Patents by Inventor James Block
James Block has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20160240050Abstract: In an example embodiment, an automated banking machine that allows a customer to employ a mobile wireless device for performing banking transactions. The customer may request assistance from a teller or other bank personnel at a remote location. An audio, and optionally video, communication may be initiated between the remote location and the customer. The customer may use either the automated banking machine, mobile wireless device, or both for communicating with the remote location.Type: ApplicationFiled: February 17, 2015Publication date: August 18, 2016Applicant: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: James BLOCK, H. Thomas Graef, Paul D. Magee, Donald S. Nelson, JR., James Meek, Daniel S. Mclntyre, Mark DePietro, Natarajan Ramachandran
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Publication number: 20160191197Abstract: A banking system is controlled responsive to data read from data bearing records. The system comprises an automated banking machine. The machine includes at least one type of data reader, which includes a card reader. The machine also includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. Such unauthorized devices may include a fraudulent card reader placed adjacent to a card entry slot that leads to the card reader. The arrangement can sense a fraudulent card reader installed on the machine. The arrangement can additionally emit jamming signals that interfere with an ability of a sensed fraudulent card reader to accurately read card data.Type: ApplicationFiled: December 1, 2015Publication date: June 30, 2016Inventors: Gregory S. Ray, David N. Lewis, Randall Jenkins, James Block, Songtao Ma, Natarajan Ramachandran, Jeffery Enright, James E. Pettitt
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Patent number: 9355530Abstract: In an example embodiment, an automated banking machine operable to perform cash withdrawals. If a withdrawal is below a threshold, authorization is obtained from a first transaction authorization computer. If a withdrawal is greater than or equal to the threshold, a first portion of the cash is dispensed responsive to authorization from a first transaction authorization computer and a second portion of the cash amount is dispensed responsive to authorization from a second transaction authorization computer.Type: GrantFiled: March 11, 2013Date of Patent: May 31, 2016Assignee: Diebold Self-Service Systems Division of Diebold, IncorporatedInventors: James Block, H Thomas Graef, Paul D Magee, Donald S Nelson, Jr., James Meek, Daniel S McIntyre, Mark DePietro, Natarajan Ramachandran
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Publication number: 20160140093Abstract: A method for creating static and dynamic formats of an electronic newspaper, including importing data files containing newspaper content having a PDF or PNG format from a database, converting the imported data files to a HTML format, creating daily newspaper pages in an HTML format from the HTML converted data files using HTML daily page templates, presenting the created newspaper pages in the HTML format in an HTML environment through a web browser of a user interface device, converting the created newspaper pages in the HTML format to a PNG format, and presenting the created daily newspaper pages in the PNG format through the web browser of the user interface device as a static digital replica of a printed newspaper.Type: ApplicationFiled: January 26, 2016Publication date: May 19, 2016Inventors: Allan James Block, John David Crisp, Erlend I. Viddal, Ronnie Jack Willis, JR.
