Patents by Inventor Mike P. Ryan
Mike P. Ryan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11615387Abstract: Described in example embodiments herein are techniques for implementing an automated banking machine such as an ATM. An example embodiments, tracks the flow of a note through an ATM. Another embodiment corrects errors detected during a note flow. Some embodiments are in the form of security protocols for communications or other communication protocols, or techniques for monitoring devices operating in the ATM. Yet another example embodiment is directed to security of a currency cassette. Still yet another embodiment is directed to detecting tampering of the ATM's gate and/or shuttle. Yet still another embodiment determines if notes in a shuttle were delivered.Type: GrantFiled: November 8, 2018Date of Patent: March 28, 2023Assignee: Diebold Nixdorf IncorporatedInventors: David Nikkel, Chris Medford, Mike P. Ryan, Clinton Boley, Anne Konecny, Ricardo Beato, Andrew Clugston, Justin Rock, Daniel Bissler
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Publication number: 20220147959Abstract: Described in example embodiments herein are techniques for implementing an automated banking machine such as an ATM. An example embodiments, tracks the flow of a note through an ATM. Another emobidment corrects errors detected during a note flow. Some embodiments are in the form of security protocols for communications or other communication protocols, or techniques for monitoring devices operating in the ATM. Yet another example embodiment is directed to security of a currency cassette. Still yet another embodiment is directed to detecting tampering of the ATM's gate and/or shuttle. Yet still another embodiment determines if notes in a shuttle were delivered.Type: ApplicationFiled: December 14, 2021Publication date: May 12, 2022Inventors: Mike P. Ryan, Andrew Clugston, Brian Block, Eric Klein
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Patent number: 10614429Abstract: In an example embodiment, there is disclosed herein an automated banking machine that includes an instrument acceptor operable to receive financial instruments. The machine is operable to cause user data obtained from a user during a user session with the machine to be sent to a transaction authorizing host computer. The machine is operable to generate an electronic deposit slip that includes a data representative of a financial account associated with the user data, and a value of value of a financial instrument received by the instrument acceptor during the user session. The electronic deposit slip to be sent to a server that is remotely located from the automated banking machine and data representative of the value of the financial instrument is sent to the authorizing host terminal to cause the financial account to be credited an amount corresponding to the value of the financial instrument.Type: GrantFiled: August 6, 2018Date of Patent: April 7, 2020Assignee: Diebold Nixdorf, IncorporatedInventors: Keith Carpenter, Martin J. Brown, Jonathan Soudry, James Meek, Todd Galloway, Robert W. Barnett, Mike P. Ryan, David A. Peters, Rafael Feijo
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Patent number: 10373137Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.Type: GrantFiled: July 13, 2017Date of Patent: August 6, 2019Assignee: Diebold Nixdorf IncorporatedInventors: Songtao Ma, Eric Toepke, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan, Mike P. Ryan
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Publication number: 20190164139Abstract: Described in example embodiments herein are techniques for implementing an automated banking machine such as an ATM. An example embodiments, tracks the flow of a note through an ATM. Another embodiment corrects errors detected during a note flow. Some embodiments are in the form of security protocols for communications or other communication protocols, or techniques for monitoring devices operating in the ATM. Yet another example embodiment is directed to security of a currency cassette. Still yet another embodiment is directed to detecting tampering of the ATM's gate and/or shuttle. Yet still another embodiment determines if notes in a shuttle were delivered.Type: ApplicationFiled: November 8, 2018Publication date: May 30, 2019Applicant: Diebold Nixdorf, IncorporatedInventors: David Nikkel, Chris Medford, Mike P. Ryan, Clinton Boley, Anne Konecny, Ricardo Beato, Andrew Clugston, Justin Rock, Daniel Bissler
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Patent number: 10290189Abstract: An automated banking machine operative to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative responsive to the card data to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine includes a cash dispenser operative to dispense cash to machine users and to cause the value of cash to be assessed to financial accounts corresponding to card data. The automated banking machine is further operative to receive currency bills or other sheets from a user and to process and store such sheets through operation of a currency accepting device. The account corresponding to card data may be credited for the value of bills or other sheets received.Type: GrantFiled: February 20, 2018Date of Patent: May 14, 2019Assignee: Diebold Nixdorf, IncorporatedInventors: Jeffrey M. Eastman, Brian Jones, Michael S. Johnson, Shawn Griggy, Jeff A. Brannan, Michael J. Harty, Robert W. Barnett, Eric S. VanKeulen, Mike P. Ryan, William D. Beskitt, Kenneth Turocy
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Publication number: 20180357616Abstract: In an example embodiment, there is disclosed herein an automated banking machine that includes an instrument acceptor operable to receive financial instruments. The machine is operable to cause user data obtained from a user during a user session with the machine to be sent to a transaction authorizing host computer. The machine is operable to generate an electronic deposit slip that includes a data representative of a financial account associated with the user data, and a value of value of a financial instrument received by the instrument acceptor during the user session. The electronic deposit slip to be sent to a server that is remotely located from the automated banking machine and data representative of the value of the financial instrument is sent to the authorizing host terminal to cause the financial account to be credited an amount corresponding to the value of the financial instrument.Type: ApplicationFiled: August 6, 2018Publication date: December 13, 2018Inventors: Keith Carpenter, Martin J. Brown, Jonathan Soudry, James Meek, Todd Galloway, Robert W. Barnett, Mike P. Ryan, David A. Peters, Rafael Feijo
