Patents by Inventor Gerald Smith
Gerald Smith has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20150120564Abstract: Disclosed is a system and associated method for categorizing a transaction performed using a negotiable instrument. The system is typically configured for receiving an indication of the transaction performed using the negotiable instrument, including receiving an image of the negotiable instrument; extracting transaction data from the image of the negotiable instrument, including extracting memo data from the image of the negotiable instrument; based at least in part on the extracted memo data, determining if the transaction is associated with a first predefined transaction category; and presenting at least a portion of the transaction data extracted from the image of the negotiable instrument to the customer, wherein, if the transaction is associated with the first predefined transaction category, presenting at least a portion of the extracted transaction data to the customer includes presenting an indication that the first predefined transaction category is associated with the transaction.Type: ApplicationFiled: October 29, 2013Publication date: April 30, 2015Applicant: BANK OF AMERICA CORPORATIONInventors: Michael Gerald Smith, Scott Andrew Johnson, Michael Scott Hjellming, Brian David Hanson, Saravana Kumar Govindarajan, Hyunmo Koo
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Publication number: 20150120517Abstract: Embodiments of the invention include systems, methods, and computer-program products for lifting metadata from financial documents for eliminating duplicate financial document processing. As such, when financial documents are received, the invention utilizes optical character recognition to lift data from the documents. This data is then stored in metadata form. When subsequent financial documents are received, the invention may compare the received documents with the stored metadata of previously received financial documents. Upon identifying a match between the metadata, the system will notify the user, notify a financial representative, and/or eliminate the matched document. A matching or corresponding document indicates a duplicate in the document. As such, elimination the document prior to financial document processing prevents multiplicative document processing identified, the system will stop the payment associated with that financial document.Type: ApplicationFiled: October 29, 2013Publication date: April 30, 2015Applicant: BANK OF AMERICA CORPORATIONInventors: Michael Gerald Smith, Scott Andrew Johnson, Michael Scott Hjellming, Brian David Hanson, Saravana Kumar Govindarajan, Hyunmo Koo
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Publication number: 20150117748Abstract: Embodiments of the invention relate to systems, methods, and computer program products for extracting check data and using the check data for determining a disposition of a check. The system, method, and computer program product are configured to: a) receive an image of a check; b) apply an optical character recognition process to at least a portion of the image of the check; c) convert one or more image portions of the at least a portion of the image to text based data based at least partially on the application; d) identify a date of the check based on the text based data obtained from the one or more image portions; e) compare the date of the check to one or more authorization parameters; and f) provide a disposition of the check based on the comparison of the date of the check to the one or more authorization parameters.Type: ApplicationFiled: October 29, 2013Publication date: April 30, 2015Applicant: BANK OF AMERICA CORPORATIONInventors: Michael Gerald Smith, Brian David Hanson, Scott Andrew Johnson, Saravana Kumar Govindarajan, Michael Scott Hjellming, Hyunmo Koo
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Publication number: 20150120516Abstract: Embodiments for extracting data for online account includes systems that receive at least one check images, apply one or more optical character recognition processes to at least a portion of the at least one check image, and convert image based data to text based data. The embodiments further identify check data in the text based data, identify online data from the check data, incorporate at least a portion of the online data into a portion of an online account, and provide the online account portion to a customer.Type: ApplicationFiled: October 29, 2013Publication date: April 30, 2015Applicant: Bank of America CorporationInventors: Michael Gerald Smith, Scott Andrew Johnson, Brian David Hanson, Hyunmo Koo, Saravana Kumar Govindarajan, Michael Scott Hjellming
