Patents by Inventor John Bruno
John Bruno has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11916917Abstract: Systems and methods are described for pre-authentication access request screening. A server computer may receive a request for access to a resource comprising access data. The server computer may transmit, to an authentication computer, an authentication request message comprising at least a subset of the access data and receive an authentication response message comprising authentication data. The server computer may determine an access score based on the authentication data. Alternatively, the server computer may determine the access score based on the access data without using/receiving authorization data. The server computer may generate an access indicator based on the access score. The server computer may prepare and transmit an authorization request message comprising the access indicator to an authorization computer. The authorization computer may approve or decline the access to the resource based on the access indicator.Type: GrantFiled: January 7, 2019Date of Patent: February 27, 2024Assignee: Visa International Service AssociationInventors: Andrew John Bruno Naumann zu Koenigsbrueck, Ali Chamseddine, Cory Howard Siddens, Benjamin Scott Boding
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Patent number: 11907520Abstract: Provided is a method for configuring at least one rule, e.g., using a graphical user interface. The method may include displaying a graphical user interface including a polygon having at least three edges and an icon at a first position within the polygon. Each edge of the polygon may be associated with a potential outcome of at least one rule. An input to move the icon to a second position within the polygon may be received. The graphical user interface may be displayed with the icon at the second position within the polygon. A distance from the second position of the icon to each edge of the polygon may be determined. The rule(s) may be adjusted based on the distance from the second position of the icon to each edge of the polygon. A system and computer program product are also disclosed.Type: GrantFiled: March 10, 2023Date of Patent: February 20, 2024Assignee: Visa International Service AssociationInventors: Nathan Ryan Wood, Carl David Tucker, Jr., Benjamin Scott Boding, Cory Howard Siddens, Andrew John Bruno Naumann zu Koenigsbrueck
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Publication number: 20230368288Abstract: An example system can include: at least one processor; and non-transitory computer-readable storage storing instructions that, when executed by the at least one processor, cause the system to: provide an individualized contextual module programmed to capture individual information associated with a user, the individual information including personal information about the user; provide an artificial intelligence module programmed to use artificial intelligence to tailor an experience for the user based upon the personal information; and provide a sub-component assembly module programmed to select sub-components based upon the experience to generate a contextual interface for the user.Type: ApplicationFiled: June 6, 2023Publication date: November 16, 2023Inventors: John Bruno, Sean Edward Falese, Arnaud Versini
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Publication number: 20230252116Abstract: A method comprises a security evaluation computer receiving access data from a user device of a user during an access request. The security evaluation computer analyzes the access data using authentication rules that each specify one of a plurality of authentication protocols for authenticating the user or the user device. At least one of the authentication rules specifies a security level flag for when no authentication is to be performed. The security evaluation computer triggers a first authentication rule corresponding to a first authentication protocol of the plurality of authentication protocols and implements the first authentication protocol. The security evaluation computer sends an authorization request message to an authorization server in a manner consistent with the first authentication protocol and then receive an authorization response message.Type: ApplicationFiled: July 8, 2021Publication date: August 10, 2023Applicant: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Cory Siddens, Andrew John Bruno Naumann Zu Koenigsbrueck, Ali Chamseddine
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Publication number: 20230214106Abstract: Provided is a method for configuring at least one rule, e.g., using a graphical user interface. The method may include displaying a graphical user interface including a polygon having at least three edges and an icon at a first position within the polygon. Each edge of the polygon may be associated with a potential outcome of at least one rule. An input to move the icon to a second position within the polygon may be received. The graphical user interface may be displayed with the icon at the second position within the polygon. A distance from the second position of the icon to each edge of the polygon may be determined. The rule(s) may be adjusted based on the distance from the second position of the icon to each edge of the polygon. A system and computer program product are also disclosed.Type: ApplicationFiled: March 10, 2023Publication date: July 6, 2023Inventors: Nathan Ryan Wood, Carl David Tucker, JR., Benjamin Scott Boding, Cory Howard Siddens, Andrew John Bruno Naumann zu Koenigsbrueck
