Patents by Inventor Karen Nickerson
Karen Nickerson has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20190066182Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method for providing an interactive virtual environment. The system may receive environmental data, and generate virtual environmental data based on the environmental data. The system may then provide the virtual environmental data to at least a first computing device to create a virtual environment. The system may then receive user input, and modify the virtual environment to display enhanced content in response to the user input.Type: ApplicationFiled: October 25, 2018Publication date: February 28, 2019Inventors: Hannes Jouhikainen, Karen Nickerson, Justin Wishne, Drew Jacob, Justin Smith, Marco S. Giampaolo
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Publication number: 20190066199Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method. The system may provide a virtual fitting system. The system may store sizing data including a 3-dimensional model of a target. The system may then receive user input data indicating the selection of a test object. In response to this identification, the system may receive a 3-dimensional model of the test object. The system can then apply the test object model to the target model to create a virtual fit model, and provide the virtual fit model to the computing device.Type: ApplicationFiled: October 31, 2018Publication date: February 28, 2019Inventors: Justin Wishne, Justin Smith, Karen Nickerson, Hannes Jouhikainen, Drew Jacobs, Marco S. Giampaolo
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Patent number: 10210565Abstract: A system may provide an augmented environment that facilitates a transaction. The system may store profile data including user payment or user profile information. The system may then receive environmental data including audio and visual information representing a physical environment. The system may then receive first user input data indicative of a selection of one or more items present in the physical environment, and identify one or more action items in the environmental data based on the first user input data. In response to this identification, the system may augment the environmental data by adding virtual environmental data, and then provide this virtual environmental data to a device to create an augmented environment. The system can then receive second user input data, and provide purchase request data to a merchant terminal to enable a transaction related to the one or more action items.Type: GrantFiled: August 21, 2018Date of Patent: February 19, 2019Assignee: CAPITAL ONE SERVICES, LLCInventors: Karen Nickerson, Justin Wishne, Drew Jacobs, Justin Smith, Marco S. Giampaolo, Hannes Jouhikainen
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Publication number: 20180357710Abstract: A system may provide an augmented environment that facilitates a transaction. The system may store profile data including user payment or user profile information. The system may then receive environmental data including audio and visual information representing a physical environment. The system may then receive first user input data indicative of a selection of one or more items present in the physical environment, and identify one or more action items in the environmental data based on the first user input data. In response to this identification, the system may augment the environmental data by adding virtual environmental data, and then provide this virtual environmental data to a device to create an augmented environment. The system can then receive second user input data, and provide purchase request data to a merchant terminal to enable a transaction related to the one or more action items.Type: ApplicationFiled: August 21, 2018Publication date: December 13, 2018Inventors: Karen Nickerson, Justin Wishne, Drew Jacobs, Justin Smith, Marco S. Giampaolo, Hannes Jouhikainen
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Patent number: 10152738Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method for providing an interactive virtual environment. The system may receive environmental data, and generate virtual environmental data based on the environmental data. The system may then provide the virtual environmental data to at least a first computing device to create a virtual environment. The system may then receive user input, and modify the virtual environment to display enhanced content in response to the user input.Type: GrantFiled: July 31, 2017Date of Patent: December 11, 2018Assignee: CAPITAL ONE SERVICES, LLCInventors: Hannes Jouhikainen, Karen Nickerson, Justin Wishne, Drew Jacobs, Justin Smith, Marco S. Giampaolo
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Patent number: 10147135Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method. The system may provide a virtual fitting system. The system may store sizing data including a 3-dimensional model of a target. The system may then receive user input data indicating the selection of a test object. In response to this identification, the system may receive a 3-dimensional model of the test object. The system can then apply the test object model to the target model to create a virtual fit model, and provide the virtual fit model to the computing device.Type: GrantFiled: April 4, 2018Date of Patent: December 4, 2018Assignee: CAPITAL ONE SERVICES, LLCInventors: Justin Wishne, Justin Smith, Karen Nickerson, Hannes Jouhikainen, Drew Jacobs, Marco S. Giampaolo
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Patent number: 10121190Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method for providing an interactive virtual environment. The system may receive environmental data, and augment the environmental data by adding virtual environmental data. The system may then provide this virtual environment to two or more devices. The system can then receive user input, and modify the virtual environment in response to those inputs.Type: GrantFiled: July 31, 2017Date of Patent: November 6, 2018Assignee: Capital One Services, LLCInventors: Karen Nickerson, Justin Wishne, Drew Jacobs, Justin Smith, Marco S. Giampaolo, Hannes Jouhikainen
