Patents by Inventor Martha Sain McClellan
Martha Sain McClellan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20210135939Abstract: A system that provides for managing deployed resource interaction devices/equipment through a gateway device that is capable of monitoring the performance of the resource interaction devices/equipment to determine a need for revisions/updates to the resource interaction event application, additional services and/or different resource interaction devices types.Type: ApplicationFiled: November 5, 2019Publication date: May 6, 2021Applicant: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Martha Sain McClellan, Lee Ann Proud, Kathleen Hanko Trombley
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Publication number: 20210042158Abstract: A system generates electronic alerts through predictive analysis of resource conversions. The system may continuously monitor executed resource transfers to generate historical resource transfer data. Based on the historical resource transfer data, the system may generate a predicted outcome of executing transfers of resources in a first format compared to transfers of resources in a second format. The predicted outcome may then be implemented by the system to select a resource format for transfers occurring in the future and/or at specified intervals.Type: ApplicationFiled: August 7, 2019Publication date: February 11, 2021Applicant: Bank of America CorporationInventors: Lee Ann Proud, Kathleen Hanko Trombley, Martha Sain McClellan, Joseph Benjamin Castinado
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Publication number: 20210042211Abstract: A system for customizing and testing software application platforms is provided.Type: ApplicationFiled: August 7, 2019Publication date: February 11, 2021Applicant: BANK OF AMERICA CORPORATIONInventors: Lee Ann Proud, Joseph Benjamin Castinado, Martha Sain McClellan, Kathleen Hanko Trombley
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Publication number: 20210044442Abstract: A system that provides for management of resource interaction equipment fulfillment via a gateway apparatus that uses Application Programming Interface (API) services to connect and integrate with the various systems deployed by the equipment providers, such that, all data communication between the managing entity and the equipment providers is orchestrated through the gateway apparatus to track the occurrence of events associated with resource interaction equipment fulfillment. Additionally, a distributed trust computing network is implemented in which each of the equipment providers serve as a decentralized node in the distributed trust computing network capable of converging on a data block to verify the validity of the equipment fulfillment process event stored in the block.Type: ApplicationFiled: August 7, 2019Publication date: February 11, 2021Applicant: BANK OF AMERICA CORPORATIONInventors: Lee Ann Proud, Joseph Benjamin Castinado, Martha Sain McClellan, Kathleen Hanko Trombley
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Publication number: 20210042719Abstract: Embodiments of the invention are directed to a system, method, or computer program product for paperless and cardless third party resource transfer processing. The invention creates a user experience on a stand-alone device associated with a third party by incorporating resource transfer data and resource transfer input from the user, and displaying the resource transfer data to the user. Wireless communication channels provide the invention with secure, cardless capabilities. The invention may communicate with the user device to receive authentication credentials from the user and transmit a processed total resource allocation to the third party resource transfer system.Type: ApplicationFiled: August 7, 2019Publication date: February 11, 2021Applicant: BANK OF AMERICA CORPORATIONInventors: Lee Ann Proud, Joseph Benjamin Castinado, Martha Sain McClellan, Kathleen Hanko Trombley
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Publication number: 20210041992Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for providing a system for adjustment of resource allocation based on multi-channel inputs that is configured for intelligent, proactive and responsive communication with a user, via a user device. The system is further configured to perform one or more user activities, in an integrated manner, within a single interface of the user device, without requiring the user to operate disparate applications. Furthermore, the system is configured to receive user input through multiple communication channels such as a textual communication channel and an audio communication channel. The system is further configured to switch between the various communication channels seamlessly, and in real-time.Type: ApplicationFiled: August 7, 2019Publication date: February 11, 2021Applicant: Bank of America CorporationInventors: Lee Ann Proud, Kathleen Hanko Trombley, Martha Sain McClellan, Joseph Benjamin Castinado
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Publication number: 20210042675Abstract: A system that provides for selection, at the onset of a resource event, between (i) a first resource event volume of a first resource type (i.e., a resource type associated with the resource-providing entity) and (ii) a second resource event volume of a second type (i.e., a resource type associated with the resource-receiving entity). The first resource event volume used in the selection is determined by applying a conversion rate to the second resource event volume near to or in conjunction with the initiation of the resource event. As a result, resource conversion occurs at the onset of the resource event as opposed to conventional processing which provides for the resource conversion at or near the conclusion of the resource event.Type: ApplicationFiled: August 7, 2019Publication date: February 11, 2021Applicant: BANK OF AMERICA CORPORATIONInventors: Lee Ann Proud, Joseph Benjamin Castinado, Martha Sain McClellan, Kathleen Hanko Trombley
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Patent number: 10915227Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for providing a system for adjustment of resource allocation based on multi-channel inputs that is configured for intelligent, proactive and responsive communication with a user, via a user device. The system is further configured to perform one or more user activities, in an integrated manner, within a single interface of the user device, without requiring the user to operate disparate applications. Furthermore, the system is configured to receive user input through multiple communication channels such as a textual communication channel and an audio communication channel. The system is further configured to switch between the various communication channels seamlessly, and in real-time.Type: GrantFiled: August 7, 2019Date of Patent: February 9, 2021Assignee: BANK OF AMERICA CORPORATIONInventors: Lee Ann Proud, Kathleen Hanko Trombley, Martha Sain McClellan, Joseph Benjamin Castinado