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Publication number: 20150120548Abstract: Embodiments of the invention include systems, methods, and computer-program products for lifting metadata from financial documents to allow for automated financial document stop payment requests. As such, allowing for automated determining of an appropriate financial document to stop payment on based on user information comparison to stored metadata for financial documents. As such, the user may provide information about the requested stop payment, such as a payee, date, amount, or the like associated with a payment. The system may then utilize the user provided information and compare that information to the metadata lifted from the financial documents. As such, identifying the financial document associated with the stop payment request. Once identified, the system will stop the payment associated with that financial document.Type: ApplicationFiled: October 29, 2013Publication date: April 30, 2015Applicant: BANK OF AMERICA CORPORATIONInventors: Michael Gerald Smith, Scott Andrew Johnson, Michael Scott Hjellming, Brian David Hanson, Saravana Kumar Govindarajan, Hyunmo Koo
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Publication number: 20140236791Abstract: Embodiments of the invention are directed to systems, methods and computer program products for providing image retrieval based on transaction identification. An exemplary apparatus is configured to: capture an image of a document. The document is typically associated with a transaction ID. Upon capturing the document image the system may process the image of the document to collect document information, and subsequently store the document information. The system may later receive a request for the document information that is similarly associated with the transaction ID. This document information is retrieved based at least partially on the request. An activity log may be additionally created which comprises a record of one or more request associated with the transaction ID.Type: ApplicationFiled: February 15, 2013Publication date: August 21, 2014Applicant: BANK OF AMERICA CORPORATIONInventors: Craig David Palmer, Eric Scott Sandoz, Michael Gerald Smith, Geoffrey Reed Williams
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Publication number: 20140236790Abstract: Embodiments for modifying financial record data, such as check images, are provided herein. The embodiments include receiving financial record data; identifying one or more criteria associated with the financial record data; quantifying the size of the one or more criteria; modifying at least a portion of the financial record data based on size of the one or more criteria; and providing at least a portion of the received financial record data or modified financial record data to a recipient.Type: ApplicationFiled: February 15, 2013Publication date: August 21, 2014Applicant: BANK OF AMERICA CORPORATIONInventors: Michael Gerald Smith, Timmy L. Gauvin, Craig David Palmer, Eric Scott Sandoz, Geoffrey Reed Williams
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Publication number: 20140233835Abstract: Embodiments of the present invention relates to systems, computer-implemented methods, and computer program products for capturing and storing elements of a negotiable instrument for use in image recreation. In some embodiments, a method is provided that includes: (a) receive an image of the negotiable instrument, wherein the image of the negotiable instrument comprises one or more elements that are used for processing the negotiable instrument and non-element portions that are not used in processing the negotiable instrument; (b) capture, using the image capture device, images of one or more elements of the negotiable instrument; (c) store the images of the one or more elements of the negotiable instrument in the database; and (d) store, as white space, the non-element portions of the image of the negotiable instrument in the database.Type: ApplicationFiled: February 15, 2013Publication date: August 21, 2014Applicant: BANK OF AMERICA CORPORATIONInventors: Eric Scott Sandoz, Deborah N. Bennett, Timmy L. Gauvin, Craig David Palmer, Michael Gerald Smith, Geoffrey Reed Williams, Lisa Gibson, Melvin Gregory Nixon
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Publication number: 20140233834Abstract: Embodiments of the invention include systems, methods, and computer-program products for providing recreated image documents using image lift data. In this way, an entity may store limited amounts of image data from an original document and subsequently recreate the document image using image lift data. As such, the invention may receive an image document for storage. Upon receiving a document from a transaction for storage, the system may store metadata associated with that document, instead of storing the entire document as a high resolution image file. Furthermore, the system may determine specific unique elements of the document (such as signatures or the like) to capture as an image file. This allows the unique element to be lifted as image data. Using the lifted image data, in combination with the metadata, the system may recreate the image as a system generated image for user recall and reconciliation.Type: ApplicationFiled: February 15, 2013Publication date: August 21, 2014Applicant: Bank of America CorporationInventors: Michael Gerald Smith, Geoffrey Reed Williams, Lisa Gibson, Craig David Palmer, Eric Scott Sandoz, Melvin Gregory Nixon
