Abstract: Embodiments rotate data by tokenization. Embodiments determine one or more check data fields of a check such as check number and routing number; generate a PIN based on the determined check data fields; receive user input of a user PIN; compare the generated PIN with the inputted user PIN; if the generated PIN matches the inputted user PIN, proceed with the transaction; and if the generated PIN does not match the inputted user PIN, cancel the transaction. In some cases, a point of sale terminal comprising a scanner for scanning the check to determine the one or more check data fields. In some cases, receiving user input of the user PIN comprises receiving, by a communication device of the system from a mobile device of the user, a text message, SMS message or phone call comprising the user input of a user PIN.

Abstract: A computer terminal located in an environment may include an actuator, retractable privacy barrier attached to the computer terminal by the actuator, a display, a memory, a processor, and a terminal application stored in the memory. The actuator is typically configured to extend the retractable privacy barrier to thereby reduce viewability of the computer terminal. The terminal application is typically configured for initiating an interactive session with a user, determining that a trigger event has occurred, and in response to determining that the trigger event has occurred, transmitting a control signal to the actuator, the control signal causing the actuator to extend the retractable privacy barrier. The present invention is further configured for monitoring one or more parameters of the environment, and displaying, via the display, data associated with the one or more parameters of the environment.

Abstract: A computer terminal typically includes a detachable item transfer mechanism and a docking station for receiving the detachable item transfer mechanism. The item transfer mechanism typically includes a housing defining a cavity and an opening to the cavity. The item transfer mechanism also typically includes a movable cover and a locking mechanism that is configured to secure movable cover over the opening. The locking mechanism is also typically configured to disengage the movable cover in response to a user providing authentication credentials or receiving an unlock command from the computer terminal. The computer terminal is typically configured to retrieve, via the docking station, a first item from the cavity of the item transfer mechanism and dispense, via the docking station, a second item into the cavity of the item transfer mechanism.

Abstract: A computer terminal typically includes a retractable conduit and an actuator connected to the retractable conduit. The retractable conduit typically includes a proximal end, a distal end, and a barrier between the proximal end and the distal end. The distal end is typically configured to engage a portal of a vehicle positioned proximate to the computer terminal. The actuator is typically configured to extend the distal end of the retractable conduit away from the computer terminal and toward the portal of the vehicle. The computer terminal is typically configured to determine that the vehicle is proximate to the computer terminal; determine a location of the portal of the vehicle; and transmit a control signal that causes the actuator to extend the distal end of the retractable conduit away from the computer terminal so that the distal end engages the portal of the vehicle.

Abstract: A resource delivery system typically includes a processor, a memory, and a resource delivery module stored in the memory. The system is typically configured for: receiving a request from a first user to transfer resources to a second user; authenticating the first user to initiate the transfer of the resources; creating a virtual record and associating a record of the second user with the virtual record; transferring the resources to the virtual record via an automated channel; identifying an event and provide the second user in response to identifying the event at least one option comprising using the resources in the virtual record; and moving the resources from the virtual record via the automated channel based on identifying that the second user selected the option comprising using the resources stored in the virtual record.

Abstract: A means for managing security and access to resources associated with blocks/sub-components of a distributed validating network, such as a blockchain network. Tags are created that can be applied to blocks so that a designated entity/user can locate the block though presentation of keywords associated with the tag. Additionally, a security token is generated that is assigned or otherwise provided to the designated entity/user which is configured to grant the designated entity access to resources in the block. Further, logic may be defined and applied to either the tag, the block and/or the security token that provides control over the access granted to the designated entities/users. The logic may define the period of time for which a designated entity/user is granted access to the block and/or the block's resources or the logic may define an amount of access granted to the designated entity/user.

Abstract: Embodiments of the invention are directed to a control device for aggregation of machine-initiated resource distribution. The invention is a control device that links user associated smart devices. The control device generates code to extract data from the smart devices and control the communications disseminated from and received by the smart device from third parties. In this way, the control device prevents smart devices from communicating with third party systems and from third party systems from communicating directly with the smart devices. Thus, fixing the technical challenges within a current network including the need to consolidate and aggregate data across smart devices associated with the user, the need to control and manage the flow of data packets from smart devices to third parties (privacy, filtering, protection), and the need to easily track and refresh an inventory of smart devices.

Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for utilizing dynamic trait compilation and recognition to respond to requests for finite resources associated with a distributed platform are allocated across the distributed platform in a prioritized manner.

Abstract: An enterprise-wide centralized system for managing data transfer/movement provided by a technology-agnostic and protocol-agnostic data transfer/movement module. The system comprises a plurality of networked servers, one or more hub servers and a service delivery management framework. The system is structured for controlling the initiation and disablement of data transfers and configuring routing, timing and protocol(s) for data transfers.

