Abstract: A method for processing an electronic payment transaction includes: storing an account profile including a plurality of account numbers; receiving a first authorization request for a payment transaction that includes a first account number of the plurality of account numbers, a first time, and a first location; processing the first payment transaction; receiving a second authorization request for a different transaction including a second primary account number of the plurality of account numbers, a second time, and a second location, where the second account number is associated with a different issuer than the first account number; determining a likelihood of fraud based on the first time and location and the second time and location; and forwarding the second authorization request to the different issuer if the likelihood of fraud is below a threshold, or transmitting an authorization response indicating decline if the likelihood of fraud is above the threshold.

Abstract: A method for processing an electronic payment transaction includes: storing an account profile including a plurality of account numbers; receiving a first authorization request for a payment transaction that includes a first account number of the plurality of account numbers, a first time, and a first location; processing the first payment transaction; receiving a second authorization request for a different transaction including a second primary account number of the plurality of account numbers, a second time, and a second location, where the second account number is associated with a different issuer than the first account number; determining a likelihood of fraud based on the first time and location and the second time and location; and forwarding the second authorization request to the different issuer if the likelihood of fraud is below a threshold, or transmitting an authorization response indicating decline if the likelihood of fraud is above the threshold.

Abstract: Present invention consists of body of the device (a of FIG. 5) having two diagonally opposite, bent portions (b of FIG. 5) at an angle (92-145 degrees) (c of FIG. 6) on both ends, imprinting assembly (e of FIG. 5) fitted on each bent portion (b of FIG. 5) on both sides of body of the device (a of FIG. 5). Each bent portion (b of FIG. 5) has a channel (d of FIG. 6) through which an imprinting assembly (e of FIG. 5) is attached. Another embodiment comprises a body (FIG. 4) with two button holes on each side, eyeliner imprinting stamps (iii), one for each eye and a mechanism to operate the eyeliner automatically by press of button, one each for each eye. The said universal eyeliner imprinting device which imprints not only the wing but also a major part of eyelid area.

Abstract: A method for processing an electronic payment transaction includes: storing an account profile including a plurality of account numbers; receiving a first authorization request for a payment transaction that includes a first account number of the plurality of account numbers, a first time, and a first location; processing the first payment transaction; receiving a second authorization request for a different transaction including a second primary account number of the plurality of account numbers, a second time, and a second location, where the second account number is associated with a different issuer than the first account number; determining a likelihood of fraud based on the first time and location and the second time and location; and forwarding the second authorization request to the different issuer if the likelihood of fraud is below a threshold, or transmitting an authorization response indicating decline if the likelihood of fraud is above the threshold.

Abstract: A data processing system for authenticating a user with a one-time password is disclosed. The data processing system comprises: a computer processor and a data storage device, the data storage device storing instructions operative by the processor to: receive a transaction authorization request for a transaction, the transaction authorization request comprising a payment card identifier indicating a payment card associated the transaction; look up contact information for a user associated with the payment card using the payment card identifier; generate a one-time password indication, the one-time password indication comprising a one-time password; send the one-time password indication to the user using the contact information for the user; receive an anomalous one-time password alert indication from the user; and generate a transaction authorization response blocking the transaction.