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Patent number: 10083426Abstract: In an example embodiment, there is disclosed herein an automated banking machine that includes an instrument acceptor operable to receive financial instruments. The machine is operable to cause user data obtained from a user during a user session with the machine to be sent to a transaction authorizing host computer. The machine is operable to generate an electronic deposit slip that includes a data representative of a financial account associated with the user data, and a value of value of a financial instrument received by the instrument acceptor during the user session. The electronic deposit slip to be sent to a server that is remotely located from the automated banking machine and data representative of the value of the financial instrument is sent to the authorizing host terminal to cause the financial account to be credited an amount corresponding to the value of the financial instrument.Type: GrantFiled: February 14, 2017Date of Patent: September 25, 2018Assignee: Diebold Nixdorf, IncorporatedInventors: Keith Carpenter, Martin J. Brown, Jonathan Soudry, James Meek, Todd Galloway, Robert W. Barnett, Mike P. Ryan, David A. Peters, Rafael Feijo
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Publication number: 20180174405Abstract: An automated banking machine operative to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative responsive to the card data to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine includes a cash dispenser operative to dispense cash to machine users and to cause the value of cash to be assessed to financial accounts corresponding to card data. The automated banking machine is further operative to receive currency bills or other sheets from a user and to process and store such sheets through operation of a currency accepting device. The account corresponding to card data may be credited for the value of bills or other sheets received.Type: ApplicationFiled: February 20, 2018Publication date: June 21, 2018Inventors: Jeffrey M. EASTMAN, Brian Jones, Michael S. Johnson, Shawn Griggy, Jeff A. Brannan, Michael J. Harty, Robert W. Barnett, Eric S. VanKeulen, Mike P. Ryan, William D. BESKITT, Kenneth Turocy
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Publication number: 20180137486Abstract: Described in example embodiments herein are techniques for implementing an automated banking machine such as an ATM. An example embodiments, tracks the flow of a note through an ATM. Another embodiment corrects errors detected during a note flow. Some embodiments are in the form of security protocols for communications or other communication protocols, or techniques for monitoring devices operating in the ATM. Yet another example embodiment is directed to security of a currency cassette. Still yet another embodiment is directed to detecting tampering of the ATM's gate and/or shuttle. Yet still another embodiment determines if notes in a shuttle were delivered.Type: ApplicationFiled: June 27, 2016Publication date: May 17, 2018Applicant: Diebold Nixdorf, IncorporatedInventors: David NIKKEL, Christopher MEDFORD, Daniel BISSLER, Ricardo BARROS, Mike P. RYAN, Clinton BOLEY, Anne KONECNY, Ricardo BEATO, Andrew CLUGSTON, Brian BLOCK, Justin ROCK, Eric KLEIN
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Patent number: 9898900Abstract: An automated banking machine operative to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative responsive to the card data to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine includes a cash dispenser operative to dispense cash to machine users and to cause the value of cash to be assessed to financial accounts corresponding to card data. The automated banking machine is further operative to receive currency bills or other sheets from a user and to process and store such sheets through operation of a currency accepting device. The account corresponding to card data may be credited for the value of bills or other sheets received.Type: GrantFiled: June 20, 2016Date of Patent: February 20, 2018Assignee: Diebold Nixdorf, IncorporatedInventors: Jeffrey M. Eastman, Brian Jones, Michael S. Johnson, Shawn Griggy, Jeff A. Brannan, Michael J. Harty, Robert W. Barnett, Eric S. Vankeulen, Mike P. Ryan, William D. Beskitt, Kenneth Turocy
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Publication number: 20170316395Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.Type: ApplicationFiled: July 13, 2017Publication date: November 2, 2017Inventors: Songtao Ma, Eric Toepke, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan, MIke P. Ryan
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Patent number: 9710796Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.Type: GrantFiled: July 19, 2016Date of Patent: July 18, 2017Assignee: Diebold Self-Service Systems, Division of Diebold, IncorporatedInventors: Songtao Ma, Eric Toepke, Mike P. Ryan, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor Cogan, Randall W. Jenkins, Thomas D. Ertle, Natarajan Ramachandran