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Patent number: 11620040Abstract: Provided is a method for configuring at least one rule, e.g., using a graphical user interface. The method may include displaying a graphical user interface including a polygon having at least three edges and an icon at a first position within the polygon. Each edge of the polygon may be associated with a potential outcome of at least one rule. An input to move the icon to a second position within the polygon may be received. The graphical user interface may be displayed with the icon at the second position within the polygon. A distance from the second position of the icon to each edge of the polygon may be determined. The rule(s) may be adjusted based on the distance from the second position of the icon to each edge of the polygon. A system and computer program product are also disclosed.Type: GrantFiled: January 11, 2022Date of Patent: April 4, 2023Assignee: Visa International Service AssociationInventors: Nathan Ryan Wood, Carl David Tucker, Jr., Benjamin Scott Boding, Cory Howard Siddens, Andrew John Bruno Naumann zu Koenigsbrueck
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Patent number: 11580574Abstract: Disclosed are various embodiments for establishing a connection between a client device and a third-party entity device and providing services associated with a third-party entity to the client device according to user-defined access permissions. A context environment can be determined according to user data and third-party entity data. Services available to the user device can be selected according to the context environment, the user-defined access permissions and third-party defined instructions. Upon selecting the services, the services are provided to the client device and a connection between the client device and a third-party entity device can be established.Type: GrantFiled: April 27, 2020Date of Patent: February 14, 2023Assignee: American Express Travel Related Services Company, INC.Inventors: John Bruno, Christian Baker, Sibish Basheer
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Publication number: 20220237661Abstract: A contextual services delivery system that may deliver different contextual services to a smartphone and/or a POS terminal in response to a context environment, which can provide a user with a customized contextual services experience. In one embodiments, the system may be configured to identify a mobile device of a user entering a store location based on a POS terminal detecting the mobile device. The system can cause a display of an inventory of products for the store location and receive a selection of a product. A payment amount for the product can be displayed on the mobile device. An additional product can be selected based on a context characteristic of the product. An update for the additional product can be displayed on the mobile device. An acceptance of the additional product from the mobile device can be received. The payment amount is modified at the POS terminal.Type: ApplicationFiled: March 1, 2022Publication date: July 28, 2022Inventors: John Bruno, Sibish Neelikattil Basheerahammed, Premkumar Manivannan, Nageshwara R. Chirravuri, Sathish Muthukrishnan
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Publication number: 20220232806Abstract: Implementations described and claimed herein provide systems and methods for resisting intrusion by a pest. In one implementation, a reservoir extends between a proximal end and a distal end, and the reservoir defines an interior. A basin is mounted to the reservoir. The basin has a basin body and a basin surface. A sleeve assembly has a sleeve body and a port defined in the sleeve body. A tensioner translationally mounts the sleeve body relative to the basin body. The sleeve body translates distally from an accessible position to an occluded position when a weight applied to the sleeve assembly exceeds a weight threshold set by the tensioner. The accessible position includes bird food on the basin surface being accessible through the port. The occluded position includes the port being disposed distal to the basin surface such that the bird food on the basin surface is inaccessible through the port.Type: ApplicationFiled: December 31, 2021Publication date: July 28, 2022Inventors: John Bruno, Stephen Combs, Lindsey Nifong, Robert Donegan, Bryan Krueger
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Publication number: 20220164801Abstract: A system, method and computer program product for granting access and/or an authorization according to a biometric identifier are disclosed. In one non-limiting example, a system comprises a computing device that is configured to receive a plurality of data elements for a registered biometric identifier. The plurality of data elements corresponds to a plurality of biometric characteristics of a user. The registered biometric identifier is generated based on the user-defined sequence. The registered biometric identifier is linked to a transaction account associated with the user. A request to modify the registered biometric identifier is received. The request includes a user-defined configuration of the individual ones of the plurality of data elements. A modified biometric identifier is generated based on the user-defined configuration. The modified biometric identifier to the transaction account is linked.Type: ApplicationFiled: February 10, 2022Publication date: May 26, 2022Inventor: John Bruno
