Patents by Inventor James Block
James Block has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10546468Abstract: An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts. Data corresponding to a financial account can also be linked to a mobile wireless device so as to enable financial transfers by authorized users of such accounts.Type: GrantFiled: May 2, 2017Date of Patent: January 28, 2020Assignee: Diebold Nixforf IncorporatedInventors: Sathish M. Irudayam, Nicholas Schott, Willis Miller, Matthew R. Zaugg, James Block, H. Thomas Graef, Natarajan Ramachandran, Jeffrey M. Enright, Mark A. Douglass
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Patent number: 10489760Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.Type: GrantFiled: March 5, 2018Date of Patent: November 26, 2019Assignee: Diebold Nixdorf, IncorporatedInventors: Paul D. Magee, James Block, Randall W. Jenkins, Tim Crews, Michael J. Harty, Richard C. Lute, Klaus A. Steinbach, Natarajan Ramachandran, Songtao Ma, Sathish M. Irudayam, Robert Konecny, James D. Atkinson
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Patent number: 10346525Abstract: A method for creating static and dynamic formats of an electronic newspaper, including importing data files containing newspaper content having a PDF or PNG format from a database, converting the imported data files to a HTML format, creating daily newspaper pages in an HTML format from the HTML converted data files using HTML daily page templates, presenting the created newspaper pages in the HTML format in an HTML environment through a web browser of a user interface device, converting the created newspaper pages in the HTML format to a PNG format, and presenting the created daily newspaper pages in the PNG format through the web browser of the user interface device as a static digital replica of a printed newspaper.Type: GrantFiled: January 26, 2016Date of Patent: July 9, 2019Assignee: BLOCK COMMUNICATIONS, INC.Inventors: Allan James Block, John David Crisp, Erlend I. Viddal, Ronnie Jack Willis, Jr.
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Patent number: 10176466Abstract: Described herein is a technique for cashing a check at an automated banking machine. A check is presented via a check acceptor which obtains check data from the check, the check data comprises an amount. If the amount of the check is greater than a predetermined threshold, or limit, the user is asked to provide additional identification, such as a driver's license. A driver's license scanner reads data from the driver's license. The data read from a driver's license may include a hologram and/or a bar code.Type: GrantFiled: September 19, 2017Date of Patent: January 8, 2019Assignee: Diebold Nixdorf, IncorporatedInventors: James Block, H. Thomas Graef, Paul D. Magee, Donald S. Nelson, Jr., James Meek, Daniel S. McIntyre, Mark A. DePietro, Natarajan Ramachandran
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Publication number: 20180197157Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.Type: ApplicationFiled: March 5, 2018Publication date: July 12, 2018Inventors: Paul D. Magee, James Block, Randall W. Jenkins, Tim Crews, Michael J. Harty, Richard C. Lute, Klaus A. Steinbach, Natarajan Ramachandran, Songtao Ma, Sathish M. Irudayam, Robert KONECNY, James D. Atkinson
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Patent number: 9916736Abstract: In an example embodiment, an automated banking machine that allows a customer to employ a mobile wireless device for performing banking transactions. The customer may request assistance from a teller or other bank personnel at a remote location. An audio, and optionally video, communication may be initiated between the remote location and the customer. The customer may use either the automated banking machine, mobile wireless device, or both for communicating with the remote location.Type: GrantFiled: April 26, 2017Date of Patent: March 13, 2018Assignee: Diebold Nixdorf, IncorporatedInventors: James Block, H. Thomas Graef, Paul D. Magee, Donald Nelson, James Meek, Daniel S. McIntyre, Mark A. Depietro, Natarajan Ramachandran
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Patent number: 9911104Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.Type: GrantFiled: January 12, 2016Date of Patent: March 6, 2018Assignee: Diebold Nixdorf, IncorporatedInventors: Paul D. Magee, James Block, Randall W. Jenkins, Tim Crews, Michael J. Harty, Richard C. Lute, Klaus Steinbach, Natarajan Ramachandran, Songtao Ma, Sathish Irudayam, Robert Konecny, James D. Atkinson
