFiled: March 29, 2023Publication date: July 20, 2023Applicant: The Toronto-Dominion BankInventor: Dino Paul D'AGOSTINO
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Patent number: 11694181Abstract: The present disclosure involves systems, software, and computer implemented methods for intercepting data exchange requests and automatically imposing a hold period while the data exchange is evaluated for a user profile initiating the request. One example system includes operations to detect a data exchange request prior to completion of the attempted data exchange, the data exchange request including information defining the attempted data exchange and associated wherein the attempted data exchange is associated with a particular user profile. A portion of the information is transmitted to a data exchange analysis system for execution of a user profile-specific data exchange analysis based on the information and a status of the user profile. A hold state is initiated for the data exchange request while the analysis is performed. The results of the analysis are presented and a confirmation to proceed is required before allowing the attempted data exchange to be processed.Type: GrantFiled: July 8, 2020Date of Patent: July 4, 2023Inventors: Dean C. N. Tseretopoulos, Robert Alexander McCarter, Sarabjit Singh Walia, Vipul Kishore Lalka, Nadia Moretti, Paige Elyse Dickie, Denny Devasia Kuruvilla, Milos Dunjic, Dino Paul D'Agostino, Arun Victor Jagga, John Jong-Suk Lee, Rakesh Thomas Jethwa
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Patent number: 11640482Abstract: A system and method are provided for providing trusted links between applications. The method is executed by a registry server device having a communications module. The method includes storing in a database coupled to the registry server device, configuration files for a plurality of applications, each configuration file comprising an indication of data that can be shared with other applications, The method also includes receiving via the communications module, from a first application, a first request to obtain a trusted link to a second application and sending to the first application, via the communications module, a first response having the trusted link. The method also includes receiving via the communications module, from the second application, a second request to verify the trusted link provided by the first application in association with the second application being invoked by the first application.Type: GrantFiled: June 2, 2020Date of Patent: May 2, 2023Assignee: The Toronto-Dominion BankInventor: Dino Paul D'Agostino
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Patent number: 11601390Abstract: A system and method are provided for tagging data. The method is executed by a device having a communications module and includes providing via the communications module, to a client device, an option to associate tags with an event, the option providing at least one automatically determined tag based on: i) the event, ii) an entity associated with the client device, or iii) stored tag data associated with a plurality of client devices. The method also includes receiving via the communications module, from the client device, at least one tag added by the client device, and associating the at least one tag with the event and store the association with the stored tag data. The method also includes enabling via the communications module, the at least one tag to be displayed in a user interface comprising a listing of events, and using the at least one tag in executing a follow up action associated with the client device.Type: GrantFiled: December 22, 2021Date of Patent: March 7, 2023Assignee: The Toronto-Dominion BankInventor: Dino Paul D'Agostino
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Publication number: 20230021985Abstract: Systems and methods for authorizing data transfers are disclosed. Exemplary implementations may: receive a data transfer authorization request based on a data transfer initiated by a customer computing device; when the customer computing device is associated with a system of trust: send a third-party second-factor authentication message to trustee computing device(s) without sending any message to the customer computing device, and authorize the data transfer system to complete the data transfer request in response to receipt of a third-party authentication confirmation from the trustee computing device(s) and in the absence of any authentication confirmation from the customer computing device.Type: ApplicationFiled: July 20, 2021Publication date: January 26, 2023Inventor: Dino Paul D'AGOSTINO
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Publication number: 20220383278Abstract: A computer-implemented method is disclosed. The method includes: receiving, via a client device, a request to configure a resource transfer of a first type; determining a first set of themes associated with resource transfers of the first type; and providing, for display on the client device, a user interface for configuring the resource transfer with theme data for a theme, wherein providing the user interface includes: displaying at least a subset of the first set of themes; receiving, via the client device, a selection of one of the themes of the displayed subset; obtaining an indication of available multimedia content items associated with the selected theme; and graphically presenting user interface elements corresponding to the multimedia content items via the user interface.Type: ApplicationFiled: May 27, 2021Publication date: December 1, 2022Applicant: The Toronto-Dominion BankInventors: Dino Paul D'AGOSTINO, Alexander Copeland WRIGHT
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Publication number: 20220358415Abstract: A system and method are provided for tagging data. The method is executed by a device having a communications module and includes providing, via the communications module, to a client device, an option to associate tags with an event, the option enabling a tag to be selected, created, or customized to add context to the event. The method also includes receiving via the communications module, from the client device, tagged data added by the client device, associating the tagged data with the event, and storing the tagged data in a database of tagged data from a plurality of client devices, the database of tagged data being associated with a plurality of events. The method also includes using the database of tagged data to generate or train an associative model, and using the associative model to generate at least one suggested tag based on associations between the plurality of client devices.Type: ApplicationFiled: June 29, 2022Publication date: November 10, 2022Applicant: The Toronto-Dominion BankInventor: Dino Paul D'AGOSTINO
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Publication number: 20220318424Abstract: Messaging servers, methods and storage media for processing instructions associated with one or more data transfers are disclosed. Exemplary implementations may: receive, at a messaging server and from a computing device, a first unauthenticated message including data transfer instructions associated with the one or more data transfers; perform, by the messaging server, a verification process to authenticate the computing device in order to authenticate the data transfer instructions; assign, by the messaging server and based on authenticating the computing device, a conversation authentication identifier to the first unauthenticated message received from the computing device; and automatically assign, by the messaging server, the same conversation authentication identifier to subsequent unauthenticated messages between the computing device and the messaging server that are associated with the one or more data transfers.Type: ApplicationFiled: April 1, 2021Publication date: October 6, 2022Inventor: Dino Paul D'AGOSTINO