Abstract: A user interface with visual presentation of data, real time risk adjustment, and underwriter approval processes is described. The system provides computer control for performing cashflow analysis, assessing risk, optimizing loan offers, generating dashboards with status information and tile displays of loan application data, and displaying of optimized loan offers. The dashboard includes a progress indicator of an electronic loan request to a complete loan application and finally to an approval or rejection. The dashboard also includes visual indications, including color and signals, directing the underwriter's attention to important or necessary action steps to reject or advance the loan. The dashboard interface can be customized. The dashboard interface includes a moveable, arrangeable, multi-sided color-coded tile system.

Abstract: A system and method for dynamically displaying a digital representation of one or more recommended print products on a user interface of a computing device is provided. The method comprises providing a digital representation of each of a plurality of print products stored in a computer memory, wherein the plurality of print products are categorized into at least one of a plurality of print product groups that include a first print product group; identifying a geographic location or a time of year; selecting the first print product group using the processor of the computing device, wherein the first print product group is selected based on the identified geographic location or time of year; and displaying the digital representations corresponding to at least one of the plurality of print products included within the first print product group on the user interface. Other aspects are also disclosed.

Abstract: A composition has an enzyme that is able to convert a substrate to release hydrogen peroxide; a substrate for the enzyme; and a superabsorbent component, such as a superabsorbent polymer. The composition is in the form of a powder and may form a gel on contact with water.

Abstract: The present invention relates to a sprayable antiviral formulation comprising an antiviral agent and a carrier polymer, wherein the antiviral agent comprises a sulphated polysaccharide and the carrier polymer comprises a non-sulphated polysaccharide. In particular, the present invention relates to a sprayable antiviral formulation which can be used as a nasal spray or as a multi-surface spray.

Abstract: A composition has an enzyme that is able to convert a substrate to release hydrogen peroxide; a substrate for the enzyme; and a superabsorbent component, such as a superabsorbent polymer. The composition is in the form of a powder and may form a gel on contact with water.

Abstract: A materials handling vehicle comprising a hitch, and a drive mechanism. The hitch comprises a latch and a receiving member. The latch is positionable between open and closed positions. The receiving member comprises a pair of inwardly curved side scoops and a central incline member provided between the pair of inwardly curved side scoops, each inwardly curved side scoop having an upper surface, a lower surface opposite the upper surface, an inner surface, an outer surface opposite the inner surface, a rear surface, and a front surface opposite the rear surface. The rear and upper surfaces of the pair of inwardly curved side scoops define an open rear end of the receiving member, the upper surface being sloped at the open rear end. The central incline member and the upper surface of the pair of inwardly curved side scoops cooperate to lead a cart hook to engage the latch.

Abstract: A materials handling vehicle comprising a hitch system, and a drive mechanism. The hitch system comprises a hitch and a hitch controller. The hitch comprises a latch, one or more sensors, an actuator, and a receiving member. The latch is positionable between open and closed positions. The actuator is positionable between retracted, intermediate, and extended positions. The receiving member is configured to lead a cart hook to engage the latch when in the closed position. The one or more sensors are configured to detect a position of the latch and a presence of the cart hook received within the receiving member. The hitch controller is configured to position the actuator in one of the retracted position, the intermediate position, and the extended position, and to position the latch in one of the open position and the closed position in response to signals received from the one or more sensors.

Abstract: A system and method for dynamically displaying a digital representation of one or more recommended print products on a user interface of a computing device is provided. The method comprises providing a digital representation of each of a plurality of print products stored in a computer memory, wherein the plurality of print products are categorized into at least one of a plurality of print product groups that include a first print product group; identifying a geographic location or a time of year; selecting the first print product group using the processor of the computing device, wherein the first print product group is selected based on the identified geographic location or time of year; and displaying the digital representations corresponding to at least one of the plurality of print products included within the first print product group on the user interface. Other aspects are also disclosed.

Abstract: A system and method for dynamically displaying a digital representation of one or more recommended print products on a user interface of a computing device is provided. The method comprises providing a digital representation of each of a plurality of print products stored in a computer memory, wherein the plurality of print products are categorized into at least one of a plurality of print product groups that include a first print product group; identifying a geographic location or a time of year; selecting the first print product group using the processor of the computing device, wherein the first print product group is selected based on the identified geographic location or time of year; and displaying the digital representations corresponding to at least one of the plurality of print products included within the first print product group on the user interface. Other aspects are also disclosed.

Abstract: A composition has an enzyme that is able to convert a substrate to release hydrogen peroxide; a substrate for the enzyme; and a superabsorbent component, such as a superabsorbent polymer. The composition is in the form of a powder and may form a gel on contact with water.

