Patents by Inventor Jeremy Phillips

Jeremy Phillips has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12279651
    Abstract: Described herein is an aerosol generating assembly including a heater and an aerosolizable material, wherein the heater is arranged to heat the aerosolizable material in use, wherein the aerosolizable material includes at least two sections having different compositions.
    Type: Grant
    Filed: November 15, 2018
    Date of Patent: April 22, 2025
    Assignee: NICOVENTURES TRADING LIMITED
    Inventors: Pablo Javier Ballesteros Gomez, Jeremy Phillips
  • Patent number: 12213514
    Abstract: A smoking article for use with an apparatus for heating smokable material to volatilize at least one component of the smokable material, the article includes a body of smokable material and a filter assembly. The filter assembly includes a cooling segment of between 20 mm and 30 mm in length for cooling at least one volatilized component of the smokable material, a filter segment adjacent to the cooling segment for filtering at least one volatilized component of the smokable material and a mouth end segment adjacent to the filter segment for being received in a mouth of a user. The cooling segment is located between the body of smokable material and the filter segment.
    Type: Grant
    Filed: May 19, 2017
    Date of Patent: February 4, 2025
    Assignee: NICOVENTURES TRADING LIMITED
    Inventors: Will England, Tom Woodman, Jeremy Phillips, Pablo Javier Ballesteros Gomez
  • Patent number: 12190374
    Abstract: A device may receive application questions for an individual applying for credit with an organization. The device may broadcast the application questions to additional devices that have access to a distributed ledger for sharing credit worthiness information to cause at least one of the additional devices to generate an application response to the application questions and to process the application response using a smart contract. The device may receive one or more application responses that have been encrypted. Each of the application responses may include particular credit worthiness information relating to the individual. The device may decrypt the application responses. The device may determine a credit worthiness score for the individual using the application responses. The device may perform one or more actions that allow the device or another device associated with the organization to use the credit worthiness score to determine whether to approve the individual for credit.
    Type: Grant
    Filed: April 24, 2023
    Date of Patent: January 7, 2025
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Phillips, Kurry Tran
  • Patent number: 12182816
    Abstract: A device may receive transaction data indicating that a transaction occurred. The transaction may be between a first user of a first device and a second user of a second device. The device may receive, from the first device, first sensor data indicating a first location recorded by a first sensor of the first device at a first point in time associated with the transaction; and receive, from the second device, second sensor data indicating a second location recorded by a second sensor of the second device at a second point in time associated with the transaction. Based on the transaction data, the first sensor data, and/or the second sensor data, the device may determine whether the transaction occurred and perform an action based on the determination of whether the transaction occurred.
    Type: Grant
    Filed: September 1, 2023
    Date of Patent: December 31, 2024
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Phillips, Zhe Liu, Kurry Tran
  • Patent number: 12184643
    Abstract: A central entity can be in communication with a terminal and a plurality of authentication entities. The central entity can receive a token from the terminal and the central entity can decide to transmit the token to a subset of the plurality of authentication entities. The authentication entities which receive the token, can verify or authenticate the token and transmit an authentication message to the central entity. Based on the authentication messages, the central entity can transmit a message to the terminal indicating which authentication entities authenticated or verified the user and/or a request associated with the user.
    Type: Grant
    Filed: March 15, 2023
    Date of Patent: December 31, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Jeremy Phillips, Joseph Goldstein
  • Patent number: 12137102
    Abstract: An authentication method includes assigning a risk status to a request received from a remote interaction system, transmitting a notification communication to a device associated with the request, monitoring interaction data from an interaction network, and identifying, from the monitored interaction data, authentication interaction information, the authentication interaction information including a coded sequence and a predetermined authentication identifier. The authentication method also includes comparing the coded sequence in the authentication interaction information to an expected coded sequence and transmitting a verification communication after determining the coded sequence in the authentication interaction information matches the expected coded sequence.
    Type: Grant
    Filed: May 12, 2023
    Date of Patent: November 5, 2024
    Assignee: Capital One Services, LLC
    Inventors: Nathaniel McKinnon, Jeremy Phillips
  • Publication number: 20240346104
    Abstract: To determine whether a web resource complies with a policy for displaying an informational notice, a system obtaining a Document Object Model (DOM) representation of the web resource, the DOM representation specifying a hierarchy of pages and including instructions for displaying content elements. The system traverses the DOM representation of the web resource to determine whether the web resource includes the informational notice, including calculating a likelihood that a content element corresponds to the informational notice based on one or more keywords associated with the informational notice. In response to determining that the content element corresponds to the informational notice, the system determines a set of visual parameters of the content element, and determines whether the web resource is configured to display the content element according to a visibility metric.
