Patents by Inventor Kumar Raju

Kumar Raju has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20220014527
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for dynamic stepped multi-level authentication. The invention is structured for progressively authenticating transmitted activity processing data over escalating authentication levels using electronic communications between network devices over separate communication channels. Specifically, the invention is structured to authenticate the first activity for a first authentication level based on determining a spatial congruence of the user device and the resource instrument device associated with the first activity. Moreover, the invention is structured to trigger a second authentication level requirement above the first authentication level based on at least the first authentication level and resource activity processing data.
    Type: Application
    Filed: July 9, 2020
    Publication date: January 13, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Udaya Kumar Raju Ratnakaram, Puneetha Polasa
  • Publication number: 20220012326
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for authentication of user activities based on establishing communication links between network devices. The invention is structured for dynamically authenticating transmitted activity processing data based on establishing seamless electronic communication handshake between network devices and without requiring user intervention. Specifically, the invention is structured to establish an operative communication link between the second networked device and the user device, wherein establishing the operative communication link comprises establishing a handshake between an entity intelligent platform associated with the second networked device and the multi-channel cognitive resource platform of the user device. Moreover, the invention is structured to authenticate the first activity for based on the identified code match.
    Type: Application
    Filed: July 9, 2020
    Publication date: January 13, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Udaya Kumar Raju Ratnakaram, Puneetha Polasa
  • Publication number: 20220005014
    Abstract: Systems for contactless authentication and event processing are provided. In some examples, functionality of a self-service kiosk may be requested. In response, a user may be authenticated and a first interactive user interface may be generated and displayed by the self-service kiosk. A second, different interactive user interface may be generated and transmitted for display by an event processing device. A user may select an option displayed by the event processing device. The user selection may be made via the second interactive user interface. The user selection may then cause the self-service kiosk to execute the selected function.
    Type: Application
    Filed: July 6, 2020
    Publication date: January 6, 2022
    Inventors: Udaya Kumar Raju Ratnakaram, Sandeep Kumar Chauhan
  • Publication number: 20220004607
    Abstract: Methods, systems, and computing platforms for mobile data communication are disclosed. Processor(s) may be configured to electronically receive a plurality of user mobile interaction data to initiate a session on processing server. The processor(s) may be configured to electronically process the user mobile interaction data with AI including predefined user activity data for actions. The processor(s) may be configured to electronically determine whether one of more of the user mobile voice data samples includes a session key data command and responsive to the session key data command, electronically initiating a biometric authentication of the user mobile voice data samples. In some implementations, the system processor(s) may be configured to electronically initiate a second computing session for the computer platform while receiving the plurality of user mobile interaction voice data.
    Type: Application
    Filed: July 1, 2020
    Publication date: January 6, 2022
    Inventors: Sandeep Kumar Chauhan, Udaya Kumar Raju Ratnakaram
  • Publication number: 20210393145
    Abstract: Provided herein is a non-invasive biosensing device and method for monitoring opioid response using the non-invasive biosensing device. The non-invasive biosensing device comprises a data collection and communication element. Biosensing extensions are included wherein at least one biosensing extension measures at least one biological function selected from the group consisting of respiratory rate, respiratory strength and duration of respiration. The data collection and communication element receives the measures of biological function and determines indexes based on the measures to form an opioid response index as a summation of the indexes and transmits the opioid response index to a receiver.
    Type: Application
    Filed: June 22, 2021
    Publication date: December 23, 2021
    Inventors: Goutam Kumar Raju Gadiraju, Jennifer Marie Jacober, Karthik Sridhar Kaundinya, Pradham Venkata Kameswara Tanikella, Tasneem Essader
  • Publication number: 20210390310
    Abstract: Embodiments of the present invention provide a system for executing multiple events in response to receiving a video and extracting identity and contact information from that video. A video showing multiple individuals associated with the multiple events is analyzed by splitting the video into individual frames and identifying unique faces in the video. A facial recognition process and an image hashing process are then applied to generate image hashes for each individual. These image hashes are then compared to known, stored image hashes to determine an identity and contact information for each individual. Once this information is collected, the system executes the multiple events based on the determined information about each individual.
