Patents by Inventor Gabriel Carlos Fernandez

Gabriel Carlos Fernandez has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11924201
    Abstract: Embodiments described herein disclose technology for verifying authorization of an application download. The system can receive from a device associated with a user, a request to download an application. In response to a first instance of the application being downloaded on the device, the system can assign a unique identifier to the first instance of the application. After the application is downloaded and prior to granting the person requesting the application download access to the first instance of the application, the system can request via the first instance of the application identification information and particular authentication information to verify that the person requesting the application download is authorized to do so. In response to verifying that the person requesting the application download is authorized, the unique identifier can be associated with the account, user and/or device to result in a verified download of the first instance of the application.
    Type: Grant
    Filed: September 1, 2021
    Date of Patent: March 5, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Patrick Adam, Gabriel Carlos Fernandez
  • Patent number: 11847872
    Abstract: A system and a method for diagnosing a problem with a motor vehicle using sound. Ambient noise information for the motor vehicle is determined. Current sound information is received, and whether there is a variation in sound between the current sound information and the ambient noise information is determined. The ambient noise information is subtracted from the current sound information if the variation has been identified, to identify a sound anomaly. A sound anomaly signal is extracted and compared with predetermined anomaly signal information stored in a database. The predetermined anomaly signal information is associated with diagnostic information.
    Type: Grant
    Filed: February 3, 2023
    Date of Patent: December 19, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Nathan Lee Post, Carlos J P Chavez, Deborah Janette Schulz, Ashley Raine Philbrick, Eric David Schroeder, Gabriel Carlos Fernandez, Snehal Desai, Rachel Elizabeth Csabi, Ruthie D. Lyle, Courtney St. Martin
  • Patent number: 11814065
    Abstract: A method and system of intelligently alerting and/or routing vehicles to improve driving safety is disclosed. The method includes sharing data collected by vehicles in different locations to determine whether the presence of dynamically moving objects such as animals and pedestrians will affect traffic conditions for other vehicles on the nearby roadways. If the system determines there is a likelihood of such objects being obstacles to other vehicles, an alert can be automatically presented to the drivers of the impacted vehicles. The method further includes generating routes for the driver that avoid, or limit, the driver's exposure to the obstacle.
    Type: Grant
    Filed: October 29, 2021
    Date of Patent: November 14, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Nathan Lee Post, Carlos J P Chavez, Deborah Janette Schulz, Ashley Raine Philbrick, Eric David Schroeder, Gabriel Carlos Fernandez, Snehal Desai, Rachel Elizabeth Csabi, Ruthie D. Lyle, Courtney St. Martin
  • Patent number: 11817105
    Abstract: An authentication system may receive non-voice biometric authentication information from a user and authenticate the user via a first authentication method using the non-voice biometric authentication information. After authenticating the user via the first authentication method, the authentication system can enhance or create, based on a verbal request or a verbal command received from the user, a voice profile associated with the user. Once the profile is enhanced or created, the user is enrolled into a voice biometric authentication program.
    Type: Grant
    Filed: January 27, 2022
    Date of Patent: November 14, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Zakery Layne Johnson, Maland Keith Mortensen, Gabriel Carlos Fernandez, Debra Randall Casillas, Sudarshan Rangarajan, Thomas Bret Buckingham
  • Patent number: 11816199
    Abstract: The technology described herein detects a first device associated with a user that is within a detectable range of a second device. The system requests authentication information. In response to receiving the authentication information, a token generator associated with the user can generate a secure token. The secure token can be sent to the server. Once the secure token is verified, the user is granted access to one or more services.
    Type: Grant
    Filed: February 28, 2022
    Date of Patent: November 14, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Maland Keith Mortensen, Thomas Bret Buckingham, Gabriel Carlos Fernandez, Debra Randall Casillas
  • Patent number: 11803658
    Abstract: A corporate information technology (IT) network can protect sensitive data sent to computers located outside of the IT network. For example, a customer of a company may control who can access his or her sensitive personal information by identifying his or her access preference included in an access control list, where the access preference describes a level of access that at least one remote employee or person may have to the customer's sensitive personal information. A data protection server may containerize the sensitive personal information and the access control list of the person in a data protection container. If a remote employee or a person requests access the customer's sensitive personal information, the data protection server may perform data protection related operations to provide the sensitive personal information to the remote employee or person.
    Type: Grant
    Filed: October 29, 2020
    Date of Patent: October 31, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Sumita T. Jonak, Pooja Krishnaswamy, Christopher Russell, Gabriel Carlos Fernandez, Joel S. Hartshorn, Thomas Wayne Schwarz, Jr.
  • Patent number: 11792189
    Abstract: A user authentication system includes an image capture device and a controller communicatively coupled to the image capture device. The controller receives first image data associated with user identification information and generates a first set of biometric data based on the first image data. The controller also receives second image data associated with a first user action in response to the first set of biometric data approximately matching a first set of authenticated biometric data. The controller further generates a second set of biometric data based on the second image data and receives third image data associated with a second user action. The controller also generates a third set of biometric data based on the third image data. The controller further grant access to a user account in response to the second and third sets of biometric data approximately matching second and third sets of authenticated biometric data, respectively.