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Patent number: 10083480Abstract: A system may provide an augmented environment that facilitates a transaction. The system may store profile data including user payment or user profile information. The system may then receive environmental data including audio and visual information representing a physical environment. The system may then receive first user input data indicative of a selection of one or more items present in the physical environment, and identify one or more action items in the environmental data based on the first user input data. In response to this identification, the system may augment the environmental data by adding virtual environmental data, and then provide this virtual environmental data to a device to create an augmented environment. The system can then receive second user input data, and provide purchase request data to a merchant terminal to enable a transaction related to the one or more action items.Type: GrantFiled: May 3, 2018Date of Patent: September 25, 2018Assignee: CAPITAL ONE SERVICES, LLCInventors: Karen Nickerson, Justin Wishne, Drew Jacobs, Justin Smith, Marco S. Giampaolo, Hannes Jouhikainen
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Publication number: 20180247370Abstract: A system may provide an augmented environment that facilitates a transaction. The system may store profile data including user payment or user profile information. The system may then receive environmental data including audio and visual information representing a physical environment. The system may then receive first user input data indicative of a selection of one or more items present in the physical environment, and identify one or more action items in the environmental data based on the first user input data. In response to this identification, the system may augment the environmental data by adding virtual environmental data, and then provide this virtual environmental data to a device to create an augmented environment. The system can then receive second user input data, and provide purchase request data to a merchant terminal to enable a transaction related to the one or more action items.Type: ApplicationFiled: May 3, 2018Publication date: August 30, 2018Inventors: Karen Nickerson, Justin Wishne, Drew Jacobs, Justin Smith, Marco S. Giampaolo, Hannes Jouhikainen
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Publication number: 20180225747Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method. The system may provide a virtual fitting system. The system may store sizing data including a 3-dimensional model of a target. The system may then receive user input data indicating the selection of a test object. In response to this identification, the system may receive a 3-dimensional model of the test object. The system can then apply the test object model to the target model to create a virtual fit model, and provide the virtual fit model to the computing device.Type: ApplicationFiled: April 4, 2018Publication date: August 9, 2018Inventors: Justin Wishne, Justin Smith, Karen Nickerson, Hannes Jouhikainen, Drew Jacobs, Marco S. Giampaolo
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Publication number: 20180182024Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method for providing an interactive virtual environment. The system may receive environmental data, and augment the environmental data by adding virtual environmental data. The system may then provide this virtual environment to two or more devices. The system can then receive user input, and modify the virtual environment in response to those inputs.Type: ApplicationFiled: July 31, 2017Publication date: June 28, 2018Inventors: Karen Nickerson, Justin Wishne, Drew Jacobs, Justin Smith, Marco S. Giampaolo, Hannes Jouhikainen
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Publication number: 20180182016Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method. The system may provide a virtual wardrobe management system. The system may store wardrobe data associated with a plurality of garments. The system may then receive input data indicative of a garment selection. The system may identify the garment based on the input data received. The system may then generate a garment recommendation based on the selected garment and the stored wardrobe data and provide an indication of the recommendation to a computing device.Type: ApplicationFiled: August 1, 2017Publication date: June 28, 2018Inventors: Marco S. Giampaolo, Karen Nickerson, Justin Wishne, Drew Jacobs, Justin Smith, Hannes Jouhikainen
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Publication number: 20180182025Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method. The system may provide an augmented environment for visualizing one or more in-budget products or services. The system may store profile data that may include budget information. The system may then receive environmental data, and identify one or more action items in the environmental data. The system may determine a budgetary classification of a first action item and generate virtual environment data including enhanced content. The system may then provide the virtual environmental data to a computing device to create an augmented environment, wherein the enhanced content is provided for display in association with the first action item.Type: ApplicationFiled: July 31, 2017Publication date: June 28, 2018Inventors: Justin Smith, Karen Nickerson, Justin Wishne, Drew Jacobs, Marco S. Giampaolo, Hannes Jouhikainen
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Publication number: 20180182026Abstract: A system may provide an augmented environment that facilitates a transaction. The system may store profile data including user payment or user profile information. The system may then receive environmental data including audio and visual information representing a physical environment. The system may then receive first user input data indicative of a selection of one or more items present in the physical environment, and identify one or more action items in the environmental data based on the first user input data. In response to this identification, the system may augment the environmental data by adding virtual environmental data, and then provide this virtual environmental data to a device to create an augmented environment. The system can then receive second user input data, and provide purchase request data to a merchant terminal to enable a transaction related to the one or more action items.Type: ApplicationFiled: August 2, 2017Publication date: June 28, 2018Inventors: Karen Nickerson, Justin Wishne, Drew Jacobs, Justin Smith, Marco S. Giampaolo, Hannes Jouhikainen