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Publication number: 20220137806Abstract: Provided is a method for configuring at least one rule, e.g., using a graphical user interface. The method may include displaying a graphical user interface including a polygon having at least three edges and an icon at a first position within the polygon. Each edge of the polygon may be associated with a potential outcome of at least one rule. An input to move the icon to a second position within the polygon may be received. The graphical user interface may be displayed with the icon at the second position within the polygon. A distance from the second position of the icon to each edge of the polygon may be determined. The rule(s) may be adjusted based on the distance from the second position of the icon to each edge of the polygon. A system and computer program product are also disclosed.Type: ApplicationFiled: January 11, 2022Publication date: May 5, 2022Inventors: Nathan Ryan Wood, Carl David Tucker, JR., Benjamin Scott Boding, Cory Howard Siddens, Andrew John Bruno Naumann zu Koenigsbrueck
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Patent number: 11282081Abstract: A system, method and computer program product for granting access and/or an authorization are disclosed. For instance, a computer-implemented method may include receiving a first sequence of plurality of biometric data elements. The sequence of plurality of biometric data elements may comprise a biometric passphrase. The method may include registering the biometric passphrase to a known user and/or a transaction account. The method may include receiving a transaction request comprising a second sequence of plurality of biometric data elements. The method may include comparing the second sequence of plurality of biometric data elements to the biometric passphrase to resulting in a confidence factor of the comparison. The comparison may include comparing the sequencing of the second sequence of plurality of biometric data elements and the characteristics of each biometric data element of the second sequence of plurality of biometric data elements to the biometric passphrase.Type: GrantFiled: September 30, 2019Date of Patent: March 22, 2022Assignee: American Express Travel Related Services Company, Inc.Inventor: John Bruno
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Patent number: 11282112Abstract: A contextual services delivery system may comprise a services repository containing services instructions and a contextual services delivery module. The contextual services delivery module may deliver different contextual services to a smartphone and/or a POS terminal in response to a context environment, in order to provide a user with a customized contextual services experience.Type: GrantFiled: June 20, 2019Date of Patent: March 22, 2022Assignee: American Express Travel Related Services Company, Inc.Inventors: John Bruno, Sibish Neelikattil Basheerahammed, Premkumar Manivannan, Nageshwara R. Chirravuri, Sathish Muthukrishnan
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Patent number: 11249634Abstract: Provided is a method for configuring at least one rule, e.g., using a graphical user interface. The method may include displaying a graphical user interface including a polygon having at least three edges and an icon at a first position within the polygon. Each edge of the polygon may be associated with a potential outcome of at least one rule. An input to move the icon to a second position within the polygon may be received. The graphical user interface may be displayed with the icon at the second position within the polygon. A distance from the second position of the icon to each edge of the polygon may be determined. The rule(s) may be adjusted based on the distance from the second position of the icon to each edge of the polygon. A system and computer program product are also disclosed.Type: GrantFiled: May 29, 2019Date of Patent: February 15, 2022Assignee: Visa International Service AssociationInventors: Nathan Ryan Wood, Carl David Tucker, Jr., Benjamin Scott Boding, Cory Howard Siddens, Andrew John Bruno Naumann zu Koenigsbrueck
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Publication number: 20220027979Abstract: A geographical merchant consortium commerce system provides contextual offers to subscribed customers to encourage shopping locally. The system includes a plurality of merchants that operate a business within a geographical region, such as within a mall or town. A customer subscribes to the system and provides contextual data such as demographic data, a shopping list and specific personal dates, such as wedding anniversary, or birthday. The system also conducts analysis of internet activity to determine smart needs of the customer. The system then provides contextual offers to the subscribed customer for products based on the contextual data. These offers may be a combined contextual offer, having two or more products from two or more of the plurality of merchants. In addition, a contextual offer may be a proximity contextual offer that is provided to the subscribed customer when they move close to the geographical region of the plurality of merchants.Type: ApplicationFiled: October 11, 2021Publication date: January 27, 2022Inventor: John Bruno
