Patents by Inventor Kristy M. Crist

Kristy M. Crist has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9467652
    Abstract: Systems, apparatus, and computer program products are provided for determining the media format for transferring a customer from customer between specialists and/or from one communication source to another communication source within a customer service outlet, such as a banking center or the like. For example, while a two-way video conference system may be used for communication between a customer and a remote specialist, in certain instances in which the customer requires transfer to another specialist (e.g., a specialist having a different specialty) other media formats, such as one-way live video conference, live audio-only conference, text chat or the like may be implemented.
    Type: Grant
    Filed: February 11, 2016
    Date of Patent: October 11, 2016
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Christian Michael Mande, James Robert Grimsley, Tyler Johnson, Nathan Dent, Sara Gill, Kristy M. Crist
  • Patent number: 9460428
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for receiving a customization that will be displayed on the screen of an ATM based on a customer initiating a session with the ATM. The customization is associated with a function to perform a financial transaction. The function is performed as a result of the customer interacting with the customization on the screen of the ATM. The customization may be altered based on a handicap impairment of the customer. The displaying of the customization may be restricted for security purposes or as a request of the customer.
    Type: Grant
    Filed: February 22, 2016
    Date of Patent: October 4, 2016
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Tyler Johnson, Sara Gill, Christian Michael Mande, James Robert Grimsley, Kristy M. Crist, Nathan Dent
  • Patent number: 9418358
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for communicating customer preferences to an automated teller machine (ATM). In this way, the system receives at least one customer preference for conducting transactions at an ATM and input from the customer indicating the customer's desire to conduct an ATM transaction. In response to receiving the customer input, the system may generate a customer preference communication for receipt by the ATM, wherein the customer preference communication comprises at least of the at least one customer preferences for conducting transactions at an ATM.
    Type: Grant
    Filed: December 5, 2014
    Date of Patent: August 16, 2016
    Assignee: Bank of America Corporation
    Inventors: Tyler Johnson, Christian Michael Mande, James Robert Grimsley, Sara Gill, Nathan Dent, Kristy M. Crist
  • Publication number: 20160196172
    Abstract: A method of tracking repeated performance problems in a machine is disclosed. The method comprises storing the faults in a computer memory, and assigning a classification value to the machine based on the frequency and number of the faults. Based on the classification value of the cash handing device it is determined whether the cash handing device needs to be serviced. The faults can be related to one of the hardware, the cash reject rate, image handling, crash rate, user claim rate, and check handling accuracy of the machine.
    Type: Application
    Filed: February 18, 2016
    Publication date: July 7, 2016
    Inventors: Cheryl S. Bond, Rebecca L. Bell, Dion L. Bellamy, Pat Burton, Kristy M. Crist, Carol Giordano, James D. Goodwin, Jeffrey Hipple, Maggie M. Peretto, Devin D. Rhodes, Karen Y. Stavinoha, Susan A. Wilson
  • Patent number: 9384477
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for receiving a customization that will be displayed on the screen of an ATM based on a customer initiating a session with the ATM. The customization is associated with a function to perform a financial transaction. The function is performed as a result of the customer interacting with the customization on the screen of the ATM. The customization may be altered based on a handicap impairment of the customer. The displaying of the customization may be restricted for security purposes or as a request of the customer.
    Type: Grant
    Filed: December 5, 2014
    Date of Patent: July 5, 2016
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Tyler Johnson, Sara Gill, Christian Michael Mande, James Robert Grimsley, Kristy M. Crist, Nathan Dent
  • Publication number: 20160171463
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for receiving a customization that will be displayed on the screen of an ATM based on a customer initiating a session with the ATM. The customization is associated with a function to perform a financial transaction. The function is performed as a result of the customer interacting with the customization on the screen of the ATM. The customization may be altered based on a handicap impairment of the customer. The displaying of the customization may be restricted for security purposes or as a request of the customer.
    Type: Application
    Filed: February 22, 2016
    Publication date: June 16, 2016
    Inventors: Tyler Johnson, Sara Gill, Christian Michael Mande, James Robert Grimsley, Kristy M. Crist, Nathan Dent
  • Publication number: 20160171462
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for receiving a customization that will be displayed on the screen of an ATM based on a customer initiating a session with the ATM. The customization is associated with a function to perform a financial transaction. The function is performed as a result of the customer interacting with the customization on the screen of the ATM. The customization may be altered based on a handicap impairment of the customer. The displaying of the customization may be restricted for security purposes or as a request of the customer.
