Patents by Inventor Mike P. Ryan

Mike P. Ryan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9373229
    Abstract: An automated banking machine operative to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative responsive to the card data to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine includes a cash dispenser operative to dispense cash to machine users and to cause the value of cash to be assessed to financial accounts corresponding to card data. The automated banking machine is further operative to receive currency bills or other sheets from a user and to process and store such sheets through operation of a currency accepting device. The account corresponding to card data may be credited for the value of bills or other sheets received.
    Type: Grant
    Filed: August 5, 2014
    Date of Patent: June 21, 2016
    Assignee: Diebold Self-Service Systems, Division of Diebold, Incorporated
    Inventors: Jeffrey M. Eastman, Brian Jones, Michael S. Johnson, Shawn Griggy, Jeff A. Brannan, Michael J. Harty, Robert W. Barnett, Eric S. Vankeulen, Mike P. Ryan, William D. Beskitt, Kenneth Turocy
  • Publication number: 20150379491
    Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
    Type: Application
    Filed: September 8, 2015
    Publication date: December 31, 2015
    Inventors: Songtao MA, Eric TOEPKE, Mike P. Ryan, Tim CREWS, Willis MILLER, Nick BILLETT, Steven SHEPLEY, Dave KRZIC, Victor COGAN
  • Publication number: 20150194022
    Abstract: A banking system is controlled responsive, at least in part, to data read from data bearing records. The banking system includes an automated banking machine. The machine is operable to carry out a financial transaction responsive to a determination that data read from a data bearing record, such as a card that is read by a card reader in the machine, corresponds to stored information for an authorized user or financial account. The machine is operable to receive and dispense documents. The machine includes a check acceptor that is operative to receive checks and a cash dispenser that is operative to dispense cash. Document holding cassettes in the machine include circuitry that is wirelessly powered through inductive coupling. The machine can wirelessly read data from a cassette through use of induction.
    Type: Application
    Filed: March 16, 2015
    Publication date: July 9, 2015
    Inventors: Kenneth TUROCY, William D. BESKITT, Mike P. RYAN, Eric KLEIN, Dave A. PETERS, H. Thomas GRAEF, Bryan SIMMONS, Marko SAVCIC
  • Patent number: 8978973
    Abstract: A banking system is controlled responsive, at least in part, to data read from data bearing records. The banking system includes an automated banking machine. The machine is operable to carry out a financial transaction responsive to a determination that data read from a data bearing record, such as a card that is read by a card reader in the machine, corresponds to stored information for an authorized user or financial account. The machine is operable to receive and dispense documents. The machine includes a check acceptor that is operative to receive checks and a cash dispenser that is operative to dispense cash. Document holding cassettes in the machine include circuitry that is wirelessly powered through inductive coupling. The machine can wirelessly read data from a cassette through use of induction.
    Type: Grant
    Filed: June 1, 2013
    Date of Patent: March 17, 2015
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Kenneth Turocy, William D. Beskitt, David A. Peters, H. Thomas Graef, Bryan Simmons, Mark Savcic, Mike P. Ryan, Eric Klein
  • Publication number: 20140353375
    Abstract: A banking system is controlled responsive, at least in part, to data read from data bearing records. The banking system includes an automated banking machine. The machine is operable to carry out a financial transaction responsive to a determination that data read from a data bearing record, such as a card that is read by a card reader in the machine, corresponds to stored information for an authorized user or financial account. The machine is operable to receive and dispense documents. The machine includes a check acceptor that is operative to receive checks and a cash dispenser that is operative to dispense cash. Document holding cassettes in the machine include circuitry that is wirelessly powered through inductive coupling. The machine can wirelessly read data from a cassette through use of induction.
    Type: Application
    Filed: June 1, 2013
    Publication date: December 4, 2014
    Inventors: Kenneth Turocy, William D. Beskitt, David A. Peters, H. Thomas Graef, Bryan Simmons, Marko Savcic, Mike P. Ryan, Eric Klein
  • Patent number: 8534548
    Abstract: An automated banking machine is operable to cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that can read card data from user cards corresponding to financial accounts. The machine is operative responsive to read card data to carry out transactions that transfer and/or allocate funds between accounts. The machine can also provide machine users with a receipt for transactions conducted. The machine includes a cash dispenser that can dispense cash to users, and cause the value of dispensed cash to be assessed to accounts corresponding to the read card data. The machine also includes a sheet accepting device that can receive currency notes and/or checks from users. An account that corresponds to the read card data can be credited for the value of received notes and/or checks.
