Abstract: A technology/operating system-agnostic and protocol-agnostic modular-based service delivery system that includes a management of enterprise-wide deployment of services and updates to services delivered by the modules of the system. Management includes determination and automatic implementation of an optimal schedule for service deployment, service version updates and service version roll-backs based on (i) predetermined lifecycle levels assigned to networked devices in the enterprise executing the service delivery application, and/or (ii) segments within the enterprise.

Abstract: An enterprise-wide centralized dashboard/user-interface for managing data transfer/movement provided by a technology-agnostic and protocol-agnostic data transfer/movement module. Such management includes controlling the initiation and disablement of data transfers and configuring routing, timing and protocol(s) for data transfers. In addition, the dashboard/user-interface may be configured to provide (i) centralized control over user entitlements at a highly granular level, such as server-level, route-level or the like, (ii) the ability to track data transmission progress, such as by providing users a real-time view of the status/location of enterprise-wide data transmission (iii) centralized management over data transmission records and set logs, such that a user can analyze data transmissions across the enterprise and view full tracking data including transmission errors and (iv) centralized control over security and governance of data transmissions, including approval/denial of data transmissions.

Abstract: Management over data movement/transfer is accomplished by employing a data transmission rating system that assigns a data transmission rating to each server in the enterprise-wide communication network and subsequently makes determinations as to whether a data connection can be established between two or more servers based on the assigned data transmission rating. The enterprise-wide servers may be assigned a primary data transmission rating based on the type of data that the server is authorized to exchange and, optionally, the servers are assigned a secondary data transmission rating, (or a tertiary rating and so on) based on the geographic/physical location of the server. In this regard, in order for a data connection to be established between the two or more servers, the primary rating, and in those embodiments that implement a secondary rating, a tertiary rating and so on, must be determined to be authorized for establishing a data connection.

Abstract: A technology-agnostic and protocol-agnostic system for transferring data between an enterprise, such as a financial institution or the like and external entities, such as commercial banking customers and the like. The embodiments described provide the user with a data transfer solution that is compatible with all major operating systems, supports mobile platforms and allows for local data transfer, as well as, data transfer from cloud services and cloud connection services. The comprehensive nature of the application provides for applicable data transfer amongst all of the different services provided by the enterprise and provides the user/external entity with a streamlined means for transferring data to and from the enterprise. The application minimizes external entity involvement from an Information Technology (IT) standpoint, such that any user can efficiently, effectively and reliably transfer data to and from an enterprise with minimal risk and high confidence.

Abstract: A technology/operating system-agnostic and protocol-agnostic service delivery system that includes a unified means data movement/transfer. By unifying the delivery of such services the need to deploy numerous different technology/OS-specific and/or protocol-specific applications/services conventionally used to provide such services is obviated. The unified nature of the system, not only provides for comprehensive delivery of services, such as data movement amongst all the servers in the enterprise's network but also provides for unified management of the services delivered, such as governance control over the services, unified tracking of services delivered, unified provisioning of updates/revisions to modules, and auditing processes for services delivered.

Abstract: A platform for providing authorization of electronic communication of secure data to external entities, e.g., vendors, third parties or the like based on an assessment of the data risk associated with communicating the data to the external entity. The secure data that is to be communicated, in the form of specific data items, are identified as well as the associated security standards. The external identity is assessed to ensure their capabilities to properly meet the enterprise/sender's information security, business privacy and continuity standards, along with applicable industry standards. Based on the results of the assessment, remediation action may be required to address critical vulnerabilities or recommendations may be presented to a decision-making entity to grant authorization to electronically communicate the data in question to the external entity. In response to granting authorization, secure communication channels are allocated and established to allow for communication of the data.

Abstract: Embodiments for preventing data loss in a business environment are provided. In some embodiments, a secure endpoint file export application assigns users to different classes having different permissions for accessing and writing data. In an embodiment, the system and method are configured to identify a plurality of users in a business environment; classify the plurality of users according to business needs; assign the users to one of at least two classes based on the classification; determine that the first user is permitted to access the data; transmit the secure file to a second user who is permitted to write the data in the secure file to removable media; write the data in the secure file to the removable media; and track a location of the removable media.

Abstract: Embodiments are directed to a mobile bank card number generator for digital wallet. Embodiments receive a request from a user to perform an ATM transaction on an account owned by the user; in response to the request to perform an ATM transaction, generate a one-time bank card number associated with the account owned by the user; generate a readable indicia based at least in part on the one-time bank card number; and initiate communication of the readable indicia to an ATM, wherein the ATM receives a user authentication credential from the user, a bank system validates the user authentication credential and in response to validating the user authentication credential, approves the ATM transaction for the user's account.