    Type: Application
    Filed: February 22, 2016
    Publication date: June 16, 2016
    Inventors: Tyler Johnson, Sara Gill, Christian Michael Mande, James Robert Grimsley, Kristy M. Crist, Nathan Dent
  • Publication number: 20160171465
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for receiving a customization that will be displayed on the screen of an ATM based on a customer initiating a session with the ATM. The customization is associated with a function to perform a financial transaction. The function is performed as a result of the customer interacting with the customization on the screen of the ATM. The customization may be altered based on a handicap impairment of the customer. The displaying of the customization may be restricted for security purposes or as a request of the customer.
    Type: Application
    Filed: February 22, 2016
    Publication date: June 16, 2016
    Inventors: Tyler Johnson, Sara Gill, Christian Michael Mande, James Robert Grimsley, Kristy M. Crist, Nathan Dent
  • Publication number: 20160171464
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for receiving a customization that will be displayed on the screen of an ATM based on a customer initiating a session with the ATM. The customization is associated with a function to perform a financial transaction. The function is performed as a result of the customer interacting with the customization on the screen of the ATM. The customization may be altered based on a handicap impairment of the customer. The displaying of the customization may be restricted for security purposes or as a request of the customer.
    Type: Application
    Filed: February 22, 2016
    Publication date: June 16, 2016
    Inventors: Tyler Johnson, Sara Gill, Christian Michael Mande, James Robert Grimsley, Kristy M. Crist, Nathan Dent
  • Publication number: 20160171466
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for receiving a customization that will be displayed on the screen of an ATM based on a customer initiating a session with the ATM. The customization is associated with a function to perform a financial transaction. The function is performed as a result of the customer interacting with the customization on the screen of the ATM. The customization may be altered based on a handicap impairment of the customer. The displaying of the customization may be restricted for security purposes or as a request of the customer.
    Type: Application
    Filed: February 22, 2016
    Publication date: June 16, 2016
    Inventors: Tyler Johnson, Sara Gill, Christian Michael Mande, James Robert Grimsley, Kristy M. Crist, Nathan Dent
  • Publication number: 20160171467
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for receiving a customization that will be displayed on the screen of an ATM based on a customer initiating a session with the ATM. The customization is associated with a function to perform a financial transaction. The function is performed as a result of the customer interacting with the customization on the screen of the ATM. The customization may be altered based on a handicap impairment of the customer. The displaying of the customization may be restricted for security purposes or as a request of the customer.
    Type: Application
    Filed: February 22, 2016
    Publication date: June 16, 2016
    Inventors: Tyler Johnson, Sara Gill, Christian Michael Mande, James Robert Grimsley, Kristy M. Crist, Nathan Dent
  • Patent number: 9368002
    Abstract: Apparatus and methods for a sensor system are provided. The system may be configured to detect a dispensing of cash from an automated teller machine (“ATM”). The system may be configured to orient one or more sensors to capture a first information stream that includes the dispensing of cash. The system may be configured to detect a retraction of cash by the ATM. The system may orient one or more sensors to capture a second information stream that includes the retraction. The system may be configured to determine an estimate of cash collected by an ATM customer. The estimate may be based on a comparison of the first information stream and the second information stream.
    Type: Grant
    Filed: May 9, 2013
    Date of Patent: June 14, 2016
    Assignee: Bank of America Corporation
    Inventors: Kristy M. Crist, Terrelle Carswell, Jr., Eric McConnell, Rahul Puri, Devin D. Rhodes, James D. Goodwin
  • Publication number: 20160162855
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for communicating customer preferences to an automated teller machine (ATM). In this way, the system receives at least one customer preference for conducting transactions at an ATM and input from the customer indicating the customer's desire to conduct an ATM transaction. In response to receiving the customer input, the system may generate a customer preference communication for receipt by the ATM, wherein the customer preference communication comprises at least of the at least one customer preferences for conducting transactions at an ATM.
    Type: Application
    Filed: December 5, 2014
    Publication date: June 9, 2016
    Inventors: Tyler Johnson, Christian Michael Mande, James Robert Grimsley, Sara Gill, Nathan Dent, Kristy M. Crist
  • Publication number: 20160165182
    Abstract: Systems, apparatus, and computer program products are provided for determining the media format for transferring a customer from customer between specialists and/or from one communication source to another communication source within a customer service outlet, such as a banking center or the like. For example, while a two-way video conference system may be used for communication between a customer and a remote specialist, in certain instances in which the customer requires transfer to another specialist (e.g., a specialist having a different specialty) other media formats, such as one-way live video conference, live audio-only conference, text chat or the like may be implemented.
