Abstract: Systems and methods may provide for generating, maintaining, and using an inventory for insurance purposes. An optimized inventory analysis server may use a demographic classification for a given user along with data related to items owned by other users to determine one or more items for recommendation to the given user. Details associated with existing insurance coverage levels may also be used to recommend new insurance products to the user. In addition, the optimized inventory analysis server may determine a depreciated value of each item within an inventory. These values may be used to assess loss and settle an insurance claim for damage to one or more of the items in the inventory. Finally, the optimized inventory analysis server may recommend incentives on products/services sold by third party entities and may further recommend incentives on insurance products for insuring items purchased by a given user.

Abstract: A manufacturing system includes a printer chamber having a printer bed that supports manufacturing materials and an internal heating system supported by the printer chamber. The internal heating systems is configured to direct patterned heat energy onto the printer bed and supported manufacturing materials. An external heating system is supported by or positioned near the printer chamber and configured to direct patterned heat energy onto the printer bed and any supported manufacturing materials.

Abstract: Systems and methods may provide for generating, maintaining, and using an inventory for insurance purposes. An optimized inventory analysis server may use a demographic classification for a given user along with data related to items owned by other users to determine one or more items for recommendation to the given user. Details associated with existing insurance coverage levels may also be used to recommend new insurance products to the user. In addition, the optimized inventory analysis server may determine a depreciated value of each item within an inventory. These values may be used to assess loss and settle an insurance claim for damage to one or more of the items in the inventory. Finally, the optimized inventory analysis server may recommend incentives on products/services sold by third party entities and may further recommend incentives on insurance products for insuring items purchased by a given user.

Abstract: A communication module may receive communications from a vehicle. A collision detection module may determine that a collision has occurred at a vehicle based on one or more of the communications received from a vehicle. A participant identification module may identify one or more participants involved in the collision based on one or more communications received from the vehicle. A fault determination module may identify one of the participants as the at-fault participant based on a comparison of a fault determination ruleset to vehicle telematics data included in one or more of the communications received from the vehicle. A claims processing module may determine whether to file an insurance claim associated with one of the participants based on the estimated repair cost.

Abstract: A communication module may receive communications from a vehicle. A collision detection module may determine that a collision has occurred at a vehicle based on one or more of the communications received from a vehicle. A participant identification module may identify one or more participants involved in the collision based on one or more communications received from the vehicle. A fault determination module may identify one of the participants as the at-fault participant based on a comparison of a fault determination ruleset to vehicle telematics data included in one or more of the communications received from the vehicle. A claims processing module may determine whether to file an insurance claim associated with one of the participants based on the estimated repair cost.

Abstract: The present invention provides fastener anchoring devices with protruding fasteners releasably attached to graspers for insertion into a target site such as soft tissue. The devices include a retaining mechanism that can be actuated to release the fasteners from the grasper. The devices can include support material preloaded onto the fasteners.

Abstract: A method may provide for analyzing, by a computing device, a home inventory comprising an identification of each item of a plurality of items covered under an existing insurance policy associated with a user. The home inventory was generated by receiving one or more images of each item of the plurality of items, and analyzing, using one or more image processing techniques, the one or more images to obtain the identification of each item of the plurality of items. The method may provide for determining, based on demographic information associated with the user, a demographic classification for the user, determining, based on the demographic classification and the analysis of the home inventory, one or more candidate items to recommend to the user, and transmitting, to a user device associated with the user, a recommendation related to the one or more candidate items.

Abstract: Systems and methods may provide for generating, maintaining, and using an inventory for insurance purposes. An optimized inventory analysis server may generate and maintain user profile information for determining a demographic classification of each user associated with an inventory. A demographic classification for a given user may be used along with data related to items owned by other users to determine one or more items for recommendation to the given user. Details associated with existing insurance coverage levels may also be used to recommend new insurance products to the user. In addition, the optimized inventory analysis server may determine a depreciated value of each item within an inventory. These values may be used to assess loss and settle an insurance claim for damage to one or more of the items in the inventory.

Abstract: The present invention provides scaffold and suture anchoring devices for anchoring scaffolds and sutures into a target site such as soft tissue. The devices include a retainer mechanism that holds the scaffolds in a grasper and can be actuated to release the scaffolds from the grasper. The devices include retractable needles that can be actuated to pass suture threads through the grasper to anchor scaffolds to a target site.

Abstract: A communication module may receive communications from a vehicle. A collision detection module may determine that a collision has occurred at a vehicle based on one or more of the communications received from a vehicle. A participant identification module may identify one or more participants involved in the collision based on one or more communications received from the vehicle. A fault determination module may identify one of the participants as the at-fault participant based on a comparison of a fault determination ruleset to vehicle telematics data included in one or more of the communications received from the vehicle. A claims processing module may determine whether to file an insurance claim associated with one of the participants based on the estimated repair cost.