    Type: Application
    Filed: June 15, 2020
    Publication date: December 16, 2021
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Udaya Kumar Raju Ratnakaram, Mallidi Bhagya Lakshmi Sudha Lavanya
  • Publication number: 20210383398
    Abstract: Aspects of the disclosure relate to mobile device operations during an ongoing call. The mobile device operations may relate to payment processing operations. The mobile device may determine contact information associated with a party in an ongoing call. The mobile device may determine, based on the contact information, information associated with a payment transaction request. The mobile device may send, based on the determined information the payment transaction request. The mobile device may dynamically determine a user interface to be displayed during the call to facilitate the various mobile device operations.
    Type: Application
    Filed: June 8, 2020
    Publication date: December 9, 2021
    Inventors: Udaya Kumar Raju Ratnakaram, Sandeep Kumar Chauhan
  • Publication number: 20210383339
    Abstract: Aspects of the disclosure relate to intelligent processing of broken or failed ATM transactions. In some embodiments, a computing platform may receive transaction data associated with a pending transaction initiated on a mobile computing device and generate hash information corresponding to the received transaction data. Then, the computing platform may identify ATMs previously visited by the user. Based on performing analytics on those previously visited ATMs, the computing platform may identify, from those previously visited ATMs, one or more alternate ATMs for completing the pending transaction. Next, the computing platform may send a notification to the mobile computing device that includes navigation information. Thereafter, the computing platform may cause the alternate ATMs to await input from the user by sending the generated hash information.
    Type: Application
    Filed: June 8, 2020
    Publication date: December 9, 2021
    Inventors: Udaya Kumar Raju Ratnakaram, Geeta Bora, Mallidi Bhagya Lakshmi Sudha Lavanya
  • Publication number: 20210383351
    Abstract: Aspects of the disclosure relate to mobile device operations during an ongoing call. The mobile device operations may relate to payment processing operations. The mobile device may determine contact information associated with a party in an ongoing call. The mobile device may determine, based on the contact information, information associated with a payment transaction request. The mobile device may send, based on the determined information the payment transaction request. The mobile device may dynamically determine a user interface to be displayed during the call to facilitate the various mobile device operations.
    Type: Application
    Filed: June 8, 2020
    Publication date: December 9, 2021
    Inventors: Sandeep Kumar Chauhan, Udaya Kumar Raju Ratnakaram, Geetika Lal
  • Publication number: 20210334740
    Abstract: Systems and methods are disclosed herein for optimizing the supply of products to industrial plants. Each of multiple data streams in a plant are mapped to a common hierarchical data structure, wherein the data streams correspond to respective values or states associated with process elements. The mapped data streams define hierarchical process relationships between subsets of the respective process elements. One or more of the process elements are determined as correlating to consumption for each of the supplied products. Real-time data are collected to populate at least one level of the hierarchical data structure for one or more of the data streams, and data is inferred to virtually populate the at least one level of the hierarchical data structure for at least one other data stream, based on the collected real-time data for data streams having defined derivative relationships therewith. An output corresponding to a replenishment schedule is dynamically produced for each supplied product.
    Type: Application
    Filed: April 28, 2021
    Publication date: October 28, 2021
    Inventors: Narasimha M. Rao, Arun Kumar Raju Ganesan
  • Publication number: 20210333172
    Abstract: Systems and methods are disclosed herein for contextual data analysis and proactive intervention in industrial plant processes. Each of multiple data streams in an industrial plant are mapped to a common hierarchical data structure, wherein the data streams correspond to respective values or states associated with unit operations, assets, and process streams in the plant. The mapped data streams define hierarchical process relationships between subsets of the unit operations, assets, and process streams. Real-time data is collected to populate at least one level of the hierarchical data structure for certain data streams, wherein future outcomes are predicted for downstream operations based on the collected real-time data for at least one data stream, and at least one other data stream having a defined hierarchical process relationship therewith.