Abstract: A computer terminal located in an environment may include an actuator, retractable privacy barrier attached to the computer terminal by the actuator, a display, a memory, a processor, and a terminal application stored in the memory. The actuator is typically configured to extend the retractable privacy barrier to thereby reduce viewability of the computer terminal. The terminal application is typically configured for initiating an interactive session with a user, determining that a trigger event has occurred, and in response to determining that the trigger event has occurred, transmitting a control signal to the actuator, the control signal causing the actuator to extend the retractable privacy barrier. The present invention is further configured for monitoring one or more parameters of the environment, and displaying, via the display, data associated with the one or more parameters of the environment.

Abstract: Disclosed is a resource reallocation system. The system typically includes a processor, a memory, and a resource reallocation module stored in the memory. The system is typically configured for: identifying resources of a custodian; allocating the resources into one or more resource blocks; linking a resource transfer protocol to each resource block, each resource transfer protocol being associated with a particular custodian event; monitoring custodian data; determining that a custodian event has occurred based on monitoring the custodian data; and, in response to determining that the custodian event has occurred, automatically initiating one of the resource transfer protocols.

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for aggregation of machine-initiated resource distribution. The invention generates a smart device portal for linkage of user associated smart devices. The portal generates code to extract data from the smart devices and control the communications disseminated from and received by the smart device from third parties. Thus, the generated portal and coded stored signal fixes the technical challenges within the current network including the need to consolidate and aggregate data across smart devices associated with the user, the need to control and manage the flow of data packets from smart devices to third parties (privacy, filtering, protection), and the need to easily track and refresh an inventory of smart devices in a manner that allows key data to remain associated with the user while the user's inventory, device associations, and personal/business associations change over time.

Abstract: Automated validation monitoring of data points within a data record to insure that data points in a data record are currently valid. Specifically, embodiments of the invention provide for continuously and/or periodically monitoring or checking the validation of the association between the data point and a related entity. Moreover, in specific embodiments of the invention, in which monitored data points are determined to be invalid, valid data points may be automatically determined/identified.

Abstract: Systems, computer program products, and methods are described herein for resource manager entity device security and maintenance. The present invention is configured to identify an issue with a resource and notify all other resources across the entity and customers of the entity that the resource is experiencing an issue; determine that an account is involved in a counterfeit activity and notify all other resources across the entity to deny further activity associated with the account; determine that the first resource is experiencing an issue and send fixes to the first resource and all other resources located within a predetermined distance from the first resource.

Abstract: Embodiments rotate data by tokenization. Embodiments determine one or more check data fields of a check such as check number and routing number; generate a PIN based on the determined check data fields; receive user input of a user PIN; compare the generated PIN with the inputted user PIN; if the generated PIN matches the inputted user PIN, proceed with the transaction; and if the generated PIN does not match the inputted user PIN, cancel the transaction. In some cases, a point of sale terminal comprising a scanner for scanning the check to determine the one or more check data fields. In some cases, receiving user input of the user PIN comprises receiving, by a communication device of the system from a mobile device of the user, a text message, SMS message or phone call comprising the user input of a user PIN.

Abstract: Disclosed are systems and the like that provide automated validation of data points within a data record. Specifically, validation the correctness/existence of a data point, as well as, the association between the data point and a related entity. Moreover, in specific embodiments of the invention, in which data points are determined to be invalid, publically-accessible information may be retrieved from a distributed communications network and data analytics may be implemented to automatically determine/identify valid data points.

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for appropriate resource allocation via generated communication channel within and for the utilization of a shared use service. The system may be associated with or affixed to a shared use service object, generating a communication field within or directly around the shared use service object. The system may recognize when an individual is utilizing the shared use service via signal recognition of a mobile device transmission being received by the system associated with the shared use service. The system may identify an end destination of the user using the shared use service and calculate a resource requirement based on the same. The resource requirement may be presented to the user via the mobile device through the generated communication linkage.

Abstract: Systems, computer program products, and methods are described herein for inter-networked monitoring and communication triggering across a dispersed Internet protocol capable network connecting one or more smart devices connected to the dispersed network. The present invention is configured to provide an alert triggering application for installation on the one or more smart devices associated with a user; receive an indication of a user action executed using at least one of the one or more smart devices; detect an incidence of a trigger event based on at least receiving the indication of the user action executed using at least one of the one or more smart devices; establish a communication link with each of the one or more smart devices based on at least detecting the incidence of the trigger event; display, via the alert triggering application, an alert indicating the occurrence of the trigger event.

Abstract: Disclosed are devices, systems and the like for determining unauthorized communication of data from a card device equipped with a magnetic stripe and/or smart chip. The card device is able to count by recording the number of instances in which the card device has either been swiped at a magnetic card reader or communicated data via an embedded Integrated Circuit (IC). In specific embodiments, the device is further configured to differentiate between authorized swipes/data communications and unauthorized data communications.

Abstract: Embodiments of the present invention provide utilizing a distributed network of systems for allocating and transferring resources between entities (e.g., users, institutions, or the like) by providing holds (e.g., soft or hard) on the resources, allocating the resources, and transferring the resources by utilizing allocation identifiers and/or holding pools, if needed. The use of allocation identifiers and/or holds on the resources improves upon the processing speeds and power of systems used for the resource transfers between entities.