Patents by Inventor Nathan Lee Post
Nathan Lee Post has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12651923Abstract: Systems and methods are provided for using a home power delivery (HPD) system to provide power delivery service to locations experiencing power outages. The HPD system detects a power outage in an area and broadcasts a request for power delivery service to vehicles, which provide power delivery service to the area by using a generator or a rechargeable battery carried by the vehicles, by a green energy (e.g., solar energy, wind energy) system equipped or carried on the vehicles, and the like. the HPD system also provides a resources exchange platform to allow resources to be exchanged among the neighborhood to allow for a distribution of the available resources across residents.Type: GrantFiled: August 29, 2023Date of Patent: June 9, 2026Assignee: United Services Automobile Association (USAA)Inventors: Nickolaus Wayne O'Neal, Brian Tougas, Gideon Bowie Luck, Nathan Lee Post, Daniel Scott Veibell, Edward Manuel Alonzo, III, Sean Carl Mitchem
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Patent number: 12620023Abstract: This disclosure is directed to systems and methods for system for managing a bank account utilizing smart contracts. The systems and methods include utilizing a processing system to perform actions. The actions include receiving an application and application-related inputs from a first entity for entering into an agreement to receive assets and/or funds from the bank account owned by a second entity. The actions also include conducting, via an artificial intelligence module, an analysis of the first entity based on the application-related inputs. The actions further include approving and executing, via the artificial intelligence module, a smart contract that is representative of the agreement between the first entity and the second entity when the analysis of the first entity meets specific requirements, wherein executing the smart contract includes distributing the assets and/or the funds to the first entity in accordance with the smart contract.Type: GrantFiled: January 17, 2024Date of Patent: May 5, 2026Assignee: United Services Automobile Association (USAA)Inventors: Will Kerns Maney, Jon D. McEachron, Nathan Lee Post, Mark Paxman Warnick
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Patent number: 12563486Abstract: Provided herein are systems and methods for evaluating available networks in a known environment. Based upon the evaluation, a quality indication of the networks are provided to a user or operator of devices seeking to connect to at least one of the available networks.Type: GrantFiled: March 30, 2023Date of Patent: February 24, 2026Assignee: United Services Automobile Association (USAA)Inventors: Anto Chirayil Thomas, Subhalakshmi Selvam, Charlotte Thomas Creech, Nathan Lee Post, Mathew Cyriac Kottoor, Nina Cooper, Reynaldo Medina, III
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Patent number: 12561718Abstract: Techniques provided herein employ a data crawler to sort through data stored on an electronic device to enable classification of data based on certain characteristics. For example, the data crawler can assess data characteristics such as rarity, originality, frequency of access, level of customization and level of security to help determine the value of data for indemnification purposes. Such characterizations may be used alongside a device security assessment to determine the data loss insurance premium and/or coverage.Type: GrantFiled: November 30, 2022Date of Patent: February 24, 2026Assignee: United Services Automobile Association (USAA)Inventors: Anto Chirayil Thomas, Subhalakshmi Selvam, Charlotte Thomas Creech, Nathan Lee Post, Mathew Cyriac Kottoor, Nina Cooper, Reynaldo Medina, III
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Patent number: 12530006Abstract: A system includes a computing device comprising a processor and a memory with instructions configured to cause the processor to identify smart devices communicating with service providers and extract smart device data associated with the smart devices. The smart device data is indicative of command signals sent from the service providers to control the smart devices to perform actions. The processor may identify sensors disposed within a proximity of the smart devices and configured to collect sensor data associated with the smart devices and receive the sensor data from the sensors, where the sensor data is indicative of the actions performed by the smart devices. The processor may identify command assumptions based on the sensor data and the smart device data, where the command assumptions correspond to a content of the command signals and provide the command assumptions to an electronic device for display.Type: GrantFiled: August 31, 2022Date of Patent: January 20, 2026Assignee: United Services Automobile Association (USAA)Inventors: Andre Rene Buentello, Nathan Lee Post, Justin Royell Nash, Gregory David Hansen, Jose L. Romero, Jr., Brian Francisco Shipley
