Patents by Inventor Michael Saia

Michael Saia has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210211744
    Abstract: In certain embodiments, streaming of a live video to trigger-associated recipients in response to triggers in an environment may be facilitated. In some embodiments, one or more triggers may be detected in an environment, and one or more actions associated with the detected triggers may be performed. As an example, where such associated actions include streaming a live video of the environment to one or more recipients, the recipients may be selected as candidates to receive the live video stream based on the recipients being part of a recipient list associated with a detected trigger. In some embodiments, although a first recipient of the recipient list may initially be selected to receive the live video stream, the live video may be streamed to a second recipient of the recipient list based on the first recipient being unavailable to receive the live video stream.
    Type: Application
    Filed: May 21, 2020
    Publication date: July 8, 2021
    Applicant: Capital One Services, LLC
    Inventors: Joshua EDWARDS, Michael SAIA, Tyler MAIMAN
  • Patent number: 11057649
    Abstract: In certain embodiments, streaming of a live video to trigger-associated recipients in response to triggers in an environment may be facilitated. In some embodiments, one or more triggers may be detected in an environment, and one or more actions associated with the detected triggers may be performed. As an example, where such associated actions include streaming a live video of the environment to one or more recipients, the recipients may be selected as candidates to receive the live video stream based on the recipients being part of a recipient list associated with a detected trigger. In some embodiments, although a first recipient of the recipient list may initially be selected to receive the live video stream, the live video may be streamed to a second recipient of the recipient list based on the first recipient being unavailable to receive the live video stream.
    Type: Grant
    Filed: May 21, 2020
    Date of Patent: July 6, 2021
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Michael Saia, Tyler Maiman
  • Publication number: 20210166026
    Abstract: A processing platform may receive a plurality of images. The processing platform may determine respective asset types of the plurality of assets based on a computer vision technique. The processing platform may determine respective estimated values of the plurality of assets based on the respective asset types. The processing platform may provide information identifying the respective estimated values of the plurality of assets to two or more recipients. The processing platform may receive allocation information. The processing platform may determine a selected allocation of the plurality of assets for the two or more recipients based on the allocation information and using a second model. The processing platform may perform one or more actions based on the selected allocation.
    Type: Application
    Filed: February 8, 2021
    Publication date: June 3, 2021
    Inventors: Sophie BERMUDEZ, Alexandra COLEVAS, Michael SAIA, Kaylyn GIBILTERRA, Sarah J. CUNNINGHAM, Salik SHAH
  • Patent number: 10984495
    Abstract: A platform receives transaction information for an entity, where the transaction information identifies a plurality of transactions associated with the entity, and receives entity information associated with the entity. The platform identifies, using a first model, a selected set of transactions based on the transaction information and the entity information, where the first model outputs information identifying the selected set of transactions based on the selected set of transactions being associated with an event, a theme, or a transaction parameter. The platform determines, using a second model, potential modifications to a document based on the selected set of transactions, where the second model receives the information identifying the selected set of transactions or information identifying the event, the theme, or the transaction parameter, and where the second model outputs information identifying the potential modifications.
    Type: Grant
    Filed: April 17, 2019
    Date of Patent: April 20, 2021
    Assignee: Capital One Services, LLC
    Inventors: Alexandra Colevas, Sophie Bermudez, Kaylyn Gibilterra, Sarah J. Cunningham, Salik Shah, Michael Saia
  • Patent number: 10915752
    Abstract: A processing platform may receive a plurality of images. The processing platform may determine respective asset types of the plurality of assets based on a computer vision technique. The processing platform may determine respective estimated values of the plurality of assets based on the respective asset types. The processing platform may provide information identifying the respective estimated values of the plurality of assets to two or more recipients. The processing platform may receive allocation information. The processing platform may determine a selected allocation of the plurality of assets for the two or more recipients based on the allocation information and using a second model. The processing platform may perform one or more actions based on the selected allocation.
    Type: Grant
    Filed: August 8, 2019
    Date of Patent: February 9, 2021
    Assignee: Capital One Services, LLC
    Inventors: Sophie Bermudez, Alexandra Colevas, Michael Saia, Kaylyn Gibilterra, Sarah J. Cunningham, Salik Shah
  • Publication number: 20200334459
    Abstract: A processing platform may receive a plurality of images. The processing platform may determine respective asset types of the plurality of assets based on a computer vision technique. The processing platform may determine respective estimated values of the plurality of assets based on the respective asset types. The processing platform may provide information identifying the respective estimated values of the plurality of assets to two or more recipients. The processing platform may receive allocation information. The processing platform may determine a selected allocation of the plurality of assets for the two or more recipients based on the allocation information and using a second model. The processing platform may perform one or more actions based on the selected allocation.
    Type: Application
    Filed: August 8, 2019
    Publication date: October 22, 2020
    Inventors: Sophie BERMUDEZ, Alexandra COLEVAS, Michael SAIA, Kaylyn GIBILTERRA, Sarah J. CUNNINGHAM, Salik SHAH
  • Publication number: 20200334774
    Abstract: A platform receives transaction information for an entity, where the transaction information identifies a plurality of transactions associated with the entity, and receives entity information associated with the entity. The platform identifies, using a first model, a selected set of transactions based on the transaction information and the entity information, where the first model outputs information identifying the selected set of transactions based on the selected set of transactions being associated with an event, a theme, or a transaction parameter. The platform determines, using a second model, potential modifications to a document based on the selected set of transactions, where the second model receives the information identifying the selected set of transactions or information identifying the event, the theme, or the transaction parameter, and where the second model outputs information identifying the potential modifications.