    Type: Grant
    Filed: October 8, 2012
    Date of Patent: September 17, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Jeffrey M Eastman, Brian Jones, Michael S. Johnson, Shawn Griggy, Jeff A. Brannan, Michael Harty, Robert W. Barnett, Eric S. VanKeulen, Mike P. Ryan, William D. Beskitt, Kenneth Turocy
  • Patent number: 8490867
    Abstract: An automated banking machine operated responsive to data bearing records includes a card reader that is operative to read data from user cards including financial account identifying data, and to cause financial transfers responsive at least in part to the card data corresponding to stored data for a financial account authorized to conduct a transaction with the machine. The machine includes a plurality of hardware devices and a terminal processor. The terminal processor is operative to cause a hardware device to process sheets in carrying out transactions involving financial transfers. A device processor in a hardware device is operative to communicate certain condition data associated with the hardware device to a portable device.
    Type: Grant
    Filed: November 27, 2012
    Date of Patent: July 23, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Mike P. Ryan, Kenneth Turocy, William D. Beskitt, Eric Toepke, David A. Peters, Songtao Ma, Damon J. Blackford, Joe Altier, Thomas A. VanKirk, Robert W. Barnett
  • Patent number: 8245917
    Abstract: An automated banking machine system includes an automated banking machine controlled responsive to data bearing records. The machine includes a card reader that is operative to read user identifying data from user cards. The system authorizes machine operation responsive to the user identifying data corresponding to an authorized user data. The machine also includes a check accepting device that comprises a plurality of sensors for determining locations of checks during check processing.
    Type: Grant
    Filed: July 12, 2011
    Date of Patent: August 21, 2012
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Mike P. Ryan, William D. Beskitt, Damon J. Blackford, Thomas A. VanKirk, David A. Peters
  • Publication number: 20120138676
    Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader operative to read card data from user cards corresponding to financial accounts. The automated banking machine also includes a display and a printer to produce records of financial transactions carried out with the machine. The card reader is operative to read and return card information read from the user card responsive. The automated banking machine further includes a sheet detector that is operative to detect at least one property usable to distinguish between the presence or absence of a sheet and/or determine a property of the sheet.
    Type: Application
    Filed: December 5, 2011
    Publication date: June 7, 2012
    Applicant: Diebold Self-Service Sytems division of Diebold, Incorporated
    Inventors: Songtao Ma, David Vidmar, Michael Russell, Larry Harmon, Eric Klein, Jeffery M. Enright, Mike P. Ryan, Wayne Wellbaum
  • Patent number: 8181853
    Abstract: A banking system controlled responsive to data bearing records includes an automated banking machine which includes a deposit accepting device. Data read from a user card through operation of a card reader in the machine is used to determine if the data on the card corresponds to an account of an authorized machine user. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine. The machine operates to identify malfunctions of the deposit accepting device.
    Type: Grant
    Filed: May 13, 2008
    Date of Patent: May 22, 2012
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Tim Crews, Jeffrey E. Baer, William D. Beskitt, Damon J. Blackford, Thomas A. VanKirk, Mike P. Ryan, Jasen J. Smolk, Songtao Ma, David A. Peters
  • Publication number: 20090145960
    Abstract: An automated banking machine controlled responsive to data bearing records includes a card reader that is operative to read data from user cards including identifying data and to authorize operation of an automated banking machine responsive to the identifying data. The automated banking machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.
    Type: Application
    Filed: November 12, 2008
    Publication date: June 11, 2009
    Applicant: Diebold, Incorporated
    Inventors: Mike P. Ryan, William D. Beskitt, Damon J. Blackford, Thomas A. VanKirk, David A. Peters
  • Publication number: 20080314972
    Abstract: A banking system controlled responsive to data bearing records includes an automated banking machine which includes a deposit accepting device. Data read from a user card through operation of a card reader in the machine is used to determine if the data on the card corresponds to an account of an authorized machine user. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine. The machine operates to identify malfunctions of the deposit accepting device.
    Type: Application
    Filed: May 13, 2008
    Publication date: December 25, 2008
    Inventors: Tim Crews, Jeffrey E. Baer, William D. Beskitt, Damon J. Blackford, Thomas A. VanKirk, Mike P. Ryan, Jasen J. Smolk, Songtao Ma, David A. Peters