Patents by Inventor George R. Dicker
George R. Dicker has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12197716Abstract: The present disclosure generally relates to user interfaces for navigating and providing physical activity information.Type: GrantFiled: April 11, 2024Date of Patent: January 14, 2025Assignee: Apple Inc.Inventors: Julie A. Arney, Brett L. Lareau, Chandler S. Bachman, Jay K. Blahnik, Edward Chao, David S. Clark, Emily Pedersen, Matthew M. Sun, Eduardo Valencia Paz, George R. Dicker, Zachary K. Recolan, Lynne Devine
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Patent number: 12165127Abstract: In some examples, an account is provisioned onto an electronic device. In some examples, the device receives a value to fund the account provisioned on the electronic device. In some examples, the electronic device transacts with a contactless transaction terminal using the provisioned account and displays an indication of the transaction. In some examples, the electronic device transmits information corresponding to the provisioned account without checking for authentication. In some examples, the device receives user input initiating a process for moving the account from a first device to a second device. In some examples, the device receives account payment credentials from a second device when a set of payment criteria are met.Type: GrantFiled: March 12, 2021Date of Patent: December 10, 2024Assignee: Apple Inc.Inventors: Marcel Van Os, Oluwatomiwa B. Alabi, Peter D. Anton, George R. Dicker, Donald W. Pitschel, Danvin Ruangchan, Glen W. Steele, Simon Tickner, Shawn T. Webster
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Patent number: 12086769Abstract: To facilitate conducting a financial transaction via wireless communication between an electronic device and another electronic device, the electronic device determines a unique transaction identifier for the financial transaction based on financial-account information communicated to the other electronic device. The financial-account information specifies a financial account that is used to pay for the financial transaction. Moreover, the unique transaction identifier may be capable of being independently computed by one or more other entities associated with the financial transaction (such as a counterparty in the financial transaction or a payment network that processes payment for the financial transaction) based on the financial-account information communicated by the portable electronic device.Type: GrantFiled: June 8, 2021Date of Patent: September 10, 2024Assignee: Apple Inc.Inventors: George R. Dicker, Christopher B. Sharp, Ahmer A. Khan, Yousuf H. Vaid, Glen W. Steele, Christopher D. Adams, David T. Haggerty
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Patent number: 12073394Abstract: Systems, methods, and computer-readable media for conducting a transaction using an electronic device with a non-native credential are provided. In one embodiment, a client electronic device in a system including a credential subsystem, a processing subsystem, and a host electronic device may include an online communications component and a processor that accesses, from the processing subsystem, potential transaction data indicative of a transaction, communicates, to the host electronic device using the online communications component, credential request data based on the potential transaction data, receives, from the host electronic device using the online communications component, host credential data based on the credential request data, and communicates, to the processing subsystem, the host credential data, wherein the host credential data is operative to access funds or other suitable enabling elements from the credential subsystem for funding at least a portion of the transaction.Type: GrantFiled: June 9, 2022Date of Patent: August 27, 2024Assignee: Apple Inc.Inventors: George R. Dicker, Nicholas J. Shearer
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Publication number: 20240256115Abstract: The present disclosure generally relates to user interfaces for navigating and providing physical activity information.Type: ApplicationFiled: April 11, 2024Publication date: August 1, 2024Inventors: Julie A. ARNEY, Brett L. LAREAU, Chandler S. BACHMAN, Jay K. BLAHNIK, Edward CHAO, David S. CLARK, Emily PEDERSEN, Matthew M. SUN, Eduardo VALENCIA PAZ, George R. DICKER, Zachary K. RECOLAN, Lynne DEVINE
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Publication number: 20240231499Abstract: In some implementations, a computing device can be configured to automatically tum off notifications when generating a notification would cause a disturbance or be unwanted by a user. The device can be configured with quiet hours during which notifications that would otherwise be generated by the computing device can be suppressed. In some implementations, quiet hours can be configured as a time period with a start time and an end time. In some implementations, quiet hours can be derived from application data. For example, calendar data, alarm clock data, map data, etc. can be used to determine when quiet hours should be enforced. In some implementations, the device can be configured with exceptions to quiet hour notification suppression. In some implementations, the user can identify contacts to which the quiet hours notification suppression should not be applied.Type: ApplicationFiled: February 22, 2024Publication date: July 11, 2024Inventors: Imran A. CHAUDHRI, Gregory NOVICK, Scott FORSTALL, Morgan GRAINGER, George R. DICKER, Tyler HAWKINS