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Publication number: 20180025336Abstract: An automated banking machine is operated at least in part to data read from data bearing records. The machine is operative to carry out a financial transfer responsive at least in part to a determination that data read through a card reader of the machine corresponds to a financial account that is authorized to conduct a transaction through operation of the machine. The machine also includes a check acceptor operative to receive checks from machine users. The check acceptor is operative image checks and data resolved from check images is used in operation of the machine to cause financial transfers.Type: ApplicationFiled: September 19, 2017Publication date: January 25, 2018Inventors: James Block, H. Thomas GRAEF, Paul D. Magee, Donald S. Nelson, JR., James Meek, Daniel S. McINTYRE, Mark A. DEPIETRO, Natarajan Ramachandran
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Patent number: 9858556Abstract: A banking system operates to cause financial transfers responsive to card data read from data bearing records by a card reader. The system includes at least one automated banking machine comprising a cash dispenser. The system is operative during a cash dispense transaction request to receive through an automated banking machine, machine user input of data corresponding to a mobile phone number. The system is operative to generate a security code for the requested cash dispense transaction. The system uses the phone number to send the generated security code to the mobile phone. The cash dispense transaction is allowed to proceed only if the system receives machine user input of the sent security code.Type: GrantFiled: May 27, 2014Date of Patent: January 2, 2018Assignee: Diebold Nixdorf, IncorporatedInventors: Willis Miller, Matthew R. Zaugg, James Block, H. Thomas Graef, Natarajan Ramachandran, Jeffery M. Enright, Mark A. Douglass, Dale H. Blackson
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Patent number: 9830581Abstract: An automated banking machine is operated at least in part to data read from data bearing records. The machine is operative to carry out a financial transfer responsive at least in part to a determination that data read through a card reader of the machine corresponds to a financial account that is authorized to conduct a transaction through operation of the machine. The machine also includes a check acceptor operative to receive checks from machine users. The check acceptor is operative image checks and data resolved from check images is used in operation of the machine to cause financial transfers.Type: GrantFiled: December 1, 2016Date of Patent: November 28, 2017Assignee: Diebold Nixdorf, IncorporatedInventors: James Block, H. Thomas Graef, Paul D. Magee, Donald S. Nelson, Jr., James Meek, Daniel S. McIntyre, Mark A. Depietro, Natarajan Ramachandran
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Publication number: 20170243447Abstract: In an example embodiment, an automated banking machine that allows a customer to employ a mobile wireless device for performing banking transactions. The customer may request assistance from a teller or other bank personnel at a remote location. An audio, and optionally video, communication may be initiated between the remote location and the customer. The customer may use either the automated banking machine, mobile wireless device, or both for communicating with the remote location.Type: ApplicationFiled: April 26, 2017Publication date: August 24, 2017Inventors: James BLOCK, H. Thomas GRAEF, Paul D. MAGEE, Donald NELSON, James MEEK, Daniel S. McINTYRE, Mark A. DEPIETRO, Natarajan RAMACHANDRAN
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Publication number: 20170236101Abstract: An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts. Data corresponding to a financial account can also be linked to a mobile wireless device so as to enable financial transfers by authorized users of such accounts.Type: ApplicationFiled: May 2, 2017Publication date: August 17, 2017Inventors: Sathish M. IRUDAYAM, Nicholas SCHOTT, Willis MILLER, Matthew R. ZAUGG, James BLOCK, H. Thomas GRAEF, Natarajan RAMACHANDRAN, Jeffrey M. ENRIGHT, Mark A. DOUGLASS
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Patent number: 9640040Abstract: An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts. Data corresponding to a financial account can also be linked to a mobile wireless device so as to enable financial transfers by authorized users of such accounts.Type: GrantFiled: August 9, 2013Date of Patent: May 2, 2017Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Sathish M. Irudayam, Nicholas Schott, Willis Miller, Matthew R. Zaugg, James Block, H. Thomas Graef, Natarajan Ramachandran, Jeffrey M. Enright, Mark A. Douglass
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Patent number: 9640041Abstract: In an example embodiment, an automated banking machine that allows a customer to employ a mobile wireless device for performing banking transactions. The customer may request assistance from a teller or other bank personnel at a remote location. An audio, and optionally video, communication may be initiated between the remote location and the customer. The customer may use either the automated banking machine, mobile wireless device, or both for communicating with the remote location.Type: GrantFiled: February 17, 2015Date of Patent: May 2, 2017Assignee: Diebold Self-Service Systems Div of Diebold, Inc.Inventors: James Block, H. Thomas Graef, Paul D. Magee, Donald S. Nelson, James Meek, Daniel S. McIntyre, Mark DePietro, Natarajan Ramachandran