    Type: Application
    Filed: April 12, 2024
    Publication date: October 17, 2024
    Inventors: Jeremy Phillips, Rupak Banerjee
  • Patent number: 12118318
    Abstract: The present disclosure provides computing systems and techniques for indicating an emotional and/or environmental state of a user in a digital messaging application. A computing device can determine an emotional and/or environmental state of a first user responsive to reading or responding to a message and can convey the determined emotional and/or environmental state to a second computing device, to be transiently presented by the second computing device.
    Type: Grant
    Filed: June 6, 2023
    Date of Patent: October 15, 2024
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Phillips, Andrew Beane
  • Patent number: 12106262
    Abstract: An intelligence platform determines that a package was delivered to a location, and receives real-time information associated with the package or location. The real-time information includes sensor data received from one or more sensor devices disposed proximate to the package, or third party data received from one or more third party devices associated with a geographic region that includes the location to which the package was delivered. The intelligence platform determines, using a machine learning model, a score for the package based on the real-time information, where the score predicts a measure of vulnerability of the package, and determines whether to retrieve or protect the package based on the score. The intelligence platform selects an unmanned vehicle (UV) to retrieve or protect the package based on vehicular data, and transmits instructions to the UV to cause the UV to navigate to the package and retrieve or protect the package.
    Type: Grant
    Filed: April 19, 2023
    Date of Patent: October 1, 2024
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Phillips, Kevin Park, Shane Blackman
  • Patent number: 12106355
    Abstract: In an automated product delivery method a request for delivery of a product is received from a user device. One or more product delivery options are determined and transmitted to the user device and a selected product delivery option is received from the user device. The product is provided to the selected delivery location in advance of the selected delivery time window. A delivery processing server receives user device location information and determines an estimated arrival time of the user at the delivery location. At the estimated arrival time, the product is securely staged for pickup by the user. The delivery processing server receives user validation information, and responsive to validation of the user information, transmits to the delivery location processing device, an instruction to allow access to the product by the user, and access to the product by the user is allowed.
    Type: Grant
    Filed: September 1, 2022
    Date of Patent: October 1, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Jeremy Phillips, Andrew Grossman, Ari Horowitz
  • Patent number: 12095763
    Abstract: Method and systems described herein may provide multifactor mutual authentication. A first server may provide a first party and a second party with at least two authentication components in order for the first party to authenticate the identity of the second party, and vice versa. The first authentication component may include a color-based authentication component, while the second authentication component may include a code-based authentication component. Both factors need to be validated in order for the authentication to be successful. The color-based authentication component, in combination with the code-based authentication component, may improve the speed with which the mutual authentication is performed.
    Type: Grant
    Filed: September 22, 2023
    Date of Patent: September 17, 2024
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Phillips, Andrew Grossman, Rachel Collins
  • Patent number: 12073372
    Abstract: A device may receive, from automated teller machine (ATM) devices, information related to a capability of each of the ATM devices to provide cash, or a fee to be charged by each of the ATM devices in association with providing the cash. The device may receive, from a user device, a request to identify an ATM device of the ATM devices. The device may determine scores for the ATM devices based on the information related to the capability of the one of the ATM devices or the fee to be charged by the one of the ATM devices. The device may determine a rank for the ATM devices based on the scores for the ATM devices. The device may provide, to the user device and based on the rank, information identifying the ATM device or one or more other ATM devices of the ATM devices.
    Type: Grant
    Filed: December 19, 2019
    Date of Patent: August 27, 2024
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Phillips, Zhe Liu, Kurry Tran
  • Patent number: 12063964
    Abstract: There is provided an apparatus arranged to heat aerosol-generating material to volatilize at least one component of the aerosol-generating material. The apparatus includes a housing including a first opening and a chamber including a first section and a second section. A first consumable article including aerosol-generating material can be inserted through the first opening to be received within the first section of the chamber in use. The apparatus further includes a heater arrangement within the housing for heating the aerosol-generating material received within the first section of the chamber in use to generate a flow of aerosol. The second section of the chamber is upstream of the first section of the chamber and is configured to receive a second consumable article comprising a flavorant.
    Type: Grant
    Filed: January 24, 2019
    Date of Patent: August 20, 2024
    Assignee: NICOVENTURES TRADING LIMITED
    Inventors: Jeremy Phillips, Pablo Javier Ballesteros Gomez
  • Patent number: 12067509
    Abstract: Various embodiments are generally directed to techniques to facilitating delivery of a package or sensitive item to a user, where the package or sensitive item can be a credit card or debit card. Various techniques, methods, systems, and apparatuses include utilizing one or more factors for determining an optimal delivery location or path in relation to the user obtaining the sensitive package or item. Various embodiments can provide the user or the delivery courier with an interface that maps or otherwise indicates, by a color-scheme or other suitable scheme, one or more of demand and availability of the sensitive item or package in relation to a receiving or delivery location, where in various embodiments, the mapping or scheme associated with demand and availability can be based in whole or in part on the one or more factors associated with optimal delivery.