    Type: Application
    Filed: April 17, 2019
    Publication date: October 22, 2020
    Inventors: Alexandra COLEVAS, Sophie BERMUDEZ, Kaylyn GIBILTERRA, Sarah J. CUNNINGHAM, Salik SHAH, Michael SAIA
  • Publication number: 20200327535
    Abstract: Example embodiments of systems and methods for data transmission between a contactless card, a client application, and a server are provided. The memory of the contactless card may include a first card number table storing a first plurality of card numbers, each card number associated with a user account. A first applet may cycle through the first card number table and transmit each of the first plurality of card numbers to a second applet. In response to detection of one or more gestures by the card, the client application may read one or more of the first plurality of card numbers from the second applet and transmit a verification request associated with the one or more read card numbers to the server, which may compare the one or more read card numbers to a number from a second card number table and transmit a verification determination to authenticate the card.
    Type: Application
    Filed: June 26, 2020
    Publication date: October 15, 2020
    Inventors: Colin HART, Michael SAIA, Bryant YEE, William CARROLL
  • Patent number: 10748138
    Abstract: Example embodiments of systems and methods for data transmission between a contactless card, a client application, and a server are provided. The memory of the contactless card may include a first card number table storing a first plurality of card numbers, each card number associated with a user account. A first applet may cycle through the first card number table and transmit each of the first plurality of card numbers to a second applet. In response to detection of one or more gestures by the card, the client application may read one or more of the first plurality of card numbers from the second applet and transmit a verification request associated with the one or more read card numbers to the server, which may compare the one or more read card numbers to a number from a second card number table and transmit a verification determination to authenticate the card.
    Type: Grant
    Filed: October 2, 2019
    Date of Patent: August 18, 2020
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Colin Hart, Michael Saia, Bryant Yee, William Carroll
  • Patent number: 10750209
    Abstract: In certain embodiments, streaming of a live video to trigger-associated recipients in response to triggers in an environment may be facilitated. In some embodiments, one or more triggers may be detected in an environment, and one or more actions associated with the detected triggers may be performed. As an example, where such associated actions include streaming a live video of the environment to one or more recipients, the recipients may be selected as candidates to receive the live video stream based on the recipients being part of a recipient list associated with a detected trigger. In some embodiments, although a first recipient of the recipient list may initially be selected to receive the live video stream, the live video may be streamed to a second recipient of the recipient list based on the first recipient being unavailable to receive the live video stream.
    Type: Grant
    Filed: January 7, 2020
    Date of Patent: August 18, 2020
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Michael Saia, Tyler Maiman
  • Publication number: 20200258088
    Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method providing biometric detection of coercion of a user. The system may detect a trigger event associated with a potential transfer of funds and may receive user biometric data. The system may determine, based on stored user biometric data and the detected user biometric data, a confidence level that the stored user biometric data is indicative of biological information representative of a user being in a stressed state. The system may initiate one or more precautionary safety measures.
    Type: Application
    Filed: April 28, 2020
    Publication date: August 13, 2020
    Inventors: Sophie Bermudez, Alexandra Colevas, Sarah Cunningham, Michael Saia, Kaylyn Gibilterra, Salik Shah
  • Publication number: 20200167783
    Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method providing biometric detection of coercion of a user. The system may detect a trigger event associated with a potential transfer of funds and may receive user biometric data. The system may determine, based on stored user biometric data and the detected user biometric data, a confidence level that the stored user biometric data is indicative of biological information representative of a user being in a stressed state. The system may initiate one or more precautionary safety measures.
    Type: Application
    Filed: November 26, 2018
    Publication date: May 28, 2020
    Inventors: Sophie Bermudez, Alexandra Colevas, Sarah Cunningham, Michael Saia, Kaylyn Gibilterra, Salik Shah
  • Patent number: 10664842
    Abstract: A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method providing biometric detection of coercion of a user. The system may detect a trigger event associated with a potential transfer of funds and may receive user biometric data. The system may determine, based on stored user biometric data and the detected user biometric data, a confidence level that the stored user biometric data is indicative of biological information representative of a user being in a stressed state. The system may initiate one or more precautionary safety measures.
    Type: Grant
    Filed: November 26, 2018
    Date of Patent: May 26, 2020
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Sophie Bermudez, Alexandra Colevas, Sarah Cunningham, Michael Saia, Kaylyn Gibilterra, Salik Shah
  • Publication number: 20200104830
    Abstract: Example embodiments of systems and methods for data transmission between a contactless card, a client application, and a server are provided. The memory of the contactless card may include a first card number table storing a first plurality of card numbers, each card number associated with a user account. A first applet may cycle through the first card number table and transmit each of the first plurality of card numbers to a second applet. In response to detection of one or more gestures by the card, the client application may read one or more of the first plurality of card numbers from the second applet and transmit a verification request associated with the one or more read card numbers to the server, which may compare the one or more read card numbers to a number from a second card number table and transmit a verification determination to authenticate the card.
    Type: Application
    Filed: October 2, 2019
    Publication date: April 2, 2020
    Inventors: Colin HART, Michael SAIA, Bryant YEE, William CARROLL
  • Patent number: 10410056
    Abstract: A processing platform may receive a plurality of images. The processing platform may determine respective asset types of the plurality of assets based on a computer vision technique. The processing platform may determine respective estimated values of the plurality of assets based on the respective asset types. The processing platform may provide information identifying the respective estimated values of the plurality of assets to two or more recipients. The processing platform may receive allocation information. The processing platform may determine a selected allocation of the plurality of assets for the two or more recipients based on the allocation information and using a second model. The processing platform may perform one or more actions based on the selected allocation.
    Type: Grant
    Filed: April 16, 2019
    Date of Patent: September 10, 2019
    Assignee: Capital One Services, LLC
    Inventors: Sophie Bermudez, Alexandra Colevas, Michael Saia, Kaylyn Gibilterra, Sarah J. Cunningham, Salik Shah