Abstract: Aspects of the present disclosure relate to a method that includes receiving, at a processor and from a computing device, a data file comprising data representative of a voice command received at the computing device from a user and, responsive to determining that the voice command is directed to a banking-related inquiry, transmitting a request for user authentication information. Further, the method can include receiving and verifying the user authentication information and, responsive to determining that the voice command comprises a request for information relating to a banking account of the user, querying the banking account for the requested information. Additionally, the method can include outputting data indicative of the requested information and, responsive to determining that the voice command comprises a request to initiate payment from the banking account of the user to a third party, initiating electronic payment to the third party.

Abstract: Disclosed are systems and methods for generating and offering to customers rewards in exchange for the customer's continued presence in a retail environment. An example rewards system may receive, from a detection system, a notification that a computing device associated with the customer is in a retail environment and, in response, transmit an offer to the computing device that offers the customer a reward in exchange for remaining in the retail environment for at least a predetermined amount of time. The rewards system may receive, from the detection system, real-time data indicating a behavior of the customer in the retail environment, and, from a third-party server, non-real-time data associated with the customer. The rewards system may generate the reward based on the real-time data and the non-real-time data. After the predetermined amount of time, the rewards system may transmit the reward to the computing device.