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Patent number: 11954323Abstract: An electronic device displays a messaging user interface of a messaging application, including a conversation transcript of a messaging session between a user of the electronic device and another user, a message-input area, and a representation corresponding to the other user. In response to detecting a first user input corresponding to the representation of the other user, a menu is displayed that contains an activatable menu item for initiating a payment action with the other user. While displaying the menu, in response to detecting a second user input corresponding to the activatable menu item for initiating a payment action with the first other user, a user interface configured to initiate sending of payment to, and/or requesting payment from, the first other user is displayed.Type: GrantFiled: April 27, 2021Date of Patent: April 9, 2024Assignee: APPLE INC.Inventors: Imran A. Chaudhri, Freddy A. Anzures, Chanaka G. Karunamuni, Nicholas V. King, Wan Si Wan, Darin B. Adler, Justin N. Wood, Roberto Garcia, Soin Shedlosky, George R. Dicker
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Patent number: 11922408Abstract: A system for provisioning credentials onto an electronic device is provided. The system may include a payment network subsystem, a service provider subsystem, a primary user device, and a secondary user device. The user may select a particular payment card to provision onto the secondary user device by providing an input at the primary user device. A broker module running on the service provider subsystem may then transfer a disabled pass to the secondary user device. Concurrently, the payment network subsystem may direct a trusted service manager module on the service provider subsystem to write credential information onto a secure element within the secondary user device. Once the secure element has been updated, the broker module may provide an activated pass to the secondary user device so that the secondary user device can be used to perform NFC-based financial transactions at a merchant terminal.Type: GrantFiled: April 23, 2021Date of Patent: March 5, 2024Assignee: Apple Inc.Inventors: Jeremy T. Brown, George R. Dicker, Glen W. Steele, Morgan J. Grainger, Zachary A. Rosen
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Patent number: 11914782Abstract: In some implementations, a computing device can be configured to automatically turn off notifications when generating a notification would cause a disturbance or be unwanted by a user. The device can be configured with quiet hours during which notifications that would otherwise be generated by the computing device can be suppressed. In some implementations, quiet hours can be configured as a time period with a start time and an end time. In some implementations, quiet hours can be derived from application data. For example, calendar data, alarm clock data, map data, etc. can be used to determine when quiet hours should be enforced. In some implementations, the device can be configured with exceptions to quiet hour notification suppression. In some implementations, the user can identify contacts to which the quiet hours notification suppression should not be applied.Type: GrantFiled: February 10, 2023Date of Patent: February 27, 2024Assignee: Apple Inc.Inventors: Imran A. Chaudhri, Gregory Novick, Scott Forstall, Morgan Grainger, George R. Dicker, Tyler Hawkins
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Patent number: 11900372Abstract: The present disclosure generally relates to transaction user interfaces. In some examples, a user is notified if there is an error with transaction parameters and the device determines whether potentially compatible transaction parameters are available on the electronic device. In some examples, the user is notified if there is an error with transaction parameters and the user is prompted to use another device to enter new transaction information.Type: GrantFiled: May 14, 2021Date of Patent: February 13, 2024Assignee: Apple Inc.Inventors: Marcel Van Os, Oluwatomiwa B. Alabi, Peter D. Anton, Leonardo Cantelmo, George R. Dicker, Morgan Grainger, Kevin Lynch, Nicholas Shearer, Simon Tickner