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Publication number: 20160125375Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.Type: ApplicationFiled: January 12, 2016Publication date: May 5, 2016Inventors: Paul D. Magee, James Block, Randall W. Jenkins, Tim Crews, Michael J. Harty, Richard C. Lute, Klaus Steinbach, Natarajan Ramachandran, Songtao Ma, Sathish Irudayam, Robert Konecny, James D. Atkinson
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Patent number: 9251540Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.Type: GrantFiled: November 28, 2012Date of Patent: February 2, 2016Assignee: Diebold Self-Service Systems Division of Diebold, IncorporatedInventors: Paul D Magee, James Block, Randall W Jenkins, Tim Crews, Michael J Harty, Richard C Lute, Klaus Steinbach, Natarajan Ramachandran, Songtao Ma, Sathish Irudayam, Robert Konecny, James D Atkinson
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Patent number: 9235967Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.Type: GrantFiled: November 28, 2012Date of Patent: January 12, 2016Assignee: Diebold Self-Service Systems Division of Diebold, IncorporatedInventors: Paul D Magee, James Block, Randall W Jenkins, Tim Crews, Michael J Harty, Richard C Lute, Klaus Steinbach, Natarajan Ramachandran, Songtao Ma, Sathish Irudayam, Robert Konecny, James D Atkinson
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Patent number: 9224273Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.Type: GrantFiled: November 28, 2012Date of Patent: December 29, 2015Assignee: Diebold Self-Service Systems Division of Diebold, IncorporatedInventors: James D Atkinson, Robert Konecny, Paul D Magee, James Block, Randall W Jenkins, Tim Crews, Michael J Harty, Richard C Lute, Klaus Steinbach, Natarajan Ramachandran, Songtao Ma, Sathish Irudayam
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Patent number: 9203548Abstract: A banking system is controlled responsive to data read from data bearing records. The system comprises an automated banking machine. The machine includes at least one type of data reader, which includes a card reader. The machine also includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. Such unauthorized devices may include a fraudulent card reader placed adjacent to a card entry slot that leads to the card reader. The arrangement can sense a fraudulent card reader installed on the machine. The arrangement can additionally emit jamming signals that interfere with an ability of a sensed fraudulent card reader to accurately read card data.Type: GrantFiled: November 27, 2013Date of Patent: December 1, 2015Assignee: Diebold Self-Service Systems Division of Diebold, IncorporatedInventors: Gregory S. Ray, David N. Lewis, Randall Jenkins, James Block, Songtao Ma, Natarajan Ramachandran, Jeffery Enright, James E. Pettitt
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Patent number: 9177449Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. A secure chest portion of the machine is accessible responsive to servicer input through an input device of the machine.Type: GrantFiled: March 15, 2012Date of Patent: November 3, 2015Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: David E. Kolinski-Schultz, James Block, Randall W. Jenkins, Tim Crews, Michael J. Harty, Paul D. Magee, Richard C. Lute, Klaus Steinbach, Natarajan Ramachandran
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Patent number: 9098961Abstract: In an example embodiment, an automated banking machine that includes a computer, a camera, a display and an audio output device and is operative to cause visual outputs through the display and audio outputs through the audio output device, which correspond to a simulated person. The camera is in operative connection with the computer, and provides camera data to the computer. The computer is responsive at least in part to the camera data to cause eyes of the output simulated person to be directed toward the eyes of the machine user.Type: GrantFiled: December 14, 2012Date of Patent: August 4, 2015Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: James Block, H Thomas Graef, Paul D Magee, Donald S Nelson, Jr., James Meek, Daniel S McIntyre, Mark DePietro, Natarajan Ramachandran
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Publication number: 20150213421Abstract: An automated banking machine is operated at least in part to data read from data bearing records. The machine is operative to carry out a financial transfer responsive at least in part to a determination that data read through a card reader of the machine corresponds to a financial account that is authorized to conduct a transaction through operation of the machine. The machine also includes a check acceptor operative to receive checks from machine users. The check acceptor is operative image checks and data resolved from check images is used in operation of the machine to cause financial transfers.Type: ApplicationFiled: April 10, 2015Publication date: July 30, 2015Inventors: James BLOCK, H. Thomas GRAEF, Paul D. MAGEE, Donald S. NELSON, James MEEK, Daniel S. McINTYRE, Mark DePIETRO, Natarajan RAMACHANDRAN
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Patent number: 9047728Abstract: An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts.Type: GrantFiled: March 13, 2013Date of Patent: June 2, 2015Assignee: Diebold Self-Service Systems Division of Diebold, IncorporatedInventors: Sathish Irudayam, Nicholas Schott, Willis Miller, Matthew Zaugg, James Block, H. Thomas Graef, Natarajan Ramachandran, Jeffrey M. Enright, Mark A. Douglass
