Abstract: Disclosed is a method for providing fraud protection and transaction tracing for gift card accounts through use of a public blockchain ledger. Digital gift cards are associated with tokens which are passed between user accounts. The users do not obtain direct access to the debit codes assigned to the gift cards and are instead provided with variable authentication codes for use in merchant purchases. The variable authentication code is used by a merchant to obtain a reference to an actual debit code held by a web server. Numerous types of transactions are published to the blockchain ledger including initial purchases, reserving/claiming of debit codes, transfers of tokens between accounts, and depleting of gift card value associated with a token. Transactions published to the blockchain occur substantially simultaneously with a merchant purchase such that users may look up gift card values at any time to be assured each gift card is valid.

Abstract: Disclosed herein are certain embodiments of systems and methods for inventory management of digital gift cards purchased from a variety of merchants, stored on a server database and resold indirectly to customers. A server would obtain an economic order quantity of gift cards from assorted merchants to generate a digital inventory. These codes may remain entirely private between the server and the merchant from which they were bought. The server would additionally sell merchant credits to customers using a web application. The digital inventory would be used to fulfill sales of merchant credit to customers.

Abstract: Disclosed herein is a method and system for standardizing a plurality of digital wallet credits into one digital wallet system. Expenditures of merchant-issued credit stored in digital wallets are supported by tokenization of assets. Assets are encoded and represented by currencies tracked on public ledgers. Data is mined from the public ledger, decoded, and presented to users with a unified interface which allows users to view balances at any time of all digital wallets in their possession.

Abstract: Fluorescing gel formulations are disclosed for monitoring cleaning of a surface. The fluorescing gel formulations are stable, fluoresce under UV light, and do not leave a mark after drying and removal. The compositions include an oppositely charged complexing agent which is used in combination with an anionic or cationic optical brightener. In some embodiments, the compositions include a cationic optical brightener with no complexing agent.

Abstract: Various of the disclosed embodiments generally contemplate computer-implemented systems and methods for selecting an electronic or virtual gift card from among a plurality of possible gift cards or gift card issuers. Various of the embodiments may match and rank the gift cards according to a gift card recipient's characteristics, and possibly to the electronic or virtual gift card itself. Certain embodiments also contemplate the selection of physical gift cards selection, matching, and ranking aspects of the invention. Various methods for operating a gift card business using certain of the embodiments are also disclosed.

Abstract: Alkaline spray-on cleaners that can be delivered by pump or pressurized gas aerosol spray have been made with reduced choking mists are disclosed. The cleaning composition comprises the use of anti-mist components consisting of large anionic copolymer comprised of acrylamide and AMPS (acrylamide-sodium 2-acrylamido-2-methylpropane sulfonate), and polyethylene oxide polymers that create non-Newtonian solutions. The composition also includes a surfactant, and a source of alkalinity.

Abstract: Various of the disclosed embodiments generally contemplate computer-implemented systems and methods for selecting an electronic or virtual gift card from among a plurality of possible gift cards or gift card issuers. Various of the embodiments may match and rank the gift cards according to a gift card recipient's characteristics, and possibly to the electronic or virtual gift card itself. Certain embodiments also contemplate the selection of physical gift cards selection, matching, and ranking aspects of the invention. Various methods for operating a gift card business using certain of the embodiments are also disclosed.

Abstract: A disinfecting shower cleaner composition including a medium-chain fatty acid coupled with a nonionic surfactant providing temperature stable antimicrobial compositions. The invention specifically relates to antimicrobial compositions including fatty acid antimicrobial agents coupled with an ethoxylated amine and methods of using the antimicrobial compositions.

Abstract: Fluorescing gel formulations are disclosed for monitoring cleaning of a surface. The fluorescing gel formulations are stable, fluoresce under UV light, and do not leave a mark after drying and removal. The compositions include an oppositely charged complexing agent which is used in combination with an anionic or cationic optical brightener. In some embodiments, the compositions include a cationic optical brightener with no complexing agent.

Abstract: Fluorescing gel formulations are disclosed for monitoring cleaning of a surface. The fluorescing gel formulations are stable, fluoresce under UV light, and do not leave a mark after drying and removal. The compositions include an oppositely charged complexing agent which is used in combination with an anionic or cationic optical brightener. In some embodiments, the compositions include a cationic optical brightener with no complexing agent.

Abstract: Various of the disclosed embodiments generally contemplate computer-implemented systems and methods for selecting an electronic or virtual gift card from among a plurality of possible gift cards or gift card issuers. Various of the embodiments may match and rank the gift cards according to a gift card recipient's characteristics, and possibly to the electronic or virtual gift card itself. Certain embodiments also contemplate the selection of physical gift cards selection, matching, and ranking aspects of the invention. Various methods for operating a gift card business using certain of the embodiments are also disclosed.

