Abstract: There are provided systems and methods for shared authentication for limited use of an associated account based on user location and connected devices. A user may own a location where another user may visit or rent. The user may have a payment account that may be used with merchants to purchase items that are associated with the location or offered with use of the location. The user may set up the payment account to have a shared authentication mechanism with other users that utilize the location to allow the other users to pay for items using the payment account. The authentication mechanism may be a credential that may be pushed to a device of one or more of the other users when the other users are at or nearby the location or may be information of the other users that may be matched during transaction processing.

Abstract: A system, a medium, and a method involve a communication interface of a server device that receives first activity data associated with a first activity of an account and second activity data associated with a second activity of the account. A processor of the server device determines a first location of the first activity from the first activity data and a second location of the second activity from the second activity data. An authentication circuit of the server device determines a first authentication of the first activity based at least on the first activity data. The authentication circuit determines a second authentication of the second activity based on at least one of the first authentication, the first location, and the second location. A transmitter of the communication interface transmits an indication of the second authentication to a client device.

Abstract: There are provided systems and methods for display of a transaction history using a payment card display device for secure transaction processing. A user may visit a merchant location for a merchant and purchase one or more items from the merchant using a payment card. The payment card may be equipped with a display device, as well as an antenna or other communication module. Once the payment card is processed for the transaction, a merchant device at the merchant location may communicate a message to the payment card for display on the display device of the payment card. The message may include information of whether the transaction was processed, an amount for the transaction, and/or a number of transactions processed. Thus, the user may be informed of how much was charged to the payment card and whether the payment card was incorrectly processed.

Abstract: Various systems, mediums, and methods herein describe mechanisms that enable client devices to have access to data based on various address configurations. A smart phone system may be configured to receive a request. The smart phone system may also be configured to determine an address based at least on the request received, where the address provides access to data on a website. The smart phone system may also determine the address based on a receipt of the address generated by a server system. The smart phone system may also determine a timestamp associated with a transfer of the address at a geolocation. The smart phone system may also determine one or more time periods from the timestamp associated with the transfer of the address at the geolocation. The address may provide access to the data on the website during the one or more time periods.

Abstract: Methods and systems for providing information to a user are described. Multiple mobile devices can individually collect data and feed the data to beacons in a location. The information can include sound data, light data, motion data, health and wellness related data, humidity data, and/or temperature data. The beacons receive this data from multiple users and transmit it to a service provider. The service provider collects the data from the beacons and provides the data to one or more users.

Abstract: There are provided systems and methods for an augmented reality output based on item acquisition limitations. A user may capture visual data utilizing a device at a location, where the visual data includes one or more items available for acquisition at the location. A device may perform object recognition to identify the items within the images, and determine an item identifier. Using the item identifier, item data may be retrieved, and may be compared to restrictions on item acquisitions set for an account of the user. A visual output of a representation of the item in the visual data may then be configured to enhance or diminish the item's representation. The change in the item's representation may be output as an augmented reality visible to the user as the user views captured data of a scene including the item.

Abstract: There are provided systems and methods for a drone physical and data interface for enhanced distance coverage. An unmanned aerial vehicle or a drone may be unable to operate over a distance due to range limitations. The drone may utilize onboard systems and communications with other devices and servers to detect another vehicle operating over at least a portion of the distance, where connecting to the vehicle and using the vehicles resources for travel over the portion of the distance decreases the flight time of the drone. The drone may utilize a camera and communications with the vehicle or server to determine a connection point to the vehicle, and may connect to the vehicle to travel the portion of the distance. If the drone has not yet arrived at the destination and still requires further assistance reaching it, the drone may locate another vehicle to further use.

Abstract: Methods and systems for electronic devices and platforms that are configured to communicate with a wave pattern are disclosed herein. Such an electronic device may be configured to be placed on a platform. The electronic device may convert a message to be transmitted to a wave pattern. The wave pattern may be a series of vibrations, electronic pulses, or light flashes. The electronic device may then vibrate, send pulses, or flash and the platform may communicate such data to one or more other electronic devices. A receiving electronic device may detect the wave pattern and determine the message from the received wave pattern and respond accordingly.

Abstract: There are provided systems and methods for local digital token transfer during device communication limitations. A first computing device of a first user may include applications and data necessary to generate and/or transmit a data token to a second device to provide particular data to the second device, including a token used for electronic transaction processing. The first device may be unable to communicate with the second device in particular instances, for example, if the first device becomes non-operational due to battery power, location specific requirements, or other operation issue. Thus, the first device may store the token locally or to a nearby associated device, such as a keyfob device or other transceiver. The token may then be available to a third device when the first device is limited from communications, which may be used to communicate the token to the second device.

Abstract: Embodiments of the present disclosure are related to shopping management systems and associated methods. A method may include receiving information regarding an item selected by a consumer. The method may also include determining if the detected item is a prohibited item. Further, the method may include performing at least one action if the detected item is a prohibited item.