    Type: Grant
    Filed: June 15, 2020
    Date of Patent: August 20, 2024
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Phillips, James Newton, Justin Crist Lee
  • Patent number: 12062061
    Abstract: An example includes one or more devices may include one or more memories and one or more processors, communicatively coupled with at least one of the one or more memories, to identify a service that is provided within a region; identify a model that is associated with the service, the model having been trained based on consumer profile data, service provider data, and historical information; determine a current demand associated with the service in the region; predict, using the model and based on the current demand associated with the service, a future demand for the service during a time period; determine a current capacity to provide the service based on real-time service provider information associated with service providers that are providing the service in the region; and perform an action associated with the service based on the future demand for the service and the current capacity to provide the service.
    Type: Grant
    Filed: May 7, 2021
    Date of Patent: August 13, 2024
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Phillips, Zhe Liu, Jeremy Rephlo, Daniel Filler
  • Publication number: 20240265117
    Abstract: A computing device (e.g., a content packager) may receive a request for content (e.g., video, audio, games, applications, data). The computing device may send a second request for the requested content to an encoder. In response to the second request, the computing device (e.g., the content packager) may receive the requested content and a content manifest associated with the requested content. The computing device may determine that encryption key data (e.g., an encryption key and/or key metadata) for the requested content is not in a cache associated with the computing device. The computing device (e.g., the content packager or a cache associated with the content packager) may send a request for the encryption key data associated with the requested content to a cache associated with a second computing device, based on the determination that the encryption key data is not in the cache associated with the computing device.
    Type: Application
    Filed: December 13, 2023
    Publication date: August 8, 2024
    Inventors: Jeremy Phillip Pfeifer, Garey L. Hassler
  • Patent number: 11948151
    Abstract: An example device may include one or more processors to receive a request for a service from a requestor user device; provide transaction information associated with the service to a provider user device, where the transaction information may include location information corresponding to a location at which the service may be provided; obtain verification information from the requestor user device based on an interaction associated with the requestor user device or the provider user device at the location, where the verification information may include one or more characteristics of the requestor user device; generate a verification token based on the one or more characteristics of the requestor user device; and provide the verification information to the provider user device to permit the provider user device to verify the requestor user device, based on receiving the verification information and obtaining the verification token from the requestor user device.
    Type: Grant
    Filed: August 31, 2021
    Date of Patent: April 2, 2024
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Phillips, Zhe Liu, Catherine Bousquet
  • Patent number: 11922749
    Abstract: A device may obtain a first image depicting contents included in a secure storage container at a first point in time and first user account data associated with the secure storage container. The device may store the first image in a data structure associated with the first user account data. In addition, the device may receive data indicating that an individual associated with a second user account accessed the secure storage container, and receive a second image depicting contents included in the secure storage container at a second point in time. The second image may be stored in the data structure. The device may further receive, from a user device associated with the first user account data, a request to access the data structure, and the device may provide, to the user device, data that causes display of the second image.
    Type: Grant
    Filed: April 4, 2022
    Date of Patent: March 5, 2024
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Phillips, Hannah Volfson, Zhe Liu, Edward Abbott
  • Patent number: 11893090
    Abstract: A computing device (e.g., a content packager) may receive a request for content (e.g., video, audio, games, applications, data). The computing device may send a second request for the requested content to an encoder. In response to the second request, the computing device (e.g., the content packager) may receive the requested content and a content manifest associated with the requested content. The computing device may determine that encryption key data (e.g., an encryption key and/or key metadata) for the requested content is not in a cache associated with the computing device. The computing device (e.g., the content packager or a cache associated with the content packager) may send a request for the encryption key data associated with the requested content to a cache associated with a second computing device, based on the determination that the encryption key data is not in the cache associated with the computing device.
    Type: Grant
    Filed: December 30, 2020
    Date of Patent: February 6, 2024
    Assignee: Comcast Cable Communications, LLC
    Inventors: Jeremy Phillip Pfeifer, Garey L. Hassler
  • Patent number: 11887084
    Abstract: An automated method is provided for enabling and implementing a beacon-based service location application in a user device having a beacon monitoring application. A service location facilitation server establishes service need criteria for a user of the user device and estimates a service need state for the user. The service need state includes information indicative of a relative need for a desired service. The service location facilitation server then determines whether the service need state meets the service need criteria, and, if so, transmits an instruction to the user device to transition the beacon monitoring application from an inactive state to an active monitoring state.
    Type: Grant
    Filed: February 8, 2023
    Date of Patent: January 30, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Andrew Grossman, Rachel Collins, Edward Abbott, Jeremy Phillips