    Type: Application
    Filed: February 11, 2016
    Publication date: June 9, 2016
    Inventors: Christian Michael Mande, James Robert Grimsley, Tyler Johnson, Nathan Dent, Sara Gill, Kristy M. Crist
  • Publication number: 20160165181
    Abstract: Systems, apparatus, and computer program products are provided for determining the media format for transferring a customer from customer between specialists and/or from one communication source to another communication source within a customer service outlet, such as a banking center or the like. For example, while a two-way video conference system may be used for communication between a customer and a remote specialist, in certain instances in which the customer requires transfer to another specialist (e.g., a specialist having a different specialty) other media formats, such as one-way live video conference, live audio-only conference, text chat or the like may be implemented.
    Type: Application
    Filed: February 11, 2016
    Publication date: June 9, 2016
    Inventors: Christian Michael Mande, James Robert Grimsley, Tyler Johnson, Nathan Dent, Sara Gill, Kristy M. Crist
  • Publication number: 20160162856
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for receiving a customization that will be displayed on the screen of an ATM based on a customer initiating a session with the ATM. The customization is associated with a function to perform a financial transaction. The function is performed as a result of the customer interacting with the customization on the screen of the ATM. The customization may be altered based on a handicap impairment of the customer. The displaying of the customization may be restricted for security purposes or as a request of the customer.
    Type: Application
    Filed: December 5, 2014
    Publication date: June 9, 2016
    Inventors: Tyler Johnson, Sara Gill, Christian Michael Mande, James Robert Grimsley, Kristy M. Crist, Nathan Dent
  • Publication number: 20160162350
    Abstract: A method of tracking repeated performance problems in a machine is disclosed. The method comprises storing the faults in a computer memory, and assigning a classification value to the machine based on the frequency and number of the faults. Based on the classification value of the cash handing device it is determined whether the cash handing device needs to be serviced. The faults can be related to one of the hardware, the cash reject rate, image handling, crash rate, user claim rate, and check handling accuracy of the machine.
    Type: Application
    Filed: February 18, 2016
    Publication date: June 9, 2016
    Inventors: Cheryl S. Bond, Rebecca L. Bell, Dion L. Bellamy, Pat Burton, Kristy M. Crist, Carol Giordano, James D. Goodwin, Jeffrey Hipple, Maggie M. Peretto, Devin D. Rhodes, Karen Y. Stavinoha, Susan A. Wilson
  • Publication number: 20160155104
    Abstract: Apparatus and methods for an automated teller machine (“ATM”) currency stamper are provided. The currency stamper may be configured to mark currency retracted by the ATM. The mark may include one or more attributes of the currency. The mark may include transaction information associated with a dispensing and/or retraction of the currency. Marked currency may be stored in the ATM. Marked currency may be scanned. A scanning of marked currency may read the attributes of the currency and the transaction information included in the mark. The scanning of the marked currency may erase the mark. A value of the marked currency may be calculated. The value may be determined based on the currency attributes and transaction information included in the mark applied to the currency.
    Type: Application
    Filed: January 20, 2016
    Publication date: June 2, 2016
    Inventors: Kristy M. Crist, Terrelle Carswell, Eric McConnell, Rahul Puri, Devin D. Rhodes, James D. Goodwin
  • Publication number: 20160140813
    Abstract: Apparatus and methods for a sensor system are provided. The system may be configured to detect a dispensing of cash from an automated teller machine (“ATM”). The system may be configured to orient one or more sensors to capture a first information stream that includes the dispensing of cash. The system may be configured to detect a retraction of cash by the ATM. The system may orient one or more sensors to capture a second information stream that includes the retraction. The system may be configured to determine an estimate of cash collected by an ATM customer. The estimate may be based on a comparison of the first information stream and the second information stream.
    Type: Application
    Filed: January 20, 2016
    Publication date: May 19, 2016
    Inventors: Kristy M. Crist, Terrelle Carswell, Eric McConnell, Rahul Puri, Devin D. Rhodes, James D. Goodwin
  • Publication number: 20160140563
    Abstract: Apparatus and methods for a sensor system are provided. The system may be configured to detect a dispensing of cash from an automated teller machine (“ATM”). The system may be configured to orient one or more sensors to capture a first information stream that includes the dispensing of cash. The system may be configured to detect a retraction of cash by the ATM. The system may orient one or more sensors to capture a second information stream that includes the retraction. The system may be configured to determine an estimate of cash collected by an ATM customer. The estimate may be based on a comparison of the first information stream and the second information stream.
    Type: Application
    Filed: January 20, 2016
    Publication date: May 19, 2016
    Inventors: Kristy M. Crist, Terrelle Carswell, Eric McConnell, Rahul Puri, Devin D. Rhodes, James D. Goodwin