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Publication number: 20180182010Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method for providing an interactive virtual environment. The system may receive environmental data, and generate virtual environmental data based on the environmental data. The system may then provide the virtual environmental data to at least a first computing device to create a virtual environment. The system may then receive user input, and modify the virtual environment to display enhanced content in response to the user input.Type: ApplicationFiled: July 31, 2017Publication date: June 28, 2018Inventors: Hannes Jouhikainen, Karen Nickerson, Justin Wishne, Drew Jacobs, Justin Smith, Marco S. Giampaolo
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Publication number: 20180181926Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method. The system may provide an augmented environment that facilitates a transaction. The system may store profile data including user payment or user profile information. The system may then receive environmental data, and identify one or more action items in the environmental data. In response to this identification, the system may augment the environmental data by adding virtual environmental data, and then provide this virtual environmental data to a device to create an augmented environment. The system can then receive user input data, and provide purchase request data to a merchant terminal in response to those inputs.Type: ApplicationFiled: July 31, 2017Publication date: June 28, 2018Inventors: Drew Jacobs, Justin Wishne, Karen Nickerson, Justin Smith, Marco S. Giampaolo, Hannes Jouhikainen
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Patent number: 10007948Abstract: A system may provide an augmented environment that facilitates a transaction. The system may store profile data including user payment or user profile information. The system may then receive environmental data including audio and visual information representing a physical environment. The system may then receive first user input data indicative of a selection of one or more items present in the physical environment, and identify one or more action items in the environmental data based on the first user input data. In response to this identification, the system may augment the environmental data by adding virtual environmental data, and then provide this virtual environmental data to a device to create an augmented environment. The system can then receive second user input data, and provide purchase request data to a merchant terminal to enable a transaction related to the one or more action items.Type: GrantFiled: August 2, 2017Date of Patent: June 26, 2018Assignee: CAPITAL ONE SERVICES, LLCInventors: Karen Nickerson, Justin Wishne, Drew Jacobs, Justin Smith, Marco S. Giampaolo, Hannes Jouhikainen
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Publication number: 20180150867Abstract: Disclosed are systems and methods for generating and offering to customers rewards in exchange for the customer's continued presence in a retail environment. An example rewards system may receive, from a detection system, a notification that a computing device associated with the customer is in a retail environment and, in response, transmit an offer to the computing device that offers the customer a reward in exchange for remaining in the retail environment for at least a predetermined amount of time. The rewards system may receive, from the detection system, real-time data indicating a behavior of the customer in the retail environment, and, from a third-party server, non-real-time data associated with the customer. The rewards system may generate the reward based on the real-time data and the non-real-time data. After the predetermined amount of time, the rewards system may transmit the reward to the computing device.Type: ApplicationFiled: January 25, 2018Publication date: May 31, 2018Applicant: Capital One Services, LLCInventors: Erik JOHNSON, Scott PANDEL, Donald HARTSHORN, Karen NICKERSON, Shardool PANDIT, William Ryan PAGE, Justin WISHNE
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Patent number: 9965801Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method. The system may provide a virtual fitting system. The system may store sizing data including a 3-dimensional model of a target. The system may then receive user input data indicating the selection of a test object. In response to this identification, the system may receive a 3-dimensional model of the test object. The system can then apply the test object model to the target model to create a virtual fit model, and provide the virtual fit model to the computing device.Type: GrantFiled: July 31, 2017Date of Patent: May 8, 2018Assignee: CAPITAL ONE SERVICES, LLCInventors: Justin Wishne, Justin Smith, Karen Nickerson, Hannes Jouhikainen, Drew Jacobs, Marco S. Giampaolo
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Publication number: 20170330277Abstract: Aspects of the present disclosure relate to a method that includes receiving, at a processor and from a computing device, a data file comprising data representative of a voice command received at the computing device from a user and, responsive to determining that the voice command is directed to a banking-related inquiry, transmitting a request for user authentication information. Further, the method can include receiving and verifying the user authentication information and, responsive to determining that the voice command comprises a request for information relating to a banking account of the user, querying the banking account for the requested information. Additionally, the method can include outputting data indicative of the requested information and, responsive to determining that the voice command comprises a request to initiate payment from the banking account of the user to a third party, initiating electronic payment to the third party.Type: ApplicationFiled: August 2, 2017Publication date: November 16, 2017Inventors: Justin Wishne, Matthew Dabney, Karen Nickerson, Scott Totman, Panayiotis Varvarezis, Keshav Gupta