Patents by Inventor Dino Paul D'AGOSTINO

Dino Paul D'AGOSTINO has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20220318424
    Abstract: Messaging servers, methods and storage media for processing instructions associated with one or more data transfers are disclosed. Exemplary implementations may: receive, at a messaging server and from a computing device, a first unauthenticated message including data transfer instructions associated with the one or more data transfers; perform, by the messaging server, a verification process to authenticate the computing device in order to authenticate the data transfer instructions; assign, by the messaging server and based on authenticating the computing device, a conversation authentication identifier to the first unauthenticated message received from the computing device; and automatically assign, by the messaging server, the same conversation authentication identifier to subsequent unauthenticated messages between the computing device and the messaging server that are associated with the one or more data transfers.
    Type: Application
    Filed: April 1, 2021
    Publication date: October 6, 2022
    Inventor: Dino Paul D'AGOSTINO
  • Publication number: 20220303267
    Abstract: A computer-implemented method is disclosed. The method includes: receiving, via a first application on the computing device, a request to connect a first data record associated with the first application with a second data record associated with a second application on the computing device; and establishing a secure communication channel between the first application and the second application, the secure communication channel enabling transmission of data between the first application and the second application, wherein establishing the secure communication channel comprises: sending, to the second application, identifying information for the first data record and a first device token associated with the first application; receiving, from the second application, a second device token associated with the second application; and causing the second device token to be stored, in the memory, in association with the first application.
    Type: Application
    Filed: March 19, 2021
    Publication date: September 22, 2022
    Applicant: The Toronto-Dominion Bank
    Inventors: Dino Paul D'AGOSTINO, David Samuel TAX, Milos DUNJIC, Sahana DORAI, Nolan GLYNN-Udrow
  • Publication number: 20220263782
    Abstract: A computer-implemented method is disclosed.
    Type: Application
    Filed: February 17, 2021
    Publication date: August 18, 2022
    Applicant: The Toronto-Dominion Bank
    Inventors: Arthur Carroll CHOW, Tae Gyun MOON, Sangeeta MATHEW, Darius BRAZIUNAS, Dino Paul D'AGOSTINO
  • Patent number: 11409811
    Abstract: A system and method are provided for tagging data. The method is executed by a device having a communications module and includes providing, via the communications module, to a client device, an option to associate tags with an event, the option enabling a tag to be selected, created, or customized to add context to the event. The method also includes receiving via the communications module, from the client device, tagged data added by the client device, associating the tagged data with the event, and storing the tagged data in a database of tagged data from a plurality of client devices, the database of tagged data being associated with a plurality of events. The method also includes using the database of tagged data to generate or train an associative model, and using the associative model to generate at least one suggested tag based on associations between the plurality of client devices.
    Type: Grant
    Filed: December 17, 2019
    Date of Patent: August 9, 2022
    Assignee: The Toronto-Dominion Bank
    Inventor: Dino Paul D'Agostino
  • Patent number: 11347744
    Abstract: A data management device, communication system and methods for tagging data in a data table and triggering automated action. A data management device receives from a first data provider one or more records of a data table, each record comprising a plurality of fields. The data table is associated with an account having one or more authorized users. The plurality of fields each has a value set by the first data provider. The data manger determines one or more tags for the one or more records in accordance with a plurality of autotagging rules. The data manger appends the one or more records to include one or more tag fields corresponding to the one or more tags for the one or more records. The appended records are stored in a database. One or more automated actions may be triggered based on one or more tag fields of one or more of the plurality of records.
    Type: Grant
    Filed: May 22, 2020
    Date of Patent: May 31, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Dean C. N. Tseretopoulos, Robert Alexander McCarter, Sarabjit Singh Walia, Vipul Kishore Lalka, Nadia Moretti, Paige Elyse Dickie, Denny Devasia Kuruvilla, Milo Dunjic, Dino Paul D'Agostino, Arun Victor Jagga, John Jong-Suk Lee, Rakesh Thomas Jethwa
  • Publication number: 20220116348
    Abstract: A system and method are provided for tagging data. The method is executed by a device having a communications module and includes providing via the communications module, to a client device, an option to associate tags with an event, the option providing at least one automatically determined tag based on: i) the event, ii) an entity associated with the client device, or iii) stored tag data associated with a plurality of client devices. The method also includes receiving via the communications module, from the client device, at least one tag added by the client device, and associating the at least one tag with the event and store the association with the stored tag data. The method also includes enabling via the communications module, the at least one tag to be displayed in a user interface comprising a listing of events, and using the at least one tag in executing a follow up action associated with the client device.