Abstract: Compositions for generating antimicrobial activity are described. The compositions comprise: a first phase; a second phase; an enzyme that is able to convert a substrate to release hydrogen peroxide; and a substance that includes a substrate for the enzyme, wherein the first phase and the second phase are immiscible. The compositions may be formulated as emulsions or creams. Methods of making the compositions are described, as well as their use for the treatment of antimicrobial infections.

Abstract: Compositions for generating antimicrobial activity are described. The compositions comprise an enzyme that is able to convert a substrate to release hydrogen peroxide, a substrate for the enzyme, and a solute in the form of a sugar or sugar derivative having a solubility of at least 100 g/100 g water at 20° C. and 1 atm. The compositions may not comprise sufficient free water to allow the enzyme to convert the substrate.

Abstract: A system and method for dynamically displaying a digital representation of one or more recommended print products on a user interface of a computing device is provided. The method comprises providing a digital representation of each of a plurality of print products stored in a computer memory, wherein the plurality of print products are categorized into at least one of a plurality of print product groups that include a first print product group; identifying a geographic location or a time of year; selecting the first print product group using the processor of the computing device, wherein the first print product group is selected based on the identified geographic location or time of year; and displaying the digital representations corresponding to at least one of the plurality of print products included within the first print product group on the user interface. Other aspects are also disclosed.

Abstract: Compositions for generating antimicrobial activity are described. The compositions comprise: a first phase; a second phase; an enzyme that is able to convert a substrate to release hydrogen peroxide; and a substance that includes a substrate for the enzyme, wherein the first phase and the second phase are immiscible. The compositions may be formulated as colloids, suspensions or emulsions, especially as creams or sprays. Methods of making the compositions are described, as well as their use for the treatment of antimicrobial infections.

Abstract: A method for a web-based photo service company to conveniently provide locations where a customer can pick up printed photographs by providing HTML code to a company with more than one photo printing location for insertion into the company's home web page. The code generates an address selector box where a customer wanting to have prints picked up in a particular geographical area can enter the address of the geographical area and receive a list of the photo printing locations in or near the geographical area.

Abstract: This is a vessel with a funnel like shape that threads into place to stop the vessel from falling over. This vessel may be any size or shape so that it can be gripped by the hand and threaded into place. It has a tapered shape from the top at its widest opening. At this widest opening it has a ribbed area around the top where you can grip it. This is a non slip area so you can thread it into place with your hand. As it tapers smaller to the bottom of the vessel there are threads around the spout area. These threads on the outside edge are used to thread the vessel into the head cover of an automobile or any other apparatus. The threads on the inside around the spout area are there to thread onto a container so it will not tip over when pouring liquids into the container. This is good for pouring liquids into an engine and the waste into a container. The threads make the vessel steady; this will stop the waste of material.

Abstract: An article of manufacture for a fiber optic cloth. This cloth is made of fiber optics. Its vary durable and will not wear if used for clothing. If the outer layers of the fiber are removed the fiber will luminate any color from a light source. This light source could be carried in your back pocket to change the color of your pants or shirt at anytime. This fabric will feel cooler because of the fiber lets air through. Its as flexible as any other fabric and will have the feel of silk. This fabric is vary soft and durable and will wear vary well. This fabric never needs ironing and can be placed in a dryer to dry. It will repel water and will not absorb liquids it is vary flexable and resist wrinkles. It also lets air move through it keeping the person cooler.

Abstract: An article of manufacture for keeping a persons body cool. This cap has ribs to hold ice, this ice will melt with the athletes body temperature letting cool water run down onto their body, the stretchable material holds the ice snug in place. Ribs run front to back and sewn into a side by side pattern. The fabric will let the melting ice water through the top, side, bottom and back. This cap will have a snap at the end of each individual rib to hold the ice in each row. Cap will be made of a breathable material like cloth, and visor will catch some of the water from the melting ice. This will let an athlete wring it out over their body to cool themself down even more.

Abstract: A high performance muffler is used to modify sound waves of exhaust gases generated by a high performance internal combustion engine. The muffler has an inlet for connection to an internal combustion engine exhaust system. A muffler body is connected to the inlet. The muffler body has a shell which has a width greater than its height. The shell includes a pair of spaced apart opposed panels. An outlet is connected to the muffler body to receive exhaust gases from the body. The muffler body has a first expansion chamber adjacent to the inlet. The first expansion chamber extends across the width of the muffler body. A first reduced opening is in the muffler body extending across the width of the muffler body. A second expansion chamber is in the muffler body adjacent to the first reduced opening. The second expansion chamber also extends across the width of the muffler body. A second reduced opening extending across the width of the muffler body communicates with the second expansion chamber.