Abstract: In a method of processing a cash transaction, a transaction processing system receives an account transaction request identifying a user account and a cash transaction to be carried out using a cash service machine (CSM). A set of CSMs available for processing the account transaction request is determined and a list of available CSMs is transmitted to the requesting user device. A request to process the transaction including an identification of a selected CSM is received the user device or the selected CSM. A unique authentication code is generated and transmitted to the processing requester. The transaction processing system receives from the non-process requester, an authentication request including a purported authentication code. The system then verifies that the purported authentication code matches the unique authentication code. Upon positive verification, the system transmits an instruction to the CSM to carry out a cash exchange according to the requested account transaction.

Abstract: A device may receive a request for a product. Based on the request, the device may determine a geographic location and delivery time for delivery of the product, and the device may identify product locations that are capable of providing the product and located near the geographic location. The device may determine, for each of the product locations and based on the product and at least one product location characteristic, a fulfillment time indicating when the product will be prepared for delivery. In addition, the device may identify at least one potential courier capable of transporting the product. Based on the fulfillment time, the delivery time, the geographic location for delivery, and at least one courier characteristic associated with the potential courier, the device may select a particular product location and a particular courier and perform an action based on the particular product location or the particular courier.

Abstract: In a method of processing a cash transaction, a transaction processing system receives an account transaction request identifying a user account and a cash transaction to be carried out using a cash service machine (CSM). A set of CSMs available for processing the account transaction request is determined and a list of available CSMs is transmitted to the requesting user device. A request to process the transaction including an identification of a selected CSM is received the user device or the selected CSM. A unique authentication code is generated and transmitted to the processing requester. The transaction processing system receives from the non-process requester, an authentication request including a purported authentication code. The system then verifies that the purported authentication code matches the unique authentication code. Upon positive verification, the system transmits an instruction to the CSM to carry out a cash exchange according to the requested account transaction.

Abstract: A device may receive information related to a first plurality of individuals and an individual. Each of the first plurality of individuals may be associated with a respective one or more accounts. The device may receive a request to match the individual and one or more individuals. The device may determine a match of the individual and the one or more individuals based on the information. The device may receive, from a user device associated with the individual, a selection of an account, of the respective one or more accounts, associated with another individual of the first plurality of individuals. The device may provide, for display to the other individual, a notification that the individual and the other individual have been matched and that the individual selected the account associated with the other individual. The device may perform one or more actions related to completing the transaction using the account.

Abstract: A device may receive application questions for an individual applying for credit with an organization. The device may broadcast the application questions to additional devices that have access to a distributed ledger for sharing credit worthiness information to cause at least one of the additional devices to generate an application response to the application questions and to process the application response using a smart contract. The device may receive one or more application responses that have been encrypted. Each of the application responses may include particular credit worthiness information relating to the individual. The device may decrypt the application responses. The device may determine a credit worthiness score for the individual using the application responses. The device may perform one or more actions that allow the device or another device associated with the organization to use the credit worthiness score to determine whether to approve the individual for credit.

Abstract: An interconnected flight controller for an aircraft includes a mechanical linkage connecting a pilot interface with a copilot interface. When an input is provided to either of the pilot or copilot interfaces, coordinated motion is provided between them of a proportional magnitude and direction. A mechanical-disconnect element within the mechanical linkage is adapted to actuate mechanical decoupling between the pilot interface and the copilot interface. One or more sensors is coupled to the mechanical linkage to sense inputs and communicate the inputs to a fly-by-wire flight controller. An autopilot servo is coupled to the mechanical linkage for providing autopilot control or feedback and a force-feedback subsystem is connected to the mechanical linkage to simulate and apply an opposing force of aircraft control surfaces to the pilot interface and the copilot interface.

Abstract: An example includes one or more devices may include one or more memories and one or more processors, communicatively coupled with at least one of the one or more memories, to identify a service that is provided within a region; identify a model that is associated with the service, the model having been trained based on consumer profile data, service provider data, and historical information; determine a current demand associated with the service in the region; predict, using the model and based on the current demand associated with the service, a future demand for the service during a time period; determine a current capacity to provide the service based on real-time service provider information associated with service providers that are providing the service in the region; and perform an action associated with the service based on the future demand for the service and the current capacity to provide the service.

Abstract: An intelligence platform determines that a package was delivered to a location, and receives real-time information associated with the package or location. The real-time information includes sensor data received from one or more sensor devices disposed proximate to the package, or third party data received from one or more third party devices associated with a geographic region that includes the location to which the package was delivered. The intelligence platform determines, using a machine learning model, a score for the package based on the real-time information, where the score predicts a measure of vulnerability of the package, and determines whether to retrieve or protect the package based on the score. The intelligence platform selects an unmanned vehicle (UV) to retrieve or protect the package based on vehicular data, and transmits instructions to the UV to cause the UV to navigate to the package and retrieve or protect the package.

Abstract: Systems, methods, apparatuses, and computer program products to determine delivery times based on a delivery address. A request may be from an application executing on a mobile device specifying a delivery address for delivery of an item. A plurality of delivery times may be received from a plurality of delivery services, the plurality of delivery times based on a time at the delivery address. Selection of a first delivery time may be received from the application. A pickup location and a pickup time may be determined. A request to deliver the item to the delivery address may be transmitted to a first delivery service. Acceptance of the request may be received from the first delivery service. A confirmation may be transmitted to the application. An indication of the order may be stored in a database.

