Patents by Inventor Michael Charles Todasco

Michael Charles Todasco has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210248797
    Abstract: A method for accessing legacy devices via Augmented Reality (AR) devices. The method includes acquiring, via an AR device, an image of a keyboard of a legacy device. The method includes accessing customer commands for initiating of a transaction using the legacy device. The method includes determining a command sequence based, at least in part, on the customer commands, the command sequence mapping to a keystroke sequence to be entered using the keyboard. The method includes generating an overlay indicating a keystroke sequence corresponding to the command sequence. The method also includes displaying, via the AR device, the overlay by visually projecting the overlay over the keyboard of the legacy device.
    Type: Application
    Filed: April 5, 2021
    Publication date: August 12, 2021
    Inventors: Michael Charles Todasco, Braden Christopher Ericson
  • Patent number: 11075924
    Abstract: There are provided systems and methods for targeted authentication queries based on detected user actions. A user may perform various actions during a day, including online, electronic, or digital actions, such as social networking, messaging, and media consumption, as well as real-life actions, such as exercise, travel, and purchases. The actions may be used to determine a user history for the user by a service provider. When the user wishes to login to an account or otherwise authenticate the identity of the user, the user may provide login or authentication credentials. The credentials may be used to look up the user history and cause the service provider to generate an authentication query for the user based on events associated with the user in the user history. The query may be utilized to further authenticate the user by requiring the user to respond with the event associated with the user.
    Type: Grant
    Filed: May 7, 2019
    Date of Patent: July 27, 2021
    Assignee: PAYPAL, INC.
    Inventors: Michael Charles Todasco, Sumeet Ahuja, Geetha Kuppuswamy, Prashanthi Ravanavarapu
  • Patent number: 11068120
    Abstract: Systems, methods, and non-transitory computer readable media for visualizing user spending data in an altered reality are provided. Spending data includes items purchased, budgets for specific rooms or categories, prices paid, dates of purchase, and amounts spent. The user may interact within the altered reality to manage spending and move budgets between rooms or categories.
    Type: Grant
    Filed: May 9, 2019
    Date of Patent: July 20, 2021
    Assignee: PAYPAL, INC.
    Inventors: Vijeyta Aggarwal, Michael Charles Todasco, Kevin Ward
  • Patent number: 11019552
    Abstract: There are provided systems and methods for wireless beacon devices for use in managing transportation service terminals. A user may travel with a device, such as a communication device, that includes a communication module that may utilize specialized hardware features to establish short range wireless communications with nearby wireless beacons. The wireless beacons may be established at or nearby transportation service terminals, such as bus/train stops. The beacon may provide the aforementioned communication services with the communication device and be utilized to determine whether the user will utilize a transportation service for the terminal. If the user wishes to utilize the transportation service, a transportation service may be alerted. The user may also be alerted of an expected time of arrival for the transportation service, other transportation services available at the transportation terminal, and/or of nearby transportation terminals.
    Type: Grant
    Filed: May 15, 2018
    Date of Patent: May 25, 2021
    Assignee: PAYPAL, INC.
    Inventors: Michael Charles Todasco, Megan Marie Williams, Michael Hwang, Michelle Serrano
  • Patent number: 11012553
    Abstract: Systems and methods for providing conversation assistance include receiving from at least one user device of a user, conversation information and determining that the conversation information is associated with a conversation involving the user and a first person that is associated with first conversation assistance information in a non-transitory memory. Body measurement data of the user is retrieved from the at least first user device. A need for conversation assistance in the conversation involving the user and the first person is detected using the body measurement data. First conversation assistance information associated with the first person is retrieved from the non-transitory memory. The first conversation assistance information associated with the first person is provided through the at least one user device.
    Type: Grant
    Filed: February 11, 2020
    Date of Patent: May 18, 2021
    Assignee: PayPal, Inc.
    Inventor: Michael Charles Todasco
  • Patent number: 10974733
    Abstract: There are provided systems and methods for vehicle use and performance restrictions based on detected users. A user may check-in to a vehicle so that the vehicle identifies the user, such as through providing identification to the vehicle using biometrics, logins, or other information. Using the identification, the vehicle may determine parameters and restrictions on use of the vehicle by the user. Parameters may include information about the user, such as age, health, or other statistic stored with the identification for the user, and may be utilized to determine restrictions on use of the vehicle by the user, such as a speed of the vehicle and passengers allowed in the vehicle. Restrictions may also be set for the user, including speeds of travel, routes of travel, and usage of media players in the vehicle. The usage of the vehicle may be monitored and enforced using the restrictions.
    Type: Grant
    Filed: January 15, 2019
    Date of Patent: April 13, 2021
    Assignee: PAYPAL, INC.
    Inventors: Michael Charles Todasco, Dennis Michael Driscoll, Jeremy Leigh Cattone, Amit Reuven Menipaz
  • Patent number: 10979869
    Abstract: Various systems, mediums, and methods herein describe mechanisms that enable client devices to have access to data based on various address configurations. A smart phone system may be configured to receive a request. The smart phone system may also be configured to determine an address based at least on the request received, where the address provides access to data on a website. The smart phone system may also determine the address based on a receipt of the address generated by a server system. The smart phone system may also determine a timestamp associated with a transfer of the address at a geolocation. The smart phone system may also determine one or more time periods from the timestamp associated with the transfer of the address at the geolocation. The address may provide access to the data on the website during the one or more time periods.