    Type: Application
    Filed: December 22, 2021
    Publication date: April 14, 2022
    Applicant: The Toronto-Dominion Bank
    Inventor: Dino Paul D'AGOSTINO
  • Patent number: 11245656
    Abstract: A system and method are provided for tagging data. The method is executed by a device having a communications module and includes providing via the communications module, to a client device, an option to associate tags with an event, the option providing at least one automatically determined tag based on: i) the event, ii) an entity associated with the client device, or iii) stored tag data associated with a plurality of client devices. The method also includes receiving via the communications module, from the client device, at least one tag added by the client device, and associating the at least one tag with the event and store the association with the stored tag data. The method also includes enabling via the communications module, the at least one tag to be displayed in a user interface comprising a listing of events, and using the at least one tag in executing a follow up action associated with the client device.
    Type: Grant
    Filed: June 2, 2020
    Date of Patent: February 8, 2022
    Assignee: The Toronto-Dominion Bank
    Inventor: Dino Paul D'Agostino
  • Patent number: 11223583
    Abstract: The present disclosure involves systems, software, and computer implemented methods for tracking of a conversation and management of multi-channel, multi-interaction customer conversations across multiple chat bots. One example system includes operations to receive a first signal comprising a first set of conversational input received via interactions with a conversational interface from a client device, the conversational interface associated with a plurality of chat bots and manages interactions between the client device and the plurality of chat bots. The received conversational input is analyzed to determine a context of the received conversational input based on characteristics of the received conversational input. A request is transmitted to an identified first chat bot associated with the determined context and a response is received from the identified first chat bot. The response is transmitted to the client device for presentation.
    Type: Grant
    Filed: July 8, 2020
    Date of Patent: January 11, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Dino Paul D'Agostino, Amanda Le Amaral, Andrew David Clark, Michel Henault-Ethier, Randall Walton Martin
  • Publication number: 20210407258
    Abstract: A computer system for automatically handling and releasing funds for deposit items has a memory storing instructions that, when executed by a processor, cause the system to receive an image of a cheque received and scanned by an automated teller machine (ATM) for deposit into a first account of an institution associated with the ATM. The scanned image of the cheque is analyzed to identify an institution and account on which that cheque is drawn. If that account has sufficient available funds to cover the cheque, then the first account is credited in the amount of the cheque without placing a hold on any of the credited amount and funds of the account on which the cheque is drawn are encumbered in that same amount. After crediting the first account, an indication is provided that the funds are available (e.g., to withdraw). Related methods and computer-readable media are also disclosed.
    Type: Application
    Filed: September 10, 2021
    Publication date: December 30, 2021
    Applicant: The Toronto-Dominion Bank
    Inventors: A Warren PRATTEN, Randall Walton MARTIN, Martin Albert LOZON, Graham Allan ANDERSON, Ratnadeep BHADRA, James Kenneth MCCRAE, Dino Paul D'AGOSTINO
  • Patent number: 11210505
    Abstract: A computer system for recycling value instruments in an automated teller machine has a memory storing instructions that, when executed by a processor, cause the system to receive an image of a value instrument obtained by an automated teller machine for deposit. The image of the value instrument is analyzed to determine its condition. Then, based on the condition of the value instrument, it may be determined that the value instrument is suitable for recycling to fulfill withdrawals. Upon determining that the value instrument is suitable for recycling to fulfill withdrawals, recycling of the value instrument by the automated teller machine is initiated and an indication reflecting the recycling is generated so as to influence when a next servicing of the automated teller machine will occur. Related methods and computer-readable media are also disclosed.
    Type: Grant
    Filed: June 26, 2020
    Date of Patent: December 28, 2021
    Assignee: The Toronto-Dominion Bank
    Inventors: A Warren Pratten, Randall Walton Martin, Martin Albert Lozon, Graham Allan Anderson, Ratnadeep Bhadra, James Kenneth McCrae, Dino Paul D'Agostino
  • Publication number: 20210374285
    Abstract: A system and method are provided for providing trusted links between applications. The method is executed by a registry server device having a communications module. The method includes storing in a database coupled to the registry server device, configuration files for a plurality of applications, each configuration file comprising an indication of data that can be shared with other applications, The method also includes receiving via the communications module, from a first application, a first request to obtain a trusted link to a second application and sending to the first application, via the communications module, a first response having the trusted link. The method also includes receiving via the communications module, from the second application, a second request to verify the trusted link provided by the first application in association with the second application being invoked by the first application.