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Publication number: 20140233831Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for determining a storage location for an image of a check. In some embodiments, a system is configured to: receive an image of a check, the image being associated with an account associated with a user; analyze check retrieval activity associated with the account; determine, based on the check retrieval activity, a storage location for the image; and store the image at the storage location.Type: ApplicationFiled: February 15, 2013Publication date: August 21, 2014Applicant: Bank of America CorporationInventors: Craig David Palmer, Eric Scott Sandoz, Michael Gerald Smith, Geoffrey Reed Williams, Lisa Gibson, Melvin Gregory Nixon
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Publication number: 20140233837Abstract: Embodiments of the present invention relate to systems, computer-implemented methods, and computer program products for capturing elements of a negotiable instrument and generating a thumbnail image of the negotiable instrument for use in image recreation. In some embodiments, a method is provided that includes: (a) receiving an image of the negotiable instrument, wherein the image of the negotiable instrument comprises one or more elements that are used for processing the negotiable instrument; (b) capturing, using the image capture device, images of one or more elements of the negotiable instrument; (c) generating a thumbnail image of the negotiable instrument based at least partially on an image of the negotiable instrument; and (d) storing the images of the one or more elements of the negotiable instrument and the thumbnail image of the negotiable instrument in the database.Type: ApplicationFiled: February 15, 2013Publication date: August 21, 2014Applicant: BANK OF AMERICA CORPORATIONInventors: Eric Scott Sandoz, Deborah N. Bennett, Timmy L. Gauvin, Craig David Palmer, Michael Gerald Smith, Geoffrey Reed Williams, Lisa Gibson, Melvin Gregory Nixon
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Publication number: 20140233836Abstract: Embodiments of the invention include systems, methods, and computer-program products for providing recreated image documents using templates or generic control documents. In this way, an entity may store limited amounts of image data from an original document and subsequently recreate the document image using document templates. As such, the invention may compile templates for image documents. Upon receiving a document from a transaction for storage, the system may store the metadata associated with that document, instead of storing the entire document as a high resolution image file. Using the template, in combination with the metadata, the system may recreate the image as a system generated image for user recall and reconciliation.Type: ApplicationFiled: February 15, 2013Publication date: August 21, 2014Applicant: BANK OF AMERICA CORPORATIONInventors: Michael Gerald Smith, Geoffrey Reed Williams, Lisa Gibson, Craig David Palmer, Eric Scott Sandoz, Melvin Gregory Nixon
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Patent number: 8756159Abstract: Embodiments of the invention include systems, methods, and computer-program products that provide for a system to receive information related to check transaction based on the location of the user. In one embodiment of the invention, the computer-implemented method determines a location of a check transaction and stores the location in an archive in association with the check transaction. The method then determines a location of a user and determines a list of check transactions associated with the location of the user. In some embodiments, the method provides the list of check transactions to the user. The method may also provide offers or recommendations to the user, such as an offer to establish a direct transfer instead of using a check in the future. The user and/or the provider of the method may also broaden or narrow the search results based on characteristics of the transaction.Type: GrantFiled: February 15, 2013Date of Patent: June 17, 2014Assignee: Bank of America CorporationInventors: Lisa Gibson, Geoffrey Reed Williams, Craig David Palmer, Eric Scott Sandoz, Michael Gerald Smith, Melvin Gregory Nixon
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Publication number: 20130025854Abstract: A system and method for sampling fluid from a production wellsite are provided. The system includes an interface operatively connectable to the port and a separation circuit operatively connectable to the interface for establishing fluid communication therebetween. The separation circuit includes a pumping unit and at least one sample chamber. The pumping unit includes pumping chambers having a cylinder with a piston therein defining a fluid cavity and a buffer cavity. The fluid cavities define a separation chamber for receiving the fluid and allowing separation of the fluid therein into phases. The buffer cavities have a buffer fluid selectively movable therebetween whereby the fluid flows through the separation circuit at a controlled rate. The sample chamber is for collecting at least one sample of the phases of the fluid.Type: ApplicationFiled: July 30, 2011Publication date: January 31, 2013Applicant: SCHLUMBERGER TECHNOLOGY CORPORATIONInventors: Bernard Theron, John Nighswander, Robert Saunders, Andrea Sbordone, Paul Guieze, Gerald Smith