    Type: Grant
    Filed: May 19, 2020
    Date of Patent: April 13, 2021
    Assignee: PAYPAL, INC.
    Inventor: Michael Charles Todasco
  • Patent number: 10970897
    Abstract: A method for accessing legacy devices via Augmented Reality (AR) devices. The method includes acquiring, via an AR device, an image of a keyboard of a legacy device. The method includes accessing customer commands for initiating of a transaction using the legacy device. The method includes determining a command sequence based, at least in part, on the customer commands, the command sequence mapping to a keystroke sequence to be entered using the keyboard. The method includes generating an overlay indicating a keystroke sequence corresponding to the command sequence. The method also includes displaying, via the AR device, the overlay by visually projecting the overlay over the keyboard of the legacy device.
    Type: Grant
    Filed: October 31, 2017
    Date of Patent: April 6, 2021
    Assignee: PAYPAL, INC.
    Inventors: Michael Charles Todasco, Braden Christopher Ericson
  • Patent number: 10949859
    Abstract: The present disclosure is directed to enhancing electronic information security. An electronic device is registered in a registration process. The registration process of the electronic device includes at least one of: obtaining a device identifier that is unique to the electronic device and storing the device identifier as a registered device identifier; or obtaining a location of the electronic device via Global Positioning System (GPS) and storing the location as a registered location of the electronic device. A dummy credit card number is generated. After the registration process and after the dummy credit card number is generated, a request to conduct a transaction electronically is received. The request contains the dummy credit card number. A determination is made as to whether the request was sent from the registered electronic device. The request is processed if the request has been determined to come from the registered electronic device.
    Type: Grant
    Filed: August 6, 2019
    Date of Patent: March 16, 2021
    Inventor: Michael Charles Todasco
  • Patent number: 10945052
    Abstract: Methods and systems for providing information to a user are described. Multiple mobile devices can individually collect data and feed the data to beacons in a location. The information can include sound data, light data, motion data, health and wellness related data, humidity data, and/or temperature data. The beacons receive this data from multiple users and transmit it to a service provider. The service provider collects the data from the beacons and provides the data to one or more users.
    Type: Grant
    Filed: October 16, 2018
    Date of Patent: March 9, 2021
    Assignee: PayPal, Inc.
    Inventor: Michael Charles Todasco
  • Publication number: 20210058756
    Abstract: Various systems, mediums, and methods herein describe mechanisms that enable a user to send a request from her smartphone to multiple retriever devices, such that an item may be retrieved for the user. At least one of the users of the retriever devices may accept the request to retrieve the item for the requesting user. The retrieving device may send an acceptance message to the requester's smartphone to confirm that the item may be retrieved for the requesting user. In such instances, a retrieval fee may be transferred to the retrieving user's account accessible with the retriever device that accepted the request.
    Type: Application
    Filed: August 10, 2020
    Publication date: February 25, 2021
    Inventor: Michael Charles Todasco
  • Patent number: 10932109
    Abstract: Various systems, mediums, and methods may determine one or more configurations associated with a provider application. For example, a mobile system may determine a request to install a provider application, possibly based on one or more user inputs received by the mobile system. The mobile system may determine other applications installed on the mobile system. The mobile system may determine one or more configurations of the provider application based on the other applications installed. As such, the mobile system may install the provider application to the mobile system based on the one or more configurations determined.
    Type: Grant
    Filed: October 14, 2019
    Date of Patent: February 23, 2021
    Assignee: PayPal, Inc.
    Inventors: Kevin Ward, Vijeyta Aggarwal, Michael Charles Todasco
  • Patent number: 10922731
    Abstract: Methods and systems for improving a shopping experience are described. When a shopper walks into a store, the shopper's mobile device transmits a signal with the shopper's shopping preferences and shopper profile. Any items that are within a certain distance of the mobile device and satisfy at least one of the shopper's preferences may light up to indicate that the item matches something the shopper is looking for. In addition, the price of the item based on the shopper profile for that shopper is displayed.
    Type: Grant
    Filed: June 12, 2018
    Date of Patent: February 16, 2021
    Assignee: PayPal, Inc.
    Inventors: Timothy Conrad Nichols, Geoffrey W. Chatterton, Michael Charles Todasco
  • Publication number: 20210004785
    Abstract: There are provided systems and methods for local digital token transfer during device communication limitations. A first computing device of a first user may include applications and data necessary to generate and/or transmit a data token to a second device to provide particular data to the second device, including a token used for electronic transaction processing. The first device may be unable to communicate with the second device in particular instances, for example, if the first device becomes non-operational due to battery power, location specific requirements, or other operation issue. Thus, the first device may store the token locally or to a nearby associated device, such as a keyfob device or other transceiver. The token may then be available to a third device when the first device is limited from communications, which may be used to communicate the token to the second device.