    Type: Application
    Filed: April 28, 2021
    Publication date: October 28, 2021
    Inventors: Narasimha M. Rao, Arun Kumar Raju Ganesan, John Carter
  • Patent number: 11094174
    Abstract: Aspects of the disclosure relate to intelligent processing of broken or failed ATM transactions. In some embodiments, a computing platform may receive transaction data associated with a pending transaction of a user and generate hash information corresponding to the received transaction data. Thereafter, the computing platform may identify one or more alternate ATMs for completing the pending transaction and generate navigation information corresponding to the one or more alternate ATMs. Subsequently, the computing platform may send the generated hash information to the one or more alternate ATMs. By sending the hash information, the computing platform may cause the one or more alternate ATMs to await input from the user. In response to receiving a message indicating completion of the pending transaction at the one or more alternate ATMs, the computing platform may initiate clearing of a pending status of the pending transaction.
    Type: Grant
    Filed: June 8, 2020
    Date of Patent: August 17, 2021
    Assignee: Bank of America Corporation
    Inventors: Udaya Kumar Raju Ratnakaram, Geeta Bora, Mallidi Bhagya Lakshmi Sudha Lavanya
  • Publication number: 20210195411
    Abstract: Intelligent systems for detecting SIM swap in mobile devices, wherein if a user requests access to an account via a mobile device, a mobile device application (MDA) sends the request along with mobile device ID and IMSI. If all information received from the MDA matches information stored in memory, the user can access the account. If the mobile device ID or IMSI received from the MDA do not match the mobile device ID or IMSI stored in memory, a social intelligence module compares a mobile device user profile with a profile for a user associated with the account ID. If the mobile device user profile matches or is within a confidence level of the profile for the user associated with the account ID, the user can access the account. Otherwise, additional methods to validate the user may be implemented to prevent possible fraudsters from accessing the account.
    Type: Application
    Filed: December 19, 2019
    Publication date: June 24, 2021
    Inventors: Udaya Kumar Raju Ratnakaram, Praveena Maddamsetty
  • Patent number: 11017064
    Abstract: A device that includes a network interface configured to communicate with a remote database and a memory operable to store a set of applications. The device further includes an authentication engine implemented by a processor. The authentication engine is configured to receive log-in credentials for a user on a first application, to send a user information request to the remote database, and to receive user information in response to sending the request. The authentication engine is further configured to send a user profile information request to a second application and to receive user profile information in response to sending the request. The authentication engine is further configured to identify corresponding information between the user information and the user profile information, to determine that at least a portion of the corresponding information between the user information and the user profile information matches, and to authenticate the user in response to determination.
    Type: Grant
    Filed: May 14, 2019
    Date of Patent: May 25, 2021
    Assignee: Bank of America Corporation
    Inventors: Nagasubramanya Lakshminarayana, Udaya Kumar Raju Ratnakaram
  • Publication number: 20210110819
    Abstract: A memory stores a first voice record of a first user and a second voice record of a second user. A processor receives from a device of the first user a recording of a voice conversation between the first and second users and compares the recording with the first and second voice records to determine that the voice conversation is between the first and second users. The processor also determines that the first and second users intend to conduct a transaction with each other and determines a transaction amount for the transaction. The processor further communicates, to the device of the first user, a message, receives, from the device of the first user, a confirmation of the transaction in response to the message, and in response to the confirmation, initiates the transaction.
    Type: Application
    Filed: October 11, 2019
    Publication date: April 15, 2021
    Inventors: Nagasubramanya Lakshminarayana, Udaya Kumar Raju Ratnakaram
  • Patent number: 10855739
    Abstract: Embodiments of systems and methods for providing video redirection across multiple Information Handling Systems (IHSs) are discussed. In some embodiments, a method may include: receiving, via a video redirection client, a video stream produced by a video redirection server executed by a Baseboard Management Controller (BMC) of a selected IHS; providing the video stream to a framebuffer driver, where the frame buffer driver is configured to: (i) store frame data from the video stream onto a framebuffer memory; and (ii) in response to a determination that a host is not available, transmit control signals to a graphics core via an Advanced Microcontroller Bus Architecture (AMBA) high-performance bus (AHB)-to-Peripheral Component Interconnect (PCI) (AHB-to-PCI) bridge, where the graphics core is accessible via a PCI bus exclusively when the host is available; and transmitting the frame data to a display coupled to the chassis.
