Patents by Inventor George R. Dicker
George R. Dicker has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10748153Abstract: The present disclosure relates to making payments with a mobile device. In one example process, the mobile device receives and stores information for one or more payment accounts on the mobile device. The mobile device is used to make payments using the payment accounts. In some examples, authorization to proceed with a payment is performed before each purchase made by the user. The authorization process can include receiving a verification of the user, such as a fingerprint scan or passcode. In some examples, a payment account is selected from among available payment accounts. In some examples, an indication is displayed of a digital item associated with a purchased item. In some examples, a payment transaction is initiated with participants of an ongoing communication. In some examples, an application of a retailer is invoked based on the availability of the application. In some examples, a purchase recommendation is provided.Type: GrantFiled: October 18, 2018Date of Patent: August 18, 2020Assignee: Apple Inc.Inventors: Marcel Van Os, Christopher D. Adams, Charles Ahn, Pablo F. Caro, George R. Dicker, Craig M. Federighi, Woo-Ram Lee, Brian Tucker, Giancarlo Yerkes
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Patent number: 10749967Abstract: The present disclosure generally relates to techniques for managing a remote authorization to proceed with an action, such as creating a secure network connection. In some examples, a requesting device receives selection of one or more options. The requesting device transmits a request to proceed with an action to an authenticating device. The authenticating device concurrently displays an indication of the request to proceed with the action, information about the selected one or more options, and an indication of the requesting device. The authenticating device receives authorization to proceed with the action and transmits a response to the requesting device regarding the request to proceed with the action.Type: GrantFiled: June 7, 2019Date of Patent: August 18, 2020Assignee: Apple Inc.Inventors: Marcel Van Os, Oluwatomiwa B. Alabi, Peter D. Anton, George R. Dicker, Anton K. Diederich, Donald W. Pitschel, Nicholas J. Shearer
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Publication number: 20200211047Abstract: The present disclosure generally relates to the use of loyalty accounts, private label payment accounts, and general payment accounts using an electronic device with an electronic wallet. Various accounts are linked to the electronic device. In some examples, the electronic device is NFC-enabled. The electronic device may be used to provide loyalty account information and payment account information to a payment terminal, such as an NFC-enabled payment terminal.Type: ApplicationFiled: March 10, 2020Publication date: July 2, 2020Inventors: Marcel VAN OS, Donald W. PITSCHEL, Gregg SUZUKI, Lawrence Y. YANG, Peter D. ANTON, Glen W. STEELE, George R. DICKER
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Patent number: 10600068Abstract: The present disclosure generally relates to the use of loyalty accounts, private label payment accounts, and general payment accounts using an electronic device with an electronic wallet. Various accounts are linked to the electronic device. In some examples, the electronic device is NFC-enabled. The electronic device may be used to provide loyalty account information and payment account information to a payment terminal, such as an NFC-enabled payment terminal.Type: GrantFiled: September 30, 2015Date of Patent: March 24, 2020Assignee: Apple Inc.Inventors: Marcel Van Os, Donald W. Pitschel, Gregg Suzuki, Lawrence Y. Yang, Peter D. Anton, Glen W. Steele, George R. Dicker
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Patent number: 10601796Abstract: Systems, methods, and computer-readable media for personalizing program credentials are provided. For example, a program credential (e.g., loyalty pass) associated with a program provider (e.g., an issuer) subsystem may be customized using personal data. The personal data can be collected from an electronic device before provisioning the customized program credential on the electronic device for use in a suitable transaction. However, such personal data may not be collected unless an administration entity subsystem is first able to validate the program provider subsystem. The administration entity subsystem can generate tracking data that may be used during the validation and/or provisioning in order to track when program credentials are personalized.Type: GrantFiled: March 17, 2017Date of Patent: March 24, 2020Assignee: APPLE INC.Inventors: Christopher D. Adams, Scott D. Blakesley, Jack K. Chung, George R. Dicker, Glen W. Steele, Katherine B. Skinner, Yousuf H. Vaid
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Publication number: 20200065821Abstract: An electronic device with a display and a biometric input sensor is described.Type: ApplicationFiled: October 29, 2019Publication date: February 27, 2020Inventors: Marcel VAN OS, Pablo F. CARO, George R. DICKER, Anton K. DIEDERICH