    Type: Application
    Filed: June 9, 2020
    Publication date: January 7, 2021
    Inventors: Michael Charles Todasco, Cheng Tian
  • Publication number: 20210004463
    Abstract: There are provided systems and methods for detection of fraudulent displayable code data during device capture. A user may utilize a computing device to capture data at a certain location, such as imaging a QR code or reading an RFID reader. However, without knowing that those codes or devices are safe, the user make risk a computing attack on their device. Thus, processes herein provide a manner to detect when codes or devices are unsafe based on the additional data detected when encoded data is captured. In such instances, those codes and devices may be detected as fraudulent and the user may receive a warning of malicious computing attacks. Additionally, the user may be guided to valid codes and devices to utilize and may further receive information on removing such computing attacks.
    Type: Application
    Filed: July 1, 2019
    Publication date: January 7, 2021
    Inventors: Michael Charles Todasco, Fun-Chen Jou, Adhish Vyas, Megan Marie O'Neill, Yona Ju, Shao-Fei Moy, Haidan Huang
  • Publication number: 20200413232
    Abstract: Various systems, mediums, and methods herein describe mechanisms that enable client devices to have access to data based on various address configurations. A smart phone system may be configured to receive a request. The smart phone system may also be configured to determine an address based at least on the request received, where the address provides access to data on a website. The smart phone system may also determine the address based on a receipt of the address generated by a server system. The smart phone system may also determine a timestamp associated with a transfer of the address at a geolocation. The smart phone system may also determine one or more time periods from the timestamp associated with the transfer of the address at the geolocation. The address may provide access to the data on the website during the one or more time periods.
    Type: Application
    Filed: May 19, 2020
    Publication date: December 31, 2020
    Inventor: Michael Charles Todasco
  • Publication number: 20200380576
    Abstract: There are provided systems and methods for utilizing a vehicle to determine an identity of a user. A user may establish a vehicle as associated with the user, such as a vehicle owned by the user or used by the user. The vehicle may include a vehicle device that may be configured to establish connections with other devices using short range and network communications. In various embodiments, the other devices may be devices at merchant locations. Thus, a merchant at the merchant location may be informed about settings, preferences, and/or parameters for use of the vehicle established by the user. The merchant may receive these parameters even if another user is utilizing the vehicle, thus, establishing rules for use of the vehicle by the other user. In other embodiments, the other devices may be devices in other vehicles, allowing the users to communicate and set waypoints during trips.
    Type: Application
    Filed: May 12, 2020
    Publication date: December 3, 2020
    Inventors: Dennis Michael Driscoll, Michael Charles Todasco
  • Patent number: 10855689
    Abstract: Obtaining information may be increasingly more challenging in modern times. The systems described herein enable a user to have access to one or more data streams. For example, the data stream may include messages from a famous person provided to an online social networking service, where the messages may be limited character messages. Yet, in some instances, the data stream may also include images posted on a blog, videos posted on a social networking service for connecting people, a list of searches and/or search strings by a famous person, and a number of purchase orders by an actress. The systems may also control the user's access to the one or more data streams, possibly limiting the access to portions of the one or more data streams.
    Type: Grant
    Filed: February 25, 2019
    Date of Patent: December 1, 2020
    Assignee: PayPal, Inc.
    Inventors: Akshay Sanjeevaiah Krishnaiah, Sandy Lynn Godsey, Michael Charles Todasco, Rohan Baddam, Cheng Tian, Philip Chuang, Srivathsan Narasimhan
  • Publication number: 20200370910
    Abstract: There are provided systems and methods for load balancing for map application route selection and output. A user may utilize a device application to map or route between two or more endpoints, such as geo-locations entered or detected by the device. During calculation of a travel route between the endpoints, real-time data, user preferences, and requesting entities may provide criteria data that may cause determination of a particular travel route, where the travel route may be longer than a most efficient route but within a pre-defined variable time or distance allotment and match the criteria data. Use of the route may accrue a form of compensation for the user. The user may view an application interface displaying the route, which may further include one or more executable processes to cause recalculation of the route. Recalculation of the route may require the user to provide credits or compensation.
    Type: Application
    Filed: June 2, 2020
    Publication date: November 26, 2020
    Inventors: Michael Charles Todasco, Gautam Madaan, Timothy Resudek, Braden Christopher Ericson, Cheng Tian, Jiri Medlen
  • Patent number: 10810571
    Abstract: Systems and methods for device and payment management include detecting, through a first network, that a user device that is associated with a user is located at a trusted location. A first anticipated activity that is associated with the user is determined. The first anticipated activity identifies a first activity location that is different from the trusted location. A first device management configuration that is associated with the first anticipated activity. A first user device action to be performed on the on the user device at the trusted location is determined using the device management configuration. A first notification that causes the first user device action to be performed on the user device while the user device remains at the trusted location is sent to the user device through the first network.
    Type: Grant
    Filed: October 13, 2016
    Date of Patent: October 20, 2020
    Assignee: PAYPAL, INC.
    Inventors: Michael Charles Todasco, Cheng Tian