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Publication number: 20170161695Abstract: In an example embodiment, there is disclosed herein an automated banking machine that includes an instrument acceptor operable to receive financial instruments. The machine is operable to cause user data obtained from a user during a user session with the machine to be sent to a transaction authorizing host computer. The machine is operable to generate an electronic deposit slip that includes a data representative of a financial account associated with the user data, and a value of value of a financial instrument received by the instrument acceptor during the user session. The electronic deposit slip to be sent to a server that is remotely located from the automated banking machine and data representative of the value of the financial instrument is sent to the authorizing host terminal to cause the financial account to be credited an amount corresponding to the value of the financial instrument.Type: ApplicationFiled: February 14, 2017Publication date: June 8, 2017Inventors: Keith CARPENTER, Martin J. BROWN, Jonathan SOUDRY, James MEEK, Todd GALLOWAY, Robert W. BARNETT, Mike P. RYAN, David A. PETERS, Rafael FEIJO
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Publication number: 20170046925Abstract: An automated banking machine operative to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative responsive to the card data to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine includes a cash dispenser operative to dispense cash to machine users and to cause the value of cash to be assessed to financial accounts corresponding to card data. The automated banking machine is further operative to receive currency bills or other sheets from a user and to process and store such sheets through operation of a currency accepting device. The account corresponding to card data may be credited for the value of bills or other sheets received.Type: ApplicationFiled: June 20, 2016Publication date: February 16, 2017Applicant: Diebold Self-Service Systems Div of Diebold, Inc.Inventors: Jeffrey M. EASTMAN, Brian JONES, Michael S. JOHNSON, Shawn GRIGGY, Jeff A. BRANNAN, Michael J. HARTY, Robert W. BARNETT, Eric S. VANKEULEN, Mike P. RYAN, William D. BESKITT, Kenneth TUROCY
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Patent number: 9569758Abstract: In an example embodiment, there is disclosed herein an automated banking machine that includes an instrument acceptor operable to receive financial instruments. The machine is operable to cause user data obtained from a user during a user session with the machine to be sent to a transaction authorizing host computer. The machine is operable to generate an electronic deposit slip that includes a data representative of a financial account associated with the user data, and a value of value of a financial instrument received by the instrument acceptor during the user session. The electronic deposit slip to be sent to a server that is remotely located from the automated banking machine and data representative of the value of the financial instrument is sent to the authorizing host terminal to cause the financial account to be credited an amount corresponding to the value of the financial instrument.Type: GrantFiled: September 8, 2015Date of Patent: February 14, 2017Assignee: Diebold, IncorporatedInventors: Keith Carpenter, Martin J. Brown, Jonathan Soudry, James Meek, Todd Galloway, Robert W. Barnett, Mike P. Ryan, David A. Peters, Rafael Feijo
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Patent number: 9542815Abstract: A banking system is controlled responsive, at least in part, to data read from data bearing records. The banking system includes an automated banking machine. The machine is operable to carry out a financial transaction responsive to a determination that data read from a data bearing record, such as a card that is read by a card reader in the machine, corresponds to stored information for an authorized user or financial account. The machine is operable to receive and dispense documents. The machine includes a check acceptor that is operative to receive checks and a cash dispenser that is operative to dispense cash. Document holding cassettes in the machine include circuitry that is wirelessly powered through inductive coupling. The machine can wirelessly read data from a cassette through use of induction.Type: GrantFiled: March 16, 2015Date of Patent: January 10, 2017Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Kenneth Turocy, William D. Beskitt, Mike P. Ryan, Eric Klein, Dave A. Peters, H. Thomas Graef, Bryan Simmons, Marko Savcic
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Publication number: 20160328689Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.Type: ApplicationFiled: July 19, 2016Publication date: November 10, 2016Applicant: Diebold Self-Service Systems, Division of Diebold, IncorporatedInventors: Songtao MA, Eric TOEPKE, Mike P. RYAN, Tim CREWS, Willis MILLER, Nick BILLETT, Steven SHEPLEY, Dave KRZIC, Victor COGAN, Randall W. JENKINS, Thomas D. ERTLE, Natarajan RAMACHANDRAN
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Publication number: 20160232503Abstract: In an example embodiment, there is disclosed herein an automated banking machine that includes an instrument acceptor operable to receive financial instruments. The machine is operable to cause user data obtained from a user during a user session with the machine to be sent to a transaction authorizing host computer. The machine is operable to generate an electronic deposit slip that includes a data representative of a financial account associated with the user data, and a value of value of a financial instrument received by the instrument acceptor during the user session. The electronic deposit slip to be sent to a server that is remotely located from the automated banking machine and data representative of the value of the financial instrument is sent to the authorizing host terminal to cause the financial account to be credited an amount corresponding to the value of the financial instrument.Type: ApplicationFiled: September 8, 2015Publication date: August 11, 2016Inventors: Keith CARPENTER, Martin J. BROWN, Jonathan SOUDRY, James MEEK, Todd GALLOWAY, Robert W. BARNETT, Mike P. Ryan, David A. PETERS, Rafael FEIJO
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Patent number: 9396463Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.Type: GrantFiled: September 8, 2015Date of Patent: July 19, 2016Assignee: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: Songtao Ma, Eric Toepke, Mike P. Ryan, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor Cogan, Randall W. Jenkins, Thomas D. Ertle, Natarajan Ramachandran