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Patent number: 9004353Abstract: An automated banking machine is operated at least in part to data read from data bearing records. The machine is operative to carry out a financial transfer responsive at least in part to a determination that data read through a card reader of the machine corresponds to a financial account that is authorized to conduct a transaction through operation of the machine. The machine also includes a check acceptor operative to receive checks from machine users. The check acceptor is operative image checks and data resolved from check images is used in operation of the machine to cause financial transfers.Type: GrantFiled: March 11, 2013Date of Patent: April 14, 2015Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: James Block, H Thomas Graef, Paul D Magee, Donald S Nelson, Jr., James Meek, Daniel S McIntyre, Mark DePietro, Natarajan Ramachandran
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Patent number: 8978971Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and the display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Unauthorized observation of manual inputs to an input device is prevented through the use of nonvisible light emitters that prevent the observation of such inputs via an electronic camera interception device.Type: GrantFiled: February 14, 2012Date of Patent: March 17, 2015Assignee: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: James Block, Randall W Jenkins, Tim Crews, Michael J Harty, Paul D Magee, Richard C. Lute, Klaus Steinbach, Natarajan Ramachandran
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Patent number: 8955743Abstract: In an example embodiment, an automated banking machine that allows a customer to employ a mobile wireless device for performing banking transactions. The customer may request assistance from a teller or other bank personnel at a remote location. An audio, and optionally video, communication may be initiated between the remote location and the customer. The customer may use either the automated banking machine, mobile wireless device, or both for communicating with the remote location.Type: GrantFiled: December 14, 2012Date of Patent: February 17, 2015Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: James Block, H. Thomas Graef, Paul D. Magee, Donald S. Nelson, James Meek, Daniel S. McIntyre, Mark DiPietro, Natarajan Ramachandran
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Patent number: 8950665Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and the display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Unauthorized observation of manual inputs to an input device is prevented through the use of nonvisible light emitters that prevent the observation of such inputs via an electronic camera interception device.Type: GrantFiled: February 14, 2012Date of Patent: February 10, 2015Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: James Block, Randall W. Jenkins, Tim Crews, Michael J. Harty, Paul D. Magee, Richard C. Lute, Klaus Steinbach, Natarajan Ramachandran
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Patent number: 8944317Abstract: A banking system machine is controlled responsive to data read from data bearing records. The machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening, and other transaction locations that may be susceptible to the installation of fraudulent devices adjacent thereto. Such unauthorized devices may include for example, a fraudulent card reading device, a fraudulent keypad input intercepting device, a cash outlet trap device, a deposit input diversion device, or other illegitimate devices. The machine includes an anti-fraud arrangement that is operative to deter the attachment of unauthorized devices to the machine. The arrangement can sense and/or dislodge an unauthorized device attached to the machine. The arrangement also allows for the machine's card slot bezel to be frequently exchanged for a differently contoured card slot bezel.Type: GrantFiled: February 4, 2014Date of Patent: February 3, 2015Assignee: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: David N. Lewis, Randall Jenkins, James Block, Songtao Ma, Natarajan Ramachandran, Jeffery Enright, James Pettitt
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Publication number: 20140351125Abstract: A banking system operates to cause financial transfers responsive to card data read from data bearing records by a card reader. The system includes at least one automated banking machine comprising a cash dispenser. The system is operative during a cash dispense transaction request to receive through an automated banking machine, machine user input of data corresponding to a mobile phone number. The system is operative to generate a security code for the requested cash dispense transaction. The system uses the phone number to send the generated security code to the mobile phone. The cash dispense transaction is allowed to proceed only if the system receives machine user input of the sent security code.Type: ApplicationFiled: May 27, 2014Publication date: November 27, 2014Inventors: Willis MILLER, Matthew R. ZAUGG, James BLOCK, H. Thomas GRAEF, Natarajan RAMACHANDRAN, Jeffery M. ENRIGHT, Mark A. Douglass, Dale H. Blackson
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Patent number: 8870063Abstract: An automated banking machine (10) is operative to carry out financial transactions and includes a user interface (15). The user interface includes a card reader (16) which is operative to read data on user cards which identify user's financial accounts. A fascia of the machine includes a keypad (404, 438, 458) through which users input confidential data. Covers (400, 422, 430) prevent unauthorized persons from viewing confidential inputs to the keypad. Alternatively, movable panels (462, 464) are movable to prevent unauthorized viewing of confidential inputs. Alternatively a keypad cover is selectively collapsible to prevent digit access. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Disinfecting techniques may be used to disinfect manual contact surfaces of the machine.Type: GrantFiled: December 14, 2006Date of Patent: October 28, 2014Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: James Block, Paul D. Magee, Donald S. Nelson, Jr., Richard C. Lute, Jr., Klaus Steinbach, David A. Barker