Abstract: Techniques for automated transactions are provided. A customer uses a mobile device to interact with an enterprise automation terminal to perform a transaction. At the start of the transaction, a unique barcode for the transaction is generated and displayed to the customer. The mobile device scans the barcode (can be a QR code); this causes the mobile device to communicate with a remote server that identifies the customer. Preferences for the customer are retrieved and the transaction and features of the terminal are configured based on the preferences. The transaction proceeds with the configured preferences.

Abstract: A customer uses a mobile device to acquire a mobile app thereon. The mobile device is configured by a cloud-based service to escrow one or more card numbers mapped by a financial facility to the customer's primary account's number. Further security limitations can be configured into the mobile app by the cloud-based service. Subsequently, the customers uses the mobile app at a point-of-sale location to access one or more of the escrowed card numbers to make purchases; these purchases can be made while the mobile device lacks any connectivity to a network.

Abstract: Techniques for retail location-aware services are provided. A consumer defines parameters in which it is acceptable to the consumer to receive an offer for a good or service. When the parameters are achievable for an enterprise and when the consumer is in a configured proximity to the desired good or service, the mobile device of the consumer is notified of the offer.

Abstract: Sensors provide sensor data continuously from a device. The sensor data is continuously processed as factors to generate a confidence value for authentication. The confidence value is compared to a predetermined threshold value or predetermined range of values to determine whether a user is to be authenticated for access to one or more of: a device, a resource, and a transaction operation for a transaction.

Abstract: Data is automatically collected; the data relevant to user attributes. That data is provided as factors for passive authenticating the user for access to a device and/or a resource. In an embodiment, the data is used to establish a profile or a pattern for the user.

Abstract: Data is automatically collected; the data relevant to user attributes. That data is provided as factors for passive authenticating the user for access to a device and/or a resource. In an embodiment, the data is used to establish a profile or a pattern for the user.

Abstract: Resource attributes for resources are continuously and regularly collected from hardware and software resources of one or more devices. The resource attributes are continuously fed to one or more confidence calculators. At any given point in time, a single confidence value is provided to an authentication for making a decision as to whether to authenticate a user for access to a particular resource.

Abstract: Various embodiments herein each include at least one of systems, methods, data structures, and software for document image processing within a device such as a retail scanner. One such embodiment, in the form of a method, includes receiving a document image from an imaging device of a scanner and determining a type of the document represented in the document image. The document image may then be processed to obtain document metadata and the document image and metadata representative of the document metadata and document type are added to a data structure. This method may further include adding transaction-related metadata to the data structure. The data structure may then be stored on the scanner, transmitted via local communications link to a host device, transmitted via a network to a database for storage, or transmitted via a network to another system for one or both of processing and storage.

Abstract: Various embodiments each include at least one of systems, methods, and software to detect possible fuel theft and to provide notification thereof. In a simple embodiment, data from a fuel pump is obtained, either directly or via a fuel pump controller, by a fuel station site controller and stored. The stored data includes a measure of a total amount of fuel dispensed from the fuel pump, such as may be measured by a fuel pump feedstock meter. At a time when the site controller reestablishes data communication with the fuel pump controller after a loss, the site controller receives a fuel pump data update. The updated data is then compared to the stored measure. When there is a mismatch, a possible fuel theft has occurred and an alarm process may be triggered.

Abstract: A scanner is enabled for communication with a Secure Input/Output (I/O) Module (SIOM) using a secure communication protocol. The SIOM is provisioned with a manifest, and the manifest defines encryption for use over the secure communication protocol. Communication to and from the scanner occurs over secure communication sessions with the SIOM using the secure communication protocol.

Abstract: A Secure Input/Output (I/O) Module (SIOM) is networked-enabled providing secure communications with terminals and peripherals integrated into the terminals. Communications between devices are securely made through encrypted communication sessions provisioned, defined, and managed through a secure protocol using the network-based SIOM. In an embodiment, a single-tenant network-based SIOM is provided. In an embodiment, a hybrid dual single-tenant and multi-tenant network-based SIOM is provided. In an embodiment, a multi-tenant network-based SIOM is provided. In an embodiment, a cloud-based SIOM is provided.

Abstract: Events are securely packaged and transmitted from peripherals of terminals and from secure input/out modules (SIOMs) of terminals. The events are collected and mined in real time for security risk patterns and dynamic remedial actions are pushed back down to the terminals, peripherals, and SIOMs.

Abstract: Techniques for automated transactions are provided. A customer pre-stages a financial transaction with a financial service. Subsequently, the customer visits an ATM and automatically acquires a code from the ATM that is then sent to a mobile transaction service for verification and to identify the staged financial transaction. The ATM interacts with the customer via the mobile device and interacts with the financial service to complete the transaction for the customer at the ATM.

Abstract: Techniques for automating a retail transaction are provided. In an embodiment, a customer of a retailer is provided a bill to complete a transaction with the retailer. The bill includes a barcode or a Quick Response (QR) code with details of the bill encoded therein. The customer, using a mobile device, scans the code. The mobile device automatically connects with a mobile transaction service and completes payment details for the customer. The retailer's system is notified that payment was received and the transaction is completed.

Abstract: Techniques for automated transactions are provided. A customer uses a mobile device to interact with a self-service checkout device (SSCO) to perform a transaction. Initially, a unique barcode for the transaction is generated and displayed to the customer, via an attract screen of the SSCO. The mobile device scans the barcode (can be a QR code); this causes the mobile device to communicate with a remote server that identifies the customer. Preferences for the customer are retrieved and the transaction and features of the SSCO are configured based on the preferences. The transaction proceeds with the configured preferences.

Abstract: Techniques for customized kiosk modes of operation are provided. A kiosk is configured to recognize periods of operation that are slow, moderate, or busy. A number of factors can be used to automatically recognize these periods and change the periods on demand. For each type of period (slow, moderate, or busy), the kiosk uses a different customized mode of operation so as to optimally use the kiosk for the benefit of the kiosk owner, customers interfacing with the kiosk, and marketers selling advertisements via the kiosk.

Abstract: Input streams are automatically and continuously evaluated in a passive manner from sensors and resources of a device. The streams are weighted and aggregated to produce single confidence values. A current single confidence value is used to passively authenticate a user for access to the device or to one or more resources of the device when the user attempts access.

Abstract: Events are securely packaged and transmitted from peripherals of terminals and from secure input/out modules (SIOMs) of terminals. The events are collected and mined in real time for security risk patterns and dynamic remedial actions are pushed back down to the terminals, peripherals, and SIOMs.

Abstract: Events are securely packaged and transmitted from peripherals of terminals and from secure input/out modules (SIOMs) of terminals. The events are collected and mined in real time for security risk patterns and dynamic remedial actions are pushed back down to the terminals, peripherals, and SIOMs.

Abstract: A scanner is enabled for communication with a Secure Input/Output (I/O) Module (SIOM) using a secure communication protocol. The SIOM is provisioned with a manifest, and the manifest defines encryption for use over the secure communication protocol. Communication to and from the scanner occurs over secure communication sessions with the SIOM using the secure communication protocol.