Abstract: Described herein is an aerosol generating assembly including a heater and an aerosolizable material, wherein the heater is arranged to heat the aerosolizable material in use, wherein the aerosolizable material includes at least two sections having different compositions.

Abstract: A system, apparatus, and method are disclosed to enable a bank to send a secure object to a bank customer at a remote location. In addition to performing authentication, the system and method exploit the payment rails to verify transactions by the bank customer, as well as to confirm the physical location of the customer. The bank customer who is successfully verified may receive the secure object by courier at the remote location within a limited time period of the request.

Abstract: There is provided an apparatus arranged to heat aerosol-generating material to volatilize at least one component of the aerosol-generating material. The apparatus includes a housing including a first opening and a chamber including a first section and a second section. A first consumable article including aerosol-generating material can be inserted through the first opening to be received within the first section of the chamber in use. The apparatus further includes a heater arrangement within the housing for heating the aerosol-generating material received within the first section of the chamber in use to generate a flow of aerosol. The second section of the chamber is upstream of the first section of the chamber and is configured to receive a second consumable article comprising a flavorant.

Abstract: A device may receive a request for a product. Based on the request, the device may determine a geographic location and delivery time for delivery of the product, and the device may identify product locations that are capable of providing the product and located near the geographic location. The device may determine, for each of the product locations and based on the product and at least one product location characteristic, a fulfillment time indicating when the product will be prepared for delivery. In addition, the device may identify at least one potential courier capable of transporting the product. Based on the fulfillment time, the delivery time, the geographic location for delivery, and at least one courier characteristic associated with the potential courier, the device may select a particular product location and a particular courier and perform an action based on the particular product location or the particular courier.

Abstract: Various embodiments described herein are generally directed to techniques for identifying the availability of an enterprise to provide products, for example, banking products and/or services. Embodiments may include using an availability manager informed by resource status data to determine if an enterprise facility is available to provide at least one product. In some embodiments, at least some data used to determine the availability of an enterprise facility may be collected from sensors and/or transducers associated with the enterprise facility. Various embodiments may include using a machine learning model to analyze enterprise resource availability to determine enterprise facility availability to provide products. In some aspects described herein, at least one record may be updated with resource status information, facility availability, available product set information, and/or estimated lead time information.

Abstract: A system and method are disclosed in which cash deposits may be made at merchant locations who support such deposits. Using a mobile phone or other hand-held device, a bank customer requests a cash deposit from a banking app, receives a barcode on the mobile device, the barcode containing embedded information indicating the cash deposit amount, and presents the barcode to the merchant, along with the cash to be deposited. Once the transaction with the merchant is complete, the account of the bank customer's account is credited with the cash amount. The bank uses behavioral and historical data of the bank customer to customize a cash deposit limit for the customer.

Abstract: Delivery orchestration arrangements to: access a financial institutional database including customer, rules and security requirements data, to determine customer eligibility for delivery of a product from a financial institution, the security requirements data defining minimum security level requirements for the product; responsive to a request, receive real-time delivery option data from offices of the financial institution and external vendors, where the delivery option data is related to a plurality of real-time delivery options combinable to devise delivery plans; analyze the customer data, the rules data, and the delivery option data according to one or more algorithms; generate, based on analysis from the analyze operation, one or more delivery plans selectable by the customer for delivery of the product; transmit, via a network connection to an electronic device, the delivery plans to the customer; and receive selection of one of the delivery plans from the electronic device via the network connection.

Abstract: Delivery orchestration arrangements to: access a financial institutional database including customer, rules and security requirements data, to determine customer eligibility for delivery of a product from a financial institution, the security requirements data defining minimum security level requirements for the product; responsive to a request, receive real-time delivery option data from offices of the financial institution and external vendors, where the delivery option data is related to a plurality of real-time delivery options combinable to devise delivery plans; analyze the customer data, the rules data, and the delivery option data according to one or more algorithms; generate, based on analysis from the analyze operation, one or more delivery plans selectable by the customer for delivery of the product; transmit, via a network connection to an electronic device, the delivery plans to the customer; and receive selection of one of the delivery plans from the electronic device via the network connection.

Abstract: Methods and systems described herein provide for protecting user information in an overlay service. Protecting user information may include redacting personally identifiable information (PII) from information that may be exposed to third parties. Additionally, protecting user information may include opening a second account on behalf of the user using a plurality of unique identifiers in lieu of information identifying the user. This protects users' identities and privacy as their assets are transferred between various institutions.

Abstract: Method and systems described herein may provide multifactor mutual authentication. A first server may provide a first party and a second party with at least two authentication components in order for the first party to authenticate the identity of the second party, and vice versa. The first authentication component may include a color-based authentication component, while the second authentication component may include a code-based authentication component. Both factors need to be validated in order for the authentication to be successful. The color-based authentication component, in combination with the code-based authentication component, may improve the speed with which the mutual authentication is performed.

Abstract: Various embodiments described herein are generally directed to techniques for identifying the availability of an enterprise to provide products, for example, banking products and/or services. Embodiments may include using an availability manager informed by resource status data to determine if an enterprise facility is available to provide at least one product. In some embodiments, at least some data used to determine the availability of an enterprise facility may be collected from sensors and/or transducers associated with the enterprise facility. Various embodiments may include using a machine learning model to analyze enterprise resource availability to determine enterprise facility availability to provide products. In some aspects described herein, at least one record may be updated with resource status information, facility availability, available product set information, and/or estimated lead time information.