Abstract: Embodiments are directed to a mobile bank card number generator for digital wallet. Embodiments receive a request from a user to perform an ATM transaction on an account owned by the user; in response to the request to perform an ATM transaction, generate a one-time bank card number associated with the account owned by the user; generate a readable indicia based at least in part on the one-time bank card number; and initiate communication of the readable indicia to an ATM, wherein the ATM receives a user authentication credential from the user, a bank system validates the user authentication credential and in response to validating the user authentication credential, approves the ATM transaction for the user's account.

Abstract: Embodiments for preventing data loss in a business environment are provided. In some embodiments, a secure endpoint file export application assigns users to different classes having different permissions for accessing and writing data. In an embodiment, the system and method are configured to identify a plurality of users in a business environment; classify the plurality of users according to business needs; assign the users to one of at least two classes based on the classification; determine that the first user is permitted to access the data; transmit the secure file to a second user who is permitted to write the data in the secure file to removable media; write the data in the secure file to the removable media; and track a location of the removable media.

Abstract: Embodiments are directed to a mobile bank card number generator for digital wallet. Embodiments receive a request from a user to perform an ATM transaction on an account owned by the user; in response to the request to perform an ATM transaction, generate a one-time bank card number associated with the account owned by the user; generate a readable indicia based at least in part on the one-time bank card number; and initiate communication of the readable indicia to an ATM, wherein the ATM receives a user authentication credential from the user, a bank system validates the user authentication credential and in response to validating the user authentication credential, approves the ATM transaction for the user's account.

Abstract: Embodiments of the invention provide a method a authenticating a transaction at the point of transaction. In some embodiments of the invention, a unique signature is created based at least in part on a hardware profile of the system. In some embodiments, a request is received from a user to perform a transaction using the system. In some embodiments, in response to receiving the request a key is created based on the unique signature and displayed to the user. In some embodiments, user input entered in response to the user viewing the key is received and it is determined whether to proceed with transaction payment authentication based at least on whether the received user input matches the created key.

Abstract: A technology/operating system-agnostic and protocol-agnostic modular-based service delivery system that includes a management of enterprise-wide deployment of services and updates to services delivered by the modules of the system. Management includes determination and automatic implementation of an optimal schedule for service deployment, service version updates and service version roll-backs based on (i) predetermined lifecycle levels assigned to networked devices in the enterprise executing the service delivery application, and/or (ii) segments within the enterprise.

Abstract: Embodiments are directed to a mobile bank card number generator for digital wallet. Embodiments receive a request from a user to perform a transaction; in response to the request, generate a bank card number; associate the bank card number with a digital wallet running on the mobile device; and initiate communication of the bank card number.

Abstract: Embodiments for preventing data loss and allowing selective access data include systems and methods that receive a data payload to be stored by the system; split the data payload into a plurality of payload components; secure each of the plurality of payload components; store at least a first of the plurality of payload components at a first repository and at least a second of the plurality of payload components at a second repository; receive a request for access to the data payload; and provide certification that the data payload has not been altered since storing.

Abstract: Embodiments for secure data storage that include systems and methods that receive, from a second system maintained by a second entity, a data payload to be stored by the system; secure the data payload at a first time; store the secured data payload; receive a request for access to the data payload; and provide certification, corresponding to a second time subsequent to the first time, that the data payload has not been altered since the first time.

Abstract: Embodiments are directed to a mobile bank card number generator for digital wallet. Embodiments receive a request from a user to perform an ATM transaction on an account owned by the user; in response to the request to perform an ATM transaction, generate a one-time bank card number associated with the account owned by the user; generate a readable indicia based at least in part on the one-time bank card number; and initiate communication of the readable indicia to an ATM, wherein the ATM receives a user authentication credential from the user, a bank system validates the user authentication credential and in response to validating the user authentication credential, approves the ATM transaction for the user's account.

Abstract: Embodiments of the present invention are directed to systems, apparatuses, methods, and computer program products for tracking card usage when using a digital wallet. The present invention is configured to enable a user to execute a transaction via a payment vehicle (e.g., a digital bank card, a digital card number, or the like) associated with a digital wallet application. Upon execution of the transaction, the present invention receives information associated with the transaction from a plurality of sources, such as a financial institution, a merchant, a third party payment processing entity, a third party software application, or the like. The present invention then processes the received transaction information and exports the transaction information to a budgeting application, which may or may not be integrated with the digital wallet application.

Abstract: Disclosed is a system for onboarding a new customer. The system for onboarding a new customer typically includes a processor, a memory, and a customer onboarding module stored in the memory.

Abstract: Embodiments of the present invention help users (e.g., associates, customers, or the like) utilize communications to take actions with respect to systems or applications that do not directly allow for users to take actions using the communications. In some embodiments the communications are voice communications (e.g., phone calls, voice activation, voice services through the Internet, or the like) or written communications (e.g., e-mail communications, text communications, or the like) or other like voice communications or written communications. The present invention identifies keywords in the communications to determine the application for which the user wants to take an action, and the action that the user wants to take. The present invention takes the action within the application based on the keywords, or requests additional information from the user through the communication channel (or another communication channel).