    Type: Grant
    Filed: October 31, 2019
    Date of Patent: December 1, 2020
    Assignee: Dell Products, L.P.
    Inventors: Michael Emery Brown, Senthil Kumar Raju, Rajkumar Nagarajan, Rajeshkumar Ichchhubhai Patel
  • Publication number: 20200364320
    Abstract: A device that includes a network interface configured to communicate with a remote database and a memory operable to store a set of applications. The device further includes an authentication engine implemented by a processor. The authentication engine is configured to receive log-in credentials for a user on a first application, to send a user information request to the remote database, and to receive user information in response to sending the request. The authentication engine is further configured to send a user profile information request to a second application and to receive user profile information in response to sending the request. The authentication engine is further configured to identify corresponding information between the user information and the user profile information, to determine that at least a portion of the corresponding information between the user information and the user profile information matches, and to authenticate the user in response to determination.
    Type: Application
    Filed: May 14, 2019
    Publication date: November 19, 2020
    Inventors: Nagasubramanya Lakshminarayana, Udaya Kumar Raju Ratnakaram
  • Patent number: 10802973
    Abstract: An apparatus includes a first database, a memory, and first and second processors. The first database stores a list including a first identifier assigned to the first processor and a second identifier assigned to the second processor. The processors each randomly shuffle a copy of the list and place the first element of their shuffled copy in a third list. Each processor further determines that the first identifier appears a first number of times and the second identifier appears a second number of times in the third list, the first number greater than the second number. In response to determining that the first number is greater than the second number, the first processor copies data stored in a second database into the memory and sets a flag to true, while the second processor determines that the flag is set to true and accesses the data copy stored in the memory.
    Type: Grant
    Filed: July 1, 2019
    Date of Patent: October 13, 2020
    Assignee: Bank of America Corporation
    Inventors: Udaya Kumar Raju Ratnakaram, Niroop Reddy Patimeedi, Sarvari Tadimalla, Maruthi Shanmugam, Jian Jim Chen, Punit Srivastava
  • Publication number: 20200287955
    Abstract: Embodiments of systems and methods for providing video redirection across multiple Information Handling Systems (IHSs) are discussed. In some embodiments, a method may include: receiving, via a video redirection client, a video stream produced by a video redirection server executed by a Baseboard Management Controller (BMC) of a selected IHS; providing the video stream to a framebuffer driver, where the frame buffer driver is configured to: (i) store frame data from the video stream onto a framebuffer memory; and (ii) in response to a determination that a host is not available, transmit control signals to a graphics core via an Advanced Microcontroller Bus Architecture (AMBA) high-performance bus (AHB)-to-Peripheral Component Interconnect (PCI) (AHB-to-PCI) bridge, where the graphics core is accessible via a PCI bus exclusively when the host is available; and transmitting the frame data to a display coupled to the chassis.
    Type: Application
    Filed: October 31, 2019
    Publication date: September 10, 2020
    Applicant: Dell Products, L.P.
    Inventors: Michael Emery Brown, Senthil Kumar Raju, Rajkumar Nagarajan, Rajeshkumar Ichchhubhai Patel
  • Patent number: 10733606
    Abstract: Apparatus and methods for protecting biometric authentication information associated with a paper document are provided. A mobile device application may pre-associate the document with a biometric input. The mobile device application may generate a first composite hash value based on a combination of a numerical representation of a first image of the paper document and a numerical representation of a first biometric input. Subsequently, an authentication server may generate a second composite hash value based on a combination of a numerical representation of a second image of the paper document and a numerical representation of a second biometric input. The authentication server may determine whether an edit distance separating the second composite hash value and the first composite hash value is less than a threshold distance. If the edit distance is less than a threshold distance, the paper document may be authenticated.
    Type: Grant
    Filed: July 7, 2017
    Date of Patent: August 4, 2020
    Assignee: Bank of America Corporation
    Inventors: Pinak Chakraborty, Udaya Kumar Raju Ratnakaram, Nagasubramanya Lakshminarayana