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Publication number: 20170098205Abstract: An automated banking machine is operated at least in part to data read from data bearing records. The machine is operative to carry out a financial transfer responsive at least in part to a determination that data read through a card reader of the machine corresponds to a financial account that is authorized to conduct a transaction through operation of the machine. The machine also includes a check acceptor operative to receive checks from machine users. The check acceptor is operative image checks and data resolved from check images is used in operation of the machine to cause financial transfers.Type: ApplicationFiled: December 1, 2016Publication date: April 6, 2017Inventors: James Block, H. Thomas GRAEF, Paul D. Magee, Donald S. Nelson, JR., James Meek, Daniel S. McINTYRE, Mark A. DEPIETRO, Natarajan Ramachandran
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Patent number: 9607483Abstract: In an example embodiment, an automated banking machine operable to perform cash withdrawals. If a withdrawal is below a threshold, authorization is obtained from a first transaction authorization computer. If a withdrawal is greater than or equal to the threshold, a first portion of the cash is dispensed responsive to authorization from a first transaction authorization computer and a second portion of the cash amount is dispensed responsive to authorization from a second transaction authorization computer.Type: GrantFiled: May 31, 2016Date of Patent: March 28, 2017Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: James Block, H. Thomas Graef, Paul D. Magee, Donald S. Nelson, James Meek, Daniel S. McIntyre, Mark DePietro, Natarajan Ramachandran
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Patent number: 9564985Abstract: A banking system is controlled responsive to data read from data bearing records. The system comprises an automated banking machine. The machine includes at least one type of data reader, which includes a card reader. The machine also includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. Such unauthorized devices may include a fraudulent card reader placed adjacent to a card entry slot that leads to the card reader. The arrangement can sense a fraudulent card reader installed on the machine. The arrangement can additionally emit jamming signals that interfere with an ability of a sensed fraudulent card reader to accurately read card data.Type: GrantFiled: December 1, 2015Date of Patent: February 7, 2017Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Gregory S. Ray, David N. Lewis, Randall Jenkins, James Block, Songtao Ma, Natarajan Ramachandran, Jeffery Enright, James E. Pettitt
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Patent number: 9519896Abstract: An automated banking machine is operated at least in part to data read from data bearing records. The machine is operative to carry out a financial transfer responsive at least in part to a determination that data read through a card reader of the machine corresponds to a financial account that is authorized to conduct a transaction through operation of the machine. The machine also includes a check acceptor operative to receive checks from machine users. The check acceptor is operative image checks and data resolved from check images is used in operation of the machine to cause financial transfers.Type: GrantFiled: April 10, 2015Date of Patent: December 13, 2016Assignee: Diebold Self-Service Systems Division of Diebold, IncorporatedInventors: James Block, H. Thomas Graef, Paul D. Magee, Donald S. Nelson, Jr., James Meek, Daniel S. McIntyre, Mark DePietro, Natarajan Ramachandran
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Publication number: 20160275760Abstract: In an example embodiment, an automated banking machine operable to perform cash withdrawals. If a withdrawal is below a threshold, authorization is obtained from a first transaction authorization computer. If a withdrawal is greater than or equal to the threshold, a first portion of the cash is dispensed responsive to authorization from a first transaction authorization computer and a second portion of the cash amount is dispensed responsive to authorization from a second transaction authorization computer.Type: ApplicationFiled: May 31, 2016Publication date: September 22, 2016Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: James Block, H. Thomas Graef, Paul D. Magee, Donald S. Nelson, James Meek, Daniel S. McIntyre, Mark DePietro, Natarajan Ramachandran
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Patent number: D776056Type: GrantFiled: February 16, 2016Date of Patent: January 10, 2017Inventors: Jeffrey James Block, Kristina L Smith