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Patent number: 12517174Abstract: An electrical panel monitoring system may use sensors to acquire and transmit sensor data associated with an electrical panel. The electrical panel monitoring system may receive an expected value of an operating parameter for a device and compare it with the sensor data. The sensor data may include an actual value of the operating parameter for the device. The electrical panel monitoring system may detect an electrical issue and determine a time for the electrical issue based on a comparison between the actual value received from the sensor data and the expected value of the operating parameter. The electrical panel monitoring system may also recommend an operating time for the device.Type: GrantFiled: February 27, 2023Date of Patent: January 6, 2026Assignee: United Services Automobile Association (USAA)Inventors: Anto Chirayil Thomas, Subhalakshmi Selvam, Charlotte Thomas Creech, Nathan Lee Post, Mathew Cyriac Kottoor, Nina Cooper, Reynaldo Medina, III
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Patent number: 12499269Abstract: This disclosure is directed to systems and methods for system for protecting privacy of data. The systems and methods include utilizing one or more processors to perform actions. The actions include receiving a request for an individual to provide data to an entity. The actions also include identifying the data of the individual to share with the entity. The actions further include collecting the data in a protected digital identification data packet. The actions even further include sending the protected digital identification data packet to an identified and secure source of the entity. The actions still further include receiving and confirming the data in the protected digital identification data packet at the source of the entity. The actions yet further include automatically causing alteration (e.g., deletion) of the data based on confirmation of the data to prevent further access to the data.Type: GrantFiled: March 31, 2023Date of Patent: December 16, 2025Assignee: United Services Automobile Association (USAA)Inventors: Ravi Durairaj, Will Kerns Maney, John D. McEachron, Nathan Lee Post, Nolan Serrao, Mark Paxman Warnick
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Patent number: 12475546Abstract: A technique for monitoring stored goods using sensors and generating outputs, such as alerts, notifications, and the like, is provided. A storage monitoring system may identify a condition of a stored good based on data indicating storage conditions and handling conditions of the good. A storage assessment output is generated based on the identified condition of the stored good.Type: GrantFiled: September 28, 2022Date of Patent: November 18, 2025Assignee: United Services Automobile Association (USAA)Inventors: Joel S. Hartshorn, Elena Marie Carrasco, Nathan Lee Post, Mark Paxman Warnick, Ravi Durairaj, Nolan Serrao, Sumita T. Jonak, Will Kerns Maney
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Patent number: 12462212Abstract: A transactional method and system of incentivizing task performance using token-based exchange for electronic payment authentications. The system and method are configured to reward a person with electronic tokens for tasks that are performed and verified by the system. These tokens can then be exchanged by the user for completing purchases via online retailers or other electronic payment-based services. Verification can involve the use of natural language processing and image comparison algorithms to determine whether a particular task has been successfully completed.Type: GrantFiled: May 31, 2023Date of Patent: November 4, 2025Assignee: United Services Automobile Association (USAA)Inventors: Mark Paxman Warnick, Will Kerns Maney, Jr., Elena Marie Carrasco, Ravi Durairaj, Donald Nathaniel Holloway, III, Roberto Virgillio Jolliffe, Surender Kumar, Jeanie Graciela Lopez, Ivan Ortiz, Nathan Lee Post, Nolan Serrao, David Michael Schlittler
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Patent number: 12400479Abstract: A method and system of providing guidance and information to service representatives by performing real-time emotion recognition of customers. The emotion recognition model evaluates video data and/or audio data of the customer during a communication session in order to determine a most likely emotional state for the customer at a given time. The system then generates content for the service representative based on the emotional state. The content can include identification of the emotional state, a suggested tone for the service representative to employ during the conversation, and recommended solutions to the customer's issue.Type: GrantFiled: June 22, 2022Date of Patent: August 26, 2025Assignee: United Services Automobile Association (USAA)Inventors: Marta Leigh Argumedo, Yevgeniy Viatcheslavovich Khmelev, Joshua Thomas Kelly, Jennifer Hunt Erickson, Nathan Lee Post, Jose L. Romero, Jr.