    Type: Application
    Filed: June 2, 2020
    Publication date: December 2, 2021
    Applicant: The Toronto-Dominion Bank
    Inventor: Dino Paul D'AGOSTINO
  • Publication number: 20210377201
    Abstract: A system and method are provided for tagging data. The method is executed by a device having a communications module and includes providing via the communications module, to a client device, an option to associate tags with an event, the option providing at least one automatically determined tag based on: i) the event, ii) an entity associated with the client device, or iii) stored tag data associated with a plurality of client devices. The method also includes receiving via the communications module, from the client device, at least one tag added by the client device, and associating the at least one tag with the event and store the association with the stored tag data. The method also includes enabling via the communications module, the at least one tag to be displayed in a user interface comprising a listing of events, and using the at least one tag in executing a follow up action associated with the client device.
    Type: Application
    Filed: June 2, 2020
    Publication date: December 2, 2021
    Applicant: The Toronto-Dominion Bank
    Inventor: Dino Paul D'AGOSTINO
  • Publication number: 20210359981
    Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, authenticate device identity and authorize exchanges of data in real-time based on dynamically generated cryptographic data. For example, an apparatus may receive a first signal that includes a first cryptogram associated with a client device, and may perform operations that authenticate an identity of the client device based on a comparison of the received first cryptogram and a second cryptogram generated by a computing system associated with an application program executed by the client device. In response to the authenticated identity, the apparatus may load profile data associated with the client device from a storage unit, and perform operations consistent with the profile data in accordance with the authenticated identity.
    Type: Application
    Filed: July 21, 2021
    Publication date: November 18, 2021
    Inventors: Dino Paul D'AGOSTINO, Perry Aaron Jones HALDENBY, Dean C.N. TSERETOPOULOS, Jeffrey Aaron ECKER, Adam Douglas McPHEE, Milos DUNJIC, John Jong-Suk LEE, Arun Victor JAGGA
  • Patent number: 11145169
    Abstract: A computer system for automatically handling and releasing funds for deposit items has a memory storing instructions that, when executed by a processor, cause the system to receive an image of a cheque received and scanned by an automated teller machine (ATM) for deposit into a first account of an institution associated with the ATM. The scanned image of the cheque is analyzed to identify an institution and account on which that cheque is drawn. If that account has sufficient available funds to cover the cheque, then the first account is credited in the amount of the cheque without placing a hold on any of the credited amount and funds of the account on which the cheque is drawn are encumbered in that same amount. After crediting the first account, an indication is provided that the funds are available (e.g., to withdraw). Related methods and computer-readable media are also disclosed.
    Type: Grant
    Filed: September 12, 2018
    Date of Patent: October 12, 2021
    Assignee: The Toronto-Dominion Bank
    Inventors: A Warren Pratten, Randall Walton Martin, Martin Albert Lozon, Graham Allan Anderson, Ratnadeep Bhadra, James Kenneth Mccrae, Dino Paul D'Agostino
  • Patent number: 11102180
    Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, authenticate device identity and authorize exchanges of data in real-time based on dynamically generated cryptographic data. For example, an apparatus may receive a first signal that includes a first cryptogram associated with a client device, and may perform operations that authenticate an identity of the client device based on a comparison of the received first cryptogram and a second cryptogram generated by a computing system associated with an application program executed by the client device. In response to the authenticated identity, the apparatus may load profile data associated with the client device from a storage unit, and perform operations consistent with the profile data in accordance with the authenticated identity.
    Type: Grant
    Filed: January 31, 2018
    Date of Patent: August 24, 2021
    Assignee: The Toronto-Dominion Bank
    Inventors: Dino Paul D'Agostino, Perry Aaron Jones Haldenby, Dean C. N. Tseretopoulos, Jeffrey Aaron Ecker, Adam Douglas McPhee, Milos Dunjic, John Jong-Suk Lee, Arun Victor Jagga
  • Publication number: 20210182337
    Abstract: A system and method are provided for tagging data. The method is executed by a device having a communications module and includes providing, via the communications module, to a client device, an option to associate tags with an event, the option enabling a tag to be selected, created, or customized to add context to the event. The method also includes receiving via the communications module, from the client device, tagged data added by the client device, associating the tagged data with the event, and storing the tagged data in a database of tagged data from a plurality of client devices, the database of tagged data being associated with a plurality of events. The method also includes using the database of tagged data to generate or train an associative model, and using the associative model to generate at least one suggested tag based on associations between the plurality of client devices.
