Abstract: A measure of good actions “MOGA” system and method is described that receives, collects and/or monitors actions of a Payor and ascribes a value to actions and combinations of actions over time thereby producing a good actions metric that may also be used as a credit worthiness metric.

Abstract: A digital media sharing system (“DMSS”) for creating, transmitting and receiving digital media data (“DMD”) with message media (MM) files attached thereto. Said message Media may reside locally or on a server prior to being connected to said digital media data.

Abstract: A Financial Alert Management System (“FAMS”) for reducing the occurrence of a non-payment event of a negotiable instrument listing a monetary amount at a first financial institution (“1st FI”) is described. The FAMS includes a first communication module, a database, a timing module, a second communication module, a payment module, a mobile interface for financial alert system (“MIFAS”), and a controller in signal communication with the first communication module, the second communication module, the payment module, the timing module, and the database.

Abstract: A Sentinel System For an Online Device (“SOD”) is disclosed that is capable of protecting a computing device from mining and tracking.

Abstract: Competition for Consumers in the marketplace is a billion dollar industry. Retention and acquisition of customers is important for many financial services entities. Disclosed herein is a system and method for a specific source to be permitted by a specific User to utilize computing devices and servers to acquire, parse, analyze and otherwise D-INE™ “data mine with permission” User Records which have been previously acquired and/or mined by third parties. Alpha Source in some instances applying its schemas to said User records utilizes its analysis to provided predictive information and offers to said User.

Abstract: A digital media sharing system (“DMSS”) for creating, transmitting and receiving digital media data (“DMD”) with message media (MM) files attached thereto. Said message Media may reside locally or on a server prior to being connected to said digital media data.

Abstract: An exercise device providing a base, ball or support which can be rocked and rolled via the movement of an attached pole. The support may be weighted and additional movable handles and weights may be added to and guided by, along, or on the pole. The moving and or rock and rolling of the device is used for exercise of the human body.

Abstract: An exercise device providing a base, ball or support which can be rocked and rolled via the movement of an attached pole. The support may be weighted and additional movable handles and weights may be added to and guided by, along, or on the pole. The moving and or rock and rolling of the device is used for exercise of the human body.

Abstract: An exercise device that rocks in a base via the movement of an extended stick-like member along which a movable element may be guided. Movement of the movable element can rock the stick and base.

Abstract: An exercise device and method to strength muscles and develop Chi by moving guided handles along an orbital path. Weights may be added or weight may be adjusted. The handles are attached to an elongated member on one or more pivots attached by one or more rotating assemblies. Resistance may be added to increase the force required to move the stick member along a path.

Abstract: An electric personal water craft. The electric personal water craft produces its own electricity from an on-board fuel cell system. Hydrogen fuel is stored or produced within the hull of the personal water craft. The heat produced by the fuel cell stack can dissipated to the water environment for heat management of the fuel cell power system. Output from the fuel cell system may also be stored in a rechargeable NiMH battery and used alone or in conjunction with the fuel cell to provide electricity for the electric propulsion.

Abstract: An exercise device and method using two generally opposing grips to guide a user's hands through generally circular movements for exercise of the human body.

Abstract: A light for use with computers containing light emitting diodes, which may be directional, on one or more movable supports which is powered via the computer's USB or IEEE 1394 port. An auxiliary USB or IEEE 1394 port may be combined with the plug-in light to allow for additional devices to be connected through the same port powering the light.

Abstract: An exercise device which uses two generally opposing grips on guides to guide a user through circular movements for exercise of the human body. The grips may be movably mounted to side supports or a central base. Resistance to the user's movement of the grips may be added.

Abstract: An exercise device which uses two generally opposing guide mounted grips, supported on one or more bases, which are used to guide a user through generally circular movements for exercise of the human body.

Abstract: An exercise device and method to strength muscles and develop Chi by pushing a movable stick, in a guide housing (body) about a pivot. Resistance may be added to increase the force required to move the stick member along a path.

Abstract: A light for use with computers containing one or more light emitting diodes on one or more flexible necks which is powered via the computers USB or IEEE 1394 port. An auxiliary USB or IEEE 1394 port may be combined with the plug-in light to allow for additional devices top be connected through the same port powering the light.

Abstract: A combination of an electrically powered portable light and a reuseable portable fuel cell provides a practical light source which may be operated by a plurality of alternative sources of electrical energy such as a battery, a generator, a solar cell, and an A/C current converter.