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Publication number: 20200036695Abstract: Systems, methods, and computer-readable media for using an online resource to manage credentials on an electronic device are provided. In one example embodiment, a method, at an electronic device, includes, inter alia, receiving account data via an online resource, accessing commerce credential status data from a secure element of the electronic device, providing initial credential management option data via the online resource based on the received account data and based on the accessed commerce credential status data, in response to the providing, receiving a selection of an initial credential management option via the online resource, and changing the status of a credential on the secure element based on the received selection. Additional embodiments are also provided.Type: ApplicationFiled: June 10, 2019Publication date: January 30, 2020Inventors: Christopher Sharp, David T. Haggerty, George R. Dicker, Glen W. Steele, Matthew R. Murphy, Timothy S. Hurley
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Patent number: 10546293Abstract: A system for provisioning credentials onto an electronic device is provided. The system may include a payment network subsystem, a service provider subsystem, and one or more user devices that can be used to perform mobile transactions at a merchant terminal. The user device may communicate with the service provider subsystem in order to obtained commerce credentials from the payment network subsystem. The user device may include a secure element and a corresponding trusted processor. The trusted processor may generate a random authorization number and inject that number into the secure element. Mobile payments should only be completed if the random authorization number on the secure element matches the random authorization number at the trusted processor. The trusted processor may be configured to efface the previous random authorization number and generate a new random authorization number when detecting a potential change in ownership at the user device.Type: GrantFiled: September 2, 2014Date of Patent: January 28, 2020Assignee: Apple Inc.Inventors: Ahmer A. Khan, Jerrold V. Hauck, George R. Dicker, Jeffrey C. Lee, Mitchell D Adler, Wade Benson
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Patent number: 10482461Abstract: The present disclosure relates to making payments with a mobile device. In one example process, the mobile device receives and stores information for one or more payment accounts on the mobile device. The mobile device is used to make payments using the payment accounts. In some examples, authorization to proceed with a payment is performed before each purchase made by the user. The authorization process can include receiving a verification of the user, such as a fingerprint scan or passcode. In some examples, a payment account is selected from among available payment accounts. In some examples, an indication is displayed of a digital item associated with a purchased item. In some examples, a payment transaction is initiated with participants of an ongoing communication. In some examples, an application of a retailer is invoked based on the availability of the application. In some examples, a purchase recommendation is provided.Type: GrantFiled: September 30, 2014Date of Patent: November 19, 2019Assignee: Apple Inc.Inventors: Marcel Van Os, Pablo F. Caro, George R. Dicker, Anton K. Diederich
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Patent number: 10438205Abstract: The present disclosure relates to making payments with a mobile device. In one example process, the mobile device receives and stores information for one or more payment accounts on the mobile device. The mobile device is used to make payments using the payment accounts. In some examples, authorization to proceed with a payment is performed before each purchase made by the user. The authorization process can include receiving a verification of the user, such as a fingerprint scan or passcode. In some examples, a payment account is selected from among available payment accounts. In some examples, an indication is displayed of a digital item associated with a purchased item. In some examples, a payment transaction is initiated with participants of an ongoing communication. In some examples, an application of a retailer is invoked based on the availability of the application. In some examples, a purchase recommendation is provided.Type: GrantFiled: January 9, 2018Date of Patent: October 8, 2019Assignee: Apple Inc.Inventors: Marcel Van Os, George R. Dicker