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Publication number: 20240037533Abstract: A device implementing an express credential transaction system includes at least one processor configured to receive an indication that a payment applet for a service provider has been provisioned on a secure element of the device with a first attribute indicating that the payment applet can be utilized for a transaction without authentication associated with the transaction. The processor is configured to set the first attribute of the payment applet to indicate that authentication is required to utilize the payment applet when another payment applet for the service provider provisioned on the secure element of the device has an attribute that indicates the other payment applet can be utilized for the transaction without user authentication. The at least one processor is configured to control whether the user authentication is requested when utilizing the payment applet or the other payment applet, respectively, in transactions.Type: ApplicationFiled: October 10, 2023Publication date: February 1, 2024Inventors: Najeeb M. ABDULRAHIMAN, Matthias LERCH, George R. DICKER, Oren M. ELRAD, Glen W. STEELE, Charles T. AHN, Onur E. TACKIN, Gordon Y. SCOTT
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Patent number: 11836725Abstract: The present disclosure relates to making payments with a mobile device. In one example process, the mobile device receives and stores information for one or more payment accounts on the mobile device. The mobile device is used to make payments using the payment accounts. In some examples, authorization to proceed with a payment is performed before each purchase made by the user. The authorization process can include receiving a verification of the user, such as a fingerprint scan or passcode. In some examples, a payment account is selected from among available payment accounts. In some examples, an indication is displayed of a digital item associated with a purchased item. In some examples, a payment transaction is initiated with participants of an ongoing communication. In some examples, an application of a retailer is invoked based on the availability of the application. In some examples, a purchase recommendation is provided.Type: GrantFiled: March 5, 2021Date of Patent: December 5, 2023Assignee: Apple Inc.Inventors: Marcel Van Os, Christopher D. Adams, George R. Dicker
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Publication number: 20230334522Abstract: The present disclosure generally relates to the use of loyalty accounts, private label payment accounts, and general payment accounts using an electronic device with an electronic wallet. Various accounts are linked to the electronic device. In some examples, the electronic device is NFC-enabled. The electronic device may be used to provide loyalty account information and payment account information to a payment terminal, such as an NFC-enabled payment terminal.Type: ApplicationFiled: June 16, 2023Publication date: October 19, 2023Inventors: Marcel VAN OS, Donald W. PITSCHEL, Gregg SUZUKI, Lawrence Y. YANG, Peter D. ANTON, Glen W. STEELE, George R. DICKER
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Patent number: 11734708Abstract: The present disclosure generally relates to the use of loyalty accounts, private label payment accounts, and general payment accounts using an electronic device with an electronic wallet. Various accounts are linked to the electronic device. In some examples, the electronic device is NFC-enabled. The electronic device may be used to provide loyalty account information and payment account information to a payment terminal, such as an NFC-enabled payment terminal.Type: GrantFiled: January 27, 2022Date of Patent: August 22, 2023Assignee: Apple Inc.Inventors: Marcel Van Os, Donald W. Pitschel, Gregg Suzuki, Lawrence Y. Yang, Peter D. Anton, Glen W. Steele, George R. Dicker
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Publication number: 20230185380Abstract: In some implementations, a computing device can be configured to automatically tum off notifications when generating a notification would cause a disturbance or be unwanted by a user. The device can be configured with quiet hours during which notifications that would otherwise be generated by the computing device can be suppressed. In some implementations, quiet hours can be configured as a time period with a start time and an end time. In some implementations, quiet hours can be derived from application data. For example, calendar data, alarm clock data, map data, etc. can be used to determine when quiet hours should be enforced. In some implementations, the device can be configured with exceptions to quiet hour notification suppression. In some implementations, the user can identify contacts to which the quiet hours notification suppression should not be applied.Type: ApplicationFiled: February 10, 2023Publication date: June 15, 2023Inventors: Imran A. CHAUDHRI, Gregory NOVICK, Scott FORSTALL, Morgan GRAINGER, George R. DICKER, Tyler HAWKINS
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Patent number: 11582342Abstract: In some implementations, a computing device can be configured to automatically turn off notifications when generating a notification would cause a disturbance or be unwanted by a user. The device can be configured with quiet hours during which notifications that would otherwise be generated by the computing device can be suppressed. In some implementations, quiet hours can be configured as a time period with a start time and an end time. In some implementations, quiet hours can be derived from application data. For example, calendar data, alarm clock data, map data, etc. can be used to determine when quiet hours should be enforced. In some implementations, the device can be configured with exceptions to quiet hour notification suppression. In some implementations, the user can identify contacts to which the quiet hours notification suppression should not be applied.Type: GrantFiled: November 15, 2021Date of Patent: February 14, 2023Assignee: Apple Inc.Inventors: Imran A. Chaudhri, Gregory Novick, Scott Forstall, Morgan Grainger, George R. Dicker, Tyler Hawkins
