Abstract: A film with an ink jet printed surface is provided. The film is biaxially stretched and includes a surface layer of high density polyethylene (HDPE) and particles of an incompatible material. This surface layer has a meshed network of HDPE fibers and striations of layers coplanar with the plane of the film. This surface layer is porous in a direction perpendicular to the plane of the film and has a void content of at least about 20%. The surface layer is provided with a coating of a porous ink receiving layer.

Abstract: Systems and methods are provided for engineering, manufacturing, procuring and managing a financial product which combines a finance agreement, a life insurance policy, and a securitization mechanism used to create fixed income securities. The present invention includes a computer readable medium having computer executable instructions for performing a method for engineering and managing a financial product. The method includes calculating a first death benefit value, wherein the first death benefit value includes a selected death benefit value for payment to a beneficiary of an insurance policy. A second death benefit value is calculated. The second death benefit component is calculated based on a loan value added to an interest formula value. The interest formula value includes an outstanding loan value multiplied by a selected interest rate percentage.

Abstract: The present invention is embodied in an online-like transaction processing method and system for processing account information contained in batch process files, the method including: reading at least one batch file containing a plurality of records, each of the plurality of records being related to an associated one of a plurality of accounts; identifying which of the plurality of records relate to same ones of the plurality of accounts; identifying one of the accounts; and, processing all of the records identified as relating to the one of the accounts together and independent of processing any of the records relating to any other of the plurality of accounts.

Abstract: Dual cone funnel assembly for simultaneously introducing a flow of particulate composition, or powder, into a receiving container through a dispensing tube along one path while channeling the flow of displaced air through an annular air-exhaust space along a different path surrounding the first path. The funnel assembly has an inner funnel supply element surrounded and closely-spaced from an outer funnel element to provide the annular air-relief space therebetween. The assembly may be used to feed particulate resinous extrusion composition through a dispensing funnel element to the premelt chamber of an extruder and to isolate and return the displaced air to a dust collection element.

Abstract: The present invention provides a method and apparatus for cooling the exterior of a toaster oven. The toaster oven has a cooking chamber and a product slide within an exterior casing. Outside air is forced into a channel formed between (1) the product slide and the exterior casing and (2) the cooking chamber and a corresponding portion of the exterior casing. The forced air is then directed out of the channel into a food pre-heating area outside the cooking chamber.

Abstract: An improved toasting apparatus is disclosed including a variable speed conveyor belt for conveying products through the toaster; a bottom heating element positioned below the conveyor belt, the bottom heating element including variable control for controlling the amount of heat provided by the bottom heating element; a drying zone including a first plurality of upper heating elements positioned above the conveyor; a toasting zone including a second plurality of upper heating elements; and wherein the bottom heating element and the first and second plurality of upper heating elements are controlled individually and independently.