Abstract: Alkaline spray-on cleaners that can be delivered by pump or pressurized gas aerosol spray have been made with reduced choking mists are disclosed. The cleaning composition comprises the use of anti-mist components consisting of large anionic copolymer comprised of acrylamide and AMPS (acrylamide-sodium 2-acrylamido-2-methylpropane sulfonate), and polyethylene oxide polymers that create non-Newtonian solutions. The composition also includes a surfactant, and a source of alkalinity.

Abstract: Methods and compositions for biofilm remediation are disclosed. Biofilm is reduced and removed from soiled surfaces by providing to a surface in need an effective amount of a composition comprising a biocidal surfactant and at least one organic solvent. According to the invention, the biofilm remediation compositions reduce and remove biofilm formation by administering a one-step cleaner and disinfectant. The biofilm remediation compositions are stable and effective in concentrated and diluted ready-to-use formulations comprising an anionic sulfated or sulfonated surfactant that is not an organocarboxylic acid, a sparingly soluble organic solvent and optionally a soluble organic solvent.

Abstract: A cleaning device that includes a first component, a second component and a handle. The first component is configured to hold a first portion of the cleaning device. The second component is configured to hold a second portion of the cleaning device. The first and second components are connected and are configured so that the first portion and the second portion on the respective first and second components are independently replaceable. The handle is coupled to the second component to control an application of at least one of the first portion and the second portion of the cleaning device on a surface to be cleaned.

Abstract: Fluorescing gel formulations are disclosed for monitoring cleaning of a surface. The fluorescing gel formulations are stable, fluoresce under UV light, and do not leave a mark after drying and removal. The compositions include an oppositely charged complexing agent which is used in combination with an anionic or cationic optical brightener. In some embodiments, the compositions include a cationic optical brightener with no complexing agent.

Abstract: A cleaning device that includes a first component, a second component and a handle is provided. The first component is configured to hold a first portion of the cleaning device. The second component is configured to hold a second portion of the cleaning device. The first and second components are connected and are configured so that the first portion and the second portion on the respective first and second components are independently replaceable. The handle is coupled to the second component to control an application of at least one of the first portion and the second portion of the cleaning device on a surface to be cleaned.

Abstract: A packaged cleaning composition concentrate includes a container for holding a cleaning composition concentrate, and a cleaning composition concentrate. The cleaning composition concentrate has a solids content of at least about 1 wt. % based on the weight of the cleaning composition concentrate. The cleaning composition concentrate includes a surfactant component, a dispersant component, and at least one of a sheeting agent or a humectant. A method for forming a use composition is provided.

Abstract: A method for stripping a floor using a concentrate prepared by mixing a substantially nonchlorinated concentrate containing a floor finish solvent and an at least partially unactivated water thickener. The concentrate is diluted merely with water at an intended use location to activate the water thickener and noticeably increase within ten minutes or less the viscosity of the resulting mixture, then applied to a hardened floor finish atop a floor and allowed to soften or dissolve the floor finish so that the finish may be removed from the floor.

Abstract: Floor finishes can be stripped using a substantially nonchlorinated concentrate comprising a floor finish dissolver and an at least partially water-unactivated water thickener. The concentrate is diluted with water at an intended use location to activate the water thickener and noticeably increase within sixty minutes or less the viscosity of the resulting mixture, then applied to a hardened floor finish atop a floor and allowed to soften or dissolve the floor finish so that the finish may be removed from the floor.

Abstract: Compositions of the invention include: (a) a solvent at least partially immiscible in water; and (b) a solubilizing agent having a formula: where R is (C1–C7)alkyl, substituted (C1–C7)alkyl, (C1–C7)alkoxy, substituted (C1–C7)alkoxy, (C2–C7)alkenyl, substituted (C2–C7)alkenyl, aryl, heteroaryl, cycloalkyl or heterocycly; and R? and R? is independently selected from hydrogen, (C1–C7)alkyl, substituted (C1–C7)alkyl, (C1–C7)alkoxy, substituted (C1–C7)alkoxy, (C2–C7)alkenyl, or substituted (C2–C7)alkenyl. Further compositions include: (a) a solvent at least partially immiscible in water; and (b) a solubilizing agent having a formula: R1—R—OH where R is (C1–C7)alkyl, substituted (C1–C7)alkyl, (C1–C7)alkoxy, substituted (C1–C7)alkoxy, (C2–C7)alkenyl, substituted (C2–C7)alkenyl, aryl, heteroaryl, cycloalkyl or heterocycyl and R1 is a nitrogen containing heterocycyl or a nitrogen containing hetroaryl. The compositions are useful in providing stable single phase aqueous solutions when combined with water.