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Patent number: 11232187Abstract: A system may identify a user based on inputs from multiple devices. The system may determine a confidence score based on the probability that the system accurately identifies the user. The system may provide a permissions level based on the confidence score. The permissions level may affect the type of interactions the user may perform with a device. The system may determine a privacy level for an interaction based on determining whether the user is in a public or private setting.Type: GrantFiled: October 31, 2016Date of Patent: January 25, 2022Assignee: American Express Travel Related Services Company, Inc.Inventors: John Bruno, Sibish Neelikattil Basheerahammed
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Patent number: 11213018Abstract: Systems and methods for resisting intrusion by a pest include a reservoir extending between a proximal end and a distal end, and the reservoir defining an interior. A basin is mounted to the reservoir. The basin has a basin body and a basin surface. A sleeve assembly has a sleeve body and a port defined in the sleeve body. A tensioner translationally mounts the sleeve body relative to the basin body. The sleeve body translates distally from an accessible position to an occluded position when a weight applied to the sleeve assembly exceeds a weight threshold set by the tensioner. The accessible position includes bird food on the basin surface being accessible through the port. The occluded position includes the port being disposed distal to the basin surface such that the bird food on the basin surface is inaccessible through the port.Type: GrantFiled: March 12, 2018Date of Patent: January 4, 2022Assignee: CLASSIC BRANDS, LLCInventors: John Bruno, Stephen Combs, Lindsey Nifong, Robert Donegan, Bryan Krueger
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Patent number: 11159519Abstract: A system may deliver contextual services with dynamic intelligent behavior. The system may receive a first request from a device of a user. The system may retrieve a response to the request. The system may anticipate that the user is going to make a second request. The system may retrieve a response to the second request. The system may store the response to the second request in a temporary memory, such that the response may be quickly transmitted to the device if the user submits the second request. In some cases, the system may transmit the response to the second request without the user submitting the second request.Type: GrantFiled: February 27, 2017Date of Patent: October 26, 2021Assignee: American Express Travel Related Services Company, Inc.Inventors: John Bruno, Sibish Neelikattil Basheerahammed, Michael Fanning, Christian Baker
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Patent number: 11151625Abstract: A geographical merchant consortium commerce system provides contextual offers to subscribed customers to encourage shopping locally. The system includes a plurality of merchants that operate a business within a geographical region, such as within a mall or town. A customer subscribes to the system and provides contextual data such as demographic data, a shopping list and specific personal dates, such as wedding anniversary, or birthday. The system also conducts analysis of internet activity to determine smart needs of the customer. The system then provides contextual offers to the subscribed customer for products based on the contextual data. These offers may be a combined contextual offer, having two or more products from two or more of the plurality of merchants. In addition, a contextual offer may be a proximity contextual offer that is provided to the subscribed customer when they move close to the geographical region of the plurality of merchants.Type: GrantFiled: July 23, 2019Date of Patent: October 19, 2021Inventor: John Bruno
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Publication number: 20210289756Abstract: Implementations described and claimed herein involve an easy fill bird feeding system. In one implementation, a depression is received of a release button on a cap assembly connected to a body defining a reservoir. The cap assembly has a cap opening providing access to the reservoir. A lid of the cap assembly is released at a first side upon the depression of the release button. The lid is moved from a closed position to an open position using a bias of a spring assembly upon the release of the lid. The lid moves from the closed position to the open position along a rotation path created by a hinge at a second side. The lid is held in the open position by the spring bias, and the open position provides access to the reservoir through the cap opening. Birdseed is received through the cap opening into the reservoir.Type: ApplicationFiled: June 3, 2021Publication date: September 23, 2021Applicant: Classic Brands, LLCInventors: Robert W. Donegan, Bryan Krueger, John Bruno, Lindsey Nifong, John Putz, Stephen Combs, Lynn Hunter