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Patent number: 10440506Abstract: Location-based ticket books are described. A mobile device can present a virtual ticket to a service provider based on a location of the mobile device. The mobile device can receive a virtual ticket for accessing a service from a service provider. The virtual ticket can be associated with a signal source. The signal source can be pre-programmed to broadcast a beacon signal that includes an identifier identifying the signal source. The signal source can be placed at a venue where the service is available. The mobile device, upon arriving at the venue, can detect the beacon signal from the signal source. In response, the mobile device can activate a ticket manager. The ticket manager can automatically select, from a ticket book, the virtual ticket associated with the signal source. The mobile device can present content of the selected virtual ticket at the venue where the service is available.Type: GrantFiled: September 28, 2018Date of Patent: October 8, 2019Assignee: Apple Inc.Inventors: Eliza Block, George R. Dicker, Glen W. Steele
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Publication number: 20190289079Abstract: The present disclosure generally relates to techniques for managing a remote authorization to proceed with an action, such as creating a secure network connection. In some examples, a requesting device receives selection of one or more options. The requesting device transmits a request to proceed with an action to an authenticating device. The authenticating device concurrently displays an indication of the request to proceed with the action, information about the selected one or more options, and an indication of the requesting device. The authenticating device receives authorization to proceed with the action and transmits a response to the requesting device regarding the request to proceed with the action.Type: ApplicationFiled: June 7, 2019Publication date: September 19, 2019Inventors: Marcel VAN OS, Oluwatomiwa B. ALABI, Peter D. ANTON, George R. DICKER, Anton K. DIEDERICH, Donald W. PITSCHEL, Nicholas J. SHEARER
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Patent number: 10362010Abstract: Systems, methods, and computer-readable media for using an online resource to manage credentials on an electronic device are provided. In one example embodiment, a method, at an electronic device, includes, inter alia, receiving account data via an online resource, accessing commerce credential status data from a secure element of the electronic device, providing initial credential management option data via the online resource based on the received account data and based on the accessed commerce credential status data, in response to the providing, receiving a selection of an initial credential management option via the online resource, and changing the status of a credential on the secure element based on the received selection. Additional embodiments are also provided.Type: GrantFiled: September 2, 2014Date of Patent: July 23, 2019Assignee: APPLE INC.Inventors: Christopher Sharp, David T. Haggerty, George R. Dicker, Glen W. Steele, Matthew R. Murphy, Timothy S. Hurley
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Patent number: 10346848Abstract: Systems, methods, and computer-readable media for provisioning multiple credentials of a multi-scheme card on an electronic device for selective use in a secure transaction are provided.Type: GrantFiled: June 7, 2016Date of Patent: July 9, 2019Assignee: APPLE INC.Inventors: Mehdi Ziat, Vamshi Krishna Aileni, Yousuf H. Vaid, Ahmer A. Khan, George R. Dicker, Christopher Sharp, Zachary A. Rosen
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Patent number: 10334054Abstract: The present disclosure generally relates to techniques for managing a remote authorization to proceed with an action, such as creating a secure network connection. In some examples, a requesting device receives selection of one or more options. The requesting device transmits a request to proceed with an action to an authenticating device. The authenticating device concurrently displays an indication of the request to proceed with the action, information about the selected one or more options, and an indication of the requesting device. The authenticating device receives authorization to proceed with the action and transmits a response to the requesting device regarding the request to proceed with the action.Type: GrantFiled: December 18, 2017Date of Patent: June 25, 2019Assignee: Apple Inc.Inventors: Marcel Van Os, Oluwatomiwa B. Alabi, Peter D. Anton, George R. Dicker, Anton K. Diederich, Donald W. Pitschel, Nicholas J. Shearer
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Patent number: 10282727Abstract: The present disclosure relates to making payments with a mobile device. In one example process, the mobile device receives and stores information for one or more payment accounts on the mobile device. The mobile device is used to make payments using the payment accounts. In some examples, authorization to proceed with a payment is performed before each purchase made by the user. The authorization process can include receiving a verification of the user, such as a fingerprint scan or passcode. In some examples, a payment account is selected from among available payment accounts. In some examples, an indication is displayed of a digital item associated with a purchased item. In some examples, a payment transaction is initiated with participants of an ongoing communication. In some examples, an application of a retailer is invoked based on the availability of the application. In some examples, a purchase recommendation is provided.Type: GrantFiled: October 14, 2016Date of Patent: May 7, 2019Assignee: Apple Inc.Inventors: Marcel Van Os, Pablo F. Caro, Woo-Ram Lee, George R. Dicker, Christopher D. Adams, Charles Ahn, Craig M. Federighi, Brian Tucker, Giancarlo Yerkes