    Type: Grant
    Filed: August 28, 2020
    Date of Patent: October 17, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Michael Joseph Gaeta, Sumita T. Jonak, Gabriel Carlos Fernandez
  • Patent number: 11783020
    Abstract: Methods and systems for receiving a detection of a physical presence of a user and, in response, initiating a start-up process on an enterprise device according to a profile associated with the user are described. Thereafter, the system receives authentication credentials at the enterprise device and the user is granted access to the enterprise device after the authentication credentials are verified.
    Type: Grant
    Filed: February 22, 2022
    Date of Patent: October 10, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Zakery Layne Johnson, John Shelton, Debra Randall Casillas, Thomas Bret Buckingham, Gabriel Carlos Fernandez, Sudarshan Rangarajan, Maland Keith Mortensen
  • Patent number: 11782883
    Abstract: Systems and methods described herein facilitate the management of personalized life information using a distributed ledger. For example, a distributed ledger system, such as one or more blockchains, may manage personalized life information of one or more individuals to, for example, determine an occurrence of a life event for a first individual based at least in part on personalized life information for the first individual, to access various types of personalized life information for the first individual in response to the determination of the occurrence of the life event for the first individual, and to provide a subset of the personalized life information data for the first individual to a user device associated with a second individual.
    Type: Grant
    Filed: November 24, 2020
    Date of Patent: October 10, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Gabriel Carlos Fernandez, Qunying Kou, Arthur Quentin Smith, Oscar Roberto Tijerina, Mark Paxman Warnick
  • Patent number: 11769268
    Abstract: A system and method for detecting deviations in building structures over time is disclosed. The system and method use range images of buildings captured using range imaging cameras (for example, time-of-flight cameras) to construct 3D models with sufficient resolution to detect deviations in structures that may not be obvious from looking at only photographic images. The system can also use augmented reality to project parts of a 3D model over photographic images of a structure to facilitate easy inspection of the structure.
    Type: Grant
    Filed: September 22, 2020
    Date of Patent: September 26, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Nathan Lee Post, Carlos JP Chavez, Deborah Janette Schulz, Ashley Raine Philbrick, Eric David Schroeder, Gabriel Carlos Fernandez, Snehal Desai, Rachel Elizabeth Csabi, Ruthie D. Lyle, Courtney St. Martin
  • Patent number: 11758039
    Abstract: Embodiments described herein disclose methods and systems for providing selective data access to representatives. In some embodiments, the system can monitor a call between a user and a representative regarding a subject matter. The user can have an associated profile with data, and the data can be locked such that the representative cannot access the data. During the conversation between the representative and the user, the system can continuously convert both parties' speech into text. The system can determine an intent of the call based on the text and unlock a portion of the data about the user based on the determined intent of the call. Only the unlocked portion of the data is displayed to the representative.
    Type: Grant
    Filed: November 10, 2021
    Date of Patent: September 12, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Andrew L. Anaruk, Patrick Adam, Benjamin Goos, Gabriel Carlos Fernandez, Ana Maldonado
  • Patent number: 11676150
    Abstract: Various embodiments of the technology described herein alleviate the need to specifically request enrollment information from a user to enroll the user in a passive voice authentication program. The system can receive one or more spoken words from a user. The system can determine that a voice profile is usable for user authentication. The system can select at least one word from the one or more spoken words to enroll the user into a voice authentication program without requiring further interaction from the user. The voice authentication program enables access to secure data in response to receiving the at least one word spoken by the user. After enrollment of the user into the voice authentication program, at least one word spoken by the user is received, and the user is authenticated based on the at least one word.
    Type: Grant
    Filed: September 24, 2021
    Date of Patent: June 13, 2023
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Zakery Layne Johnson, Gabriel Carlos Fernandez
  • Patent number: 11663782
    Abstract: A method and system of providing guidance and information to customers by presentation of a virtual avatar. The virtual avatar is controlled in real-time by a remote customer service agent. The method includes sharing images of a physical space with the customer service agent, and enabling the customer service agent to project a virtual avatar on the physical space such that the virtual avatar appears to interact and move through the physical space. The dynamic projection of the virtual avatar is received by the customer as an augmentation of their own view of the physical space.
    Type: Grant
    Filed: November 9, 2021
    Date of Patent: May 30, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Nathan Lee Post, Carlos J P Chavez, Deborah Janette Schulz, Ashley Raine Philbrick, Eric David Schroeder, Gabriel Carlos Fernandez, Snehal Desai, Rachel Elizabeth Csabi, Ruthie D. Lyle, Courtney St. Martin
  • Patent number: 11580796
    Abstract: A system and a method for diagnosing a problem with a motor vehicle using sound. Ambient noise information for the motor vehicle is determined. Current sound information is received, and whether there is a variation in sound between the current sound information and the ambient noise information is determined. The ambient noise information is subtracted from the current sound information if the variation has been identified, to identify a sound anomaly. A sound anomaly signal is extracted and compared with predetermined anomaly signal information stored in a database. The predetermined anomaly signal information is associated with diagnostic information.