Abstract: The invention provides a lubricant formulation comprising: (a) a base oil selected from API Group I to V oils and mixtures thereof; (b) 0.01 to 10 wt % on the basis of the total weight of the lubricant formulation of a friction modifier additive; and (c) other lubricant formulation additives. The friction modifier additive has a hydroxyl value in the range from 10 to 300 mg KOH/g and is the reaction product of reactants comprising: i) a dimer fatty acid; ii) a polyol; iii) optionally, a C2 to C12 dicarboxylic acid or diol; and iv) optionally, a C1 to C10 mono-carboxylic acid or mono-alcohol. The invention also provides a method of lubricating an internal combustion engine comprising a crankcase and a wet clutch and the use of a friction modifier additive.

Abstract: A gas stunning apparatus and system includes a first environment and a second environment. An animal is passed through the first environment until the carbon dioxide concentration within the first environment is about 40%, rendering the animal unconscious. The animal is then passed through the second environment until the carbon dioxide concentration within the second environment is about 100%, rendering the animal irrevocably unconscious.

Abstract: A total cost of ownership (TCO) of a vehicle may be calculated based on received information identifying a vehicle, and retrieved vehicle data corresponding to the vehicle, such as vehicle insurance records, maintenance records, and vehicle operation sensor data. Additional information may be received identifying one or more entities associated with the vehicle, for example, a potential buyer and a potential seller of the vehicle Data may be retrieved corresponding to the entities associated with the vehicle, and a TCO calculation for a vehicle may be based on the vehicle data and additional information retrieved corresponding to the entities associated with the vehicle.

Abstract: Systems and methods provide for an automated system for analyzing damage to insured property. An enhanced claims processing server may analyze damage associated with the insured item using photos/video transmitted to the server from a mobile device for analysis at the server in real time. Depending on network conditions, the mobile device may transfer images to the server in high definition or low definition. The server may send notifications to the mobile device to remind a user of the mobile device to capture and transfer images to the server. The server may analyze images to provide feedback to the insured user (e.g., insurance estimates).

Abstract: Systems, devices, and methods described herein are directed towards sharing and exchanging insurance information between individuals. An insurance application is provided to a mobile computing device, and the insurance application is configured to transmit insurance information to another mobile computing device. Transmission of insurance information from the mobile computing device to the other mobile computing device may be initiated using the insurance application. A message may be generated that indicates the insurance information was transmitted from the mobile computing device to the other mobile computing device. The message may be sent to an insurance system, and receipt of the message at the insurance system may cause the insurance system to respond to the transmission of insurance information from the mobile device to the other mobile device. The transmission of insurance information may be initiated in response to a bump gesture performed between the mobile device and the other mobile device.

Abstract: The invention provides a lubricant formulation comprising: (a) a base oil selected from API Group I to V oils and mixtures thereof; (b) 0.01 to 10 wt % on the basis of the total weight of the lubricant formulation of a friction modifier additive; and (c) other lubricant formulation additives. The friction modifier additive has a hydroxyl value in the range from 10 to 300 mg KOH/g and is the reaction product of reactants comprising: i) a dimer fatty acid; ii) a polyol; iii) optionally, a C2 to C12 dicarboxylic acid or diol; and iv) optionally, a C1 to C10 mono-carboxylic acid or mono-alcohol. The invention also provides a method of lubricating an internal combustion engine comprising a crankcase and a wet clutch and the use of a friction modifier additive.

Abstract: The present invention provides fastener anchoring devices with protruding fasteners releasably attached to graspers for insertion into a target site such as soft tissue. The devices include a retaining mechanism that can be actuated to release the fasteners from the grasper. The devices can include support material preloaded onto the fasteners.

Abstract: Systems, devices, and methods described herein are directed towards sharing and exchanging insurance information between individuals. An insurance application is provided to a mobile computing device, and the insurance application is configured to transmit insurance information to another mobile computing device. Transmission of insurance information from the mobile computing device to the other mobile computing device may be initiated using the insurance application. A message may be generated that indicates the insurance information was transmitted from the mobile computing device to the other mobile computing device. The message may be sent to an insurance system, and receipt of the message at the insurance system may cause the insurance system to respond to the transmission of insurance information from the mobile device to the other mobile device. The transmission of insurance information may be initiated in response to a bump gesture performed between the mobile device and the other mobile device.

Abstract: Systems and methods for executing a containerized computer code from a remote are disclosed. A controller module receives the request and applies data expectation rules to the request. The request must meet the requirements of the data expectation rules before the controller module will execute the containerized computer code. The controller module is configured to access data not necessarily accessible by the requesting application for use with executing the containerized computer code.