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Patent number: 8330122Abstract: Systems for preparation of a mark and authentication of a mark vis-a-vis a counterfeit mark. Emission spectra comprising intensity versus wavelength distributions are collected from a series of taggants. One or more taggants is selected from the collected emission data such that the spectra of the selected taggants are distinguishable. The selection is also based on a consideration of the emitted radiation of a substrate and a dispersive medium. The authentication system uses multivariate statistical analysis to calculate at least one measurement statistic of a mark to be authenticated and at least one statistical limit based on a series of training marks prepared by the preparation system. Authenticity of the mark is determined based on a comparison of the measurement statistic and the statistical limit.Type: GrantFiled: November 30, 2007Date of Patent: December 11, 2012Assignee: Honeywell International IncInventors: Karl J Smith, Paul G Vahey, Howard A Fraenkel, Robert G Bray, Nelson W Lytle, William R Rapoport, Gerald A Smith
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Patent number: 8196856Abstract: A method is disclosed for suppressing vibration in an aircraft having at least one pair of multiple-blade rotors. The first step of the method is to install in the aircraft at least one pair of vibration suppression devices to form a system, the devices of each system being mounted on opposing sides of the aircraft. Then, during operation of the aircraft, the next step is to rotate the at least one pair of rotors in a manner that causes the blades one of each pair of rotors to be out of phase from the other of each pair of rotors. The final step is to use the system to suppress vibrations caused by the out-of-phase rotation of the rotors.Type: GrantFiled: April 11, 2008Date of Patent: June 12, 2012Assignee: Textron Innovations Inc.Inventors: James A. Wilson, Charles L. Barkley, Jr., Gerald Smith, Jr., Jeffrey B. Cloud
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Publication number: 20100293901Abstract: A shrink system for a labelling system includes a return duct and a make up duct connected to the inlet of a fan. A valve regulates the temperature of air supplied to the inlet by varying the proportion of air flow between the return and make up ducts. The output of the fan is supplied to a nozzle configured to entrain ambient air with the outlet from the nozzle.Type: ApplicationFiled: May 20, 2010Publication date: November 25, 2010Inventors: Martin Malthouse, Ratnam Manoharan, Gerald Smith
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Publication number: 20100108822Abstract: A method is disclosed for suppressing vibration in an aircraft having at least one pair of multiple-blade rotors. The first step of the method is to install in the aircraft at least one pair of vibration suppression devices to form a system, the devices of each system being mounted on opposing sides of the aircraft. Then, during operation of the aircraft, the next step is to rotate the at least one pair of rotors in a manner that causes the blades one of each pair of rotors to be out of phase from the other of each pair of rotors. The final step is to use the system to suppress vibrations caused by the out-of-phase rotation of the rotors.Type: ApplicationFiled: April 11, 2008Publication date: May 6, 2010Inventors: James A. Wilson, Charles L. Barkley, JR., Gerald Smith, JR., Jeffrey B. Cloud
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Patent number: 7709819Abstract: A long-term antimatter storage device that may be energized by a low power magnetron and can function autonomously for hundreds of hours on the energy provided by batteries. An evacuated, cryogenic container is arranged with a source of positrons and a source of electrons positioned in capture relation to one another within the container so as to allow for the formation of a plurality of positronium atoms. A microwave resonator is located within the container forming a circularly polarized standing wave within which the plurality of positronium atoms rotate. Radioactive sources for small stores and low energy positron accelerators for large stores are used to efficiently fill the device with positronium in seconds to minutes. The device may also be arranged to provide for the extraction of positrons. A method for storing antimatter is also provided.Type: GrantFiled: July 18, 2008Date of Patent: May 4, 2010Assignee: Positronics Research LLCInventor: Gerald A. Smith
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Patent number: 7674532Abstract: Security films that are useful for pharmaceutical packaging. In particular, anti-counterfeiting security films having a luminescent composition on or in a fluoropolymer layer, which luminescent composition luminesces upon the application of ultraviolet radiation in the 200 nm to 300 nm range, in which the luminescent component is optionally and preferably not viewable to the unaided eye. The films are particularly useful for the formation of anti-counterfeiting blister packaging in compliance with FDA regulations.Type: GrantFiled: July 19, 2004Date of Patent: March 9, 2010Assignee: Honeywell International IncInventors: Richard A. Einhorn, Eric J. Rainal, Karl J. Smith, Yuan-Ping R. Ting, Michael Jablon, Gerald A. Smith