Abstract: A point-of-sale (POS) system is provided. The POS system may include an adjustable housing configured to receive a computing device. The POS system housing may be adjustable so that a screen of the computing device can be viewed by a merchant and a customer. The computing device may be removable from the housing for use as a mobile POS system. The POS system may also include electronics for accepting various forms of payment and for connecting the computing device to a network.

Abstract: Systems and methods for entering credential components are provided. The system includes an input device coupled to a computing device. The input device includes an input pad configured to receive a tactile input corresponding to the credential components, and one or more processors. The one or more processors of the input device are configured to recognize one or more characters traced on the input pad by the tactile input, encrypt the recognized one or more characters, and send the encrypted one or more characters. The computing device receives the encrypted one or more characters and includes one or more processors configured to display instructions to provide the tactile input, and send the received encrypted one or more characters to a remote server.

Abstract: In transactions between a consumer and a merchant (or other third party) using services of a payment provider (e.g., credit card company, or financial services provider), methods and systems are provided for enabling any third party to accept chip and PIN payment and payment provider services using a payment provider device that is enabled using the third party's own application (referred to herein as “app”) and not the app of the payment provider. Enabling a merchant to accept chip and PIN payments usually requires the merchant to certify (accredit) their application (e.g., a point-of-sale (POS) system) end to end with the payment providers (e.g., Visa, MasterCard). A software development kit (SDK) modification to the application allows the merchant to accept chip and PIN cards the without the need to certify the application. The SDK includes the functionality that needs to be certified, and certifies it once with a service provider.