Abstract: Systems, methods, and non-transitory computer readable media for visualizing user spending data in an altered reality are provided. Spending data includes items purchased, budgets for specific rooms or categories, prices paid, dates of purchase, and amounts spent. The user may interact within the altered reality to manage spending and move budgets between rooms or categories.

Abstract: There are provided systems and methods for targeted authentication queries based on detected user actions. A user may perform various actions during a day, including online, electronic, or digital actions, such as social networking, messaging, and media consumption, as well as real-life actions, such as exercise, travel, and purchases. The actions may be used to determine a user history for the user by a service provider. When the user wishes to login to an account or otherwise authenticate the identity of the user, the user may provide login or authentication credentials. The credentials may be used to look up the user history and cause the service provider to generate an authentication query for the user based on events associated with the user in the user history. The query may be utilized to further authenticate the user by requiring the user to respond with the event associated with the user.

Abstract: A method for accessing legacy devices via Augmented Reality (AR) devices. The method includes acquiring, via an AR device, an image of a keyboard of a legacy device. The method includes accessing customer commands for initiating of a transaction using the legacy device. The method includes determining a command sequence based, at least in part, on the customer commands, the command sequence mapping to a keystroke sequence to be entered using the keyboard. The method includes generating an overlay indicating a keystroke sequence corresponding to the command sequence. The method also includes displaying, via the AR device, the overlay by visually projecting the overlay over the keyboard of the legacy device.

Abstract: There are provided systems and methods for delivery confirmation using wireless beacons. A merchant may include a wireless beacon, such as a small token or device, inside of a package for delivery. The beacon may communicate with a user device for a user when the package is delivered to the user. The beacon may include recipient information of eligible recipients for the package. The beacon may receive identification information for the user when the user device connects to the beacon. A delivery person in possession of the package may then determine if the user is an eligible recipient for the package using the recipient information and the identification information. After delivery of the package, the user may reuse the beacon by erasing the recipient information from the beacon and storing new recipient information on the beacon. The user may then place the beacon in another package for delivery.

Abstract: There are provided systems and methods for load balancing for map application route selection and output. A user may utilize a device application to map or route between two or more endpoints, such as geo-locations entered or detected by the device. During calculation of a travel route between the endpoints, real-time data, user preferences, and requesting entities may provide criteria data that may cause determination of a particular travel route, where the travel route may be longer than a most efficient route but within a pre-defined variable time or distance allotment and match the criteria data. Use of the route may accrue a form of compensation for the user. The user may view an application interface displaying the route, which may further include one or more executable processes to cause recalculation of the route. Recalculation of the route may require the user to provide credits or compensation.

Abstract: There are provided systems and methods for predictive analysis of computing patterns for preloaded data to reduce processing downtime. A user may utilize a computing device to interact with a service provider over a network connection, for example, to utilize one or more services or processes of the service provider. Based on the user's actions and/or historical data for the user, the service provider may determine potentially required data and/or processes of the user. The service provider may preload the data or processes, for example, by storing data to the communication device's cache or by executing some of the processes. The service provider may preload data to the communication device while the communication device has available bandwidth or network connectivity so that the data is available in an offline environment. Processes may be executed before requirement by the user during times of low processing load.

Abstract: A charger device may include a coupling component configured to deliver power for charging user devices and a wireless interface configured to broadcast wireless signals. The coupling component may include a connector that may be plugged into a user device or an inductive coil to be inductively coupled to a user device. The charger device may determine whether the coupling component is coupled to a user device and transmit via the wireless interface an “available” signal indicating the charger device is available in response to determining the coupling component is not coupled. The user device may provide a notification to the user based, at least in part, on receiving the “available” signal. The user device may provide the notification further based on other information, such as activity of a user detected by the user device, a geolocation determined by the user device, or information received from a service provider.

Abstract: A virtual assistant device is configured to perform operations that include receiving a user request of a user to use a service provided by a service provider, and based on an identifier associated with the service provider, determining a set of authentication credential types that the service provider accepts for authentication. The operations also include determining, based on sensor information collected from one or more hardware sensors, whether one or more other people besides the user are within a proximity to the device. Further, the operations include based on a calculated risk security level, selecting a first authentication credential type from the set of authentication credential types and selecting a first communication mode from a set of communication modes.

Abstract: A computer system associates one or more haptic feedbacks with one or more user activities. The computer system monitors current user activity on a computing device to determine whether the current user activity corresponds to at least one of the one or more user activities. In response to determining that the current user activity corresponds to a first user activity of the one or more user activities, the computer system causes a first haptic feedback of the one or more haptic feedbacks to be provided on the computing device, wherein the first haptic feedback is associated with the first user activity.

Abstract: A system and method allows for a virtual object to be privately shared, exchanged, and/or viewed. The virtual object is associated with a real world location and may be viewed through a user device as part of a virtual reality and/or augmented reality world.