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Publication number: 20200302516Abstract: Embodiments of the invention are directed to provisioning object identification and volume data in conjunction with the real-time processing of a resource event. The object identification and volume data is included in or accessible via one or more resource event messages communicated to the object recipient. In addition, the object identification and volume data is linked or otherwise provided in real-time to an object tracking management system associated with the object receipt, so that the system can immediately update the object registers associated with each of the objects.Type: ApplicationFiled: March 20, 2019Publication date: September 24, 2020Inventors: Therese H. Willis, Lee Ann Proud, Martha Sain McClellan
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Publication number: 20200302407Abstract: Embodiments of the present invention provide a system with generated network for real-time split distribution of resource based on event execution and object deployment. In this way, the system identifies an event execution and large object deployment. Upon resource processing, the system translates RFI messaging within a real-time network for back end resource transmission to necessary upstream or downstream entity agents. Furthermore, the system provides a split processing for resource transmission to one or more entity agents. As such, the system provides a real-time resource distribution upon triggering object deployment for expedite resource distributions stemming from the event execution and object deployment.Type: ApplicationFiled: March 20, 2019Publication date: September 24, 2020Applicant: BANK OF AMERICA CORPORATIONInventors: Therese H. Willis, Martha Sain McClellan, Lee Ann Proud
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Patent number: 10643202Abstract: A system, computer program product, and method for executing real-time processing of resource transfers using distributed ledger technology is provided. In particular, the system utilizes a private or semi-private blockchain to create a distributed ledger which comprises a record of all resource transfers between a number of entities. The real-time processing system addresses a number of computer technology-centric challenges associated with executing resource transfers. In particular, executing resource transfers on a real-time basis allows the nodes of the blockchain to more evenly distribute computing workload over time when compared to more traditional resource transfer systems that use batch processing to execute transfers.Type: GrantFiled: July 25, 2017Date of Patent: May 5, 2020Assignee: Bank of America CorporationInventors: Joseph Benjamin Castinado, Charles Russell Kendall, Martha Sain McClellan, Lee Ann Proud, Ayeesha Sachedina, Calvin William Tackett, Jr.
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Publication number: 20190392434Abstract: A system, computer program product, and method for executing real-time processing of resource transfers using distributed ledger technology is provided. In particular, the system utilizes a private or semi-private blockchain to create a distributed ledger which comprises a record of all resource transfers between a number of entities. The real-time processing system addresses a number of computer technology-centric challenges associated with executing resource transfers. In particular, executing resource transfers on a real-time basis allows the nodes of the blockchain to more evenly distribute computing workload over time when compared to more traditional resource transfer systems that use batch processing to execute transfers.Type: ApplicationFiled: September 9, 2019Publication date: December 26, 2019Applicant: Bank of America CorporationInventors: Joseph Benjamin Castinado, Charles Russell Kendall, Martha Sain McClellan, Lee Ann Proud, Ayeesha Sachedina, Calvin William Tackett, JR.
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Publication number: 20190066106Abstract: Embodiments of the invention are directed to a system, method, or computer program product for generating a cross channel cross linkage of channel devices associated with an entity for resource distribution. As such, the system allows for resource distribution across entity devices so that distribution may occur at any location. A resource distribution document may be scanned via a remote device associated with the entity. The system may process the resource distribution document via optical character recognition used for data pulling from the resource distribution document. The system may communicate for acquiring, authenticating, routing, switching, and authorizing the resource distribution. Upon approval of the resource distribution the system may provide the user with a unique identifier for input at a cross channel device for distribution of the resources.Type: ApplicationFiled: August 31, 2017Publication date: February 28, 2019Inventors: Therese H. Willis, Srikanth Balagangadhar, Himanshu Goyal, Martha Sain McClellan, James J. Park
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Publication number: 20190066172Abstract: In one or more embodiments, one or more systems, methods, and/or processes may receive, via a network and from at least one account processor computer system, requests for compensations associated with a first account; provide the compensations from the first account to a second account; receive, via the network, user credentials from a customer computer system; authenticate the user credentials with a database; receive information from the customer computer system that indicates cessation of compensation associated with the second account; and provide cessation information to account processor computer systems, that includes the at least one account processor computer system, to prevent at least one future transaction based on a request for compensation from the first account. For example, another request for another compensation associated with the first account from an account processor computer system and associated with the second account may be received, and the other request may be declined.Type: ApplicationFiled: August 31, 2017Publication date: February 28, 2019Inventors: Therese H. Willis, Charles Andrew Boyd, Richard E. Farnum, Monte D. Harmon, Martha Sain McClellan, John C. Monteiro, James J. Park, James Christian Storey
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Publication number: 20190034922Abstract: A system, computer program product, and method for executing real-time processing of resource transfers using distributed ledger technology is provided. In particular, the system utilizes a private or semi-private blockchain to create a distributed ledger which comprises a record of all resource transfers between a number of entities. The real-time processing system addresses a number of computer technology-centric challenges associated with executing resource transfers. In particular, executing resource transfers on a real-time basis allows the nodes of the blockchain to more evenly distribute computing workload over time when compared to more traditional resource transfer systems that use batch processing to execute transfers.Type: ApplicationFiled: July 25, 2017Publication date: January 31, 2019Inventors: Joseph Benjamin Castinado, Charles Russell Kendall, Martha Sain McClellan, Lee Ann Proud, Ayeesha Sachedina, Calvin William Tackett, JR.