Abstract: A system, computer program product, and method for executing real-time processing of resource transfers using distributed ledger technology is provided. In particular, the system utilizes a private or semi-private blockchain to create a distributed ledger which comprises a record of all resource transfers between a number of entities. The real-time processing system addresses a number of computer technology-centric challenges associated with executing resource transfers. In particular, executing resource transfers on a real-time basis allows the nodes of the blockchain to more evenly distribute computing workload over time when compared to more traditional resource transfer systems that use batch processing to execute transfers.

Abstract: A network of nodes for a distributed register, in which the nodes include interaction terminals (e.g., ATMs, recyclers, point-of-sale devices, or the like). The interaction terminals allow a user to enter into an interaction that includes transferring resources through the use of the distributed register. The interaction terminals may be utilized in order to authenticate the user using traditional authentication processes or through the use of the distributed register. The interaction terminals may determine if the interaction is for a traditional interaction or if the interaction is being used for an interaction on the distributed ledger. Since the interaction terminals are operated by the organizations, they can be registered as trusted authorities on the distributed register, and as such, the blocks created for interactions by the interactional terminals may be validated without the need for consensus algorithms, or with reduced consensus requirements.

Abstract: A network of nodes for a distributed register, in which the nodes include interaction terminals (e.g., ATMs, recyclers, point-of-sale devices, or the like). The interaction terminals allow a user to enter into an interaction that includes transferring resources through the use of the distributed register. The interaction terminals may be utilized in order to authenticate the user using traditional authentication processes or through the use of the distributed register. The interaction terminals may determine if the interaction is for a traditional interaction or if the interaction is being used for an interaction on the distributed ledger. Since the interaction terminals are operated by the organizations, they can be registered as trusted authorities on the distributed register, and as such, the blocks created for interactions by the interactional terminals may be validated without the need for consensus algorithms, or with reduced consensus requirements.

Abstract: Capabilities for resource event processing are increased at resource event processing apparatus through use of a peer-to-peer resource event processing network. The resource event processing apparatus receives an alias associated with a user of the peer-to-peer resource event processing network. In response, the resource event processing apparatus communicates a peer-to-peer resource event request to the peer-to-peer resource event network. In response to the peer-to-peer resource event network receiving and processing the request, the user’s mobile communication device receives peer-to-peer resource event acceptance request and, in response to the user providing an input to accept the peer-to-peer resource event, the mobile communication device communicates a peer-to-peer resource event confirmation to the peer-to-peer resource event network.

Abstract: Systems, computer program products, and methods are described herein for expedited data transfer utilizing a secondary data log. The present invention may be configured to analyze a primary data log and determine a user having a high volume of data transactions within a defined timeframe. The present invention may be further configured to maintain a secondary data log for a predetermined time period and, upon conclusion of the predetermined time period, sum the data transactions from the secondary data log and record the sum on the primary data log. The present invention may be further configured to determine a pre-authorized credit for the user to be recorded on the secondary data log during the predetermined time period.

Abstract: Embodiments of the invention are directed to a system and method for generating and transmitting shareable electronic notification data via a hardware device network. A non-transitory wireless signal is broadcasted from a front-line unit in a network of front-line units, and a user determined to be in proximity to the front-line unit receives via the wireless signal reward data from a database. Electronic notification data is transmitted to the user device, whereafter the electronic notification data is displayed and an option to share the reward data to a secondary user is provided. Once shared, the secondary user's user device establishes a connection to the front-line unit to receive the reward data from the rewards database.

Abstract: Consolidated resource event processing at an automated electronic apparatus. A user having a resource depository that is associated with an entity other than the entity controlling the automated electronic apparatus is able to conduct certain resource events at the apparatus, e.g., inputting tangible resources at the automated electronic apparatus, initiating a resource event with a second user at the automated electronic apparatus using the tangible resources, and receiving tangible resources at the automated electronic apparatus.

Abstract: Systems, methods, and computer program products are provided for providing data processing channels for alternative resource usage. The method includes determining a vendor data channel from potential vendor data channel(s) for processing a resource transfer with a user. The method also includes determining a vendor data channel resource value for the potential vendor data channel(s). The vendor data channel resource value is higher for a potential vendor data channel corresponding to a secondary vendor than one corresponding to the primary vendor. The method further includes adjusting a resource transfer value corresponding to the resource transfer based on the vendor data channel resource value. The method still further includes causing an execution of the resource transfer with the determined vendor data channel based on the adjusted resource transfer value in response to determining the vendor resource value is adequate to cover the adjusted resource transfer value.

Abstract: A system generates electronic alerts through predictive analysis of resource conversions. The system may continuously monitor executed resource transfers to generate historical resource transfer data. Based on the historical resource transfer data, the system may generate a predicted outcome of executing transfers of resources in a first format compared to transfers of resources in a second format. The predicted outcome may then be implemented by the system to select a resource format for transfers occurring in the future and/or at specified intervals.

