Abstract: The invention is a retrofit device for converting a standard switch to a smart switch. The retrofit device taps into an existing switch electrical terminal via one or more sliding arms with electrical contacts. The electrical contacts interface with the terminals, thus providing a control circuit to intervene or interrupt the existing switch function and allow a control system to control the electrical circuit the existing switch serves.

Abstract: An incident management system for managing an incident response may be provided. The incident management system may include an incident management (IM) computing device and a vehicle. The IM computing device may include a processor and memory, the processor may be programmed to receive a notification that an incident has occurred, the notification including sensor data and sub-system data. The processor may analyze the data to determine an incident response, the determination including categorizing the incident based on damage determined from the data. The processor may also identify a responding party based on the incident response and the category of the incident. The processor may further parse the data to generate a set of critical data. The critical data may be based on the responding party. The processor may transmit a message to the responding party including the critical data and the location of the vehicle.

Abstract: Online activity may be monitored to determine risks to children. For example, Internet postings may reveal an actual and/or a potential contact with a child. A report may be generated and sent to a parent that details to contact.

Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.

Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.

Abstract: Online activity may be monitored to determine risks to children. For example, Internet postings may reveal an actual and/or a potential contact with a child. A report may be generated and sent to a parent that details to contact.

Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.

Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.

Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.

Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.

Abstract: Provided are apparatus, methods and/or computer program products for monitoring internet activity. A network is searched to detect network data indicative of actual and/or potential contact with a child. A report is generated that identifies a source of detected data and the report is sent to a responsible party.

Abstract: Embodiments of the present invention provide apparatus, method and/or computer program products for monitoring internet activity. In some method embodiments, a network is searched to detect network data indicative of actual and/or potential contact with a child. A report is generated that identifies a source of detected data and the report is sent to a responsible party.

Abstract: Systems and methods for electronic commerce using a dynamic checkout and/or group gifting are provided. The dynamic checkout process can be integrated with a social platform electronic commerce experience allowing a user to select a single gift, multiple gifts, and/or to create a basket of goods to send to one or multiple recipients. The dynamic checkout allows the user to select the desired recipient(s) before, after, or intermixed with selecting the offers and/or creating the basket of goods. These offers or products can be purchased by the user with a single payment which will be appropriately apportioned to the merchants based on the products purchased. Once the payment has been successfully processed, an electronic delivery or a physical delivery of the goods or products will occur.

Abstract: Methods and pre-paid platforms are provided to detect the occurrence of a refresh triggering event as specified by a refresh trigger rule and to then refresh the pre-paid account in accordance with a refresh completion rule. The refresh triggering event may be one or more of a variety of event types, such as depletion of a remaining usage to a pre-defined level or a target date and/or time for a refresh. The refresh completion rule may be one or more of a variety of actions to take, such as increasing the remaining usage by a default amount to complete the refresh or requesting authorization for a refresh by generating a message to an entity in control of the pre-paid account. The pre-paid platform may charge a monetary account for the amount of the refresh that is applied.

Abstract: At least one embodiment of a method includes receiving data related to an item, the item being associated with a listed price and receiving data related to a user requested price for the item. Some embodiments include determining whether a first seller accepts the user requested price for the item and in response to a determination that the first seller accepts the user requested price, sending an offer to the user to purchase the item at the user requested price.

Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.

Abstract: Methods, systems, and products are disclosed for purchasing prepaid services. A request to purchase a prepaid service is received. The request includes a service number that uniquely identifies the prepaid service and a device number that uniquely identifies a requesting device. The service number and the device number are communicated for activation, and a verification message is received indicating the prepaid service has been successfully activated.

Abstract: Methods, systems, and products are disclosed for crediting an account. An advertisement is received, and the advertisement includes an account number that uniquely identifies an account associated with the advertisement. The advertisement is presented at the communications device. A request for credit is sent including the account number and a device number that uniquely identifies the communications device. The request seeks credit for presenting the advertisement.

Abstract: Embodiments of the present invention provide apparatus, method and/or computer program products for monitoring internet activity. In some method embodiments, a network is searched to detect network data indicative of actual and/or potential contact with a child. A report is generated that identifies a source of detected data and the report is sent to a responsible party.

Abstract: Methods and pre-paid platforms are provided to allow a user of a communication device that has a pre-paid account to submit an electronic request for a refresh of the account. The request is presented within a message sent to an address of an entity in control of the account. The entity in control of the account can then select within the message to accept or deny the request for the refresh. The pre-paid platform responds to the selection by either denying the request or by refreshing the account. The pre-paid platform may charge a monetary account for the amount of the refresh that is applied. The request may be for a custom or pre-defined amount. The response by the entity in control may accept a proposed amount or may specify a different amount for the refresh.