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Patent number: 12394031Abstract: A system includes one or more processors configured to receive one or more sets of LIDAR sensor data corresponding to damage of a property. The system is configured to analyze the one or more sets of LIDAR sensor data and determine a repair recommendation and recommended time period of repair for the associated damage of the property. The system may also detect changes to property condition over time and monitor condition of the property over time via LIDAR sensors and alert the user when property condition decreases and a repair is recommended.Type: GrantFiled: May 9, 2022Date of Patent: August 19, 2025Assignee: United Services Automobile Association (USAA)Inventors: Andre Rene Buentello, Gregory David Hansen, Justin Royell Nash, Nathan Lee Post, Jose L. Romero, Jr., Brian Francisco Shipley
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Patent number: 12387272Abstract: A system may include one or more detectors configured to generate detector data based on signals received from one or more tags integrated in or disposed on one or more items. The system may include a processor configured to: receive the detector data; determine a first set of identification information corresponding to a first item of the one or more items based on the detector data; receive a list of tagged items for a first location, and the list of tagged items comprises a second set of identification information corresponding to the one or more items; identify a theft incident for the first item based on a comparison of the first and second sets of identification information; automatically send a notification relating to the theft incident to one or more devices; and determine one or more insurance policy decisions for the first item based on the theft incident.Type: GrantFiled: February 27, 2023Date of Patent: August 12, 2025Assignee: United Services Automobile Association (USAA)Inventors: Anto Chirayil Thomas, Subhalakshmi Selvam, Charlotte Thomas Creech, Nathan Lee Post, Mathew Cyriac Kottoor, Nina Cooper, Reynaldo Medina, III
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Patent number: 12373856Abstract: A transactional method and system of incentivizing task performance using token-based exchange for digital media access. The system and method are configured to reward a person with electronic tokens for tasks that are performed and verified by the system. These tokens can then be exchanged by the user for access to desired digital media. Verification can involve the use of natural language processing and image comparison algorithms to determine whether a particular task has been successfully completed.Type: GrantFiled: May 31, 2023Date of Patent: July 29, 2025Assignee: United Services Automobile Association (USAA)Inventors: Mark Paxman Warnick, Will Kerns Maney, Jr., Elena Marie Carrasco, Ravi Durairaj, Donald Nathaniel Holloway, III, Roberto Virgillio Jolliffe, Surender Kumar, Jeanie Graciela Lopez, Ivan Ortiz, Nathan Lee Post, Nolan Serrao, David Michael Schlittler
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Patent number: 12334047Abstract: Systems and methods that can automatically and intelligently edit audio signals to correct issues with voices and background noise. Such features may be especially useful as more people decide to work remotely. With remote work, some employees may be multi-tasking, for example by dropping off and picking up their kids while in meetings. Background noise reduction is essential for these remote workers. Using the exemplary systems and methods, remote workers could participate in live calls and/or create recordings while going about their daily chores. In particular, these remote workers would not need to wait until they are back home or in a quieter environment for participating in calls and/or making recordings.Type: GrantFiled: August 29, 2022Date of Patent: June 17, 2025Assignee: United Services Automobile Association (USAA)Inventors: Mark Paxman Warnick, Nathan Lee Post, Joel S. Hartshorn, Christian A. Williams, Will Kerns Maney, Jr., Ravi Durairaj, Nolan Serrao, Donald Nathaniel Holloway, III
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Patent number: 12333533Abstract: A computer may generate a temporary digital wallet containing one or more anonymous payment tokens and transmit the temporary digital wallet to a user device of a user. When the user provides an anonymous payment token of the one or more anonymous payment tokens to a point of sale (POS) system, the computer may receive from the POS system or other systems connected thereto, a request to authorize payment for the anonymous payment token. The request to authorize payment may also include an amount to be paid by the user to the POS system. Using the anonymous payment token, the computer may retrieve a user account and determine that the user account has sufficient funds for the transaction. Based upon the determination that the user account has sufficient funds, the computer may transmit an authorization confirmation back to the POS system or any other system that the authorization request originated from.Type: GrantFiled: October 29, 2020Date of Patent: June 17, 2025Assignee: United Services Automobile Association (USAA)Inventors: Bryan J. Osterkamp, Cory A. Matheson, Curtis Mark Bell, Ashley Raine Philbrick, Nathan Lee Post, Noe Alberto Martinez, David M. Jones, Jr., Oscar Guerra, Janelle Denice Dziuk, Zachery C. Lake, Yevgeniy Viatcheslavovich Khmelev
