Abstract: Methods and pre-paid platforms are provided to detect the occurrence of a refresh triggering event as specified by a refresh trigger rule and to then refresh the pre-paid account in accordance with a refresh completion rule. The refresh triggering event may be one or more of a variety of event types, such as depletion of a remaining usage to a pre-defined level or a target date and/or time for a refresh. The refresh completion rule may be one or more of a variety of actions to take, such as increasing the remaining usage by a default amount to complete the refresh or requesting authorization for a refresh by generating a message to an entity in control of the pre-paid account. The pre-paid platform may charge a monetary account for the amount of the refresh that is applied.

Abstract: Reward units accrued for use of a transactional account to pay for purchases are redeemed to cover any cost associated with activities initiated by an account holder where reward units are applicable to those activities. The redemption occurs as an automatic process in response to the account holder initiating the activity and without requiring the account holder to request that redemption occur. Accordingly, the account holder is not required to recall that reward units are applicable for the activity and is not required to request that the reward units be applied to cover any cost associated with the activity.

Abstract: Methods, systems, and products are disclosed for purchasing prepaid services. A request to purchase a prepaid service is received. The request includes a service number that uniquely identifies the prepaid service and a device number that uniquely identifies a requesting device. The service number and the device number are communicated for activation, and a verification message is received indicating the prepaid service has been successfully activated.

Abstract: Methods, systems, and products are disclosed for crediting an account. An advertisement is received, and the advertisement includes an account number that uniquely identifies an account associated with the advertisement. The advertisement is presented at the communications device. A request for credit is sent including the account number and a device number that uniquely identifies the communications device. The request seeks credit for presenting the advertisement.

Abstract: Feedback is provided to customers based on the use of transactional accounts. The feedback may be of various forms such as a coupon or lottery number resulting from use of a particular transactional account to make a purchase. Other forms of feedback include purchase related feedback such as current sale prices at a merchant based on use of a particular transactional account or items previously purchased from a merchant when using the particular transactional account. The feedback may be of other forms as well such as transactional account information such as the current interest rate applicable to the current purchase or the remaining balance after the purchase is complete.

Abstract: A method and system for prepaying credits to a user account for communications services is provided. A system receives an origination number and a code. The code corresponds to a predefined payment amount for prepaid credit. The system credits an account associated with the origination number with the predefined payment amount for prepaid credit. Software for implementing the method and system may be implemented in a number of environments, including a computer system accessible remotely or a processor located on a user communication device.

Abstract: A method and system for prepaying credits to a user account for communications services provided. If a system detects a predefined condition associated with a communications connection, the system deducts the cost of the communications connection from the credit in the user account. The predefined condition includes the origination of the communications connection from one of a plurality of predefined sources. Software for implementing the method may be implemented in a number of environments, including a computer system accessible remotely or a processor located on the user's telephone.

Abstract: A method and system for prepaying credits to a user account for communications services is provided. A system receives an origination number and a code. The code corresponds to a predefined payment amount for prepaid credit. The system credits an account associated with the origination number with the predefined payment amount for prepaid credit. Software for implementing the method and system may be implemented in a number of environments, including a computer system accessible remotely or a processor located on a user communication device.