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Patent number: 11580518Abstract: If a user loses an electronic device that has the capability to conduct financial transactions, the user may report that the electronic device is lost using a lost-device software application to a management electronic device associated with a provider of the electronic device. In response to receiving this information, a disabling command is sent to a payment network associated with the financial account of the user to temporarily disable use of the electronic device to conduct the financial transactions. In particular, the electronic device may include a secure element that stores a payment applet for a financial account, and the disabling command may disable a mapping from a virtual identifier for the financial account to a financial primary account number. Subsequently, if the user finds the electronic device, the user may re-enable the capability (and, thus, the mapping) by providing authentication information to the electronic device.Type: GrantFiled: September 2, 2014Date of Patent: February 14, 2023Assignee: Apple Inc.Inventors: David T. Haggerty, George R. Dicker, Ahmer A. Khan, Christopher B. Sharp, Timothy S. Hurley, Vineet Chadha
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Patent number: 11488136Abstract: Systems, methods, and computer-readable media for using an online resource to manage credentials on an electronic device are provided. In one example embodiment, a method, at an electronic device, includes, inter alia, receiving account data via an online resource, accessing commerce credential status data from a secure element of the electronic device, providing initial credential management option data via the online resource based on the received account data and based on the accessed commerce credential status data, in response to the providing, receiving a selection of an initial credential management option via the online resource, and changing the status of a credential on the secure element based on the received selection. Additional embodiments are also provided.Type: GrantFiled: June 10, 2019Date of Patent: November 1, 2022Assignee: Apple Inc.Inventors: Christopher Sharp, David T. Haggerty, George R. Dicker, Glen W. Steele, Matthew R. Murphy, Timothy S. Hurley
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Publication number: 20220318798Abstract: Systems, methods, and computer-readable media for conducting a transaction using an electronic device with a non-native credential are provided. In one embodiment, a client electronic device in a system including a credential subsystem, a processing subsystem, and a host electronic device may include an online communications component and a processor that accesses, from the processing subsystem, potential transaction data indicative of a transaction, communicates, to the host electronic device using the online communications component, credential request data based on the potential transaction data, receives, from the host electronic device using the online communications component, host credential data based on the credential request data, and communicates, to the processing subsystem, the host credential data, wherein the host credential data is operative to access funds or other suitable enabling elements from the credential subsystem for funding at least a portion of the transaction.Type: ApplicationFiled: June 9, 2022Publication date: October 6, 2022Inventors: George R. DICKER, Nicholas J. SHEARER
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Patent number: 11392937Abstract: To facilitate conducting a financial transaction via wireless communication between an electronic device and another electronic device, the electronic device determines a unique transaction identifier for the financial transaction based on financial-account information communicated to the other electronic device. The financial-account information specifies a financial account that is used to pay for the financial transaction. Moreover, the unique transaction identifier may be capable of being independently computed by one or more other entities associated with the financial transaction (such as a counterparty in the financial transaction or a payment network that processes payment for the financial transaction) based on the financial-account information communicated by the portable electronic device.Type: GrantFiled: September 2, 2014Date of Patent: July 19, 2022Assignee: Apple Inc.Inventors: George R. Dicker, Christopher B. Sharp, Ahmer A. Khan, Yousuf H. Vaid, Glen W. Steele, Christopher D. Adams, David T. Haggerty