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Patent number: 12315183Abstract: A system and method for detecting deviations in building structures over time is disclosed. The system and method use range images of buildings captured using range imaging cameras (for example, time-of-flight cameras) to construct 3D models with sufficient resolution to detect deviations in structures that may not be obvious from looking at only photographic images. The system can also use augmented reality to project parts of a 3D model over photographic images of a structure to facilitate easy inspection of the structure.Type: GrantFiled: May 8, 2023Date of Patent: May 27, 2025Assignee: United Services Automobile Association (USAA)Inventors: Nathan Lee Post, Carlos J P Chavez, Deborah Janette Schulz, Ashley Raine Philbrick, Eric David Schroeder, Gabriel Carlos Fernandez, Snehal Desai, Rachel Elizabeth Csabi, Ruthie D. Lyle, Courtney St. Martin
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Patent number: 12284402Abstract: Systems and methods that can automatically generate synthetic videos depicting alternative scenarios that may be consistent with recorded video. Systems and methods leverage machine learning systems that can generate synthetic video information using autoencoders and generative adversarial networks that have been trained on previous video data. Systems and methods further include a scenario dashboard that allows users of the system to select recorded videos and other settings that serve as inputs, or constraints, on the synthetically generated videos.Type: GrantFiled: August 29, 2022Date of Patent: April 22, 2025Assignee: United Services Automobile Association (USAA)Inventors: Joel S. Hartshorn, Mark Paxman Warnick, Will Kerns Maney, Jr., Elena Marie Carrasco, Sumita T. Jonak, Ravi Durairaj, Nolan Serrao, Nathan Lee Post
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Patent number: 12243029Abstract: A computing system acquires a plurality of gig-income models for a plurality of gig-workers, and each of the plurality of gig-income models includes a corresponding expected income for a respective gig-worker of the plurality of gig-workers over a period of time. The computing system identifies groups of gig-workers to join an income float pool based on the gig-income models of the gig-workers. The computing system transfers funds into or out from an account associated with a gig-worker in the income float pool in response to detecting, from one or more data sources, a difference between an actual income and an expected income of the gig-worker during an additional period of time. Thus, the gig-worker receives a relatively stable income.Type: GrantFiled: April 26, 2023Date of Patent: March 4, 2025Assignee: UIPCO, LLCInventors: Anto Chirayil Thomas, Subhalakshmi Selvam, Charlotte Thomas Creech, Nathan Lee Post, Mathew Cyriac Kottoor, Nina Cooper, Reynaldo Medina, III
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Patent number: 12154598Abstract: A system and method for editing videos is disclosed. Specifically, the embodiments provide systems and methods that allow users to generate synthetic video segments that are synchronized with an edited audio track. The system and method make use of autoencoders to modify the facial features, including mouth movements, of a subject.Type: GrantFiled: March 28, 2023Date of Patent: November 26, 2024Assignee: United Services Automobile Association (USAA)Inventors: Mark Paxman Warnick, Ravi Durairaj, Joel S. Hartshorn, Nathan Lee Post
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Patent number: 12125154Abstract: A system and method facilitate interactive collaboration using an extended reality (XR) environment. The XR environment provides an electronic whiteboard to users of the XR environment. The XR environment provides an electronic notepad to the first user at a device of the first user. The XR environment receives a note of the electronic notepad from the first user, then receives an input to detach the note from the electronic notepad and to attach the note to the electronic whiteboard. Finally, the XR environment provides a view of the note on the electronic whiteboard to the second user.Type: GrantFiled: August 29, 2022Date of Patent: October 22, 2024Assignee: United Services Automobile Association (USAA)Inventors: Elena Marie Carrasco, Mark Paxman Warnick, Nathan Lee Post, Ravi Durairaj, Jeanie Graciela Lopez, Will Kerns Maney, Jr., Nolan Serrao