    Type: Application
    Filed: December 17, 2019
    Publication date: June 17, 2021
    Inventor: Dino Paul D'AGOSTINO
  • Patent number: 10977617
    Abstract: A method and system are provided for processing context data for interaction sessions for providing a subset of the context data for a first interaction session. The method includes detecting the first interaction session between a request initiator and a request service provider, and obtaining context data of a plurality of other interaction sessions. The context data is related to activity of the request initiator. The method also includes selecting the subset of the context data based on at least one of relevance, similarities and differences to at least one of the first interaction session and type of interaction channel. The subset of the context data is then provided for the first interaction session.
    Type: Grant
    Filed: December 3, 2018
    Date of Patent: April 13, 2021
    Assignee: The Toronto-Dominion Bank
    Inventors: Dean C. N. Tseretopoulos, Gregory Richard Harper, Sarabjit Singh Walia, Dino Paul D'Agostino, John Jong-Suk Lee, Paul Mon-Wah Chan, Rakesh Thomas Jethwa, Tae Gyun Moon
  • Patent number: 10943605
    Abstract: The present disclosure involves systems, software, and computer implemented methods for personalizing interactions within a conversational interface based on an input context. One example system performs operations including receiving a conversational input received via a conversational interface. The conversational input is analyzed to determine an intent and lexical personality score based on the input's characteristics. A set of responsive content is determined and includes a set of initial tokens representing an initial response. A set of synonym tokens associated with at least some of the initial tokens are identified, and at least one synonym token associated with a similar lexical personality score to the input is determined. At least one of the initial tokens are replaced with the determined synonym token to generate a modified version of the set of response content. The modified version of the response is then transmitted to a device in response to the input.
    Type: Grant
    Filed: September 13, 2019
    Date of Patent: March 9, 2021
    Assignee: The Toronto-Dominion Bank
    Inventors: Dean C. N. Tseretopoulos, Robert Alexander McCarter, Sarabjit Singh Walia, Vipul Kishore Lalka, Nadia Moretti, Paige Elyse Dickie, Denny Devasia Kuruvilla, Milos Dunjic, Dino Paul D'Agostino, Arun Victor Jagga, John Jong-Suk Lee, Rakesh Thomas Jethwa
  • Patent number: 10878816
    Abstract: The present disclosure involves systems, software, and computer implemented methods for personalizing interactions within a conversational interface based on an input context. One example system performs operations including receiving a conversational input via a conversational interface associated with a particular user profile. The input is analyzed via a natural language processing engine to determine an intent and a personality input type. A persona response type associated with the determined personality input type is identified, and responsive content is determined. A particular persona associated with the particular user profile based on a related set of social network activity information associated with the user profile and that corresponds to the identified persona response type is identified.
    Type: Grant
    Filed: May 15, 2019
    Date of Patent: December 29, 2020
    Assignee: The Toronto-Dominion Bank
    Inventors: Dean C. N. Tseretopoulos, Robert Alexander McCarter, Sarabjit Singh Walia, Vipul Kishore Lalka, Nadia Moretti, Paige Elyse Dickie, Denny Devasia Kuruvilla, Milos Dunjic, Dino Paul D'Agostino, Arun Victor Jagga, John Jong-Suk Lee, Rakesh Thomas Jethwa
  • Publication number: 20200372147
    Abstract: A method for authenticating a wearable device is disclosed. The method includes: receiving, from a tokenization service provider (TSP), a signal representing a first code derived by the TSP from decrypting a security token previously provisioned in the computing device, wherein the security token was received at a terminal from the computing device and transmitted to the TSP; obtaining, based on the received signal representing the first code, a device identifier of the computing device and an identifier of an account; querying a device database to verify that the computing device is associated with a first status; verifying that the account is enabled for an operation initiated using the computing device; and transmitting an authorization message to the terminal, the authorization message authorizing the operation.
    Type: Application
    Filed: August 12, 2020
    Publication date: November 26, 2020
    Applicant: The Toronto-Dominion Bank
    Inventors: Dino Paul D'AGOSTINO, Perry Aaron Jones HALDENBY, Dean C. N. TSERETOPOULOS, Jeffrey Aaron ECKER, Adam Douglas McPHEE, Milos DUNJIC, John Jong Suk LEE, Arun Victor JAGGA