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Patent number: 10255595Abstract: The present disclosure generally relates to making payments with a mobile device. In one example process, the device receives first authentication data, such as fingerprint authentication information, and second authentication data, such as a bank authorization code. The device then transmits a transaction request for a payment transaction. In another example process, the device detects activation of a physical input mechanism and detects a fingerprint using a biometric sensor. The device is enabled to participate in NFC payment transactions. In another example process, the device displays a live preview of images obtained via a camera sensor while the device detects partial credit card information of a credit card in a field of view of the camera sensor.Type: GrantFiled: September 30, 2015Date of Patent: April 9, 2019Assignee: Apple Inc.Inventors: Marcel Van Os, George R. Dicker, Glen W. Steele, Pablo F. Caro, Peter Anton, Donald W. Pitschel
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Publication number: 20190050867Abstract: The present disclosure relates to making payments with a mobile device. In one example process, the mobile device receives and stores information for one or more payment accounts on the mobile device. The mobile device is used to make payments using the payment accounts. In some examples, authorization to proceed with a payment is performed before each purchase made by the user. The authorization process can include receiving a verification of the user, such as a fingerprint scan or passcode. In some examples, a payment account is selected from among available payment accounts. In some examples, an indication is displayed of a digital item associated with a purchased item. In some examples, a payment transaction is initiated with participants of an ongoing communication. In some examples, an application of a retailer is invoked based on the availability of the application. In some examples, a purchase recommendation is provided.Type: ApplicationFiled: October 18, 2018Publication date: February 14, 2019Inventors: Marcel VAN OS, Christopher D. ADAMS, Charles AHN, Pablo F. CARO, George R. DICKER, Craig M. FEDERIGHI, Woo-Ram LEE, Brian TUCKER, Giancarlo YERKES
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Publication number: 20190037342Abstract: Location-based ticket books are described. A mobile device can present a virtual ticket to a service provider based on a location of the mobile device. The mobile device can receive a virtual ticket for accessing a service from a service provider. The virtual ticket can be associated with a signal source. The signal source can be pre-programmed to broadcast a beacon signal that includes an identifier identifying the signal source. The signal source can be placed at a venue where the service is available. The mobile device, upon arriving at the venue, can detect the beacon signal from the signal source. In response, the mobile device can activate a ticket manager. The ticket manager can automatically select, from a ticket book, the virtual ticket associated with the signal source. The mobile device can present content of the selected virtual ticket at the venue where the service is available.Type: ApplicationFiled: September 28, 2018Publication date: January 31, 2019Applicant: Apple Inc.Inventors: Eliza Block, George R. Dicker, Glen W. Steele
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Publication number: 20180349880Abstract: A device implementing a peer transaction system may include at least one processor configured to receive, within a messaging application, a request to send a transaction amount from a first user to a second user. The at least one processor may be further configured to transmit, to a mobile transaction system, a request to transfer the transaction amount from a first debit account of the first user to a second debit account of the second user. The at least one processor may be further configured to receive, from the mobile transaction system, a confirmation that the transaction amount has been transferred from the first user to the second user. The at least one processor may be further configured to transmit, via the messaging application, a message to the second user that indicates that the transaction amount has been sent from the first user to the second user.Type: ApplicationFiled: May 31, 2018Publication date: December 6, 2018Inventors: Glen W. STEELE, George R. DICKER, Matthew C. BYINGTON, Richard William Thomas HEARD