Patents by Inventor Jeremy J. Phillips

Jeremy J. Phillips has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10810562
    Abstract: Disclosed herein are system, method, and computer program product embodiments for completing the transaction at another ATM upon determining that an ATM where a transaction being performed is unable to complete the transaction. Upon detection of an error condition at the ATM, a current status of the transaction being performed at the ATM and the error condition may be analyzed to determine an option to complete the transaction. Upon determination that the transaction can be completed at the other ATM, a notification may be sent to the customer. In response to the notification, information identifying the transaction may be received from the other ATM, and a session identifying the transaction may be sent to the other ATM, thereby allowing the transaction to complete at the other ATM.
    Type: Grant
    Filed: January 10, 2020
    Date of Patent: October 20, 2020
    Assignee: Capital One Services, LLC
    Inventors: Nathaniel McKinnon, Ehab M. Awadallah, Jeremy J. Phillips
  • Patent number: 10706423
    Abstract: Disclosed are systems and methods for mitigation of fraudulent transactions. In some embodiments, a server is communicatively coupled to a user device, and is configured to receive a proposed transaction from a merchant device communicatively coupled to the server, apply a dynamic classification algorithm to the proposed transaction to determine if the proposed transactions appears to be fraudulent, generate a user verification request when the proposed transaction appears to be fraudulent, transmit the user verification request to a user computing device communicatively coupled to the server, receive an approval or a refusal of the proposed transaction based on the user verification request, and process the proposed transaction based on the received approval or refusal of the proposed transaction.
    Type: Grant
    Filed: July 9, 2019
    Date of Patent: July 7, 2020
    Assignee: Capital One Services, LLC
    Inventors: Kenneth Kuo, Jeremy J. Phillips, Sonu Chopra-Khullar, Maxime Moise
  • Publication number: 20200175483
    Abstract: In one aspect, the present disclosure relates to a method for improving the reliability of a bank computer network, the method including: monitoring resources for a plurality of banking locations; detecting a first one of the plurality of banking locations is deficient in one or more resources, determining a first target location for a first mobile banking unit (MBU) based on the location of the first one of the plurality of banking locations; deploying the first MBU to the first target location; and sending a notification to a plurality of user devices, the notification comprising a location of the first MBU and information about services provided by the first MBU.
    Type: Application
    Filed: November 30, 2018
    Publication date: June 4, 2020
    Applicant: Capital One Services, LLC
    Inventors: Jeremy J. Phillips, Gregory Mazurek
  • Publication number: 20200118073
    Abstract: Provided, in an aspect, is a method for improving security of transporting a tangible financial product using blockchain. The method includes, receiving, from a financial services computer network, a product identifier for a financial product to be transported to a select recipient; recording the product identifier in a blockchain; determining select transport details for the financial product, wherein the select transport details include a select courier signifier and a select location zone; receiving, in response to a holder scanning a transported product, the product identifier and actual transport details, comparing the actual transport details with the select transport details; communicating with the financial services computer network, in response to determining that there is a discrepancy between the holder signifier and the select courier signifier or between the scan location and the select location zone, to disallow the use of the financial product.
    Type: Application
    Filed: October 10, 2018
    Publication date: April 16, 2020
    Applicant: Capital One Services, LLC
    Inventors: Jeremy J. Phillips, Kurry Tran
  • Publication number: 20200089959
    Abstract: A processor may process a video feed of a monitored area. The processing may include attempting to decrypt the video feed using a temporally-varying digital rights management key in a state corresponding to a time at which the encrypted video feed was received and encountering a decryption error during the attempting. The processing may include comparing the video feed with an output feed from a secondary sensor to determine that at least one object is indicated in the monitored area by the output feed and not visible in the video feed. The processor may indicate a problem with the video feed. For example, the processor may indicate that the encrypted video feed has been altered prior to the receiving of the encrypted video feed due to the decryption error and/or that the video camera is malfunctioning due to the at least one object being not visible in the video feed.
    Type: Application
    Filed: September 18, 2018
    Publication date: March 19, 2020
    Applicant: Capital One Service, LLC
    Inventors: Jeremy J. Phillips, Kurry Lu Tran
  • Publication number: 20190236667
    Abstract: Systems and methods are provided for coordinating an Unmanned Vehicle (UV) to perform authenticated delivery of goods. A method for coordinating a delivery may include instructing, via a communication network, a user device to collect user preferences on delivery logistics. The method may also include receiving the user preferences from the user device. The method may also include receiving user financial data from a financial service provider server. The method may also include receiving real-time information comprising location information of a UV and a user device. The method may also include authorizing the delivery of the package if an authentication process is satisfied based on the user preferences, the user financial data, and the real-time information. The method may also include transmitting to the UV a command to complete the delivery, if the delivery is authorized. The method may also include transmitting to the UV an abort command, if the delivery is not authorized.
    Type: Application
    Filed: February 1, 2018
    Publication date: August 1, 2019
    Inventors: JEREMY J. PHILLIPS, Kevin S. Park, Shane F. Blackman