    Type: Grant
    Filed: September 11, 2020
    Date of Patent: February 14, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Nathan Lee Post, Carlos J P Chavez, Deborah Janette Schulz, Ashley Raine Philbrick, Eric David Schroeder, Gabriel Carlos Fernandez, Snehal Desai, Rachel Elizabeth Csabi, Ruthie D. Lyle, Courtney St. Martin
  • Patent number: 11550954
    Abstract: Corporate information technology (IT) networks can protect sensitive data sent to computers located outside of the corporate IT network. For example, a computer located outside of the corporate IT network may receive a message that instructs the computer to operate in a data protection mode in which the computer reduces a frame rate of a monitor of the computer from a first frame rate to a lower second frame rate. In this example, the computer receives sensitive information that includes sensitive visual content to be displayed on the monitor and displays the sensitive visual content on the monitor configured to operate at the second frame rate.
    Type: Grant
    Filed: October 29, 2020
    Date of Patent: January 10, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Sumita T. Jonak, Pooja Krishnaswamy, Christopher Russell, Gabriel Carlos Fernandez, Joel S. Hartshorn, Thomas Wayne Schwarz, Jr.
  • Patent number: 11527220
    Abstract: A method and system of providing a wearable expanded display system for portable computing devices is disclosed. The method includes connecting a head-mounted display system to the portable computing device and anchoring a virtual projection of content from the portable computing device to a screen of the portable computing device to provide the user with an augmented reality viewing experience. The virtual projection can present the content in an enlarged view with richer content options than the smaller screen of the portable computing device. The position of the virtual projection will adapt to changes in pose of the screen to maintain the anchored relationship.
    Type: Grant
    Filed: November 9, 2021
    Date of Patent: December 13, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Nathan Lee Post, Carlos Jp Chavez, Deborah Janette Schulz, Ashley Raine Philbrick, Eric David Schroeder, Gabriel Carlos Fernandez, Snehal Desai, Rachel Elizabeth Csabi, Ruthie D. Lyle, Courtney St. Martin
  • Patent number: 11501307
    Abstract: The disclosure describes techniques to protect personal information stored on an electronic card with which an owner of the electronic card may be authorized to perform a transaction. For example, a point-of-sale (POS) device may receive protected data generated by an electronic card where the protected data may be used by a personal information server to identify the owner of the electronic card. The POS devices sends the protected data and transaction information to an authorization server that sends the protected data to a personal information server. The owner's personal information can be obtained or derived from the protected data by the personal information server and the personal information is sent to the authorization server. The authorization server can determine whether a transaction is authorized or unauthorized based on the transaction information obtained from the POS device and the personal information obtained from the personal information server.
    Type: Grant
    Filed: October 22, 2020
    Date of Patent: November 15, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Sumita T. Jonak, Pooja Krishnaswamy, Christopher Russell, Gabriel Carlos Fernandez, Joel S. Hartshorn, Thomas Wayne Schwarz, Jr.
  • Patent number: 11294998
    Abstract: The technology described herein detects a first device associated with a user that is within a detectable range of a second device. The system requests authentication information. In response to receiving the authentication information, a token generator associated with the user can generate a secure token. The secure token can be sent to the server. Once the secure token is verified, the user is granted access to one or more services.
    Type: Grant
    Filed: May 8, 2020
    Date of Patent: April 5, 2022
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Maland Keith Mortensen, Thomas Bret Buckingham, Gabriel Carlos Fernandez, Debra Randall Casillas
  • Patent number: 11288352
    Abstract: Methods and systems for receiving a detection of a physical presence of a user and, in response, initiating a start-up process on an enterprise device according to a profile associated with the user are described. Thereafter, the system receives authentication credentials at the enterprise device and the user is granted access to the enterprise device after the authentication credentials are verified.
    Type: Grant
    Filed: May 8, 2020
    Date of Patent: March 29, 2022
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Zakery Layne Johnson, John Shelton, Debra Randall Casillas, Thomas Bret Buckingham, Gabriel Carlos Fernandez, Sudarshan Rangarajan, Maland Keith Mortensen
  • Patent number: 11270708
    Abstract: Various embodiments of the technology described herein alleviate the need to specifically request enrollment information from a user to enroll the user in a voice biometric authentication program. For example, the system can receive a verbal request or a verbal command and non-voice biometric authentication information from a user. The user can be authenticated via a first authentication method using the non-voice biometric authentication information. After the user is authenticated using the first authentication method, the system enrolls the user into a voice biometric authentication program for at least one portion of the verbal request or the verbal command without requesting enrollment information.
    Type: Grant
    Filed: May 7, 2020
    Date of Patent: March 8, 2022
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Zakery Layne Johnson, Maland Keith Mortensen, Gabriel Carlos Fernandez, Debra Randall Casillas, Sudarshan Rangarajan, Thomas Bret Buckingham