Abstract: A system, computer program product, and method for executing real-time processing of resource transfers using distributed ledger technology is provided. In particular, the system utilizes a private or semi-private blockchain to create a distributed ledger which comprises a record of all resource transfers between a number of entities. The real-time processing system addresses a number of computer technology-centric challenges associated with executing resource transfers. In particular, executing resource transfers on a real-time basis allows the nodes of the blockchain to more evenly distribute computing workload over time when compared to more traditional resource transfer systems that use batch processing to execute transfers.

Abstract: A system, computer program product, and method for executing real-time processing of resource transfers using distributed ledger technology is provided. In particular, the system utilizes a private or semi-private blockchain to create a distributed ledger which comprises a record of all resource transfers between a number of entities. The real-time processing system addresses a number of computer technology-centric challenges associated with executing resource transfers. In particular, executing resource transfers on a real-time basis allows the nodes of the blockchain to more evenly distribute computing workload over time when compared to more traditional resource transfer systems that use batch processing to execute transfers.

Abstract: A system that provides for management of resource interaction equipment fulfillment via a gateway apparatus that uses Application Programming Interface (API) services to connect and integrate with the various systems deployed by the equipment providers, such that, all data communication between the managing entity and the equipment providers is orchestrated through the gateway apparatus to track the occurrence of events associated with resource interaction equipment fulfillment. Additionally, a distributed trust computing network is implemented in which each of the equipment providers serve as a decentralized node in the distributed trust computing network capable of converging on a data block to verify the validity of the equipment fulfillment process event stored in the block.

Abstract: A system that provides for managing deployed resource interaction devices/equipment through a gateway device that is capable of monitoring the performance of the resource interaction devices/equipment to determine a need for revisions/updates to the resource interaction event application, additional services and/or different resource interaction devices types.

Abstract: A system for customizing and testing software application platforms is provided.

Abstract: A system generates electronic alerts through predictive analysis of resource conversions. The system may continuously monitor executed resource transfers to generate historical resource transfer data. Based on the historical resource transfer data, the system may generate a predicted outcome of executing transfers of resources in a first format compared to transfers of resources in a second format. The predicted outcome may then be implemented by the system to select a resource format for transfers occurring in the future and/or at specified intervals.

Abstract: A system generates electronic alerts through predictive analysis of resource conversions. The system may continuously monitor executed resource transfers to generate historical resource transfer data. Based on the historical resource transfer data, the system may generate a predicted outcome of executing transfers of resources in a first format compared to transfers of resources in a second format. The predicted outcome may then be implemented by the system to select a resource format for transfers occurring in the future and/or at specified intervals.

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for generating a cross channel cross linkage of channel devices associated with an entity for resource distribution. As such, the system allows for resource distribution across entity devices so that distribution may occur at any location. A resource distribution document may be scanned via a remote device associated with the entity. The system may process the resource distribution document via optical character recognition used for data pulling from the resource distribution document. The system may communicate for acquiring, authenticating, routing, switching, and authorizing the resource distribution. Upon approval of the resource distribution the system may provide the user with a unique identifier for input at a cross channel device for distribution of the resources.

Abstract: Systems, computer program products, and methods are described herein for dynamic transformation of electronic representation of resources. The present invention is configured to electronically receive a request from a user to access one or more resources; electronically receive information associated with the one or more resources associated with the user from a resource database; generate an electronic representation of the one or more resources; transmit control signals configured to cause the application stored on the computing device associated with the user to display the electronic representation of the one or more resources; electronically receive one or more input signals from the user, via the application, to interact with the electronic representation of the one or more resources; and initiate an execution of one or more actions on the electronic representation of the one or more resources in response to the one or more input signals from the user.

Abstract: Systems, computer program products, and methods are described herein for dynamic transformation of electronic representation of resources. The present invention is configured to electronically receive a request from a user to access one or more resources; electronically receive information associated with the one or more resources associated with the user from a resource database; generate an electronic representation of the one or more resources; transmit control signals configured to cause the application stored on the computing device associated with the user to display the electronic representation of the one or more resources; electronically receive one or more input signals from the user, via the application, to interact with the electronic representation of the one or more resources; and initiate an execution of one or more actions on the electronic representation of the one or more resources in response to the one or more input signals from the user.

Abstract: A system that provides for selection, at the onset of a resource event, between (i) a first resource event volume of a first resource type (i.e., a resource type associated with the resource-providing entity) and (ii) a second resource event volume of a second type (i.e., a resource type associated with the resource-receiving entity). The first resource event volume used in the selection is determined by applying a conversion rate to the second resource event volume near to or in conjunction with the initiation of the resource event. As a result, resource conversion occurs at the onset of the resource event as opposed to conventional processing which provides for the resource conversion at or near the conclusion of the resource event.